Volkswagen Passat 1.8 TSI (DSG)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $28,157
Engine Cap: 1798 cc Turbocharged
Power: 160Bhp @ 5000rpm
Torque: 250Nm @ 1500rpm
Type: Sedan
Euro NCAP:
User Ratings: 4.00 from 1 review

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$173,800
Down Payment
$69,520 (40% of Car Price)
Monthly Installment
$1,484 for 7 years (84 months) Information

Loan Details

Total Loan
$104,280 Information
Total Interest
$20,293 Information
Total Sum Paid
$124,573 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$15,972 Information
COE
$60,001 Information
ARF Paid
$31,420 Information
PARF Rebate
You get back $15,710 at the end of 10th year (PARF Rebate) Information
Road Tax
$975 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jun 2021 123,090 83,066 -20,209
Jul 2021 121,607 82,566 -19,697
Aug 2021 120,124 82,066 -19,181
Sep 2021 118,641 81,566 -18,658
Oct 2021 117,158 81,066 -18,130
Nov 2021 115,675 80,566 -17,596
Dec 2021 114,192 80,066 -17,056
Jan 2022 112,709 79,566 -16,511
Feb 2022 111,226 79,066 -15,960
Mar 2022 109,743 78,566 -15,403
Apr 2022 108,260 78,066 -14,841
May 2022 106,777 77,566 -14,273
End Of Year 1
Jun 2022 105,294 77,066 -13,699
Jul 2022 103,811 76,566 -13,120
Aug 2022 102,328 76,066 -12,534
Sep 2022 100,845 75,566 -11,944
Oct 2022 99,362 75,066 -11,347
Nov 2022 97,879 74,566 -10,745
Dec 2022 96,396 74,066 -10,137
Jan 2023 94,913 73,566 -9,524
Feb 2023 93,430 73,066 -8,904
Mar 2023 91,947 72,566 -8,280
Apr 2023 90,464 72,066 -7,649
May 2023 88,981 71,566 -7,013
End Of Year 2
Jun 2023 87,498 71,066 -6,371
Jul 2023 86,015 70,566 -5,723
Aug 2023 84,532 70,066 -5,070
Sep 2023 83,049 69,566 -4,411
Oct 2023 81,566 69,066 -3,746
Nov 2023 80,083 68,566 -3,076
Dec 2023 78,600 68,066 -2,400
Jan 2024 77,117 67,566 -1,718
Feb 2024 75,634 67,066 -1,031
Mar 2024 74,151 66,566 -338
Apr 2024 72,668 66,066 361
May 2024 71,185 65,566 1,066
End Of Year 3
Jun 2024 69,701 65,066 1,776
Jul 2024 68,218 64,566 2,492
Aug 2024 66,735 64,066 3,213
Sep 2024 65,252 63,566 3,940
Oct 2024 63,769 63,066 4,673
Nov 2024 62,286 62,566 5,412
Dec 2024 60,803 62,065 6,156
Jan 2025 59,320 61,565 6,906
Feb 2025 57,837 61,065 7,662
Mar 2025 56,354 60,565 8,423
Apr 2025 54,871 60,065 9,190
May 2025 53,388 59,565 9,963
End Of Year 4
Jun 2025 51,905 59,065 10,741
Jul 2025 50,422 58,565 11,525
Aug 2025 48,939 58,065 12,315
Sep 2025 47,456 57,565 13,110
Oct 2025 45,973 57,065 13,911
Nov 2025 44,490 56,565 14,718
Dec 2025 43,007 56,065 15,531
Jan 2026 41,524 55,565 16,349
Feb 2026 40,041 55,065 17,173
Mar 2026 38,558 54,565 18,002
Apr 2026 37,075 54,065 18,837
May 2026 35,592 53,565 19,678
End Of Year 5
Jun 2026 34,109 51,494 18,954
Jul 2026 32,626 50,994 19,806
Aug 2026 31,143 50,494 20,664
Sep 2026 29,660 49,994 21,528
Oct 2026 28,177 49,494 22,397
Nov 2026 26,694 48,994 23,272
Dec 2026 25,211 48,494 24,153
Jan 2027 23,728 47,994 25,039
Feb 2027 22,245 47,494 25,931
Mar 2027 20,762 46,994 26,829
Apr 2027 19,279 46,494 27,732
May 2027 17,796 45,994 28,642
End Of Year 6
Jun 2027 16,313 43,923 27,985
Jul 2027 14,830 43,423 28,906
Aug 2027 13,347 42,923 29,832
Sep 2027 11,864 42,423 30,764
Oct 2027 10,381 41,923 31,701
Nov 2027 8,898 41,423 32,645
Dec 2027 7,415 40,923 33,593
Jan 2028 5,932 40,423 34,548
Feb 2028 4,449 39,923 35,508
Mar 2028 2,966 39,423 36,474
Apr 2028 1,483 38,923 37,446
May 2028 0 38,423 38,423
End Of Year 7
Jun 2028 0 36,352 36,352
Jul 2028 0 35,852 35,852
Aug 2028 0 35,352 35,352
Sep 2028 0 34,852 34,852
Oct 2028 0 34,352 34,352
Nov 2028 0 33,852 33,852
Dec 2028 0 33,352 33,352
Jan 2029 0 32,852 32,852
Feb 2029 0 32,352 32,352
Mar 2029 0 31,852 31,852
Apr 2029 0 31,352 31,352
May 2029 0 30,852 30,852
End Of Year 8
Jun 2029 0 28,781 28,781
Jul 2029 0 28,281 28,281
Aug 2029 0 27,781 27,781
Sep 2029 0 27,281 27,281
Oct 2029 0 26,781 26,781
Nov 2029 0 26,281 26,281
Dec 2029 0 25,781 25,781
Jan 2030 0 25,281 25,281
Feb 2030 0 24,781 24,781
Mar 2030 0 24,281 24,281
Apr 2030 0 23,781 23,781
May 2030 0 23,281 23,281
End Of Year 9
Jun 2030 0 21,210 21,210
Jul 2030 0 20,710 20,710
Aug 2030 0 20,210 20,210
Sep 2030 0 19,710 19,710
Oct 2030 0 19,210 19,210
Nov 2030 0 18,710 18,710
Dec 2030 0 18,210 18,210
Jan 2031 0 17,710 17,710
Feb 2031 0 17,210 17,210
Mar 2031 0 16,710 16,710
Apr 2031 0 16,210 16,210
May 2031 0 15,710 15,710
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.