$89,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Nov 2016 (9 years, 5 months remaining)
Months
(7 years)
%

$18,511 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$52,668
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$89,321
Monthly Installment
$899.61 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$26,796 (30% of Car Price)
1st Installment
$899.61
Total Upfront Payment
$27,706.91

Loan Details

Total Loan
$62,525 Information
Total Interest
$13,043 Information
Total Sum Paid
$75,567 at the end of 7 years (84 months)

Other Car Financial Details

COE
$52,668 Information
ARF Paid
$18,511 Information
PARF Rebate
You get back $9,256 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,504 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2017 -61,932 63,040 1,108
Aug 2017 -61,336 62,601 1,266
Sep 2017 -60,736 62,162 1,427
Oct 2017 -60,132 61,723 1,591
Nov 2017 -59,525 61,284 1,760
Dec 2017 -58,914 60,846 1,932
Jan 2018 -58,299 60,407 2,108
Feb 2018 -57,681 59,968 2,287
Mar 2018 -57,059 59,529 2,470
Apr 2018 -56,433 59,090 2,657
May 2018 -55,804 58,651 2,847
Jun 2018 -55,171 58,212 3,041
End Of Year 1 of Loan
Jul 2018 -54,534 57,773 3,239
Aug 2018 -53,894 57,334 3,440
Sep 2018 -53,250 56,895 3,645
Oct 2018 -52,603 56,457 3,854
Nov 2018 -51,952 56,018 4,066
Dec 2018 -51,297 55,579 4,282
Jan 2019 -50,638 55,140 4,502
Feb 2019 -49,976 54,701 4,725
Mar 2019 -49,310 54,262 4,952
Apr 2019 -48,641 53,823 5,182
May 2019 -47,968 53,384 5,417
Jun 2019 -47,291 52,945 5,654
End Of Year 2 of Loan
Jul 2019 -46,611 52,506 5,896
Aug 2019 -45,926 52,068 6,141
Sep 2019 -45,239 51,629 6,390
Oct 2019 -44,547 51,190 6,642
Nov 2019 -43,852 50,751 6,898
Dec 2019 -43,154 50,312 7,158
Jan 2020 -42,451 49,873 7,422
Feb 2020 -41,745 49,434 7,689
Mar 2020 -41,036 48,995 7,959
Apr 2020 -40,322 48,556 8,234
May 2020 -39,606 48,117 8,512
Jun 2020 -38,885 47,679 8,794
End Of Year 3 of Loan
Jul 2020 -38,161 47,240 9,079
Aug 2020 -37,433 46,801 9,368
Sep 2020 -36,701 46,362 9,661
Oct 2020 -35,966 45,923 9,957
Nov 2020 -35,227 45,484 10,257
Dec 2020 -34,485 45,045 10,560
Jan 2021 -33,738 44,606 10,868
Feb 2021 -32,989 44,167 11,179
Mar 2021 -32,235 43,728 11,493
Apr 2021 -31,478 43,290 11,811
May 2021 -30,717 42,851 12,133
Jun 2021 -29,953 42,412 12,459
End Of Year 4 of Loan
Jul 2021 -29,185 41,973 12,788
Aug 2021 -28,413 41,534 13,121
Sep 2021 -27,638 41,095 13,457
Oct 2021 -26,859 40,656 13,798
Nov 2021 -26,076 40,217 14,141
Dec 2021 -25,290 38,853 13,563
Jan 2022 -24,499 38,414 13,914
Feb 2022 -23,706 37,975 14,269
Mar 2022 -22,909 37,536 14,628
Apr 2022 -22,108 37,097 14,990
May 2022 -21,303 36,658 15,355
Jun 2022 -20,495 36,219 15,725
End Of Year 5 of Loan
Jul 2022 -19,683 35,781 16,098
Aug 2022 -18,867 35,342 16,474
Sep 2022 -18,048 34,903 16,855
Oct 2022 -17,225 34,464 17,239
Nov 2022 -16,398 34,025 17,626
Dec 2022 -15,568 32,660 17,092
Jan 2023 -14,734 32,222 17,487
Feb 2023 -13,897 31,783 17,886
Mar 2023 -13,056 31,344 18,288
Apr 2023 -12,211 30,905 18,694
May 2023 -11,362 30,466 19,103
Jun 2023 -10,510 30,027 19,517
End Of Year 6 of Loan
Jul 2023 -9,655 29,588 19,934
Aug 2023 -8,795 29,149 20,354
Sep 2023 -7,932 28,710 20,778
Oct 2023 -7,065 28,271 21,206
Nov 2023 -6,195 27,833 21,638
Dec 2023 -5,321 26,468 21,147
Jan 2024 -4,443 26,029 21,586
Feb 2024 -3,562 25,590 22,028
Mar 2024 -2,677 25,151 22,474
Apr 2024 -1,788 24,713 22,924
May 2024 -896 24,274 23,378
Jun 2024 0 23,835 23,835
Jul 2024 0 23,396 23,396
Aug 2024 0 22,957 22,957
Sep 2024 0 22,518 22,518
Oct 2024 0 22,079 22,079
Nov 2024 0 21,640 21,640
Dec 2024 0 20,276 20,276
Jan 2025 0 19,837 19,837
Feb 2025 0 19,398 19,398
Mar 2025 0 18,959 18,959
Apr 2025 0 18,520 18,520
May 2025 0 18,081 18,081
Jun 2025 0 17,642 17,642
Jul 2025 0 17,203 17,203
Aug 2025 0 16,765 16,765
Sep 2025 0 16,326 16,326
Oct 2025 0 15,887 15,887
Nov 2025 0 15,448 15,448
Dec 2025 0 14,083 14,083
Jan 2026 0 13,645 13,645
Feb 2026 0 13,206 13,206
Mar 2026 0 12,767 12,767
Apr 2026 0 12,328 12,328
May 2026 0 11,889 11,889
Jun 2026 0 11,450 11,450
Jul 2026 0 11,011 11,011
Aug 2026 0 10,572 10,572
Sep 2026 0 10,133 10,133
Oct 2026 0 9,694 9,694
Nov 2026 0 9,256 9,256
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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