$77,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
17 Jul 2014 (7 years, 5 months remaining)
Months
(7 years)
%

$13,725 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$63,190
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$77,800
Monthly Installment
$783.58 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$11
Down Payment
$23,340 (30% of Car Price)
1st Installment
$783.58
Total Upfront Payment
$24,134.58

Loan Details

Total Loan
$54,460 Information
Total Interest
$11,360 Information
Total Sum Paid
$65,820 at the end of 7 years (84 months)

Other Car Financial Details

COE
$63,190 Information
ARF Paid
$13,725 Information
PARF Rebate
You get back $6,863 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$9,704 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Apr 2017 -53,944 56,633 2,689
May 2017 -53,424 56,107 2,682
Jun 2017 -52,902 55,580 2,678
Jul 2017 -52,376 55,053 2,678
Aug 2017 -51,847 54,527 2,680
Sep 2017 -51,315 54,000 2,686
Oct 2017 -50,779 53,474 2,694
Nov 2017 -50,241 52,947 2,706
Dec 2017 -49,699 52,420 2,721
Jan 2018 -49,154 51,894 2,740
Feb 2018 -48,606 51,367 2,761
Mar 2018 -48,055 50,841 2,786
End Of Year 1 of Loan
Apr 2018 -47,500 50,314 2,814
May 2018 -46,943 49,788 2,845
Jun 2018 -46,382 49,261 2,879
Jul 2018 -45,818 48,734 2,917
Aug 2018 -45,251 48,208 2,957
Sep 2018 -44,680 47,681 3,001
Oct 2018 -44,107 47,155 3,048
Nov 2018 -43,530 46,628 3,098
Dec 2018 -42,950 46,101 3,151
Jan 2019 -42,367 45,575 3,208
Feb 2019 -41,781 45,048 3,268
Mar 2019 -41,191 44,522 3,331
End Of Year 2 of Loan
Apr 2019 -40,599 43,995 3,397
May 2019 -40,003 43,469 3,466
Jun 2019 -39,404 42,942 3,538
Jul 2019 -38,801 42,415 3,614
Aug 2019 -38,196 41,889 3,693
Sep 2019 -37,588 40,676 3,088
Oct 2019 -36,976 40,149 3,174
Nov 2019 -36,361 39,623 3,262
Dec 2019 -35,743 39,096 3,353
Jan 2020 -35,122 38,570 3,448
Feb 2020 -34,497 38,043 3,546
Mar 2020 -33,869 37,516 3,647
End Of Year 3 of Loan
Apr 2020 -33,239 36,990 3,751
May 2020 -32,605 36,463 3,859
Jun 2020 -31,967 35,937 3,969
Jul 2020 -31,327 35,410 4,083
Aug 2020 -30,683 34,884 4,200
Sep 2020 -30,037 33,671 3,634
Oct 2020 -29,387 33,144 3,757
Nov 2020 -28,734 32,618 3,884
Dec 2020 -28,077 32,091 4,014
Jan 2021 -27,418 31,564 4,146
Feb 2021 -26,755 31,038 4,283
Mar 2021 -26,089 30,511 4,422
End Of Year 4 of Loan
Apr 2021 -25,420 29,985 4,564
May 2021 -24,748 29,458 4,710
Jun 2021 -24,073 28,931 4,859
Jul 2021 -23,394 28,405 5,011
Aug 2021 -22,712 27,878 5,166
Sep 2021 -22,028 26,665 4,638
Oct 2021 -21,339 26,139 4,799
Nov 2021 -20,648 25,612 4,964
Dec 2021 -19,954 25,086 5,132
Jan 2022 -19,256 24,559 5,303
Feb 2022 -18,555 24,033 5,477
Mar 2022 -17,851 23,506 5,655
End Of Year 5 of Loan
Apr 2022 -17,144 22,979 5,835
May 2022 -16,434 22,453 6,019
Jun 2022 -15,720 21,926 6,206
Jul 2022 -15,003 21,400 6,396
Aug 2022 -14,283 20,873 6,590
Sep 2022 -13,560 19,660 6,100
Oct 2022 -12,834 19,134 6,300
Nov 2022 -12,104 18,607 6,503
Dec 2022 -11,372 18,080 6,709
Jan 2023 -10,636 17,554 6,918
Feb 2023 -9,897 17,027 7,130
Mar 2023 -9,155 16,501 7,346
End Of Year 6 of Loan
Apr 2023 -8,409 15,974 7,565
May 2023 -7,661 15,448 7,787
Jun 2023 -6,909 14,921 8,012
Jul 2023 -6,154 14,394 8,240
Aug 2023 -5,396 13,868 8,472
Sep 2023 -4,635 12,655 8,020
Oct 2023 -3,870 12,128 8,258
Nov 2023 -3,102 11,602 8,499
Dec 2023 -2,332 11,075 8,744
Jan 2024 -1,558 10,549 8,991
Feb 2024 -780 10,022 9,242
Mar 2024 0 9,495 9,495
Apr 2024 0 8,969 8,969
May 2024 0 8,442 8,442
Jun 2024 0 7,916 7,916
Jul 2024 0 7,389 7,389
Aug 2024 0 6,863 6,863
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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