Volkswagen Golf 1.2 TSI    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $22,478
Engine Cap: 1197 cc Turbocharged
Power: 105Bhp @ 5000rpm
Torque: 175Nm @ 1550rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

Authorized Dealer

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$133,800
Down Payment
$53,520 (40% of Car Price)
Monthly Installment
$1,142 for 7 years (84 months) Information

Loan Details

Total Loan
$80,280 Information
Total Interest
$15,622 Information
Total Sum Paid
$95,902 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$12,256 Information
COE
$55,001 Information
ARF Paid
$23,469 Information
PARF Rebate
You get back $11,735 at the end of 10th year (PARF Rebate) Information
Road Tax
$507 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jan 2022 94,761 72,145 -7,361
Feb 2022 93,619 71,686 -7,041
Mar 2022 92,477 71,228 -6,717
Apr 2022 91,336 70,770 -6,388
May 2022 90,194 70,311 -6,055
Jun 2022 89,052 69,853 -5,717
Jul 2022 87,911 69,395 -5,375
Aug 2022 86,769 68,936 -5,028
Sep 2022 85,627 68,478 -4,678
Oct 2022 84,486 68,019 -4,323
Nov 2022 83,344 67,561 -3,963
Dec 2022 82,202 67,103 -3,599
End Of Year 1
Jan 2023 81,060 66,644 -3,231
Feb 2023 79,919 66,186 -2,858
Mar 2023 78,777 65,728 -2,481
Apr 2023 77,635 65,269 -2,100
May 2023 76,494 64,811 -1,714
Jun 2023 75,352 64,353 -1,324
Jul 2023 74,210 63,894 -929
Aug 2023 73,069 63,436 -530
Sep 2023 71,927 62,978 -127
Oct 2023 70,785 62,519 281
Nov 2023 69,643 62,061 693
Dec 2023 68,502 61,603 1,109
End Of Year 2
Jan 2024 67,360 61,144 1,530
Feb 2024 66,218 60,686 1,955
Mar 2024 65,077 60,228 2,385
Apr 2024 63,935 59,769 2,819
May 2024 62,793 59,311 3,257
Jun 2024 61,652 58,853 3,699
Jul 2024 60,510 58,394 4,147
Aug 2024 59,368 57,936 4,598
Sep 2024 58,227 57,478 5,054
Oct 2024 57,085 57,019 5,514
Nov 2024 55,943 56,561 5,978
Dec 2024 54,801 56,103 6,447
End Of Year 3
Jan 2025 53,660 55,644 6,921
Feb 2025 52,518 55,186 7,398
Mar 2025 51,376 54,728 7,880
Apr 2025 50,235 54,269 8,367
May 2025 49,093 53,811 8,858
Jun 2025 47,951 53,353 9,353
Jul 2025 46,810 52,894 9,852
Aug 2025 45,668 52,436 10,356
Sep 2025 44,526 51,978 10,865
Oct 2025 43,384 51,519 11,377
Nov 2025 42,243 51,061 11,894
Dec 2025 41,101 50,603 12,416
End Of Year 4
Jan 2026 39,959 50,144 12,942
Feb 2026 38,818 49,686 13,472
Mar 2026 37,676 49,227 14,006
Apr 2026 36,534 48,769 14,545
May 2026 35,393 48,311 15,089
Jun 2026 34,251 47,852 15,636
Jul 2026 33,109 47,394 16,188
Aug 2026 31,967 46,936 16,745
Sep 2026 30,826 46,477 17,306
Oct 2026 29,684 46,019 17,871
Nov 2026 28,542 45,561 18,441
Dec 2026 27,401 45,102 19,015
End Of Year 5
Jan 2027 26,259 43,471 18,419
Feb 2027 25,117 43,012 19,002
Mar 2027 23,976 42,554 19,589
Apr 2027 22,834 42,096 20,181
May 2027 21,692 41,637 20,776
Jun 2027 20,551 41,179 21,377
Jul 2027 19,409 40,721 21,981
Aug 2027 18,267 40,262 22,590
Sep 2027 17,125 39,804 23,204
Oct 2027 15,984 39,346 23,821
Nov 2027 14,842 38,887 24,443
Dec 2027 13,700 38,429 25,070
End Of Year 6
Jan 2028 12,559 36,797 24,527
Feb 2028 11,417 36,339 25,162
Mar 2028 10,275 35,880 25,802
Apr 2028 9,134 35,422 26,446
May 2028 7,992 34,964 27,094
Jun 2028 6,850 34,505 27,747
Jul 2028 5,708 34,047 28,404
Aug 2028 4,567 33,589 29,066
Sep 2028 3,425 33,130 29,731
Oct 2028 2,283 32,672 30,402
Nov 2028 1,142 32,214 31,076
Dec 2028 0 31,755 31,755
End Of Year 7
Jan 2029 0 30,123 30,123
Feb 2029 0 29,665 29,665
Mar 2029 0 29,207 29,207
Apr 2029 0 28,748 28,748
May 2029 0 28,290 28,290
Jun 2029 0 27,832 27,832
Jul 2029 0 27,373 27,373
Aug 2029 0 26,915 26,915
Sep 2029 0 26,457 26,457
Oct 2029 0 25,998 25,998
Nov 2029 0 25,540 25,540
Dec 2029 0 25,082 25,082
End Of Year 8
Jan 2030 0 23,450 23,450
Feb 2030 0 22,992 22,992
Mar 2030 0 22,533 22,533
Apr 2030 0 22,075 22,075
May 2030 0 21,617 21,617
Jun 2030 0 21,158 21,158
Jul 2030 0 20,700 20,700
Aug 2030 0 20,242 20,242
Sep 2030 0 19,783 19,783
Oct 2030 0 19,325 19,325
Nov 2030 0 18,867 18,867
Dec 2030 0 18,408 18,408
End Of Year 9
Jan 2031 0 16,776 16,776
Feb 2031 0 16,318 16,318
Mar 2031 0 15,860 15,860
Apr 2031 0 15,401 15,401
May 2031 0 14,943 14,943
Jun 2031 0 14,485 14,485
Jul 2031 0 14,026 14,026
Aug 2031 0 13,568 13,568
Sep 2031 0 13,110 13,110
Oct 2031 0 12,651 12,651
Nov 2031 0 12,193 12,193
Dec 2031 0 11,735 11,735
End Of Year 10

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