Ford Focus 1.6 4Dr (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $14,893
Engine Cap: 1596 cc
Power: 100Bhp @ 6500rpm
Torque: 150Nm @ 4000rpm
Type: Sedan
Euro NCAP:
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$102,999
Down Payment
$30,900 (30% of Car Price)
Monthly Installment
$1,026 for 7 years (84 months) Information

Loan Details

Total Loan
$72,099 Information
Total Interest
$14,030 Information
Total Sum Paid
$86,129 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,555 Information
COE
$41,996 Information
ARF Paid
$14,893 Information
PARF Rebate
You get back $7,447 at the end of 10th year (PARF Rebate) Information
Road Tax
$741 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Apr 2021 85,104 52,816 -18,588
May 2021 84,079 52,466 -18,239
Jun 2021 83,053 52,116 -17,886
Jul 2021 82,028 51,766 -17,529
Aug 2021 81,003 51,416 -17,168
Sep 2021 79,977 51,066 -16,803
Oct 2021 78,952 50,716 -16,434
Nov 2021 77,927 50,366 -16,061
Dec 2021 76,901 50,016 -15,684
Jan 2022 75,876 49,666 -15,304
Feb 2022 74,851 49,316 -14,919
Mar 2022 73,825 48,966 -14,531
End Of Year 1
Apr 2022 72,800 48,616 -14,138
May 2022 71,775 48,266 -13,742
Jun 2022 70,749 47,916 -13,342
Jul 2022 69,724 47,566 -12,938
Aug 2022 68,699 47,216 -12,529
Sep 2022 67,673 46,866 -12,117
Oct 2022 66,648 46,516 -11,701
Nov 2022 65,622 46,166 -11,281
Dec 2022 64,597 45,816 -10,858
Jan 2023 63,572 45,466 -10,430
Feb 2023 62,546 45,117 -9,998
Mar 2023 61,521 44,767 -9,562
End Of Year 2
Apr 2023 60,496 44,417 -9,123
May 2023 59,470 44,067 -8,679
Jun 2023 58,445 43,717 -8,232
Jul 2023 57,420 43,367 -7,781
Aug 2023 56,394 43,017 -7,325
Sep 2023 55,369 42,667 -6,866
Oct 2023 54,344 42,317 -6,403
Nov 2023 53,318 41,967 -5,936
Dec 2023 52,293 41,617 -5,465
Jan 2024 51,268 41,267 -4,990
Feb 2024 50,242 40,917 -4,511
Mar 2024 49,217 40,567 -4,028
End Of Year 3
Apr 2024 48,191 40,217 -3,541
May 2024 47,166 39,867 -3,051
Jun 2024 46,141 39,517 -2,556
Jul 2024 45,115 39,167 -2,058
Aug 2024 44,090 38,817 -1,555
Sep 2024 43,065 38,467 -1,049
Oct 2024 42,039 38,117 -538
Nov 2024 41,014 37,767 -24
Dec 2024 39,989 37,417 494
Jan 2025 38,963 37,067 1,016
Feb 2025 37,938 36,717 1,542
Mar 2025 36,913 36,367 2,072
End Of Year 4
Apr 2025 35,887 36,017 2,606
May 2025 34,862 35,667 3,144
Jun 2025 33,837 35,317 3,686
Jul 2025 32,811 34,967 4,231
Aug 2025 31,786 34,618 4,781
Sep 2025 30,761 34,268 5,335
Oct 2025 29,735 33,918 5,892
Nov 2025 28,710 33,568 6,453
Dec 2025 27,684 33,218 7,019
Jan 2026 26,659 32,868 7,588
Feb 2026 25,634 32,518 8,161
Mar 2026 24,608 32,168 8,738
End Of Year 5
Apr 2026 23,583 31,073 8,575
May 2026 22,558 30,723 9,160
Jun 2026 21,532 30,373 9,749
Jul 2026 20,507 30,023 10,342
Aug 2026 19,482 29,673 10,938
Sep 2026 18,456 29,323 11,539
Oct 2026 17,431 28,973 12,144
Nov 2026 16,406 28,623 12,752
Dec 2026 15,380 28,273 13,365
Jan 2027 14,355 27,923 13,981
Feb 2027 13,330 27,573 14,602
Mar 2027 12,304 27,224 15,226
End Of Year 6
Apr 2027 11,279 26,129 15,109
May 2027 10,254 25,779 15,742
Jun 2027 9,228 25,429 16,378
Jul 2027 8,203 25,079 17,018
Aug 2027 7,177 24,729 17,662
Sep 2027 6,152 24,379 18,309
Oct 2027 5,127 24,029 18,961
Nov 2027 4,101 23,679 19,617
Dec 2027 3,076 23,329 20,277
Jan 2028 2,051 22,979 20,940
Feb 2028 1,025 22,629 21,608
Mar 2028 0 22,279 22,279
End Of Year 7
Apr 2028 0 21,185 21,185
May 2028 0 20,835 20,835
Jun 2028 0 20,485 20,485
Jul 2028 0 20,135 20,135
Aug 2028 0 19,785 19,785
Sep 2028 0 19,435 19,435
Oct 2028 0 19,085 19,085
Nov 2028 0 18,735 18,735
Dec 2028 0 18,385 18,385
Jan 2029 0 18,035 18,035
Feb 2029 0 17,685 17,685
Mar 2029 0 17,335 17,335
End Of Year 8
Apr 2029 0 16,240 16,240
May 2029 0 15,890 15,890
Jun 2029 0 15,540 15,540
Jul 2029 0 15,190 15,190
Aug 2029 0 14,841 14,841
Sep 2029 0 14,491 14,491
Oct 2029 0 14,141 14,141
Nov 2029 0 13,791 13,791
Dec 2029 0 13,441 13,441
Jan 2030 0 13,091 13,091
Feb 2030 0 12,741 12,741
Mar 2030 0 12,391 12,391
End Of Year 9
Apr 2030 0 11,296 11,296
May 2030 0 10,946 10,946
Jun 2030 0 10,596 10,596
Jul 2030 0 10,246 10,246
Aug 2030 0 9,896 9,896
Sep 2030 0 9,546 9,546
Oct 2030 0 9,196 9,196
Nov 2030 0 8,846 8,846
Dec 2030 0 8,496 8,496
Jan 2031 0 8,146 8,146
Feb 2031 0 7,796 7,796
Mar 2031 0 7,447 7,447
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.