$48,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
9 Feb 2010 (2 years, 10 months remaining)
Months
(2 years, 10 months )
%

$34,613 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$23,180
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$48,321
Monthly Installment
$924.72 /month for 2 years, 10 months (34 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$14,496 (30% of Car Price)
1st Installment
$924.72
Total Upfront Payment
$15,432.02

Loan Details

Total Loan
$33,825 Information
Total Interest
$2,448 Information
Total Sum Paid
$36,273 at the end of 2 years, 10 months (34 months)

Other Car Financial Details

COE
$23,180 Information
ARF Paid
$34,613 Information
PARF Rebate
You get back $17,307 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,109 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2017 -28,208 27,142 -1,065
Jun 2017 -27,419 26,949 -470
Jul 2017 -26,626 26,756 130
Aug 2017 -25,829 26,563 734
Sep 2017 -25,027 26,370 1,342
Oct 2017 -24,222 26,176 1,955
Nov 2017 -23,412 25,983 2,571
Dec 2017 -22,599 25,790 3,191
Jan 2018 -21,781 25,597 3,816
Feb 2018 -20,959 25,404 4,445
Mar 2018 -20,133 23,480 3,347
Apr 2018 -19,303 23,287 3,984
End Of Year 1 of Loan
May 2018 -18,469 23,094 4,625
Jun 2018 -17,630 22,900 5,270
Jul 2018 -16,788 22,707 5,919
Aug 2018 -15,941 22,514 6,573
Sep 2018 -15,091 22,321 7,230
Oct 2018 -14,236 22,128 7,892
Nov 2018 -13,377 21,935 8,558
Dec 2018 -12,514 21,741 9,227
Jan 2019 -11,647 21,548 9,901
Feb 2019 -10,776 21,355 10,579
Mar 2019 -9,900 19,431 9,531
Apr 2019 -9,021 19,238 10,217
End Of Year 2 of Loan
May 2019 -8,137 19,045 10,908
Jun 2019 -7,250 18,852 11,602
Jul 2019 -6,358 18,659 12,301
Aug 2019 -5,462 18,466 13,004
Sep 2019 -4,562 18,272 13,710
Oct 2019 -3,658 18,079 14,421
Nov 2019 -2,749 17,886 15,137
Dec 2019 -1,837 17,693 15,856
Jan 2020 -921 17,500 16,579
Feb 2020 0 17,307 17,307
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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