Chery J5 1.6    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $7,735
Engine Cap: 1597 cc
Power: 109Bhp @ 6000rpm
Torque: 144Nm @ 4500rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: 3.50 from 2 reviews

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$88,988
Down Payment
$26,697 (30% of Car Price)
Monthly Installment
$886 for 7 years (84 months) Information

Loan Details

Total Loan
$62,291 Information
Total Interest
$12,122 Information
Total Sum Paid
$74,413 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$8,512 Information
COE
$48,510 Information
ARF Paid
$7,735 Information
PARF Rebate
You get back $3,868 at the end of 10th year (PARF Rebate) Information
Road Tax
$741 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2021 73,527 53,907 -7,783
Aug 2021 72,641 53,503 -7,584
Sep 2021 71,755 53,099 -7,380
Oct 2021 70,869 52,694 -7,174
Nov 2021 69,983 52,290 -6,964
Dec 2021 69,098 51,886 -6,750
Jan 2022 68,212 51,482 -6,534
Feb 2022 67,326 51,077 -6,313
Mar 2022 66,440 50,673 -6,090
Apr 2022 65,554 50,269 -5,863
May 2022 64,668 49,865 -5,633
Jun 2022 63,782 49,460 -5,399
End Of Year 1
Jul 2022 62,897 49,056 -5,162
Aug 2022 62,011 48,652 -4,921
Sep 2022 61,125 48,248 -4,677
Oct 2022 60,239 47,843 -4,430
Nov 2022 59,353 47,439 -4,179
Dec 2022 58,467 47,035 -3,925
Jan 2023 57,581 46,631 -3,668
Feb 2023 56,695 46,226 -3,407
Mar 2023 55,810 45,822 -3,142
Apr 2023 54,924 45,418 -2,875
May 2023 54,038 45,014 -2,604
Jun 2023 53,152 44,609 -2,329
End Of Year 2
Jul 2023 52,266 44,205 -2,051
Aug 2023 51,380 43,801 -1,770
Sep 2023 50,494 43,397 -1,485
Oct 2023 49,609 42,992 -1,197
Nov 2023 48,723 42,588 -906
Dec 2023 47,837 42,184 -611
Jan 2024 46,951 41,780 -313
Feb 2024 46,065 41,375 -11
Mar 2024 45,179 40,971 294
Apr 2024 44,293 40,567 603
May 2024 43,407 40,163 914
Jun 2024 42,522 39,758 1,230
End Of Year 3
Jul 2024 41,636 39,354 1,548
Aug 2024 40,750 38,950 1,870
Sep 2024 39,864 38,546 2,196
Oct 2024 38,978 38,141 2,525
Nov 2024 38,092 37,737 2,857
Dec 2024 37,206 37,333 3,192
Jan 2025 36,321 36,929 3,531
Feb 2025 35,435 36,524 3,874
Mar 2025 34,549 36,120 4,220
Apr 2025 33,663 35,716 4,569
May 2025 32,777 35,312 4,921
Jun 2025 31,891 34,907 5,277
End Of Year 4
Jul 2025 31,005 34,503 5,637
Aug 2025 30,119 34,099 6,000
Sep 2025 29,234 33,695 6,366
Oct 2025 28,348 33,290 6,735
Nov 2025 27,462 32,886 7,108
Dec 2025 26,576 32,482 7,485
Jan 2026 25,690 32,078 7,864
Feb 2026 24,804 31,673 8,248
Mar 2026 23,918 31,269 8,634
Apr 2026 23,033 30,865 9,024
May 2026 22,147 30,461 9,417
Jun 2026 21,261 30,056 9,814
End Of Year 5
Jul 2026 20,375 29,265 9,827
Aug 2026 19,489 28,861 10,231
Sep 2026 18,603 28,457 10,638
Oct 2026 17,717 28,053 11,048
Nov 2026 16,831 27,648 11,462
Dec 2026 15,946 27,244 11,879
Jan 2027 15,060 26,840 12,300
Feb 2027 14,174 26,436 12,723
Mar 2027 13,288 26,031 13,151
Apr 2027 12,402 25,627 13,581
May 2027 11,516 25,223 14,015
Jun 2027 10,630 24,819 14,453
End Of Year 6
Jul 2027 9,745 24,028 14,507
Aug 2027 8,859 23,623 14,951
Sep 2027 7,973 23,219 15,399
Oct 2027 7,087 22,815 15,850
Nov 2027 6,201 22,411 16,305
Dec 2027 5,315 22,006 16,762
Jan 2028 4,429 21,602 17,224
Feb 2028 3,543 21,198 17,688
Mar 2028 2,658 20,794 18,156
Apr 2028 1,772 20,389 18,628
May 2028 886 19,985 19,103
Jun 2028 0 19,581 19,581
End Of Year 7
Jul 2028 0 18,790 18,790
Aug 2028 0 18,386 18,386
Sep 2028 0 17,981 17,981
Oct 2028 0 17,577 17,577
Nov 2028 0 17,173 17,173
Dec 2028 0 16,769 16,769
Jan 2029 0 16,364 16,364
Feb 2029 0 15,960 15,960
Mar 2029 0 15,556 15,556
Apr 2029 0 15,152 15,152
May 2029 0 14,747 14,747
Jun 2029 0 14,343 14,343
End Of Year 8
Jul 2029 0 13,552 13,552
Aug 2029 0 13,148 13,148
Sep 2029 0 12,744 12,744
Oct 2029 0 12,339 12,339
Nov 2029 0 11,935 11,935
Dec 2029 0 11,531 11,531
Jan 2030 0 11,127 11,127
Feb 2030 0 10,722 10,722
Mar 2030 0 10,318 10,318
Apr 2030 0 9,914 9,914
May 2030 0 9,510 9,510
Jun 2030 0 9,105 9,105
End Of Year 9
Jul 2030 0 8,314 8,314
Aug 2030 0 7,910 7,910
Sep 2030 0 7,506 7,506
Oct 2030 0 7,102 7,102
Nov 2030 0 6,697 6,697
Dec 2030 0 6,293 6,293
Jan 2031 0 5,889 5,889
Feb 2031 0 5,485 5,485
Mar 2031 0 5,080 5,080
Apr 2031 0 4,676 4,676
May 2031 0 4,272 4,272
Jun 2031 0 3,868 3,868
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.