Renew your COE with a low rate of 3.50%

Get the best loan arrangement today



Simple to do!

Super Competitive Interest Rate

2 Working Days Approval

Guided Process Start to Finish


  •    Our COE Loans feature competitive interest rates and affordable low monthly payments

  •    We work with only the best COE loan providers in Singapore

  •    Quick response time with friendly, knowledgeable customer support

Frequently Asked Questions

  • Q1. What do I need to get ready for the COE Loan application?

    1. Most Recent 2 Year Income Tax Notice Of Assessment (NOA)
    2. NRIC Copy (Front and Back)
    3. PARF Details of the Vehicle (Retrievable from
    4. CPF Statement for the last 12 months

  • Q2. What are the next steps after I submit the Form?

    1. Our team will email you the necessary forms and instructions for you to fill up, along with more detailed inner-workings of the renewal process.
    2. Typically with all documents in order, the loan approval period takes 2 working days and an additional 3 working days for the renewal process to complete.
    3. Status updates and experienced help will be available through out the process.

  • Q3. What is the longest COE Loan Repayment Term I can take?

    For a 5 year COE renewal, the maximum loan repayment term is 4.5 years.
    For a 10 year COE renewal, the maximum loan repayment term is 7 years.

  • Q4. When is the best time to renew my COE before the current one expires?

    You should renew COE at least 1 week before the current one expires. Allow 2 working days for loan approval and 3 working days for the renewal process to take place.

  • Q5. What happens if my current COE has already expired?

    You can still renew COE as long as your current one does not exceed 1 month from the date of expiry at a late payment fee from $50-$250 depending on engine capacity. For more information please go to the official source of information here:


What our customers are saying about us

Pleasantly surprised how smooth the process took. Alex is a joy to work with. I got my COE loan renewed within a week.
- Tan Eu Gin

The Oneshift team is knowledgeable and was able to advise on the renewal procedure in a simple way that I can understand! Thumbs up
- Evelyn Lim

Thanks for Charlie for advising me on the monthly loan breakdown amount and repayment periods. The low interest rate helps! Will recommend to friends.
- James Lee


Start Now!

Call our friendly customer service at 6533 5878
Mon-Fri 9:30AM to 6:30PM.

COE Results for
January 2017 - Round 2

Category A: $50,889 788 $50,394
Category B: $52,807 299 $52,077

Browse Full COE Price History