Ford Focus 1.6 4Dr (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $14,893
Engine Cap: 1596 cc
Power: 100Bhp @ 6500rpm
Torque: 150Nm @ 4000rpm
Type: Sedan
Euro NCAP:
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$102,999
Down Payment
$30,900 (30% of Car Price)
Monthly Installment
$1,026 for 7 years (84 months) Information

Loan Details

Total Loan
$72,099 Information
Total Interest
$14,030 Information
Total Sum Paid
$86,129 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,555 Information
COE
$52,709 Information
ARF Paid
$14,893 Information
PARF Rebate
You get back $7,447 at the end of 10th year (PARF Rebate) Information
Road Tax
$741 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Nov 2021 85,104 63,440 -7,964
Dec 2021 84,079 63,000 -7,704
Jan 2022 83,053 62,561 -7,441
Feb 2022 82,028 62,122 -7,173
Mar 2022 81,003 61,683 -6,901
Apr 2022 79,977 61,243 -6,625
May 2022 78,952 60,804 -6,346
Jun 2022 77,927 60,365 -6,062
Jul 2022 76,901 59,926 -5,775
Aug 2022 75,876 59,486 -5,484
Sep 2022 74,851 59,047 -5,188
Oct 2022 73,825 58,608 -4,889
End Of Year 1
Nov 2022 72,800 58,169 -4,586
Dec 2022 71,775 57,729 -4,279
Jan 2023 70,749 57,290 -3,968
Feb 2023 69,724 56,851 -3,653
Mar 2023 68,699 56,412 -3,334
Apr 2023 67,673 55,972 -3,011
May 2023 66,648 55,533 -2,685
Jun 2023 65,622 55,094 -2,354
Jul 2023 64,597 54,655 -2,019
Aug 2023 63,572 54,215 -1,681
Sep 2023 62,546 53,776 -1,338
Oct 2023 61,521 53,337 -992
End Of Year 2
Nov 2023 60,496 52,898 -642
Dec 2023 59,470 52,458 -287
Jan 2024 58,445 52,019 71
Feb 2024 57,420 51,580 433
Mar 2024 56,394 51,141 799
Apr 2024 55,369 50,702 1,169
May 2024 54,344 50,262 1,543
Jun 2024 53,318 49,823 1,920
Jul 2024 52,293 49,384 2,302
Aug 2024 51,268 48,945 2,688
Sep 2024 50,242 48,505 3,077
Oct 2024 49,217 48,066 3,471
End Of Year 3
Nov 2024 48,191 47,627 3,868
Dec 2024 47,166 47,188 4,270
Jan 2025 46,141 46,748 4,675
Feb 2025 45,115 46,309 5,084
Mar 2025 44,090 45,870 5,498
Apr 2025 43,065 45,431 5,915
May 2025 42,039 44,991 6,336
Jun 2025 41,014 44,552 6,761
Jul 2025 39,989 44,113 7,190
Aug 2025 38,963 43,674 7,623
Sep 2025 37,938 43,234 8,059
Oct 2025 36,913 42,795 8,500
End Of Year 4
Nov 2025 35,887 42,356 8,945
Dec 2025 34,862 41,917 9,393
Jan 2026 33,837 41,477 9,846
Feb 2026 32,811 41,038 10,302
Mar 2026 31,786 40,599 10,762
Apr 2026 30,761 40,160 11,227
May 2026 29,735 39,720 11,695
Jun 2026 28,710 39,281 12,167
Jul 2026 27,684 38,842 12,643
Aug 2026 26,659 38,403 13,123
Sep 2026 25,634 37,963 13,607
Oct 2026 24,608 37,524 14,095
End Of Year 5
Nov 2026 23,583 36,340 13,842
Dec 2026 22,558 35,901 14,338
Jan 2027 21,532 35,462 14,837
Feb 2027 20,507 35,023 15,341
Mar 2027 19,482 34,583 15,848
Apr 2027 18,456 34,144 16,360
May 2027 17,431 33,705 16,875
Jun 2027 16,406 33,266 17,395
Jul 2027 15,380 32,826 17,918
Aug 2027 14,355 32,387 18,445
Sep 2027 13,330 31,948 18,976
Oct 2027 12,304 31,509 19,511
End Of Year 6
Nov 2027 11,279 30,325 19,305
Dec 2027 10,254 29,886 19,848
Jan 2028 9,228 29,446 20,395
Feb 2028 8,203 29,007 20,946
Mar 2028 7,177 28,568 21,500
Apr 2028 6,152 28,129 22,059
May 2028 5,127 27,689 22,622
Jun 2028 4,101 27,250 23,188
Jul 2028 3,076 26,811 23,758
Aug 2028 2,051 26,372 24,333
Sep 2028 1,025 25,932 24,911
Oct 2028 0 25,493 25,493
End Of Year 7
Nov 2028 0 24,309 24,309
Dec 2028 0 23,870 23,870
Jan 2029 0 23,431 23,431
Feb 2029 0 22,992 22,992
Mar 2029 0 22,552 22,552
Apr 2029 0 22,113 22,113
May 2029 0 21,674 21,674
Jun 2029 0 21,235 21,235
Jul 2029 0 20,795 20,795
Aug 2029 0 20,356 20,356
Sep 2029 0 19,917 19,917
Oct 2029 0 19,478 19,478
End Of Year 8
Nov 2029 0 18,294 18,294
Dec 2029 0 17,854 17,854
Jan 2030 0 17,415 17,415
Feb 2030 0 16,976 16,976
Mar 2030 0 16,537 16,537
Apr 2030 0 16,098 16,098
May 2030 0 15,658 15,658
Jun 2030 0 15,219 15,219
Jul 2030 0 14,780 14,780
Aug 2030 0 14,341 14,341
Sep 2030 0 13,901 13,901
Oct 2030 0 13,462 13,462
End Of Year 9
Nov 2030 0 12,278 12,278
Dec 2030 0 11,839 11,839
Jan 2031 0 11,400 11,400
Feb 2031 0 10,960 10,960
Mar 2031 0 10,521 10,521
Apr 2031 0 10,082 10,082
May 2031 0 9,643 9,643
Jun 2031 0 9,203 9,203
Jul 2031 0 8,764 8,764
Aug 2031 0 8,325 8,325
Sep 2031 0 7,886 7,886
Oct 2031 0 7,447 7,447
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.