$84,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Nov 2016 (9 years, 3 months remaining)
Months
(7 years)
%

$18,511 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$52,668
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$84,321
Monthly Installment
$849.25 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,296 (30% of Car Price)
1st Installment
$849.25
Total Upfront Payment
$26,156.55

Loan Details

Total Loan
$59,025 Information
Total Interest
$12,313 Information
Total Sum Paid
$71,337 at the end of 7 years (84 months)

Other Car Financial Details

COE
$52,668 Information
ARF Paid
$18,511 Information
PARF Rebate
You get back $9,256 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,105 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2017 -58,465 62,162 3,697
Oct 2017 -57,902 61,723 3,821
Nov 2017 -57,336 61,284 3,949
Dec 2017 -56,766 60,846 4,080
Jan 2018 -56,192 60,407 4,214
Feb 2018 -55,616 59,968 4,352
Mar 2018 -55,035 59,529 4,493
Apr 2018 -54,452 59,090 4,638
May 2018 -53,865 58,651 4,786
Jun 2018 -53,274 58,212 4,938
Jul 2018 -52,680 57,773 5,093
Aug 2018 -52,083 57,334 5,252
End Of Year 1 of Loan
Sep 2018 -51,482 56,895 5,414
Oct 2018 -50,877 56,457 5,579
Nov 2018 -50,269 56,018 5,748
Dec 2018 -49,658 55,579 5,921
Jan 2019 -49,043 55,140 6,096
Feb 2019 -48,425 54,701 6,276
Mar 2019 -47,804 54,262 6,458
Apr 2019 -47,178 53,823 6,645
May 2019 -46,550 53,384 6,834
Jun 2019 -45,918 52,945 7,027
Jul 2019 -45,283 52,506 7,224
Aug 2019 -44,644 52,068 7,424
End Of Year 2 of Loan
Sep 2019 -44,001 51,629 7,627
Oct 2019 -43,356 51,190 7,834
Nov 2019 -42,706 50,751 8,044
Dec 2019 -42,054 50,312 8,258
Jan 2020 -41,398 49,873 8,475
Feb 2020 -40,738 49,434 8,696
Mar 2020 -40,075 48,995 8,920
Apr 2020 -39,409 48,556 9,148
May 2020 -38,739 48,117 9,379
Jun 2020 -38,065 47,679 9,613
Jul 2020 -37,389 47,240 9,851
Aug 2020 -36,708 46,801 10,093
End Of Year 3 of Loan
Sep 2020 -36,025 46,362 10,337
Oct 2020 -35,337 45,923 10,586
Nov 2020 -34,647 45,484 10,837
Dec 2020 -33,953 45,045 11,092
Jan 2021 -33,255 44,606 11,351
Feb 2021 -32,554 44,167 11,613
Mar 2021 -31,850 43,728 11,879
Apr 2021 -31,142 43,290 12,148
May 2021 -30,431 42,851 12,420
Jun 2021 -29,716 42,412 12,696
Jul 2021 -28,998 41,973 12,975
Aug 2021 -28,276 41,534 13,258
End Of Year 4 of Loan
Sep 2021 -27,551 41,095 13,544
Oct 2021 -26,823 40,656 13,834
Nov 2021 -26,091 40,217 14,127
Dec 2021 -25,355 38,853 13,498
Jan 2022 -24,616 38,414 13,798
Feb 2022 -23,874 37,975 14,101
Mar 2022 -23,128 37,536 14,408
Apr 2022 -22,379 37,097 14,718
May 2022 -21,626 36,658 15,032
Jun 2022 -20,870 36,219 15,349
Jul 2022 -20,110 35,781 15,670
Aug 2022 -19,347 35,342 15,994
End Of Year 5 of Loan
Sep 2022 -18,581 34,903 16,322
Oct 2022 -17,811 34,464 16,653
Nov 2022 -17,038 34,025 16,987
Dec 2022 -16,261 32,660 16,400
Jan 2023 -15,481 32,222 16,741
Feb 2023 -14,697 31,783 17,086
Mar 2023 -13,910 31,344 17,434
Apr 2023 -13,119 30,905 17,786
May 2023 -12,325 30,466 18,141
Jun 2023 -11,527 30,027 18,500
Jul 2023 -10,726 29,588 18,862
Aug 2023 -9,922 29,149 19,227
End Of Year 6 of Loan
Sep 2023 -9,114 28,710 19,596
Oct 2023 -8,303 28,271 19,969
Nov 2023 -7,488 27,833 20,344
Dec 2023 -6,670 26,468 19,798
Jan 2024 -5,848 26,029 20,181
Feb 2024 -5,023 25,590 20,567
Mar 2024 -4,195 25,151 20,957
Apr 2024 -3,363 24,713 21,350
May 2024 -2,527 24,274 21,747
Jun 2024 -1,688 23,835 22,147
Jul 2024 -846 23,396 22,550
Aug 2024 0 22,957 22,957
Sep 2024 0 22,518 22,518
Oct 2024 0 22,079 22,079
Nov 2024 0 21,640 21,640
Dec 2024 0 20,276 20,276
Jan 2025 0 19,837 19,837
Feb 2025 0 19,398 19,398
Mar 2025 0 18,959 18,959
Apr 2025 0 18,520 18,520
May 2025 0 18,081 18,081
Jun 2025 0 17,642 17,642
Jul 2025 0 17,203 17,203
Aug 2025 0 16,765 16,765
Sep 2025 0 16,326 16,326
Oct 2025 0 15,887 15,887
Nov 2025 0 15,448 15,448
Dec 2025 0 14,083 14,083
Jan 2026 0 13,645 13,645
Feb 2026 0 13,206 13,206
Mar 2026 0 12,767 12,767
Apr 2026 0 12,328 12,328
May 2026 0 11,889 11,889
Jun 2026 0 11,450 11,450
Jul 2026 0 11,011 11,011
Aug 2026 0 10,572 10,572
Sep 2026 0 10,133 10,133
Oct 2026 0 9,694 9,694
Nov 2026 0 9,256 9,256
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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