$75,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
16 Jun 2016 (9 years, 2 months remaining)
Months
(7 years)
%

$19,495 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$36,694
Off Peak Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$75,321
Monthly Installment
$758.61 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$22,596 (30% of Car Price)
1st Installment
$758.61
Total Upfront Payment
$23,365.91

Loan Details

Total Loan
$52,725 Information
Total Interest
$10,998 Information
Total Sum Paid
$63,723 at the end of 7 years (84 months)

Other Car Financial Details

COE
$36,694 Information
ARF Paid
$19,495 Information
PARF Rebate
You get back $9,748 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$7,185 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2017 -52,225 47,952 -4,273
Jul 2017 -51,722 47,646 -4,076
Aug 2017 -51,216 47,340 -3,876
Sep 2017 -50,707 47,034 -3,673
Oct 2017 -50,195 46,729 -3,466
Nov 2017 -49,680 46,423 -3,257
Dec 2017 -49,161 46,117 -3,044
Jan 2018 -48,640 45,811 -2,829
Feb 2018 -48,115 45,505 -2,610
Mar 2018 -47,588 45,200 -2,388
Apr 2018 -47,057 44,894 -2,163
May 2018 -46,523 44,588 -1,935
End Of Year 1 of Loan
Jun 2018 -45,987 44,282 -1,704
Jul 2018 -45,447 43,976 -1,470
Aug 2018 -44,904 43,671 -1,233
Sep 2018 -44,358 43,365 -993
Oct 2018 -43,809 43,059 -750
Nov 2018 -43,257 42,753 -503
Dec 2018 -42,701 42,448 -254
Jan 2019 -42,143 42,142 -1
Feb 2019 -41,581 41,836 255
Mar 2019 -41,017 41,530 513
Apr 2019 -40,449 41,224 775
May 2019 -39,879 40,919 1,040
End Of Year 2 of Loan
Jun 2019 -39,305 40,613 1,308
Jul 2019 -38,728 40,307 1,579
Aug 2019 -38,148 40,001 1,853
Sep 2019 -37,565 39,695 2,130
Oct 2019 -36,979 39,390 2,411
Nov 2019 -36,390 39,084 2,694
Dec 2019 -35,798 38,778 2,981
Jan 2020 -35,202 38,472 3,270
Feb 2020 -34,604 38,167 3,563
Mar 2020 -34,002 37,861 3,858
Apr 2020 -33,398 37,555 4,157
May 2020 -32,790 37,249 4,459
End Of Year 3 of Loan
Jun 2020 -32,179 36,943 4,764
Jul 2020 -31,566 36,638 5,072
Aug 2020 -30,949 36,332 5,383
Sep 2020 -30,329 36,026 5,697
Oct 2020 -29,706 35,720 6,015
Nov 2020 -29,080 35,415 6,335
Dec 2020 -28,450 35,109 6,658
Jan 2021 -27,818 34,803 6,985
Feb 2021 -27,183 34,497 7,314
Mar 2021 -26,544 34,191 7,647
Apr 2021 -25,903 33,886 7,983
May 2021 -25,258 33,580 8,322
End Of Year 4 of Loan
Jun 2021 -24,610 33,274 8,664
Jul 2021 -23,960 32,968 9,009
Aug 2021 -23,306 31,688 8,382
Sep 2021 -22,649 31,382 8,733
Oct 2021 -21,989 31,076 9,087
Nov 2021 -21,326 30,770 9,445
Dec 2021 -20,659 30,465 9,805
Jan 2022 -19,990 30,159 10,169
Feb 2022 -19,318 29,853 10,535
Mar 2022 -18,642 29,547 10,905
Apr 2022 -17,964 29,241 11,278
May 2022 -17,282 28,936 11,653
End Of Year 5 of Loan
Jun 2022 -16,598 28,630 12,032
Jul 2022 -15,910 28,324 12,414
Aug 2022 -15,219 27,044 11,824
Sep 2022 -14,525 26,738 12,213
Oct 2022 -13,828 26,432 12,604
Nov 2022 -13,128 26,126 12,998
Dec 2022 -12,425 25,820 13,395
Jan 2023 -11,719 25,515 13,796
Feb 2023 -11,009 25,209 14,199
Mar 2023 -10,297 24,903 14,606
Apr 2023 -9,582 24,597 15,016
May 2023 -8,863 24,292 15,429
End Of Year 6 of Loan
Jun 2023 -8,141 23,986 15,844
Jul 2023 -7,417 23,680 16,263
Aug 2023 -6,689 22,399 15,711
Sep 2023 -5,958 22,094 16,136
Oct 2023 -5,224 21,788 16,564
Nov 2023 -4,487 21,482 16,995
Dec 2023 -3,747 21,176 17,429
Jan 2024 -3,004 20,871 17,867
Feb 2024 -2,257 20,565 18,307
Mar 2024 -1,508 20,259 18,751
Apr 2024 -756 19,953 19,198
May 2024 0 19,647 19,647
Jun 2024 0 19,342 19,342
Jul 2024 0 19,036 19,036
Aug 2024 0 17,755 17,755
Sep 2024 0 17,449 17,449
Oct 2024 0 17,144 17,144
Nov 2024 0 16,838 16,838
Dec 2024 0 16,532 16,532
Jan 2025 0 16,226 16,226
Feb 2025 0 15,921 15,921
Mar 2025 0 15,615 15,615
Apr 2025 0 15,309 15,309
May 2025 0 15,003 15,003
Jun 2025 0 14,697 14,697
Jul 2025 0 14,392 14,392
Aug 2025 0 13,111 13,111
Sep 2025 0 12,805 12,805
Oct 2025 0 12,500 12,500
Nov 2025 0 12,194 12,194
Dec 2025 0 11,888 11,888
Jan 2026 0 11,582 11,582
Feb 2026 0 11,276 11,276
Mar 2026 0 10,971 10,971
Apr 2026 0 10,665 10,665
May 2026 0 10,359 10,359
Jun 2026 0 10,053 10,053
Jul 2026 0 9,748 9,748
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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