Ford Focus 5dr 1.6 (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $16,408
Engine Cap: 1596 cc
Power: 101Bhp @ 6000rpm
Torque: 145Nm @ 4000rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$75,900
Down Payment
$22,770 (30% of Car Price)
Monthly Installment
$756 for 7 years (84 months) Information

Loan Details

Total Loan
$53,130 Information
Total Interest
$10,339 Information
Total Sum Paid
$63,469 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$6,770 Information
COE
$48,002 Information
ARF Paid
$16,408 Information
PARF Rebate
You get back $8,204 at the end of 10th year (PARF Rebate) Information
Road Tax
$741 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jun 2021 62,714 59,908 7,290
Jul 2021 61,958 59,508 7,405
Aug 2021 61,202 59,108 7,524
Sep 2021 60,447 58,708 7,645
Oct 2021 59,691 58,308 7,768
Nov 2021 58,936 57,908 7,895
Dec 2021 58,180 57,508 8,025
Jan 2022 57,424 57,108 8,157
Feb 2022 56,669 56,708 8,293
Mar 2022 55,913 56,308 8,431
Apr 2022 55,158 55,908 8,573
May 2022 54,402 55,508 8,717
End Of Year 1
Jun 2022 53,646 55,108 8,864
Jul 2022 52,891 54,708 9,014
Aug 2022 52,135 54,308 9,167
Sep 2022 51,380 53,908 9,322
Oct 2022 50,624 53,508 9,481
Nov 2022 49,869 53,108 9,642
Dec 2022 49,113 52,708 9,807
Jan 2023 48,357 52,308 9,974
Feb 2023 47,602 51,908 10,144
Mar 2023 46,846 51,508 10,317
Apr 2023 46,091 51,108 10,493
May 2023 45,335 50,708 10,672
End Of Year 2
Jun 2023 44,579 50,308 10,854
Jul 2023 43,824 49,908 11,039
Aug 2023 43,068 49,508 11,226
Sep 2023 42,313 49,108 11,417
Oct 2023 41,557 48,708 11,610
Nov 2023 40,802 48,308 11,807
Dec 2023 40,046 47,907 12,006
Jan 2024 39,290 47,507 12,208
Feb 2024 38,535 47,107 12,413
Mar 2024 37,779 46,707 12,621
Apr 2024 37,024 46,307 12,832
May 2024 36,268 45,907 13,045
End Of Year 3
Jun 2024 35,512 45,507 13,262
Jul 2024 34,757 45,107 13,481
Aug 2024 34,001 44,707 13,704
Sep 2024 33,246 44,307 13,929
Oct 2024 32,490 43,907 14,157
Nov 2024 31,735 43,507 14,388
Dec 2024 30,979 43,107 14,622
Jan 2025 30,223 42,707 14,859
Feb 2025 29,468 42,307 15,098
Mar 2025 28,712 41,907 15,341
Apr 2025 27,957 41,507 15,587
May 2025 27,201 41,107 15,835
End Of Year 4
Jun 2025 26,445 40,707 16,086
Jul 2025 25,690 40,307 16,340
Aug 2025 24,934 39,907 16,598
Sep 2025 24,179 39,507 16,858
Oct 2025 23,423 39,107 17,120
Nov 2025 22,668 38,707 17,386
Dec 2025 21,912 38,307 17,655
Jan 2026 21,156 37,907 17,927
Feb 2026 20,401 37,507 18,201
Mar 2026 19,645 37,107 18,478
Apr 2026 18,890 36,707 18,759
May 2026 18,134 36,307 19,042
End Of Year 5
Jun 2026 17,378 35,087 18,507
Jul 2026 16,623 34,687 18,796
Aug 2026 15,867 34,287 19,088
Sep 2026 15,112 33,887 19,383
Oct 2026 14,356 33,487 19,681
Nov 2026 13,601 33,087 19,981
Dec 2026 12,845 32,686 20,285
Jan 2027 12,089 32,286 20,591
Feb 2027 11,334 31,886 20,900
Mar 2027 10,578 31,486 21,212
Apr 2027 9,823 31,086 21,527
May 2027 9,067 30,686 21,845
End Of Year 6
Jun 2027 8,311 29,466 21,346
Jul 2027 7,556 29,066 21,669
Aug 2027 6,800 28,666 21,996
Sep 2027 6,045 28,266 22,326
Oct 2027 5,289 27,866 22,658
Nov 2027 4,534 27,466 22,993
Dec 2027 3,778 27,066 23,331
Jan 2028 3,022 26,666 23,672
Feb 2028 2,267 26,266 24,016
Mar 2028 1,511 25,866 24,363
Apr 2028 756 25,466 24,713
May 2028 0 25,066 25,066
End Of Year 7
Jun 2028 0 23,845 23,845
Jul 2028 0 23,445 23,445
Aug 2028 0 23,045 23,045
Sep 2028 0 22,645 22,645
Oct 2028 0 22,245 22,245
Nov 2028 0 21,845 21,845
Dec 2028 0 21,445 21,445
Jan 2029 0 21,045 21,045
Feb 2029 0 20,645 20,645
Mar 2029 0 20,245 20,245
Apr 2029 0 19,845 19,845
May 2029 0 19,445 19,445
End Of Year 8
Jun 2029 0 18,225 18,225
Jul 2029 0 17,825 17,825
Aug 2029 0 17,425 17,425
Sep 2029 0 17,025 17,025
Oct 2029 0 16,625 16,625
Nov 2029 0 16,225 16,225
Dec 2029 0 15,825 15,825
Jan 2030 0 15,425 15,425
Feb 2030 0 15,025 15,025
Mar 2030 0 14,625 14,625
Apr 2030 0 14,225 14,225
May 2030 0 13,825 13,825
End Of Year 9
Jun 2030 0 12,604 12,604
Jul 2030 0 12,204 12,204
Aug 2030 0 11,804 11,804
Sep 2030 0 11,404 11,404
Oct 2030 0 11,004 11,004
Nov 2030 0 10,604 10,604
Dec 2030 0 10,204 10,204
Jan 2031 0 9,804 9,804
Feb 2031 0 9,404 9,404
Mar 2031 0 9,004 9,004
Apr 2031 0 8,604 8,604
May 2031 0 8,204 8,204
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.