$85,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
2 Jun 2016 (8 years, 9 months remaining)
Months
(7 years)
%

$20,106 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$47,020
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$85,321
Monthly Installment
$736.56 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,596 (30% of Car Price)
1st Installment
$736.56
Total Upfront Payment
$26,343.86

Loan Details

Total Loan
$59,725 Information
Total Interest
$10,679 Information
Total Sum Paid
$70,403 at the end of 7 years (84 months)

Other Car Financial Details

COE
$47,020 Information
ARF Paid
$20,148 Information
PARF Rebate
You get back $10,074 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,740 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2017 -50,707 55,830 5,123
Dec 2017 -50,219 55,438 5,219
Jan 2018 -49,728 55,047 5,319
Feb 2018 -49,233 54,655 5,421
Mar 2018 -48,736 54,263 5,527
Apr 2018 -48,236 53,871 5,635
May 2018 -47,733 53,479 5,746
Jun 2018 -47,226 53,087 5,861
Jul 2018 -46,717 52,696 5,978
Aug 2018 -46,205 52,304 6,099
Sep 2018 -45,690 51,912 6,222
Oct 2018 -45,172 51,520 6,348
End Of Year 1 of Loan
Nov 2018 -44,650 51,128 6,478
Dec 2018 -44,126 50,736 6,610
Jan 2019 -43,599 50,345 6,745
Feb 2019 -43,069 49,953 6,884
Mar 2019 -42,536 49,561 7,025
Apr 2019 -42,000 49,169 7,169
May 2019 -41,460 48,777 7,317
Jun 2019 -40,918 48,385 7,467
Jul 2019 -40,373 47,994 7,620
Aug 2019 -39,825 47,602 7,777
Sep 2019 -39,274 47,210 7,936
Oct 2019 -38,720 46,818 8,098
End Of Year 2 of Loan
Nov 2019 -38,163 46,426 8,263
Dec 2019 -37,603 46,034 8,432
Jan 2020 -37,040 45,643 8,603
Feb 2020 -36,474 45,251 8,777
Mar 2020 -35,904 44,859 8,954
Apr 2020 -35,332 44,467 9,135
May 2020 -34,757 44,075 9,318
Jun 2020 -34,179 43,683 9,504
Jul 2020 -33,598 43,292 9,693
Aug 2020 -33,014 42,900 9,885
Sep 2020 -32,427 42,508 10,080
Oct 2020 -31,837 42,116 10,279
End Of Year 3 of Loan
Nov 2020 -31,244 41,724 10,480
Dec 2020 -30,648 41,332 10,684
Jan 2021 -30,049 40,941 10,891
Feb 2021 -29,447 40,549 11,101
Mar 2021 -28,843 40,157 11,314
Apr 2021 -28,235 39,765 11,530
May 2021 -27,624 39,373 11,750
Jun 2021 -27,010 38,981 11,972
Jul 2021 -26,393 38,590 12,197
Aug 2021 -25,773 37,192 11,419
Sep 2021 -25,150 36,801 11,651
Oct 2021 -24,524 36,409 11,885
End Of Year 4 of Loan
Nov 2021 -23,895 36,017 12,122
Dec 2021 -23,263 35,625 12,362
Jan 2022 -22,629 35,233 12,605
Feb 2022 -21,991 34,841 12,851
Mar 2022 -21,350 34,450 13,100
Apr 2022 -20,706 34,058 13,352
May 2022 -20,059 33,666 13,607
Jun 2022 -19,409 33,274 13,865
Jul 2022 -18,757 32,882 14,126
Aug 2022 -18,101 31,485 13,384
Sep 2022 -17,442 31,093 13,651
Oct 2022 -16,780 30,701 13,921
End Of Year 5 of Loan
Nov 2022 -16,115 30,310 14,194
Dec 2022 -15,448 29,918 14,470
Jan 2023 -14,777 29,526 14,749
Feb 2023 -14,103 29,134 15,031
Mar 2023 -13,426 28,742 15,316
Apr 2023 -12,747 28,350 15,604
May 2023 -12,064 27,959 15,895
Jun 2023 -11,378 27,567 16,189
Jul 2023 -10,690 27,175 16,485
Aug 2023 -9,998 25,778 15,780
Sep 2023 -9,303 25,386 16,083
Oct 2023 -8,605 24,994 16,389
End Of Year 6 of Loan
Nov 2023 -7,905 24,602 16,697
Dec 2023 -7,201 24,210 17,009
Jan 2024 -6,494 23,819 17,324
Feb 2024 -5,785 23,427 17,642
Mar 2024 -5,072 23,035 17,963
Apr 2024 -4,357 22,643 18,287
May 2024 -3,638 22,251 18,613
Jun 2024 -2,916 21,859 18,943
Jul 2024 -2,192 21,468 19,276
Aug 2024 -1,464 20,070 18,606
Sep 2024 -734 19,679 18,945
Oct 2024 0 19,287 19,287
Nov 2024 0 18,895 18,895
Dec 2024 0 18,503 18,503
Jan 2025 0 18,111 18,111
Feb 2025 0 17,719 17,719
Mar 2025 0 17,328 17,328
Apr 2025 0 16,936 16,936
May 2025 0 16,544 16,544
Jun 2025 0 16,152 16,152
Jul 2025 0 15,760 15,760
Aug 2025 0 14,363 14,363
Sep 2025 0 13,971 13,971
Oct 2025 0 13,580 13,580
Nov 2025 0 13,188 13,188
Dec 2025 0 12,796 12,796
Jan 2026 0 12,404 12,404
Feb 2026 0 12,012 12,012
Mar 2026 0 11,620 11,620
Apr 2026 0 11,229 11,229
May 2026 0 10,837 10,837
Jun 2026 0 10,445 10,445
Jul 2026 0 10,053 10,053
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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