$84,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Jan 2016 (8 years, 11 months remaining)
Months
(7 years)
%

$16,925 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$58,801
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$84,321
Monthly Installment
$849.25 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,296 (30% of Car Price)
1st Installment
$849.25
Total Upfront Payment
$26,156.55

Loan Details

Total Loan
$59,025 Information
Total Interest
$12,313 Information
Total Sum Paid
$71,337 at the end of 7 years (84 months)

Other Car Financial Details

COE
$58,801 Information
ARF Paid
$16,925 Information
PARF Rebate
You get back $8,463 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,634 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Apr 2017 -58,465 64,635 6,169
May 2017 -57,902 64,145 6,242
Jun 2017 -57,336 63,655 6,319
Jul 2017 -56,766 63,165 6,399
Aug 2017 -56,192 62,675 6,482
Sep 2017 -55,616 62,185 6,569
Oct 2017 -55,035 61,695 6,659
Nov 2017 -54,452 61,205 6,753
Dec 2017 -53,865 60,715 6,850
Jan 2018 -53,274 60,225 6,951
Feb 2018 -52,680 59,735 7,055
Mar 2018 -52,083 59,245 7,162
End Of Year 1 of Loan
Apr 2018 -51,482 58,755 7,273
May 2018 -50,877 58,265 7,387
Jun 2018 -50,269 57,775 7,505
Jul 2018 -49,658 57,285 7,626
Aug 2018 -49,043 56,795 7,751
Sep 2018 -48,425 56,304 7,879
Oct 2018 -47,804 55,814 8,011
Nov 2018 -47,178 55,324 8,146
Dec 2018 -46,550 54,834 8,284
Jan 2019 -45,918 54,344 8,426
Feb 2019 -45,283 53,854 8,572
Mar 2019 -44,644 53,364 8,721
End Of Year 2 of Loan
Apr 2019 -44,001 52,874 8,873
May 2019 -43,356 52,384 9,029
Jun 2019 -42,706 51,894 9,188
Jul 2019 -42,054 51,404 9,351
Aug 2019 -41,398 50,914 9,517
Sep 2019 -40,738 50,424 9,686
Oct 2019 -40,075 49,934 9,859
Nov 2019 -39,409 49,444 10,036
Dec 2019 -38,739 48,954 10,216
Jan 2020 -38,065 48,464 10,399
Feb 2020 -37,389 47,974 10,586
Mar 2020 -36,708 47,484 10,776
End Of Year 3 of Loan
Apr 2020 -36,025 46,994 10,970
May 2020 -35,337 46,504 11,167
Jun 2020 -34,647 46,014 11,368
Jul 2020 -33,953 45,524 11,572
Aug 2020 -33,255 45,034 11,779
Sep 2020 -32,554 44,544 11,990
Oct 2020 -31,850 44,054 12,204
Nov 2020 -31,142 43,564 12,422
Dec 2020 -30,431 43,074 12,644
Jan 2021 -29,716 42,584 12,868
Feb 2021 -28,998 42,094 13,096
Mar 2021 -28,276 40,758 12,482
End Of Year 4 of Loan
Apr 2021 -27,551 40,268 12,717
May 2021 -26,823 39,778 12,955
Jun 2021 -26,091 39,288 13,197
Jul 2021 -25,355 38,798 13,443
Aug 2021 -24,616 38,308 13,692
Sep 2021 -23,874 37,818 13,944
Oct 2021 -23,128 37,328 14,200
Nov 2021 -22,379 36,838 14,459
Dec 2021 -21,626 36,348 14,722
Jan 2022 -20,870 35,858 14,988
Feb 2022 -20,110 35,368 15,257
Mar 2022 -19,347 34,032 14,684
End Of Year 5 of Loan
Apr 2022 -18,581 33,542 14,961
May 2022 -17,811 33,052 15,241
Jun 2022 -17,038 32,562 15,524
Jul 2022 -16,261 32,072 15,811
Aug 2022 -15,481 31,582 16,101
Sep 2022 -14,697 31,092 16,395
Oct 2022 -13,910 30,602 16,692
Nov 2022 -13,119 30,112 16,993
Dec 2022 -12,325 29,622 17,297
Jan 2023 -11,527 29,132 17,604
Feb 2023 -10,726 28,642 17,915
Mar 2023 -9,922 27,305 17,383
End Of Year 6 of Loan
Apr 2023 -9,114 26,815 17,701
May 2023 -8,303 26,325 18,022
Jun 2023 -7,488 25,835 18,347
Jul 2023 -6,670 25,345 18,675
Aug 2023 -5,848 24,855 19,007
Sep 2023 -5,023 24,365 19,342
Oct 2023 -4,195 23,875 19,681
Nov 2023 -3,363 23,385 20,023
Dec 2023 -2,527 22,895 20,368
Jan 2024 -1,688 22,405 20,717
Feb 2024 -846 21,915 21,069
Mar 2024 0 20,579 20,579
Apr 2024 0 20,089 20,089
May 2024 0 19,599 19,599
Jun 2024 0 19,109 19,109
Jul 2024 0 18,619 18,619
Aug 2024 0 18,129 18,129
Sep 2024 0 17,639 17,639
Oct 2024 0 17,149 17,149
Nov 2024 0 16,659 16,659
Dec 2024 0 16,169 16,169
Jan 2025 0 15,679 15,679
Feb 2025 0 15,189 15,189
Mar 2025 0 13,853 13,853
Apr 2025 0 13,363 13,363
May 2025 0 12,873 12,873
Jun 2025 0 12,383 12,383
Jul 2025 0 11,893 11,893
Aug 2025 0 11,403 11,403
Sep 2025 0 10,913 10,913
Oct 2025 0 10,423 10,423
Nov 2025 0 9,933 9,933
Dec 2025 0 9,443 9,443
Jan 2026 0 8,953 8,953
Feb 2026 0 8,463 8,463
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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