$85,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
2 Jun 2016 (9 years, 2 months remaining)
Months
(7 years)
%

$20,106 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$47,020
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$85,321
Monthly Installment
$736.56 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,596 (30% of Car Price)
1st Installment
$736.56
Total Upfront Payment
$26,343.86

Loan Details

Total Loan
$59,725 Information
Total Interest
$10,679 Information
Total Sum Paid
$70,403 at the end of 7 years (84 months)

Other Car Financial Details

COE
$47,020 Information
ARF Paid
$20,148 Information
PARF Rebate
You get back $10,074 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,280 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2017 -50,707 57,789 7,082
Jul 2017 -50,219 57,398 7,178
Aug 2017 -49,728 57,006 7,278
Sep 2017 -49,233 56,614 7,380
Oct 2017 -48,736 56,222 7,486
Nov 2017 -48,236 55,830 7,594
Dec 2017 -47,733 55,438 7,706
Jan 2018 -47,226 55,047 7,820
Feb 2018 -46,717 54,655 7,937
Mar 2018 -46,205 54,263 8,058
Apr 2018 -45,690 53,871 8,181
May 2018 -45,172 53,479 8,308
End Of Year 1 of Loan
Jun 2018 -44,650 53,087 8,437
Jul 2018 -44,126 52,696 8,569
Aug 2018 -43,599 52,304 8,705
Sep 2018 -43,069 51,912 8,843
Oct 2018 -42,536 51,520 8,984
Nov 2018 -42,000 51,128 9,129
Dec 2018 -41,460 50,736 9,276
Jan 2019 -40,918 50,345 9,426
Feb 2019 -40,373 49,953 9,580
Mar 2019 -39,825 49,561 9,736
Apr 2019 -39,274 49,169 9,895
May 2019 -38,720 48,777 10,057
End Of Year 2 of Loan
Jun 2019 -38,163 48,385 10,223
Jul 2019 -37,603 47,994 10,391
Aug 2019 -37,040 47,602 10,562
Sep 2019 -36,474 47,210 10,736
Oct 2019 -35,904 46,818 10,914
Nov 2019 -35,332 46,426 11,094
Dec 2019 -34,757 46,034 11,277
Jan 2020 -34,179 45,643 11,463
Feb 2020 -33,598 45,251 11,652
Mar 2020 -33,014 44,859 11,844
Apr 2020 -32,427 44,467 12,040
May 2020 -31,837 44,075 12,238
End Of Year 3 of Loan
Jun 2020 -31,244 43,683 12,439
Jul 2020 -30,648 43,292 12,643
Aug 2020 -30,049 42,900 12,850
Sep 2020 -29,447 42,508 13,060
Oct 2020 -28,843 42,116 13,273
Nov 2020 -28,235 41,724 13,490
Dec 2020 -27,624 41,332 13,709
Jan 2021 -27,010 40,941 13,931
Feb 2021 -26,393 40,549 14,156
Mar 2021 -25,773 40,157 14,384
Apr 2021 -25,150 39,765 14,615
May 2021 -24,524 39,373 14,849
End Of Year 4 of Loan
Jun 2021 -23,895 38,981 15,086
Jul 2021 -23,263 38,590 15,326
Aug 2021 -22,629 37,192 14,564
Sep 2021 -21,991 36,801 14,810
Oct 2021 -21,350 36,409 15,059
Nov 2021 -20,706 36,017 15,311
Dec 2021 -20,059 35,625 15,566
Jan 2022 -19,409 35,233 15,824
Feb 2022 -18,757 34,841 16,085
Mar 2022 -18,101 34,450 16,349
Apr 2022 -17,442 34,058 16,616
May 2022 -16,780 33,666 16,886
End Of Year 5 of Loan
Jun 2022 -16,115 33,274 17,159
Jul 2022 -15,448 32,882 17,435
Aug 2022 -14,777 31,485 16,708
Sep 2022 -14,103 31,093 16,990
Oct 2022 -13,426 30,701 17,275
Nov 2022 -12,747 30,310 17,563
Dec 2022 -12,064 29,918 17,854
Jan 2023 -11,378 29,526 18,148
Feb 2023 -10,690 29,134 18,445
Mar 2023 -9,998 28,742 18,744
Apr 2023 -9,303 28,350 19,047
May 2023 -8,605 27,959 19,353
End Of Year 6 of Loan
Jun 2023 -7,905 27,567 19,662
Jul 2023 -7,201 27,175 19,974
Aug 2023 -6,494 25,778 19,283
Sep 2023 -5,785 25,386 19,601
Oct 2023 -5,072 24,994 19,922
Nov 2023 -4,357 24,602 20,246
Dec 2023 -3,638 24,210 20,572
Jan 2024 -2,916 23,819 20,902
Feb 2024 -2,192 23,427 21,235
Mar 2024 -1,464 23,035 21,571
Apr 2024 -734 22,643 21,910
May 2024 0 22,251 22,251
Jun 2024 0 21,859 21,859
Jul 2024 0 21,468 21,468
Aug 2024 0 20,070 20,070
Sep 2024 0 19,679 19,679
Oct 2024 0 19,287 19,287
Nov 2024 0 18,895 18,895
Dec 2024 0 18,503 18,503
Jan 2025 0 18,111 18,111
Feb 2025 0 17,719 17,719
Mar 2025 0 17,328 17,328
Apr 2025 0 16,936 16,936
May 2025 0 16,544 16,544
Jun 2025 0 16,152 16,152
Jul 2025 0 15,760 15,760
Aug 2025 0 14,363 14,363
Sep 2025 0 13,971 13,971
Oct 2025 0 13,580 13,580
Nov 2025 0 13,188 13,188
Dec 2025 0 12,796 12,796
Jan 2026 0 12,404 12,404
Feb 2026 0 12,012 12,012
Mar 2026 0 11,620 11,620
Apr 2026 0 11,229 11,229
May 2026 0 10,837 10,837
Jun 2026 0 10,445 10,445
Jul 2026 0 10,053 10,053
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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