Ford S Max 2.3 (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $23,573
Engine Cap: 2261 cc
Power: 161Bhp @ 6500rpm
Torque: 208Nm @ 4000rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$144,999
Down Payment
$58,000 (40% of Car Price)
Monthly Installment
$1,238 for 7 years (84 months) Information

Loan Details

Total Loan
$86,999 Information
Total Interest
$16,930 Information
Total Sum Paid
$103,929 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$13,321 Information
COE
$45,001 Information
ARF Paid
$25,002 Information
PARF Rebate
You get back $12,501 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,518 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Apr 2021 102,692 63,378 -22,782
May 2021 101,455 63,003 -22,314
Jun 2021 100,217 62,628 -21,840
Jul 2021 98,980 62,253 -21,362
Aug 2021 97,743 61,878 -20,879
Sep 2021 96,506 61,503 -20,392
Oct 2021 95,268 61,128 -19,900
Nov 2021 94,031 60,753 -19,402
Dec 2021 92,794 60,378 -18,901
Jan 2022 91,557 60,003 -18,394
Feb 2022 90,319 59,628 -17,883
Mar 2022 89,082 59,253 -17,367
End Of Year 1
Apr 2022 87,845 58,878 -16,846
May 2022 86,608 58,503 -16,320
Jun 2022 85,370 58,128 -15,790
Jul 2022 84,133 57,753 -15,255
Aug 2022 82,896 57,378 -14,715
Sep 2022 81,659 57,003 -14,171
Oct 2022 80,421 56,627 -13,622
Nov 2022 79,184 56,252 -13,068
Dec 2022 77,947 55,877 -12,509
Jan 2023 76,710 55,502 -11,945
Feb 2023 75,472 55,127 -11,377
Mar 2023 74,235 54,752 -10,804
End Of Year 2
Apr 2023 72,998 54,377 -10,226
May 2023 71,761 54,002 -9,644
Jun 2023 70,523 53,627 -9,057
Jul 2023 69,286 53,252 -8,465
Aug 2023 68,049 52,877 -7,868
Sep 2023 66,812 52,502 -7,267
Oct 2023 65,574 52,127 -6,661
Nov 2023 64,337 51,752 -6,050
Dec 2023 63,100 51,377 -5,434
Jan 2024 61,863 51,002 -4,814
Feb 2024 60,625 50,627 -4,189
Mar 2024 59,388 50,252 -3,559
End Of Year 3
Apr 2024 58,151 49,877 -2,924
May 2024 56,914 49,502 -2,285
Jun 2024 55,676 49,127 -1,641
Jul 2024 54,439 48,752 -992
Aug 2024 53,202 48,377 -338
Sep 2024 51,965 48,002 320
Oct 2024 50,727 47,627 983
Nov 2024 49,490 47,252 1,651
Dec 2024 48,253 46,877 2,324
Jan 2025 47,016 46,502 3,001
Feb 2025 45,778 46,127 3,683
Mar 2025 44,541 45,752 4,370
End Of Year 4
Apr 2025 43,304 45,377 5,061
May 2025 42,067 45,002 5,757
Jun 2025 40,829 44,627 6,458
Jul 2025 39,592 44,252 7,164
Aug 2025 38,355 43,877 7,875
Sep 2025 37,118 43,502 8,590
Oct 2025 35,880 43,127 9,310
Nov 2025 34,643 42,752 10,035
Dec 2025 33,406 42,377 10,764
Jan 2026 32,169 42,002 11,498
Feb 2026 30,931 41,627 12,237
Mar 2026 29,694 41,252 12,981
End Of Year 5
Apr 2026 28,457 39,627 12,479
May 2026 27,220 39,252 13,232
Jun 2026 25,982 38,877 13,990
Jul 2026 24,745 38,502 14,753
Aug 2026 23,508 38,127 15,520
Sep 2026 22,271 37,752 16,292
Oct 2026 21,033 37,377 17,069
Nov 2026 19,796 37,002 17,851
Dec 2026 18,559 36,627 18,637
Jan 2027 17,322 36,252 19,428
Feb 2027 16,084 35,877 20,224
Mar 2027 14,847 35,502 21,025
End Of Year 6
Apr 2027 13,610 33,877 20,580
May 2027 12,373 33,502 21,390
Jun 2027 11,135 33,127 22,205
Jul 2027 9,898 32,752 23,025
Aug 2027 8,661 32,377 23,849
Sep 2027 7,424 32,002 24,678
Oct 2027 6,186 31,627 25,512
Nov 2027 4,949 31,252 26,350
Dec 2027 3,712 30,877 27,193
Jan 2028 2,475 30,502 28,041
Feb 2028 1,237 30,127 28,894
Mar 2028 0 29,752 29,752
End Of Year 7
Apr 2028 0 28,127 28,127
May 2028 0 27,752 27,752
Jun 2028 0 27,377 27,377
Jul 2028 0 27,002 27,002
Aug 2028 0 26,627 26,627
Sep 2028 0 26,252 26,252
Oct 2028 0 25,877 25,877
Nov 2028 0 25,502 25,502
Dec 2028 0 25,127 25,127
Jan 2029 0 24,752 24,752
Feb 2029 0 24,377 24,377
Mar 2029 0 24,002 24,002
End Of Year 8
Apr 2029 0 22,376 22,376
May 2029 0 22,001 22,001
Jun 2029 0 21,626 21,626
Jul 2029 0 21,251 21,251
Aug 2029 0 20,876 20,876
Sep 2029 0 20,501 20,501
Oct 2029 0 20,126 20,126
Nov 2029 0 19,751 19,751
Dec 2029 0 19,376 19,376
Jan 2030 0 19,001 19,001
Feb 2030 0 18,626 18,626
Mar 2030 0 18,251 18,251
End Of Year 9
Apr 2030 0 16,626 16,626
May 2030 0 16,251 16,251
Jun 2030 0 15,876 15,876
Jul 2030 0 15,501 15,501
Aug 2030 0 15,126 15,126
Sep 2030 0 14,751 14,751
Oct 2030 0 14,376 14,376
Nov 2030 0 14,001 14,001
Dec 2030 0 13,626 13,626
Jan 2031 0 13,251 13,251
Feb 2031 0 12,876 12,876
Mar 2031 0 12,501 12,501
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.