$84,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jan 2016 (8 years, 4 months remaining)
Months
(7 years)
%

$16,925 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$58,801
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$84,321
Monthly Installment
$849.25 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,296 (30% of Car Price)
1st Installment
$849.25
Total Upfront Payment
$26,156.55

Loan Details

Total Loan
$59,025 Information
Total Interest
$12,313 Information
Total Sum Paid
$71,337 at the end of 7 years (84 months)

Other Car Financial Details

COE
$58,801 Information
ARF Paid
$16,925 Information
PARF Rebate
You get back $8,463 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,146 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2017 -58,465 61,205 2,739
Nov 2017 -57,902 60,715 2,812
Dec 2017 -57,336 60,225 2,889
Jan 2018 -56,766 59,735 2,969
Feb 2018 -56,192 59,245 3,052
Mar 2018 -55,616 58,755 3,139
Apr 2018 -55,035 58,265 3,229
May 2018 -54,452 57,775 3,323
Jun 2018 -53,865 57,285 3,420
Jul 2018 -53,274 56,795 3,520
Aug 2018 -52,680 56,304 3,624
Sep 2018 -52,083 55,814 3,732
End Of Year 1 of Loan
Oct 2018 -51,482 55,324 3,843
Nov 2018 -50,877 54,834 3,957
Dec 2018 -50,269 54,344 4,075
Jan 2019 -49,658 53,854 4,196
Feb 2019 -49,043 53,364 4,321
Mar 2019 -48,425 52,874 4,449
Apr 2019 -47,804 52,384 4,581
May 2019 -47,178 51,894 4,716
Jun 2019 -46,550 51,404 4,854
Jul 2019 -45,918 50,914 4,996
Aug 2019 -45,283 50,424 5,142
Sep 2019 -44,644 49,934 5,291
End Of Year 2 of Loan
Oct 2019 -44,001 49,444 5,443
Nov 2019 -43,356 48,954 5,599
Dec 2019 -42,706 48,464 5,758
Jan 2020 -42,054 47,974 5,921
Feb 2020 -41,398 47,484 6,087
Mar 2020 -40,738 46,994 6,256
Apr 2020 -40,075 46,504 6,429
May 2020 -39,409 46,014 6,606
Jun 2020 -38,739 45,524 6,786
Jul 2020 -38,065 45,034 6,969
Aug 2020 -37,389 44,544 7,156
Sep 2020 -36,708 44,054 7,346
End Of Year 3 of Loan
Oct 2020 -36,025 43,564 7,540
Nov 2020 -35,337 43,074 7,737
Dec 2020 -34,647 42,584 7,937
Jan 2021 -33,953 42,094 8,142
Feb 2021 -33,255 40,758 7,503
Mar 2021 -32,554 40,268 7,714
Apr 2021 -31,850 39,778 7,928
May 2021 -31,142 39,288 8,146
Jun 2021 -30,431 38,798 8,367
Jul 2021 -29,716 38,308 8,592
Aug 2021 -28,998 37,818 8,820
Sep 2021 -28,276 37,328 9,052
End Of Year 4 of Loan
Oct 2021 -27,551 36,838 9,287
Nov 2021 -26,823 36,348 9,525
Dec 2021 -26,091 35,858 9,767
Jan 2022 -25,355 35,368 10,013
Feb 2022 -24,616 34,032 9,415
Mar 2022 -23,874 33,542 9,668
Apr 2022 -23,128 33,052 9,924
May 2022 -22,379 32,562 10,183
Jun 2022 -21,626 32,072 10,445
Jul 2022 -20,870 31,582 10,712
Aug 2022 -20,110 31,092 10,981
Sep 2022 -19,347 30,602 11,254
End Of Year 5 of Loan
Oct 2022 -18,581 30,112 11,531
Nov 2022 -17,811 29,622 11,811
Dec 2022 -17,038 29,132 12,094
Jan 2023 -16,261 28,642 12,381
Feb 2023 -15,481 27,305 11,825
Mar 2023 -14,697 26,815 12,118
Apr 2023 -13,910 26,325 12,416
May 2023 -13,119 25,835 12,716
Jun 2023 -12,325 25,345 13,020
Jul 2023 -11,527 24,855 13,328
Aug 2023 -10,726 24,365 13,639
Sep 2023 -9,922 23,875 13,953
End Of Year 6 of Loan
Oct 2023 -9,114 23,385 14,271
Nov 2023 -8,303 22,895 14,592
Dec 2023 -7,488 22,405 14,917
Jan 2024 -6,670 21,915 15,245
Feb 2024 -5,848 20,579 14,731
Mar 2024 -5,023 20,089 15,066
Apr 2024 -4,195 19,599 15,404
May 2024 -3,363 19,109 15,746
Jun 2024 -2,527 18,619 16,092
Jul 2024 -1,688 18,129 16,441
Aug 2024 -846 17,639 16,793
Sep 2024 0 17,149 17,149
Oct 2024 0 16,659 16,659
Nov 2024 0 16,169 16,169
Dec 2024 0 15,679 15,679
Jan 2025 0 15,189 15,189
Feb 2025 0 13,853 13,853
Mar 2025 0 13,363 13,363
Apr 2025 0 12,873 12,873
May 2025 0 12,383 12,383
Jun 2025 0 11,893 11,893
Jul 2025 0 11,403 11,403
Aug 2025 0 10,913 10,913
Sep 2025 0 10,423 10,423
Oct 2025 0 9,933 9,933
Nov 2025 0 9,443 9,443
Dec 2025 0 8,953 8,953
Jan 2026 0 8,463 8,463
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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