$84,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jan 2016 (8 years, 9 months remaining)
Months
(7 years)
%

$16,925 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$58,801
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$84,321
Monthly Installment
$849.25 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,296 (30% of Car Price)
1st Installment
$849.25
Total Upfront Payment
$26,156.55

Loan Details

Total Loan
$59,025 Information
Total Interest
$12,313 Information
Total Sum Paid
$71,337 at the end of 7 years (84 months)

Other Car Financial Details

COE
$58,801 Information
ARF Paid
$16,925 Information
PARF Rebate
You get back $8,463 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,719 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2017 -58,465 63,655 5,189
Jun 2017 -57,902 63,165 5,262
Jul 2017 -57,336 62,675 5,339
Aug 2017 -56,766 62,185 5,419
Sep 2017 -56,192 61,695 5,502
Oct 2017 -55,616 61,205 5,589
Nov 2017 -55,035 60,715 5,679
Dec 2017 -54,452 60,225 5,773
Jan 2018 -53,865 59,735 5,870
Feb 2018 -53,274 59,245 5,971
Mar 2018 -52,680 58,755 6,075
Apr 2018 -52,083 58,265 6,182
End Of Year 1 of Loan
May 2018 -51,482 57,775 6,293
Jun 2018 -50,877 57,285 6,407
Jul 2018 -50,269 56,795 6,525
Aug 2018 -49,658 56,304 6,646
Sep 2018 -49,043 55,814 6,771
Oct 2018 -48,425 55,324 6,899
Nov 2018 -47,804 54,834 7,031
Dec 2018 -47,178 54,344 7,166
Jan 2019 -46,550 53,854 7,304
Feb 2019 -45,918 53,364 7,446
Mar 2019 -45,283 52,874 7,592
Apr 2019 -44,644 52,384 7,741
End Of Year 2 of Loan
May 2019 -44,001 51,894 7,893
Jun 2019 -43,356 51,404 8,049
Jul 2019 -42,706 50,914 8,208
Aug 2019 -42,054 50,424 8,371
Sep 2019 -41,398 49,934 8,537
Oct 2019 -40,738 49,444 8,706
Nov 2019 -40,075 48,954 8,879
Dec 2019 -39,409 48,464 9,056
Jan 2020 -38,739 47,974 9,236
Feb 2020 -38,065 47,484 9,419
Mar 2020 -37,389 46,994 9,606
Apr 2020 -36,708 46,504 9,796
End Of Year 3 of Loan
May 2020 -36,025 46,014 9,990
Jun 2020 -35,337 45,524 10,187
Jul 2020 -34,647 45,034 10,388
Aug 2020 -33,953 44,544 10,592
Sep 2020 -33,255 44,054 10,799
Oct 2020 -32,554 43,564 11,010
Nov 2020 -31,850 43,074 11,224
Dec 2020 -31,142 42,584 11,442
Jan 2021 -30,431 42,094 11,664
Feb 2021 -29,716 40,758 11,042
Mar 2021 -28,998 40,268 11,270
Apr 2021 -28,276 39,778 11,502
End Of Year 4 of Loan
May 2021 -27,551 39,288 11,737
Jun 2021 -26,823 38,798 11,975
Jul 2021 -26,091 38,308 12,217
Aug 2021 -25,355 37,818 12,463
Sep 2021 -24,616 37,328 12,712
Oct 2021 -23,874 36,838 12,964
Nov 2021 -23,128 36,348 13,220
Dec 2021 -22,379 35,858 13,479
Jan 2022 -21,626 35,368 13,742
Feb 2022 -20,870 34,032 13,162
Mar 2022 -20,110 33,542 13,431
Apr 2022 -19,347 33,052 13,704
End Of Year 5 of Loan
May 2022 -18,581 32,562 13,981
Jun 2022 -17,811 32,072 14,261
Jul 2022 -17,038 31,582 14,544
Aug 2022 -16,261 31,092 14,831
Sep 2022 -15,481 30,602 15,121
Oct 2022 -14,697 30,112 15,415
Nov 2022 -13,910 29,622 15,712
Dec 2022 -13,119 29,132 16,013
Jan 2023 -12,325 28,642 16,317
Feb 2023 -11,527 27,305 15,778
Mar 2023 -10,726 26,815 16,089
Apr 2023 -9,922 26,325 16,403
End Of Year 6 of Loan
May 2023 -9,114 25,835 16,721
Jun 2023 -8,303 25,345 17,042
Jul 2023 -7,488 24,855 17,367
Aug 2023 -6,670 24,365 17,695
Sep 2023 -5,848 23,875 18,027
Oct 2023 -5,023 23,385 18,362
Nov 2023 -4,195 22,895 18,701
Dec 2023 -3,363 22,405 19,043
Jan 2024 -2,527 21,915 19,388
Feb 2024 -1,688 20,579 18,891
Mar 2024 -846 20,089 19,243
Apr 2024 0 19,599 19,599
May 2024 0 19,109 19,109
Jun 2024 0 18,619 18,619
Jul 2024 0 18,129 18,129
Aug 2024 0 17,639 17,639
Sep 2024 0 17,149 17,149
Oct 2024 0 16,659 16,659
Nov 2024 0 16,169 16,169
Dec 2024 0 15,679 15,679
Jan 2025 0 15,189 15,189
Feb 2025 0 13,853 13,853
Mar 2025 0 13,363 13,363
Apr 2025 0 12,873 12,873
May 2025 0 12,383 12,383
Jun 2025 0 11,893 11,893
Jul 2025 0 11,403 11,403
Aug 2025 0 10,913 10,913
Sep 2025 0 10,423 10,423
Oct 2025 0 9,933 9,933
Nov 2025 0 9,443 9,443
Dec 2025 0 8,953 8,953
Jan 2026 0 8,463 8,463
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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