Volkswagen Golf 1.2 TSI    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $22,478
Engine Cap: 1197 cc Turbocharged
Power: 105Bhp @ 5000rpm
Torque: 175Nm @ 1550rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

Authorized Dealer

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$133,800
Down Payment
$53,520 (40% of Car Price)
Monthly Installment
$1,142 for 7 years (84 months) Information

Loan Details

Total Loan
$80,280 Information
Total Interest
$15,622 Information
Total Sum Paid
$95,902 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$12,256 Information
COE
$57,010 Information
ARF Paid
$23,469 Information
PARF Rebate
You get back $11,735 at the end of 10th year (PARF Rebate) Information
Road Tax
$507 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jan 2022 94,761 74,137 -5,369
Feb 2022 93,619 73,662 -5,066
Mar 2022 92,477 73,187 -4,758
Apr 2022 91,336 72,712 -4,446
May 2022 90,194 72,236 -4,129
Jun 2022 89,052 71,761 -3,808
Jul 2022 87,911 71,286 -3,483
Aug 2022 86,769 70,811 -3,153
Sep 2022 85,627 70,336 -2,819
Oct 2022 84,486 69,861 -2,481
Nov 2022 83,344 69,386 -2,138
Dec 2022 82,202 68,911 -1,791
End Of Year 1
Jan 2023 81,060 68,436 -1,439
Feb 2023 79,919 67,961 -1,084
Mar 2023 78,777 67,486 -723
Apr 2023 77,635 67,011 -359
May 2023 76,494 66,535 10
Jun 2023 75,352 66,060 384
Jul 2023 74,210 65,585 762
Aug 2023 73,069 65,110 1,144
Sep 2023 71,927 64,635 1,530
Oct 2023 70,785 64,160 1,921
Nov 2023 69,643 63,685 2,317
Dec 2023 68,502 63,210 2,716
End Of Year 2
Jan 2024 67,360 62,735 3,120
Feb 2024 66,218 62,260 3,529
Mar 2024 65,077 61,785 3,942
Apr 2024 63,935 61,310 4,359
May 2024 62,793 60,834 4,780
Jun 2024 61,652 60,359 5,206
Jul 2024 60,510 59,884 5,637
Aug 2024 59,368 59,409 6,071
Sep 2024 58,227 58,934 6,510
Oct 2024 57,085 58,459 6,954
Nov 2024 55,943 57,984 7,402
Dec 2024 54,801 57,509 7,854
End Of Year 3
Jan 2025 53,660 57,034 8,310
Feb 2025 52,518 56,559 8,771
Mar 2025 51,376 56,084 9,237
Apr 2025 50,235 55,609 9,706
May 2025 49,093 55,133 10,180
Jun 2025 47,951 54,658 10,659
Jul 2025 46,810 54,183 11,142
Aug 2025 45,668 53,708 11,629
Sep 2025 44,526 53,233 12,120
Oct 2025 43,384 52,758 12,616
Nov 2025 42,243 52,283 13,117
Dec 2025 41,101 51,808 13,621
End Of Year 4
Jan 2026 39,959 51,333 14,130
Feb 2026 38,818 50,858 14,644
Mar 2026 37,676 50,383 15,162
Apr 2026 36,534 49,908 15,684
May 2026 35,393 49,432 16,210
Jun 2026 34,251 48,957 16,741
Jul 2026 33,109 48,482 17,277
Aug 2026 31,967 48,007 17,816
Sep 2026 30,826 47,532 18,360
Oct 2026 29,684 47,057 18,909
Nov 2026 28,542 46,582 19,462
Dec 2026 27,401 46,107 20,019
End Of Year 5
Jan 2027 26,259 44,458 19,407
Feb 2027 25,117 43,983 19,973
Mar 2027 23,976 43,508 20,543
Apr 2027 22,834 43,033 21,118
May 2027 21,692 42,558 21,697
Jun 2027 20,551 42,083 22,281
Jul 2027 19,409 41,608 22,869
Aug 2027 18,267 41,133 23,461
Sep 2027 17,125 40,658 24,057
Oct 2027 15,984 40,183 24,658
Nov 2027 14,842 39,708 25,264
Dec 2027 13,700 39,232 25,873
End Of Year 6
Jan 2028 12,559 37,584 25,314
Feb 2028 11,417 37,109 25,933
Mar 2028 10,275 36,634 26,555
Apr 2028 9,134 36,159 27,183
May 2028 7,992 35,684 27,814
Jun 2028 6,850 35,208 28,450
Jul 2028 5,708 34,733 29,091
Aug 2028 4,567 34,258 29,735
Sep 2028 3,425 33,783 30,384
Oct 2028 2,283 33,308 31,038
Nov 2028 1,142 32,833 31,696
Dec 2028 0 32,358 32,358
End Of Year 7
Jan 2029 0 30,709 30,709
Feb 2029 0 30,234 30,234
Mar 2029 0 29,759 29,759
Apr 2029 0 29,284 29,284
May 2029 0 28,809 28,809
Jun 2029 0 28,334 28,334
Jul 2029 0 27,859 27,859
Aug 2029 0 27,384 27,384
Sep 2029 0 26,909 26,909
Oct 2029 0 26,434 26,434
Nov 2029 0 25,959 25,959
Dec 2029 0 25,484 25,484
End Of Year 8
Jan 2030 0 23,835 23,835
Feb 2030 0 23,360 23,360
Mar 2030 0 22,885 22,885
Apr 2030 0 22,410 22,410
May 2030 0 21,935 21,935
Jun 2030 0 21,460 21,460
Jul 2030 0 20,984 20,984
Aug 2030 0 20,509 20,509
Sep 2030 0 20,034 20,034
Oct 2030 0 19,559 19,559
Nov 2030 0 19,084 19,084
Dec 2030 0 18,609 18,609
End Of Year 9
Jan 2031 0 16,961 16,961
Feb 2031 0 16,485 16,485
Mar 2031 0 16,010 16,010
Apr 2031 0 15,535 15,535
May 2031 0 15,060 15,060
Jun 2031 0 14,585 14,585
Jul 2031 0 14,110 14,110
Aug 2031 0 13,635 13,635
Sep 2031 0 13,160 13,160
Oct 2031 0 12,685 12,685
Nov 2031 0 12,210 12,210
Dec 2031 0 11,735 11,735
End Of Year 10

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