BMW 3 Series Sedan 328i Luxury / Sport (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $48,011
Engine Cap: 1997 cc Turbocharged
Power: 245Bhp @ 5000rpm
Torque: 350Nm @ 1250rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: 5.00 from 1 review

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New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$241,800
Down Payment
$96,720 (40% of Car Price)
Monthly Installment
$2,064 for 7 years (84 months) Information

Loan Details

Total Loan
$145,080 Information
Total Interest
$28,233 Information
Total Sum Paid
$173,313 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$21,779 Information
COE
$95,889 Information
ARF Paid
$59,215 Information
PARF Rebate
You get back $29,608 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,209 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jun 2022 171,249 139,501 -4,180
Jul 2022 169,186 138,702 -3,572
Aug 2022 167,123 137,903 -2,956
Sep 2022 165,060 137,104 -2,333
Oct 2022 162,996 136,305 -1,701
Nov 2022 160,933 135,506 -1,062
Dec 2022 158,870 134,707 -414
Jan 2023 156,807 133,908 241
Feb 2023 154,743 133,109 904
Mar 2023 152,680 132,310 1,575
Apr 2023 150,617 131,511 2,254
May 2023 148,554 130,712 2,941
End Of Year 1
Jun 2023 146,490 129,913 3,636
Jul 2023 144,427 129,114 4,338
Aug 2023 142,364 128,314 5,049
Sep 2023 140,301 127,515 5,768
Oct 2023 138,237 126,716 6,494
Nov 2023 136,174 125,917 7,228
Dec 2023 134,111 125,118 7,970
Jan 2024 132,048 124,319 8,721
Feb 2024 129,984 123,520 9,479
Mar 2024 127,921 122,721 10,245
Apr 2024 125,858 121,922 11,018
May 2024 123,795 121,123 11,800
End Of Year 2
Jun 2024 121,731 120,324 12,590
Jul 2024 119,668 119,525 13,387
Aug 2024 117,605 118,726 14,193
Sep 2024 115,542 117,926 15,006
Oct 2024 113,478 117,127 15,828
Nov 2024 111,415 116,328 16,657
Dec 2024 109,352 115,529 17,494
Jan 2025 107,289 114,730 18,339
Feb 2025 105,225 113,931 19,192
Mar 2025 103,162 113,132 20,053
Apr 2025 101,099 112,333 20,922
May 2025 99,036 111,534 21,798
End Of Year 3
Jun 2025 96,973 110,735 22,683
Jul 2025 94,909 109,936 23,575
Aug 2025 92,846 109,137 24,476
Sep 2025 90,783 108,338 25,384
Oct 2025 88,720 107,538 26,300
Nov 2025 86,656 106,739 27,224
Dec 2025 84,593 105,940 28,156
Jan 2026 82,530 105,141 29,096
Feb 2026 80,467 104,342 30,044
Mar 2026 78,403 103,543 31,000
Apr 2026 76,340 102,744 31,963
May 2026 74,277 101,945 32,935
End Of Year 4
Jun 2026 72,214 101,146 33,915
Jul 2026 70,150 100,347 34,902
Aug 2026 68,087 99,548 35,897
Sep 2026 66,024 98,749 36,900
Oct 2026 63,961 97,950 37,911
Nov 2026 61,897 97,151 38,931
Dec 2026 59,834 96,351 39,957
Jan 2027 57,771 95,552 40,992
Feb 2027 55,708 94,753 42,035
Mar 2027 53,644 93,954 43,086
Apr 2027 51,581 93,155 44,144
May 2027 49,518 92,356 45,211
End Of Year 5
Jun 2027 47,455 88,596 43,324
Jul 2027 45,391 87,797 44,407
Aug 2027 43,328 86,998 45,497
Sep 2027 41,265 86,199 46,595
Oct 2027 39,202 85,400 47,701
Nov 2027 37,138 84,601 48,815
Dec 2027 35,075 83,802 49,937
Jan 2028 33,012 83,003 51,066
Feb 2028 30,949 82,204 52,204
Mar 2028 28,885 81,405 53,349
Apr 2028 26,822 80,605 54,503
May 2028 24,759 79,806 55,664
End Of Year 6
Jun 2028 22,696 76,047 53,873
Jul 2028 20,632 75,247 55,050
Aug 2028 18,569 74,448 56,235
Sep 2028 16,506 73,649 57,428
Oct 2028 14,443 72,850 58,629
Nov 2028 12,379 72,051 59,838
Dec 2028 10,316 71,252 61,054
Jan 2029 8,253 70,453 62,279
Feb 2029 6,190 69,654 63,512
Mar 2029 4,126 68,855 64,752
Apr 2029 2,063 68,056 66,000
May 2029 0 67,257 67,257
End Of Year 7
Jun 2029 0 63,497 63,497
Jul 2029 0 62,698 62,698
Aug 2029 0 61,899 61,899
Sep 2029 0 61,100 61,100
Oct 2029 0 60,301 60,301
Nov 2029 0 59,501 59,501
Dec 2029 0 58,702 58,702
Jan 2030 0 57,903 57,903
Feb 2030 0 57,104 57,104
Mar 2030 0 56,305 56,305
Apr 2030 0 55,506 55,506
May 2030 0 54,707 54,707
End Of Year 8
Jun 2030 0 50,947 50,947
Jul 2030 0 50,148 50,148
Aug 2030 0 49,349 49,349
Sep 2030 0 48,550 48,550
Oct 2030 0 47,751 47,751
Nov 2030 0 46,952 46,952
Dec 2030 0 46,153 46,153
Jan 2031 0 45,354 45,354
Feb 2031 0 44,555 44,555
Mar 2031 0 43,756 43,756
Apr 2031 0 42,956 42,956
May 2031 0 42,157 42,157
End Of Year 9
Jun 2031 0 38,398 38,398
Jul 2031 0 37,598 37,598
Aug 2031 0 36,799 36,799
Sep 2031 0 36,000 36,000
Oct 2031 0 35,201 35,201
Nov 2031 0 34,402 34,402
Dec 2031 0 33,603 33,603
Jan 2032 0 32,804 32,804
Feb 2032 0 32,005 32,005
Mar 2032 0 31,206 31,206
Apr 2032 0 30,407 30,407
May 2032 0 29,608 29,608
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.