BMW 3 Series Sedan
320i Efficient Dynamics Edition (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $32,227
Engine Cap: 1598 cc Turbocharged
Power: 170Bhp @ 4800rpm
Torque: 250Nm @ 1500rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: 3.00 from 1 review

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New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$194,800
Down Payment
$77,920 (40% of Car Price)
Monthly Installment
$1,663 for 7 years (84 months) Information

Loan Details

Total Loan
$116,880 Information
Total Interest
$22,745 Information
Total Sum Paid
$139,625 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$17,869 Information
COE
$80,401 Information
ARF Paid
$37,118 Information
PARF Rebate
You get back $18,559 at the end of 10th year (PARF Rebate) Information
Road Tax
$742 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jan 2022 137,963 107,569 -8,184
Feb 2022 136,300 106,899 -7,720
Mar 2022 134,638 106,229 -7,250
Apr 2022 132,976 105,559 -6,774
May 2022 131,314 104,889 -6,292
Jun 2022 129,652 104,219 -5,803
Jul 2022 127,989 103,549 -5,308
Aug 2022 126,327 102,879 -4,806
Sep 2022 124,665 102,209 -4,298
Oct 2022 123,003 101,539 -3,784
Nov 2022 121,341 100,869 -3,263
Dec 2022 119,678 100,199 -2,736
End Of Year 1
Jan 2023 118,016 99,529 -2,202
Feb 2023 116,354 98,859 -1,663
Mar 2023 114,692 98,189 -1,116
Apr 2023 113,030 97,519 -564
May 2023 111,367 96,849 -5
Jun 2023 109,705 96,179 560
Jul 2023 108,043 95,509 1,132
Aug 2023 106,381 94,839 1,710
Sep 2023 104,719 94,169 2,295
Oct 2023 103,056 93,499 2,886
Nov 2023 101,394 92,829 3,483
Dec 2023 99,732 92,159 4,086
End Of Year 2
Jan 2024 98,070 91,489 4,696
Feb 2024 96,408 90,819 5,312
Mar 2024 94,745 90,149 5,935
Apr 2024 93,083 89,479 6,564
May 2024 91,421 88,809 7,200
Jun 2024 89,759 88,139 7,841
Jul 2024 88,097 87,469 8,490
Aug 2024 86,434 86,799 9,144
Sep 2024 84,772 86,129 9,805
Oct 2024 83,110 85,459 10,472
Nov 2024 81,448 84,789 11,146
Dec 2024 79,786 84,119 11,826
End Of Year 3
Jan 2025 78,123 83,449 12,512
Feb 2025 76,461 82,779 13,205
Mar 2025 74,799 82,109 13,904
Apr 2025 73,137 81,439 14,610
May 2025 71,475 80,769 15,321
Jun 2025 69,812 80,099 16,040
Jul 2025 68,150 79,429 16,764
Aug 2025 66,488 78,759 17,495
Sep 2025 64,826 78,089 18,233
Oct 2025 63,164 77,419 18,976
Nov 2025 61,501 76,749 19,726
Dec 2025 59,839 76,079 20,483
End Of Year 4
Jan 2026 58,177 75,409 21,246
Feb 2026 56,515 74,739 22,015
Mar 2026 54,853 74,069 22,790
Apr 2026 53,190 73,399 23,572
May 2026 51,528 72,729 24,361
Jun 2026 49,866 72,059 25,155
Jul 2026 48,204 71,389 25,957
Aug 2026 46,542 70,719 26,764
Sep 2026 44,879 70,049 27,578
Oct 2026 43,217 69,379 28,398
Nov 2026 41,555 68,709 29,224
Dec 2026 39,893 68,039 30,057
End Of Year 5
Jan 2027 38,231 65,513 29,041
Feb 2027 36,568 64,843 29,886
Mar 2027 34,906 64,173 30,738
Apr 2027 33,244 63,503 31,597
May 2027 31,582 62,833 32,462
Jun 2027 29,920 62,163 33,333
Jul 2027 28,257 61,493 34,210
Aug 2027 26,595 60,823 35,094
Sep 2027 24,933 60,153 35,984
Oct 2027 23,271 59,483 36,881
Nov 2027 21,609 58,813 37,784
Dec 2027 19,946 58,143 38,693
End Of Year 6
Jan 2028 18,284 55,617 37,753
Feb 2028 16,622 54,947 38,675
Mar 2028 14,960 54,277 39,604
Apr 2028 13,298 53,607 40,539
May 2028 11,635 52,937 41,480
Jun 2028 9,973 52,267 42,428
Jul 2028 8,311 51,597 43,381
Aug 2028 6,649 50,927 44,342
Sep 2028 4,987 50,257 45,309
Oct 2028 3,324 49,587 46,282
Nov 2028 1,662 48,917 47,261
Dec 2028 0 48,247 48,247
End Of Year 7
Jan 2029 0 45,721 45,721
Feb 2029 0 45,051 45,051
Mar 2029 0 44,381 44,381
Apr 2029 0 43,711 43,711
May 2029 0 43,041 43,041
Jun 2029 0 42,371 42,371
Jul 2029 0 41,701 41,701
Aug 2029 0 41,031 41,031
Sep 2029 0 40,361 40,361
Oct 2029 0 39,691 39,691
Nov 2029 0 39,021 39,021
Dec 2029 0 38,351 38,351
End Of Year 8
Jan 2030 0 35,825 35,825
Feb 2030 0 35,155 35,155
Mar 2030 0 34,485 34,485
Apr 2030 0 33,815 33,815
May 2030 0 33,145 33,145
Jun 2030 0 32,475 32,475
Jul 2030 0 31,805 31,805
Aug 2030 0 31,135 31,135
Sep 2030 0 30,465 30,465
Oct 2030 0 29,795 29,795
Nov 2030 0 29,125 29,125
Dec 2030 0 28,455 28,455
End Of Year 9
Jan 2031 0 25,929 25,929
Feb 2031 0 25,259 25,259
Mar 2031 0 24,589 24,589
Apr 2031 0 23,919 23,919
May 2031 0 23,249 23,249
Jun 2031 0 22,579 22,579
Jul 2031 0 21,909 21,909
Aug 2031 0 21,239 21,239
Sep 2031 0 20,569 20,569
Oct 2031 0 19,899 19,899
Nov 2031 0 19,229 19,229
Dec 2031 0 18,559 18,559
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.