$89,321

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Nov 2016 (9 years, 7 months remaining)
Months
(7 years)
%

$18,511 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$52,668
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$89,321
Monthly Installment
$899.61 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$26,796 (30% of Car Price)
1st Installment
$899.61
Total Upfront Payment
$27,706.91

Loan Details

Total Loan
$62,525 Information
Total Interest
$13,043 Information
Total Sum Paid
$75,567 at the end of 7 years (84 months)

Other Car Financial Details

COE
$52,668 Information
ARF Paid
$18,511 Information
PARF Rebate
You get back $9,256 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,360 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2017 -61,932 63,918 1,986
Jul 2017 -61,336 63,479 2,143
Aug 2017 -60,736 63,040 2,304
Sep 2017 -60,132 62,601 2,469
Oct 2017 -59,525 62,162 2,638
Nov 2017 -58,914 61,723 2,810
Dec 2017 -58,299 61,284 2,986
Jan 2018 -57,681 60,846 3,165
Feb 2018 -57,059 60,407 3,348
Mar 2018 -56,433 59,968 3,535
Apr 2018 -55,804 59,529 3,725
May 2018 -55,171 59,090 3,919
End Of Year 1 of Loan
Jun 2018 -54,534 58,651 4,117
Jul 2018 -53,894 58,212 4,318
Aug 2018 -53,250 57,773 4,523
Sep 2018 -52,603 57,334 4,732
Oct 2018 -51,952 56,895 4,944
Nov 2018 -51,297 56,457 5,160
Dec 2018 -50,638 56,018 5,379
Jan 2019 -49,976 55,579 5,603
Feb 2019 -49,310 55,140 5,830
Mar 2019 -48,641 54,701 6,060
Apr 2019 -47,968 54,262 6,294
May 2019 -47,291 53,823 6,532
End Of Year 2 of Loan
Jun 2019 -46,611 53,384 6,774
Jul 2019 -45,926 52,945 7,019
Aug 2019 -45,239 52,506 7,268
Sep 2019 -44,547 52,068 7,520
Oct 2019 -43,852 51,629 7,776
Nov 2019 -43,154 51,190 8,036
Dec 2019 -42,451 50,751 8,299
Jan 2020 -41,745 50,312 8,567
Feb 2020 -41,036 49,873 8,837
Mar 2020 -40,322 49,434 9,112
Apr 2020 -39,606 48,995 9,390
May 2020 -38,885 48,556 9,671
End Of Year 3 of Loan
Jun 2020 -38,161 48,117 9,957
Jul 2020 -37,433 47,679 10,246
Aug 2020 -36,701 47,240 10,538
Sep 2020 -35,966 46,801 10,835
Oct 2020 -35,227 46,362 11,135
Nov 2020 -34,485 45,923 11,438
Dec 2020 -33,738 45,484 11,746
Jan 2021 -32,989 45,045 12,056
Feb 2021 -32,235 44,606 12,371
Mar 2021 -31,478 44,167 12,689
Apr 2021 -30,717 43,728 13,011
May 2021 -29,953 43,290 13,337
End Of Year 4 of Loan
Jun 2021 -29,185 42,851 13,666
Jul 2021 -28,413 42,412 13,999
Aug 2021 -27,638 41,973 14,335
Sep 2021 -26,859 41,534 14,675
Oct 2021 -26,076 41,095 15,019
Nov 2021 -25,290 40,656 15,367
Dec 2021 -24,499 40,217 15,718
Jan 2022 -23,706 38,853 15,147
Feb 2022 -22,909 38,414 15,505
Mar 2022 -22,108 37,975 15,867
Apr 2022 -21,303 37,536 16,233
May 2022 -20,495 37,097 16,603
End Of Year 5 of Loan
Jun 2022 -19,683 36,658 16,976
Jul 2022 -18,867 36,219 17,352
Aug 2022 -18,048 35,781 17,733
Sep 2022 -17,225 35,342 18,117
Oct 2022 -16,398 34,903 18,504
Nov 2022 -15,568 34,464 18,896
Dec 2022 -14,734 34,025 19,290
Jan 2023 -13,897 32,660 18,764
Feb 2023 -13,056 32,222 19,166
Mar 2023 -12,211 31,783 19,572
Apr 2023 -11,362 31,344 19,981
May 2023 -10,510 30,905 20,394
End Of Year 6 of Loan
Jun 2023 -9,655 30,466 20,811
Jul 2023 -8,795 30,027 21,232
Aug 2023 -7,932 29,588 21,656
Sep 2023 -7,065 29,149 22,084
Oct 2023 -6,195 28,710 22,515
Nov 2023 -5,321 28,271 22,951
Dec 2023 -4,443 27,833 23,389
Jan 2024 -3,562 26,468 22,906
Feb 2024 -2,677 26,029 23,352
Mar 2024 -1,788 25,590 23,802
Apr 2024 -896 25,151 24,255
May 2024 0 24,713 24,713
Jun 2024 0 24,274 24,274
Jul 2024 0 23,835 23,835
Aug 2024 0 23,396 23,396
Sep 2024 0 22,957 22,957
Oct 2024 0 22,518 22,518
Nov 2024 0 22,079 22,079
Dec 2024 0 21,640 21,640
Jan 2025 0 20,276 20,276
Feb 2025 0 19,837 19,837
Mar 2025 0 19,398 19,398
Apr 2025 0 18,959 18,959
May 2025 0 18,520 18,520
Jun 2025 0 18,081 18,081
Jul 2025 0 17,642 17,642
Aug 2025 0 17,203 17,203
Sep 2025 0 16,765 16,765
Oct 2025 0 16,326 16,326
Nov 2025 0 15,887 15,887
Dec 2025 0 15,448 15,448
Jan 2026 0 14,083 14,083
Feb 2026 0 13,645 13,645
Mar 2026 0 13,206 13,206
Apr 2026 0 12,767 12,767
May 2026 0 12,328 12,328
Jun 2026 0 11,889 11,889
Jul 2026 0 11,450 11,450
Aug 2026 0 11,011 11,011
Sep 2026 0 10,572 10,572
Oct 2026 0 10,133 10,133
Nov 2026 0 9,694 9,694
Dec 2026 0 9,256 9,256
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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