$85,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
2 Jun 2016 (8 years, 10 months remaining)
Months
(7 years)
%

$20,106 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$47,020
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$85,321
Monthly Installment
$736.56 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,596 (30% of Car Price)
1st Installment
$736.56
Total Upfront Payment
$26,343.86

Loan Details

Total Loan
$59,725 Information
Total Interest
$10,679 Information
Total Sum Paid
$70,403 at the end of 7 years (84 months)

Other Car Financial Details

COE
$47,020 Information
ARF Paid
$20,148 Information
PARF Rebate
You get back $10,074 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,579 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2017 -50,707 56,222 5,515
Oct 2017 -50,219 55,830 5,611
Nov 2017 -49,728 55,438 5,711
Dec 2017 -49,233 55,047 5,813
Jan 2018 -48,736 54,655 5,918
Feb 2018 -48,236 54,263 6,027
Mar 2018 -47,733 53,871 6,138
Apr 2018 -47,226 53,479 6,253
May 2018 -46,717 53,087 6,370
Jun 2018 -46,205 52,696 6,490
Jul 2018 -45,690 52,304 6,614
Aug 2018 -45,172 51,912 6,740
End Of Year 1 of Loan
Sep 2018 -44,650 51,520 6,870
Oct 2018 -44,126 51,128 7,002
Nov 2018 -43,599 50,736 7,137
Dec 2018 -43,069 50,345 7,276
Jan 2019 -42,536 49,953 7,417
Feb 2019 -42,000 49,561 7,561
Mar 2019 -41,460 49,169 7,709
Apr 2019 -40,918 48,777 7,859
May 2019 -40,373 48,385 8,012
Jun 2019 -39,825 47,994 8,168
Jul 2019 -39,274 47,602 8,328
Aug 2019 -38,720 47,210 8,490
End Of Year 2 of Loan
Sep 2019 -38,163 46,818 8,655
Oct 2019 -37,603 46,426 8,823
Nov 2019 -37,040 46,034 8,995
Dec 2019 -36,474 45,643 9,169
Jan 2020 -35,904 45,251 9,346
Feb 2020 -35,332 44,859 9,526
Mar 2020 -34,757 44,467 9,710
Apr 2020 -34,179 44,075 9,896
May 2020 -33,598 43,683 10,085
Jun 2020 -33,014 43,292 10,277
Jul 2020 -32,427 42,900 10,472
Aug 2020 -31,837 42,508 10,670
End Of Year 3 of Loan
Sep 2020 -31,244 42,116 10,872
Oct 2020 -30,648 41,724 11,076
Nov 2020 -30,049 41,332 11,283
Dec 2020 -29,447 40,941 11,493
Jan 2021 -28,843 40,549 11,706
Feb 2021 -28,235 40,157 11,922
Mar 2021 -27,624 39,765 12,141
Apr 2021 -27,010 39,373 12,363
May 2021 -26,393 38,981 12,589
Jun 2021 -25,773 38,590 12,817
Jul 2021 -25,150 37,192 12,042
Aug 2021 -24,524 36,801 12,276
End Of Year 4 of Loan
Sep 2021 -23,895 36,409 12,513
Oct 2021 -23,263 36,017 12,753
Nov 2021 -22,629 35,625 12,997
Dec 2021 -21,991 35,233 13,243
Jan 2022 -21,350 34,841 13,492
Feb 2022 -20,706 34,450 13,744
Mar 2022 -20,059 34,058 13,999
Apr 2022 -19,409 33,666 14,257
May 2022 -18,757 33,274 14,517
Jun 2022 -18,101 32,882 14,781
Jul 2022 -17,442 31,485 14,043
Aug 2022 -16,780 31,093 14,313
End Of Year 5 of Loan
Sep 2022 -16,115 30,701 14,586
Oct 2022 -15,448 30,310 14,862
Nov 2022 -14,777 29,918 15,141
Dec 2022 -14,103 29,526 15,423
Jan 2023 -13,426 29,134 15,708
Feb 2023 -12,747 28,742 15,996
Mar 2023 -12,064 28,350 16,286
Apr 2023 -11,378 27,959 16,580
May 2023 -10,690 27,567 16,877
Jun 2023 -9,998 27,175 17,177
Jul 2023 -9,303 25,778 16,475
Aug 2023 -8,605 25,386 16,780
End Of Year 6 of Loan
Sep 2023 -7,905 24,994 17,089
Oct 2023 -7,201 24,602 17,401
Nov 2023 -6,494 24,210 17,716
Dec 2023 -5,785 23,819 18,034
Jan 2024 -5,072 23,427 18,355
Feb 2024 -4,357 23,035 18,678
Mar 2024 -3,638 22,643 19,005
Apr 2024 -2,916 22,251 19,335
May 2024 -2,192 21,859 19,668
Jun 2024 -1,464 21,468 20,003
Jul 2024 -734 20,070 19,337
Aug 2024 0 19,679 19,679
Sep 2024 0 19,287 19,287
Oct 2024 0 18,895 18,895
Nov 2024 0 18,503 18,503
Dec 2024 0 18,111 18,111
Jan 2025 0 17,719 17,719
Feb 2025 0 17,328 17,328
Mar 2025 0 16,936 16,936
Apr 2025 0 16,544 16,544
May 2025 0 16,152 16,152
Jun 2025 0 15,760 15,760
Jul 2025 0 14,363 14,363
Aug 2025 0 13,971 13,971
Sep 2025 0 13,580 13,580
Oct 2025 0 13,188 13,188
Nov 2025 0 12,796 12,796
Dec 2025 0 12,404 12,404
Jan 2026 0 12,012 12,012
Feb 2026 0 11,620 11,620
Mar 2026 0 11,229 11,229
Apr 2026 0 10,837 10,837
May 2026 0 10,445 10,445
Jun 2026 0 10,053 10,053
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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