$48,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
9 Feb 2010 (3 years remaining)
Months
(3 years)
%

$34,613 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$23,180
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$48,321
Monthly Installment
$877.35 /month for 3 years (36 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$14,496 (30% of Car Price)
1st Installment
$877.35
Total Upfront Payment
$15,384.65

Loan Details

Total Loan
$33,825 Information
Total Interest
$2,592 Information
Total Sum Paid
$36,417 at the end of 3 years (36 months)

Other Car Financial Details

COE
$23,180 Information
ARF Paid
$34,613 Information
PARF Rebate
You get back $17,307 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,777 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Apr 2017 -28,255 27,529 -727
May 2017 -27,514 27,335 -179
Jun 2017 -26,769 27,142 373
Jul 2017 -26,020 26,949 929
Aug 2017 -25,267 26,756 1,489
Sep 2017 -24,511 26,563 2,052
Oct 2017 -23,750 26,370 2,619
Nov 2017 -22,986 26,176 3,191
Dec 2017 -22,217 25,983 3,766
Jan 2018 -21,445 25,790 4,345
Feb 2018 -20,669 25,597 4,928
Mar 2018 -19,889 25,404 5,515
End Of Year 1 of Loan
Apr 2018 -19,105 23,480 4,375
May 2018 -18,317 23,287 4,970
Jun 2018 -17,525 23,094 5,568
Jul 2018 -16,730 22,900 6,171
Aug 2018 -15,930 22,707 6,777
Sep 2018 -15,127 22,514 7,387
Oct 2018 -14,319 22,321 8,002
Nov 2018 -13,508 22,128 8,620
Dec 2018 -12,693 21,935 9,241
Jan 2019 -11,874 21,741 9,867
Feb 2019 -11,051 21,548 10,497
Mar 2019 -10,225 21,355 11,131
End Of Year 2 of Loan
Apr 2019 -9,394 19,431 10,037
May 2019 -8,559 19,238 10,679
Jun 2019 -7,721 19,045 11,324
Jul 2019 -6,879 18,852 11,973
Aug 2019 -6,032 18,659 12,626
Sep 2019 -5,182 18,466 13,283
Oct 2019 -4,328 18,272 13,944
Nov 2019 -3,470 18,079 14,609
Dec 2019 -2,609 17,886 15,277
Jan 2020 -1,743 17,693 15,950
Feb 2020 -873 17,500 16,626
Mar 2020 0 17,307 17,307
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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