Ford Focus 1.6 TiVCT 4dr Trend (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $15,313
Engine Cap: 1596 cc
Power: 125Bhp @ 6300rpm
Torque: 159Nm @ 4000rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$88,888
Down Payment
$26,667 (30% of Car Price)
Monthly Installment
$885 for 7 years (84 months) Information

Loan Details

Total Loan
$62,221 Information
Total Interest
$12,108 Information
Total Sum Paid
$74,329 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$8,123 Information
COE
$45,600 Information
ARF Paid
$15,313 Information
PARF Rebate
You get back $7,657 at the end of 10th year (PARF Rebate) Information
Road Tax
$741 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
May 2021 73,444 56,705 -4,916
Jun 2021 72,559 56,325 -4,693
Jul 2021 71,675 55,945 -4,466
Aug 2021 70,790 55,565 -4,236
Sep 2021 69,905 55,185 -4,002
Oct 2021 69,020 54,805 -3,766
Nov 2021 68,135 54,425 -3,525
Dec 2021 67,250 54,045 -3,282
Jan 2022 66,365 53,665 -3,034
Feb 2022 65,480 53,285 -2,784
Mar 2022 64,596 52,905 -2,530
Apr 2022 63,711 52,525 -2,273
End Of Year 1
May 2022 62,826 52,145 -2,012
Jun 2022 61,941 51,765 -1,748
Jul 2022 61,056 51,385 -1,481
Aug 2022 60,171 51,005 -1,210
Sep 2022 59,286 50,625 -935
Oct 2022 58,402 50,245 -658
Nov 2022 57,517 49,865 -377
Dec 2022 56,632 49,485 -92
Jan 2023 55,747 49,105 195
Feb 2023 54,862 48,725 487
Mar 2023 53,977 48,345 781
Apr 2023 53,092 47,965 1,079
End Of Year 2
May 2023 52,207 47,585 1,381
Jun 2023 51,323 47,205 1,685
Jul 2023 50,438 46,825 1,993
Aug 2023 49,553 46,445 2,305
Sep 2023 48,668 46,065 2,620
Oct 2023 47,783 45,685 2,938
Nov 2023 46,898 45,305 3,260
Dec 2023 46,013 44,925 3,585
Jan 2024 45,128 44,545 3,914
Feb 2024 44,244 44,165 4,246
Mar 2024 43,359 43,785 4,581
Apr 2024 42,474 43,405 4,920
End Of Year 3
May 2024 41,589 43,025 5,262
Jun 2024 40,704 42,645 5,607
Jul 2024 39,819 42,265 5,956
Aug 2024 38,934 41,885 6,308
Sep 2024 38,049 41,505 6,664
Oct 2024 37,165 41,125 7,023
Nov 2024 36,280 40,745 7,385
Dec 2024 35,395 40,365 7,751
Jan 2025 34,510 39,985 8,120
Feb 2025 33,625 39,605 8,493
Mar 2025 32,740 39,225 8,869
Apr 2025 31,855 38,845 9,248
End Of Year 4
May 2025 30,971 38,465 9,631
Jun 2025 30,086 38,085 10,017
Jul 2025 29,201 37,705 10,407
Aug 2025 28,316 37,325 10,800
Sep 2025 27,431 36,945 11,196
Oct 2025 26,546 36,565 11,596
Nov 2025 25,661 36,185 11,999
Dec 2025 24,776 35,805 12,405
Jan 2026 23,892 35,425 12,815
Feb 2026 23,007 35,045 13,229
Mar 2026 22,122 34,665 13,645
Apr 2026 21,237 34,285 14,065
End Of Year 5
May 2026 20,352 33,139 13,723
Jun 2026 19,467 32,759 14,150
Jul 2026 18,582 32,379 14,580
Aug 2026 17,697 31,999 15,014
Sep 2026 16,813 31,619 15,451
Oct 2026 15,928 31,239 15,891
Nov 2026 15,043 30,859 16,335
Dec 2026 14,158 30,479 16,782
Jan 2027 13,273 30,099 17,233
Feb 2027 12,388 29,719 17,687
Mar 2027 11,503 29,339 18,144
Apr 2027 10,618 28,959 18,605
End Of Year 6
May 2027 9,734 27,813 18,304
Jun 2027 8,849 27,433 18,771
Jul 2027 7,964 27,053 19,242
Aug 2027 7,079 26,673 19,717
Sep 2027 6,194 26,293 20,194
Oct 2027 5,309 25,913 20,675
Nov 2027 4,424 25,533 21,160
Dec 2027 3,539 25,153 21,648
Jan 2028 2,655 24,773 22,139
Feb 2028 1,770 24,393 22,634
Mar 2028 885 24,013 23,132
Apr 2028 0 23,633 23,633
End Of Year 7
May 2028 0 22,488 22,488
Jun 2028 0 22,108 22,108
Jul 2028 0 21,728 21,728
Aug 2028 0 21,348 21,348
Sep 2028 0 20,968 20,968
Oct 2028 0 20,588 20,588
Nov 2028 0 20,208 20,208
Dec 2028 0 19,828 19,828
Jan 2029 0 19,448 19,448
Feb 2029 0 19,068 19,068
Mar 2029 0 18,688 18,688
Apr 2029 0 18,308 18,308
End Of Year 8
May 2029 0 17,162 17,162
Jun 2029 0 16,782 16,782
Jul 2029 0 16,402 16,402
Aug 2029 0 16,022 16,022
Sep 2029 0 15,642 15,642
Oct 2029 0 15,262 15,262
Nov 2029 0 14,882 14,882
Dec 2029 0 14,502 14,502
Jan 2030 0 14,122 14,122
Feb 2030 0 13,742 13,742
Mar 2030 0 13,362 13,362
Apr 2030 0 12,982 12,982
End Of Year 9
May 2030 0 11,837 11,837
Jun 2030 0 11,457 11,457
Jul 2030 0 11,077 11,077
Aug 2030 0 10,697 10,697
Sep 2030 0 10,317 10,317
Oct 2030 0 9,937 9,937
Nov 2030 0 9,557 9,557
Dec 2030 0 9,177 9,177
Jan 2031 0 8,797 8,797
Feb 2031 0 8,417 8,417
Mar 2031 0 8,037 8,037
Apr 2031 0 7,657 7,657
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.