$84,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Nov 2016 (9 years, 2 months remaining)
Months
(7 years)
%

$18,511 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$52,668
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$84,321
Monthly Installment
$849.25 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$25,296 (30% of Car Price)
1st Installment
$849.25
Total Upfront Payment
$26,156.55

Loan Details

Total Loan
$59,025 Information
Total Interest
$12,313 Information
Total Sum Paid
$71,337 at the end of 7 years (84 months)

Other Car Financial Details

COE
$52,668 Information
ARF Paid
$18,511 Information
PARF Rebate
You get back $9,256 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,249 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Nov 2017 -58,465 61,723 3,258
Dec 2017 -57,902 61,284 3,382
Jan 2018 -57,336 60,846 3,510
Feb 2018 -56,766 60,407 3,641
Mar 2018 -56,192 59,968 3,775
Apr 2018 -55,616 59,529 3,913
May 2018 -55,035 59,090 4,054
Jun 2018 -54,452 58,651 4,199
Jul 2018 -53,865 58,212 4,348
Aug 2018 -53,274 57,773 4,499
Sep 2018 -52,680 57,334 4,654
Oct 2018 -52,083 56,895 4,813
End Of Year 1 of Loan
Nov 2018 -51,482 56,457 4,975
Dec 2018 -50,877 56,018 5,140
Jan 2019 -50,269 55,579 5,309
Feb 2019 -49,658 55,140 5,482
Mar 2019 -49,043 54,701 5,658
Apr 2019 -48,425 54,262 5,837
May 2019 -47,804 53,823 6,020
Jun 2019 -47,178 53,384 6,206
Jul 2019 -46,550 52,945 6,395
Aug 2019 -45,918 52,506 6,588
Sep 2019 -45,283 52,068 6,785
Oct 2019 -44,644 51,629 6,985
End Of Year 2 of Loan
Nov 2019 -44,001 51,190 7,188
Dec 2019 -43,356 50,751 7,395
Jan 2020 -42,706 50,312 7,606
Feb 2020 -42,054 49,873 7,819
Mar 2020 -41,398 49,434 8,037
Apr 2020 -40,738 48,995 8,257
May 2020 -40,075 48,556 8,481
Jun 2020 -39,409 48,117 8,709
Jul 2020 -38,739 47,679 8,940
Aug 2020 -38,065 47,240 9,174
Sep 2020 -37,389 46,801 9,412
Oct 2020 -36,708 46,362 9,654
End Of Year 3 of Loan
Nov 2020 -36,025 45,923 9,898
Dec 2020 -35,337 45,484 10,147
Jan 2021 -34,647 45,045 10,398
Feb 2021 -33,953 44,606 10,654
Mar 2021 -33,255 44,167 10,912
Apr 2021 -32,554 43,728 11,174
May 2021 -31,850 43,290 11,440
Jun 2021 -31,142 42,851 11,709
Jul 2021 -30,431 42,412 11,981
Aug 2021 -29,716 41,973 12,257
Sep 2021 -28,998 41,534 12,536
Oct 2021 -28,276 41,095 12,819
End Of Year 4 of Loan
Nov 2021 -27,551 40,656 13,105
Dec 2021 -26,823 40,217 13,395
Jan 2022 -26,091 38,853 12,762
Feb 2022 -25,355 38,414 13,059
Mar 2022 -24,616 37,975 13,359
Apr 2022 -23,874 37,536 13,662
May 2022 -23,128 37,097 13,969
Jun 2022 -22,379 36,658 14,279
Jul 2022 -21,626 36,219 14,593
Aug 2022 -20,870 35,781 14,910
Sep 2022 -20,110 35,342 15,231
Oct 2022 -19,347 34,903 15,555
End Of Year 5 of Loan
Nov 2022 -18,581 34,464 15,883
Dec 2022 -17,811 34,025 16,214
Jan 2023 -17,038 32,660 15,623
Feb 2023 -16,261 32,222 15,961
Mar 2023 -15,481 31,783 16,302
Apr 2023 -14,697 31,344 16,647
May 2023 -13,910 30,905 16,995
Jun 2023 -13,119 30,466 17,347
Jul 2023 -12,325 30,027 17,702
Aug 2023 -11,527 29,588 18,061
Sep 2023 -10,726 29,149 18,423
Oct 2023 -9,922 28,710 18,788
End Of Year 6 of Loan
Nov 2023 -9,114 28,271 19,157
Dec 2023 -8,303 27,833 19,530
Jan 2024 -7,488 26,468 18,980
Feb 2024 -6,670 26,029 19,359
Mar 2024 -5,848 25,590 19,742
Apr 2024 -5,023 25,151 20,128
May 2024 -4,195 24,713 20,518
Jun 2024 -3,363 24,274 20,911
Jul 2024 -2,527 23,835 21,308
Aug 2024 -1,688 23,396 21,708
Sep 2024 -846 22,957 22,111
Oct 2024 0 22,518 22,518
Nov 2024 0 22,079 22,079
Dec 2024 0 21,640 21,640
Jan 2025 0 20,276 20,276
Feb 2025 0 19,837 19,837
Mar 2025 0 19,398 19,398
Apr 2025 0 18,959 18,959
May 2025 0 18,520 18,520
Jun 2025 0 18,081 18,081
Jul 2025 0 17,642 17,642
Aug 2025 0 17,203 17,203
Sep 2025 0 16,765 16,765
Oct 2025 0 16,326 16,326
Nov 2025 0 15,887 15,887
Dec 2025 0 15,448 15,448
Jan 2026 0 14,083 14,083
Feb 2026 0 13,645 13,645
Mar 2026 0 13,206 13,206
Apr 2026 0 12,767 12,767
May 2026 0 12,328 12,328
Jun 2026 0 11,889 11,889
Jul 2026 0 11,450 11,450
Aug 2026 0 11,011 11,011
Sep 2026 0 10,572 10,572
Oct 2026 0 10,133 10,133
Nov 2026 0 9,694 9,694
Dec 2026 0 9,256 9,256
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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