$85,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
2 Jun 2016 (9 years remaining)
Months
(7 years)
%

$20,106 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$47,020
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$85,321
Monthly Installment
$736.56 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,596 (30% of Car Price)
1st Installment
$736.56
Total Upfront Payment
$26,343.86

Loan Details

Total Loan
$59,725 Information
Total Interest
$10,679 Information
Total Sum Paid
$70,403 at the end of 7 years (84 months)

Other Car Financial Details

COE
$47,020 Information
ARF Paid
$20,148 Information
PARF Rebate
You get back $10,074 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,431 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2017 -50,707 57,006 6,298
Aug 2017 -50,219 56,614 6,395
Sep 2017 -49,728 56,222 6,494
Oct 2017 -49,233 55,830 6,597
Nov 2017 -48,736 55,438 6,702
Dec 2017 -48,236 55,047 6,811
Jan 2018 -47,733 54,655 6,922
Feb 2018 -47,226 54,263 7,036
Mar 2018 -46,717 53,871 7,154
Apr 2018 -46,205 53,479 7,274
May 2018 -45,690 53,087 7,398
Jun 2018 -45,172 52,696 7,524
End Of Year 1 of Loan
Jul 2018 -44,650 52,304 7,653
Aug 2018 -44,126 51,912 7,786
Sep 2018 -43,599 51,520 7,921
Oct 2018 -43,069 51,128 8,059
Nov 2018 -42,536 50,736 8,201
Dec 2018 -42,000 50,345 8,345
Jan 2019 -41,460 49,953 8,492
Feb 2019 -40,918 49,561 8,643
Mar 2019 -40,373 49,169 8,796
Apr 2019 -39,825 48,777 8,952
May 2019 -39,274 48,385 9,111
Jun 2019 -38,720 47,994 9,274
End Of Year 2 of Loan
Jul 2019 -38,163 47,602 9,439
Aug 2019 -37,603 47,210 9,607
Sep 2019 -37,040 46,818 9,778
Oct 2019 -36,474 46,426 9,953
Nov 2019 -35,904 46,034 10,130
Dec 2019 -35,332 45,643 10,310
Jan 2020 -34,757 45,251 10,493
Feb 2020 -34,179 44,859 10,679
Mar 2020 -33,598 44,467 10,869
Apr 2020 -33,014 44,075 11,061
May 2020 -32,427 43,683 11,256
Jun 2020 -31,837 43,292 11,454
End Of Year 3 of Loan
Jul 2020 -31,244 42,900 11,655
Aug 2020 -30,648 42,508 11,859
Sep 2020 -30,049 42,116 12,067
Oct 2020 -29,447 41,724 12,277
Nov 2020 -28,843 41,332 12,490
Dec 2020 -28,235 40,941 12,706
Jan 2021 -27,624 40,549 12,925
Feb 2021 -27,010 40,157 13,147
Mar 2021 -26,393 39,765 13,372
Apr 2021 -25,773 39,373 13,600
May 2021 -25,150 38,981 13,831
Jun 2021 -24,524 38,590 14,065
End Of Year 4 of Loan
Jul 2021 -23,895 37,192 13,297
Aug 2021 -23,263 36,801 13,537
Sep 2021 -22,629 36,409 13,780
Oct 2021 -21,991 36,017 14,026
Nov 2021 -21,350 35,625 14,275
Dec 2021 -20,706 35,233 14,527
Jan 2022 -20,059 34,841 14,782
Feb 2022 -19,409 34,450 15,040
Mar 2022 -18,757 34,058 15,301
Apr 2022 -18,101 33,666 15,565
May 2022 -17,442 33,274 15,832
Jun 2022 -16,780 32,882 16,102
End Of Year 5 of Loan
Jul 2022 -16,115 31,485 15,370
Aug 2022 -15,448 31,093 15,646
Sep 2022 -14,777 30,701 15,925
Oct 2022 -14,103 30,310 16,206
Nov 2022 -13,426 29,918 16,491
Dec 2022 -12,747 29,526 16,779
Jan 2023 -12,064 29,134 17,070
Feb 2023 -11,378 28,742 17,364
Mar 2023 -10,690 28,350 17,661
Apr 2023 -9,998 27,959 17,961
May 2023 -9,303 27,567 18,264
Jun 2023 -8,605 27,175 18,569
End Of Year 6 of Loan
Jul 2023 -7,905 25,778 17,873
Aug 2023 -7,201 25,386 18,185
Sep 2023 -6,494 24,994 18,500
Oct 2023 -5,785 24,602 18,817
Nov 2023 -5,072 24,210 19,138
Dec 2023 -4,357 23,819 19,462
Jan 2024 -3,638 23,427 19,789
Feb 2024 -2,916 23,035 20,119
Mar 2024 -2,192 22,643 20,451
Apr 2024 -1,464 22,251 20,787
May 2024 -734 21,859 21,126
Jun 2024 0 21,468 21,468
Jul 2024 0 20,070 20,070
Aug 2024 0 19,679 19,679
Sep 2024 0 19,287 19,287
Oct 2024 0 18,895 18,895
Nov 2024 0 18,503 18,503
Dec 2024 0 18,111 18,111
Jan 2025 0 17,719 17,719
Feb 2025 0 17,328 17,328
Mar 2025 0 16,936 16,936
Apr 2025 0 16,544 16,544
May 2025 0 16,152 16,152
Jun 2025 0 15,760 15,760
Jul 2025 0 14,363 14,363
Aug 2025 0 13,971 13,971
Sep 2025 0 13,580 13,580
Oct 2025 0 13,188 13,188
Nov 2025 0 12,796 12,796
Dec 2025 0 12,404 12,404
Jan 2026 0 12,012 12,012
Feb 2026 0 11,620 11,620
Mar 2026 0 11,229 11,229
Apr 2026 0 10,837 10,837
May 2026 0 10,445 10,445
Jun 2026 0 10,053 10,053
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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