$84,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jan 2016 (8 years, 7 months remaining)
Months
(7 years)
%

$16,925 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$58,801
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$84,321
Monthly Installment
$849.25 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,296 (30% of Car Price)
1st Installment
$849.25
Total Upfront Payment
$26,156.55

Loan Details

Total Loan
$59,025 Information
Total Interest
$12,313 Information
Total Sum Paid
$71,337 at the end of 7 years (84 months)

Other Car Financial Details

COE
$58,801 Information
ARF Paid
$16,925 Information
PARF Rebate
You get back $8,463 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,973 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug 2017 -58,465 62,675 4,209
Sep 2017 -57,902 62,185 4,282
Oct 2017 -57,336 61,695 4,359
Nov 2017 -56,766 61,205 4,439
Dec 2017 -56,192 60,715 4,522
Jan 2018 -55,616 60,225 4,609
Feb 2018 -55,035 59,735 4,699
Mar 2018 -54,452 59,245 4,793
Apr 2018 -53,865 58,755 4,890
May 2018 -53,274 58,265 4,990
Jun 2018 -52,680 57,775 5,095
Jul 2018 -52,083 57,285 5,202
End Of Year 1 of Loan
Aug 2018 -51,482 56,795 5,313
Sep 2018 -50,877 56,304 5,427
Oct 2018 -50,269 55,814 5,545
Nov 2018 -49,658 55,324 5,666
Dec 2018 -49,043 54,834 5,791
Jan 2019 -48,425 54,344 5,919
Feb 2019 -47,804 53,854 6,051
Mar 2019 -47,178 53,364 6,186
Apr 2019 -46,550 52,874 6,324
May 2019 -45,918 52,384 6,466
Jun 2019 -45,283 51,894 6,612
Jul 2019 -44,644 51,404 6,761
End Of Year 2 of Loan
Aug 2019 -44,001 50,914 6,913
Sep 2019 -43,356 50,424 7,069
Oct 2019 -42,706 49,934 7,228
Nov 2019 -42,054 49,444 7,391
Dec 2019 -41,398 48,954 7,557
Jan 2020 -40,738 48,464 7,726
Feb 2020 -40,075 47,974 7,899
Mar 2020 -39,409 47,484 8,076
Apr 2020 -38,739 46,994 8,256
May 2020 -38,065 46,504 8,439
Jun 2020 -37,389 46,014 8,626
Jul 2020 -36,708 45,524 8,816
End Of Year 3 of Loan
Aug 2020 -36,025 45,034 9,010
Sep 2020 -35,337 44,544 9,207
Oct 2020 -34,647 44,054 9,408
Nov 2020 -33,953 43,564 9,612
Dec 2020 -33,255 43,074 9,819
Jan 2021 -32,554 42,584 10,030
Feb 2021 -31,850 42,094 10,244
Mar 2021 -31,142 40,758 9,616
Apr 2021 -30,431 40,268 9,837
May 2021 -29,716 39,778 10,062
Jun 2021 -28,998 39,288 10,290
Jul 2021 -28,276 38,798 10,522
End Of Year 4 of Loan
Aug 2021 -27,551 38,308 10,757
Sep 2021 -26,823 37,818 10,995
Oct 2021 -26,091 37,328 11,237
Nov 2021 -25,355 36,838 11,483
Dec 2021 -24,616 36,348 11,732
Jan 2022 -23,874 35,858 11,984
Feb 2022 -23,128 35,368 12,240
Mar 2022 -22,379 34,032 11,653
Apr 2022 -21,626 33,542 11,915
May 2022 -20,870 33,052 12,182
Jun 2022 -20,110 32,562 12,451
Jul 2022 -19,347 32,072 12,724
End Of Year 5 of Loan
Aug 2022 -18,581 31,582 13,001
Sep 2022 -17,811 31,092 13,281
Oct 2022 -17,038 30,602 13,564
Nov 2022 -16,261 30,112 13,851
Dec 2022 -15,481 29,622 14,141
Jan 2023 -14,697 29,132 14,435
Feb 2023 -13,910 28,642 14,732
Mar 2023 -13,119 27,305 14,186
Apr 2023 -12,325 26,815 14,490
May 2023 -11,527 26,325 14,798
Jun 2023 -10,726 25,835 15,109
Jul 2023 -9,922 25,345 15,423
End Of Year 6 of Loan
Aug 2023 -9,114 24,855 15,741
Sep 2023 -8,303 24,365 16,062
Oct 2023 -7,488 23,875 16,387
Nov 2023 -6,670 23,385 16,715
Dec 2023 -5,848 22,895 17,047
Jan 2024 -5,023 22,405 17,382
Feb 2024 -4,195 21,915 17,721
Mar 2024 -3,363 20,579 17,216
Apr 2024 -2,527 20,089 17,562
May 2024 -1,688 19,599 17,911
Jun 2024 -846 19,109 18,263
Jul 2024 0 18,619 18,619
Aug 2024 0 18,129 18,129
Sep 2024 0 17,639 17,639
Oct 2024 0 17,149 17,149
Nov 2024 0 16,659 16,659
Dec 2024 0 16,169 16,169
Jan 2025 0 15,679 15,679
Feb 2025 0 15,189 15,189
Mar 2025 0 13,853 13,853
Apr 2025 0 13,363 13,363
May 2025 0 12,873 12,873
Jun 2025 0 12,383 12,383
Jul 2025 0 11,893 11,893
Aug 2025 0 11,403 11,403
Sep 2025 0 10,913 10,913
Oct 2025 0 10,423 10,423
Nov 2025 0 9,933 9,933
Dec 2025 0 9,443 9,443
Jan 2026 0 8,953 8,953
Feb 2026 0 8,463 8,463
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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