Ford Focus 1.6 TiVCT 5dr Titanium    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $16,745
Engine Cap: 1596 cc
Power: 125Bhp @ 6000rpm
Torque: 159Nm @ 4000rpm
Type: Wagon
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$105,888
Down Payment
$31,767 (30% of Car Price)
Monthly Installment
$1,055 for 7 years (84 months) Information

Loan Details

Total Loan
$74,121 Information
Total Interest
$14,424 Information
Total Sum Paid
$88,545 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,752 Information
COE
$57,010 Information
ARF Paid
$16,745 Information
PARF Rebate
You get back $8,373 at the end of 10th year (PARF Rebate) Information
Road Tax
$741 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jan 2022 87,491 69,094 -4,313
Feb 2022 86,437 68,619 -4,069
Mar 2022 85,383 68,144 -3,821
Apr 2022 84,329 67,668 -3,569
May 2022 83,274 67,193 -3,314
Jun 2022 82,220 66,718 -3,054
Jul 2022 81,166 66,243 -2,790
Aug 2022 80,112 65,768 -2,522
Sep 2022 79,058 65,293 -2,250
Oct 2022 78,004 64,818 -1,974
Nov 2022 76,950 64,343 -1,694
Dec 2022 75,896 63,868 -1,410
End Of Year 1
Jan 2023 74,842 63,393 -1,122
Feb 2023 73,787 62,918 -830
Mar 2023 72,733 62,443 -533
Apr 2023 71,679 61,967 -233
May 2023 70,625 61,492 71
Jun 2023 69,571 61,017 379
Jul 2023 68,517 60,542 692
Aug 2023 67,463 60,067 1,008
Sep 2023 66,409 59,592 1,329
Oct 2023 65,355 59,117 1,653
Nov 2023 64,300 58,642 1,982
Dec 2023 63,246 58,167 2,314
End Of Year 2
Jan 2024 62,192 57,692 2,651
Feb 2024 61,138 57,217 2,991
Mar 2024 60,084 56,742 3,336
Apr 2024 59,030 56,266 3,685
May 2024 57,976 55,791 4,038
Jun 2024 56,922 55,316 4,394
Jul 2024 55,868 54,841 4,755
Aug 2024 54,814 54,366 5,120
Sep 2024 53,759 53,891 5,489
Oct 2024 52,705 53,416 5,862
Nov 2024 51,651 52,941 6,239
Dec 2024 50,597 52,466 6,620
End Of Year 3
Jan 2025 49,543 51,991 7,005
Feb 2025 48,489 51,516 7,394
Mar 2025 47,435 51,041 7,787
Apr 2025 46,381 50,565 8,185
May 2025 45,327 50,090 8,586
Jun 2025 44,272 49,615 8,991
Jul 2025 43,218 49,140 9,401
Aug 2025 42,164 48,665 9,814
Sep 2025 41,110 48,190 10,231
Oct 2025 40,056 47,715 10,653
Nov 2025 39,002 47,240 11,078
Dec 2025 37,948 46,765 11,508
End Of Year 4
Jan 2026 36,894 46,290 11,941
Feb 2026 35,840 45,815 12,379
Mar 2026 34,786 45,340 12,821
Apr 2026 33,731 44,864 13,266
May 2026 32,677 44,389 13,716
Jun 2026 31,623 43,914 14,170
Jul 2026 30,569 43,439 14,628
Aug 2026 29,515 42,964 15,089
Sep 2026 28,461 42,489 15,555
Oct 2026 27,407 42,014 16,025
Nov 2026 26,353 41,539 16,499
Dec 2026 25,299 41,064 16,977
End Of Year 5
Jan 2027 24,244 39,751 16,622
Feb 2027 23,190 39,276 17,108
Mar 2027 22,136 38,801 17,598
Apr 2027 21,082 38,326 18,093
May 2027 20,028 37,851 18,591
Jun 2027 18,974 37,376 19,093
Jul 2027 17,920 36,901 19,599
Aug 2027 16,866 36,426 20,110
Sep 2027 15,812 35,951 20,624
Oct 2027 14,757 35,476 21,142
Nov 2027 13,703 35,001 21,665
Dec 2027 12,649 34,526 22,191
End Of Year 6
Jan 2028 11,595 33,213 21,885
Feb 2028 10,541 32,738 22,419
Mar 2028 9,487 32,263 22,958
Apr 2028 8,433 31,788 23,501
May 2028 7,379 31,313 24,047
Jun 2028 6,325 30,838 24,598
Jul 2028 5,271 30,363 25,153
Aug 2028 4,216 29,888 25,712
Sep 2028 3,162 29,413 26,274
Oct 2028 2,108 28,937 26,841
Nov 2028 1,054 28,462 27,412
Dec 2028 0 27,987 27,987
End Of Year 7
Jan 2029 0 26,675 26,675
Feb 2029 0 26,200 26,200
Mar 2029 0 25,725 25,725
Apr 2029 0 25,250 25,250
May 2029 0 24,775 24,775
Jun 2029 0 24,300 24,300
Jul 2029 0 23,824 23,824
Aug 2029 0 23,349 23,349
Sep 2029 0 22,874 22,874
Oct 2029 0 22,399 22,399
Nov 2029 0 21,924 21,924
Dec 2029 0 21,449 21,449
End Of Year 8
Jan 2030 0 20,137 20,137
Feb 2030 0 19,662 19,662
Mar 2030 0 19,187 19,187
Apr 2030 0 18,711 18,711
May 2030 0 18,236 18,236
Jun 2030 0 17,761 17,761
Jul 2030 0 17,286 17,286
Aug 2030 0 16,811 16,811
Sep 2030 0 16,336 16,336
Oct 2030 0 15,861 15,861
Nov 2030 0 15,386 15,386
Dec 2030 0 14,911 14,911
End Of Year 9
Jan 2031 0 13,598 13,598
Feb 2031 0 13,123 13,123
Mar 2031 0 12,648 12,648
Apr 2031 0 12,173 12,173
May 2031 0 11,698 11,698
Jun 2031 0 11,223 11,223
Jul 2031 0 10,748 10,748
Aug 2031 0 10,273 10,273
Sep 2031 0 9,798 9,798
Oct 2031 0 9,323 9,323
Nov 2031 0 8,848 8,848
Dec 2031 0 8,373 8,373
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.