Ford Focus 5dr 1.6 (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $16,408
Engine Cap: 1596 cc
Power: 101Bhp @ 6000rpm
Torque: 145Nm @ 4000rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$75,900
Down Payment
$22,770 (30% of Car Price)
Monthly Installment
$756 for 7 years (84 months) Information

Loan Details

Total Loan
$53,130 Information
Total Interest
$10,339 Information
Total Sum Paid
$63,469 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$6,770 Information
COE
$48,510 Information
ARF Paid
$16,408 Information
PARF Rebate
You get back $8,204 at the end of 10th year (PARF Rebate) Information
Road Tax
$741 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2021 62,714 60,412 7,794
Aug 2021 61,958 60,008 7,905
Sep 2021 61,202 59,603 8,019
Oct 2021 60,447 59,199 8,136
Nov 2021 59,691 58,795 8,255
Dec 2021 58,936 58,391 8,378
Jan 2022 58,180 57,986 8,503
Feb 2022 57,424 57,582 8,632
Mar 2022 56,669 57,178 8,763
Apr 2022 55,913 56,774 8,897
May 2022 55,158 56,369 9,034
Jun 2022 54,402 55,965 9,174
End Of Year 1
Jul 2022 53,646 55,561 9,317
Aug 2022 52,891 55,157 9,462
Sep 2022 52,135 54,752 9,611
Oct 2022 51,380 54,348 9,763
Nov 2022 50,624 53,944 9,917
Dec 2022 49,869 53,540 10,074
Jan 2023 49,113 53,135 10,234
Feb 2023 48,357 52,731 10,397
Mar 2023 47,602 52,327 10,563
Apr 2023 46,846 51,923 10,732
May 2023 46,091 51,518 10,904
Jun 2023 45,335 51,114 11,079
End Of Year 2
Jul 2023 44,579 50,710 11,256
Aug 2023 43,824 50,306 11,437
Sep 2023 43,068 49,901 11,620
Oct 2023 42,313 49,497 11,806
Nov 2023 41,557 49,093 11,996
Dec 2023 40,802 48,689 12,188
Jan 2024 40,046 48,284 12,383
Feb 2024 39,290 47,880 12,580
Mar 2024 38,535 47,476 12,781
Apr 2024 37,779 47,072 12,985
May 2024 37,024 46,667 13,191
Jun 2024 36,268 46,263 13,401
End Of Year 3
Jul 2024 35,512 45,859 13,613
Aug 2024 34,757 45,455 13,828
Sep 2024 34,001 45,050 14,046
Oct 2024 33,246 44,646 14,267
Nov 2024 32,490 44,242 14,491
Dec 2024 31,735 43,838 14,718
Jan 2025 30,979 43,433 14,948
Feb 2025 30,223 43,029 15,180
Mar 2025 29,468 42,625 15,416
Apr 2025 28,712 42,221 15,654
May 2025 27,957 41,816 15,896
Jun 2025 27,201 41,412 16,140
End Of Year 4
Jul 2025 26,445 41,008 16,387
Aug 2025 25,690 40,604 16,637
Sep 2025 24,934 40,199 16,890
Oct 2025 24,179 39,795 17,145
Nov 2025 23,423 39,391 17,404
Dec 2025 22,668 38,987 17,666
Jan 2026 21,912 38,582 17,930
Feb 2026 21,156 38,178 18,197
Mar 2026 20,401 37,774 18,468
Apr 2026 19,645 37,370 18,741
May 2026 18,890 36,965 19,017
Jun 2026 18,134 36,561 19,296
End Of Year 5
Jul 2026 17,378 35,336 18,757
Aug 2026 16,623 34,932 19,042
Sep 2026 15,867 34,528 19,330
Oct 2026 15,112 34,124 19,620
Nov 2026 14,356 33,719 19,914
Dec 2026 13,601 33,315 20,210
Jan 2027 12,845 32,911 20,509
Feb 2027 12,089 32,507 20,811
Mar 2027 11,334 32,102 21,116
Apr 2027 10,578 31,698 21,424
May 2027 9,823 31,294 21,735
Jun 2027 9,067 30,890 22,048
End Of Year 6
Jul 2027 8,311 29,665 21,545
Aug 2027 7,556 29,261 21,864
Sep 2027 6,800 28,856 22,187
Oct 2027 6,045 28,452 22,512
Nov 2027 5,289 28,048 22,840
Dec 2027 4,534 27,644 23,171
Jan 2028 3,778 27,239 23,505
Feb 2028 3,022 26,835 23,842
Mar 2028 2,267 26,431 24,182
Apr 2028 1,511 26,027 24,524
May 2028 756 25,622 24,870
Jun 2028 0 25,218 25,218
End Of Year 7
Jul 2028 0 23,994 23,994
Aug 2028 0 23,589 23,589
Sep 2028 0 23,185 23,185
Oct 2028 0 22,781 22,781
Nov 2028 0 22,377 22,377
Dec 2028 0 21,972 21,972
Jan 2029 0 21,568 21,568
Feb 2029 0 21,164 21,164
Mar 2029 0 20,760 20,760
Apr 2029 0 20,355 20,355
May 2029 0 19,951 19,951
Jun 2029 0 19,547 19,547
End Of Year 8
Jul 2029 0 18,322 18,322
Aug 2029 0 17,918 17,918
Sep 2029 0 17,514 17,514
Oct 2029 0 17,109 17,109
Nov 2029 0 16,705 16,705
Dec 2029 0 16,301 16,301
Jan 2030 0 15,897 15,897
Feb 2030 0 15,492 15,492
Mar 2030 0 15,088 15,088
Apr 2030 0 14,684 14,684
May 2030 0 14,280 14,280
Jun 2030 0 13,875 13,875
End Of Year 9
Jul 2030 0 12,651 12,651
Aug 2030 0 12,247 12,247
Sep 2030 0 11,842 11,842
Oct 2030 0 11,438 11,438
Nov 2030 0 11,034 11,034
Dec 2030 0 10,630 10,630
Jan 2031 0 10,225 10,225
Feb 2031 0 9,821 9,821
Mar 2031 0 9,417 9,417
Apr 2031 0 9,013 9,013
May 2031 0 8,608 8,608
Jun 2031 0 8,204 8,204
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.