$89,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jan 2016 (8 years, 9 months remaining)
Months
(7 years)
%

$16,925 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$58,801
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$89,321
Monthly Installment
$899.61 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$26,796 (30% of Car Price)
1st Installment
$899.61
Total Upfront Payment
$27,706.91

Loan Details

Total Loan
$62,525 Information
Total Interest
$13,043 Information
Total Sum Paid
$75,567 at the end of 7 years (84 months)

Other Car Financial Details

COE
$58,801 Information
ARF Paid
$16,925 Information
PARF Rebate
You get back $8,463 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,383 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2017 -61,932 63,655 1,723
Jul 2017 -61,336 63,165 1,829
Aug 2017 -60,736 62,675 1,939
Sep 2017 -60,132 62,185 2,053
Oct 2017 -59,525 61,695 2,170
Nov 2017 -58,914 61,205 2,291
Dec 2017 -58,299 60,715 2,416
Jan 2018 -57,681 60,225 2,544
Feb 2018 -57,059 59,735 2,676
Mar 2018 -56,433 59,245 2,811
Apr 2018 -55,804 58,755 2,951
May 2018 -55,171 58,265 3,094
End Of Year 1 of Loan
Jun 2018 -54,534 57,775 3,240
Jul 2018 -53,894 57,285 3,390
Aug 2018 -53,250 56,795 3,544
Sep 2018 -52,603 56,304 3,702
Oct 2018 -51,952 55,814 3,863
Nov 2018 -51,297 55,324 4,028
Dec 2018 -50,638 54,834 4,196
Jan 2019 -49,976 54,344 4,368
Feb 2019 -49,310 53,854 4,544
Mar 2019 -48,641 53,364 4,724
Apr 2019 -47,968 52,874 4,907
May 2019 -47,291 52,384 5,093
End Of Year 2 of Loan
Jun 2019 -46,611 51,894 5,284
Jul 2019 -45,926 51,404 5,478
Aug 2019 -45,239 50,914 5,676
Sep 2019 -44,547 50,424 5,877
Oct 2019 -43,852 49,934 6,082
Nov 2019 -43,154 49,444 6,291
Dec 2019 -42,451 48,954 6,503
Jan 2020 -41,745 48,464 6,719
Feb 2020 -41,036 47,974 6,939
Mar 2020 -40,322 47,484 7,162
Apr 2020 -39,606 46,994 7,389
May 2020 -38,885 46,504 7,619
End Of Year 3 of Loan
Jun 2020 -38,161 46,014 7,854
Jul 2020 -37,433 45,524 8,092
Aug 2020 -36,701 45,034 8,333
Sep 2020 -35,966 44,544 8,578
Oct 2020 -35,227 44,054 8,827
Nov 2020 -34,485 43,564 9,080
Dec 2020 -33,738 43,074 9,336
Jan 2021 -32,989 42,584 9,596
Feb 2021 -32,235 42,094 9,859
Mar 2021 -31,478 40,758 9,280
Apr 2021 -30,717 40,268 9,551
May 2021 -29,953 39,778 9,825
End Of Year 4 of Loan
Jun 2021 -29,185 39,288 10,103
Jul 2021 -28,413 38,798 10,385
Aug 2021 -27,638 38,308 10,670
Sep 2021 -26,859 37,818 10,959
Oct 2021 -26,076 37,328 11,252
Nov 2021 -25,290 36,838 11,548
Dec 2021 -24,499 36,348 11,848
Jan 2022 -23,706 35,858 12,152
Feb 2022 -22,909 35,368 12,459
Mar 2022 -22,108 34,032 11,924
Apr 2022 -21,303 33,542 12,239
May 2022 -20,495 33,052 12,557
End Of Year 5 of Loan
Jun 2022 -19,683 32,562 12,879
Jul 2022 -18,867 32,072 13,204
Aug 2022 -18,048 31,582 13,534
Sep 2022 -17,225 31,092 13,867
Oct 2022 -16,398 30,602 14,203
Nov 2022 -15,568 30,112 14,543
Dec 2022 -14,734 29,622 14,887
Jan 2023 -13,897 29,132 15,235
Feb 2023 -13,056 28,642 15,586
Mar 2023 -12,211 27,305 15,094
Apr 2023 -11,362 26,815 15,453
May 2023 -10,510 26,325 15,815
End Of Year 6 of Loan
Jun 2023 -9,655 25,835 16,181
Jul 2023 -8,795 25,345 16,550
Aug 2023 -7,932 24,855 16,923
Sep 2023 -7,065 24,365 17,300
Oct 2023 -6,195 23,875 17,680
Nov 2023 -5,321 23,385 18,064
Dec 2023 -4,443 22,895 18,452
Jan 2024 -3,562 22,405 18,843
Feb 2024 -2,677 21,915 19,238
Mar 2024 -1,788 20,579 18,791
Apr 2024 -896 20,089 19,193
May 2024 0 19,599 19,599
Jun 2024 0 19,109 19,109
Jul 2024 0 18,619 18,619
Aug 2024 0 18,129 18,129
Sep 2024 0 17,639 17,639
Oct 2024 0 17,149 17,149
Nov 2024 0 16,659 16,659
Dec 2024 0 16,169 16,169
Jan 2025 0 15,679 15,679
Feb 2025 0 15,189 15,189
Mar 2025 0 13,853 13,853
Apr 2025 0 13,363 13,363
May 2025 0 12,873 12,873
Jun 2025 0 12,383 12,383
Jul 2025 0 11,893 11,893
Aug 2025 0 11,403 11,403
Sep 2025 0 10,913 10,913
Oct 2025 0 10,423 10,423
Nov 2025 0 9,933 9,933
Dec 2025 0 9,443 9,443
Jan 2026 0 8,953 8,953
Feb 2026 0 8,463 8,463
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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