BMW 3 Series Sedan
320i Efficient Dynamics Edition (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $32,227
Engine Cap: 1598 cc Turbocharged
Power: 170Bhp @ 4800rpm
Torque: 250Nm @ 1500rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: 3.00 from 1 review

Authorized Dealer

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$194,800
Down Payment
$77,920 (40% of Car Price)
Monthly Installment
$1,663 for 7 years (84 months) Information

Loan Details

Total Loan
$116,880 Information
Total Interest
$22,745 Information
Total Sum Paid
$139,625 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$17,869 Information
COE
$79,601 Information
ARF Paid
$37,118 Information
PARF Rebate
You get back $18,559 at the end of 10th year (PARF Rebate) Information
Road Tax
$742 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jan 2022 137,963 106,776 -8,977
Feb 2022 136,300 106,113 -8,507
Mar 2022 134,638 105,449 -8,030
Apr 2022 132,976 104,786 -7,548
May 2022 131,314 104,123 -7,059
Jun 2022 129,652 103,459 -6,563
Jul 2022 127,989 102,796 -6,061
Aug 2022 126,327 102,133 -5,553
Sep 2022 124,665 101,469 -5,038
Oct 2022 123,003 100,806 -4,517
Nov 2022 121,341 100,143 -3,990
Dec 2022 119,678 99,479 -3,456
End Of Year 1
Jan 2023 118,016 98,816 -2,916
Feb 2023 116,354 98,153 -2,369
Mar 2023 114,692 97,489 -1,816
Apr 2023 113,030 96,826 -1,257
May 2023 111,367 96,163 -692
Jun 2023 109,705 95,499 -120
Jul 2023 108,043 94,836 459
Aug 2023 106,381 94,173 1,044
Sep 2023 104,719 93,509 1,635
Oct 2023 103,056 92,846 2,232
Nov 2023 101,394 92,182 2,836
Dec 2023 99,732 91,519 3,446
End Of Year 2
Jan 2024 98,070 90,856 4,063
Feb 2024 96,408 90,192 4,686
Mar 2024 94,745 89,529 5,315
Apr 2024 93,083 88,866 5,951
May 2024 91,421 88,202 6,593
Jun 2024 89,759 87,539 7,241
Jul 2024 88,097 86,876 7,896
Aug 2024 86,434 86,212 8,557
Sep 2024 84,772 85,549 9,225
Oct 2024 83,110 84,886 9,899
Nov 2024 81,448 84,222 10,579
Dec 2024 79,786 83,559 11,266
End Of Year 3
Jan 2025 78,123 82,896 11,959
Feb 2025 76,461 82,232 12,658
Mar 2025 74,799 81,569 13,364
Apr 2025 73,137 80,906 14,076
May 2025 71,475 80,242 14,795
Jun 2025 69,812 79,579 15,520
Jul 2025 68,150 78,916 16,251
Aug 2025 66,488 78,252 16,989
Sep 2025 64,826 77,589 17,733
Oct 2025 63,164 76,926 18,483
Nov 2025 61,501 76,262 19,240
Dec 2025 59,839 75,599 20,003
End Of Year 4
Jan 2026 58,177 74,936 20,772
Feb 2026 56,515 74,272 21,548
Mar 2026 54,853 73,609 22,330
Apr 2026 53,190 72,946 23,119
May 2026 51,528 72,282 23,914
Jun 2026 49,866 71,619 24,715
Jul 2026 48,204 70,956 25,523
Aug 2026 46,542 70,292 26,337
Sep 2026 44,879 69,629 27,158
Oct 2026 43,217 68,966 27,985
Nov 2026 41,555 68,302 28,818
Dec 2026 39,893 67,639 29,657
End Of Year 5
Jan 2027 38,231 65,120 28,647
Feb 2027 36,568 64,456 29,500
Mar 2027 34,906 63,793 30,358
Apr 2027 33,244 63,130 31,224
May 2027 31,582 62,466 32,095
Jun 2027 29,920 61,803 32,973
Jul 2027 28,257 61,140 33,857
Aug 2027 26,595 60,476 34,747
Sep 2027 24,933 59,813 35,644
Oct 2027 23,271 59,150 36,548
Nov 2027 21,609 58,486 37,457
Dec 2027 19,946 57,823 38,373
End Of Year 6
Jan 2028 18,284 55,304 37,440
Feb 2028 16,622 54,640 38,369
Mar 2028 14,960 53,977 39,304
Apr 2028 13,298 53,314 40,245
May 2028 11,635 52,650 41,193
Jun 2028 9,973 51,987 42,148
Jul 2028 8,311 51,324 43,108
Aug 2028 6,649 50,660 44,075
Sep 2028 4,987 49,997 45,049
Oct 2028 3,324 49,334 46,028
Nov 2028 1,662 48,670 47,014
Dec 2028 0 48,007 48,007
End Of Year 7
Jan 2029 0 45,488 45,488
Feb 2029 0 44,824 44,824
Mar 2029 0 44,161 44,161
Apr 2029 0 43,498 43,498
May 2029 0 42,834 42,834
Jun 2029 0 42,171 42,171
Jul 2029 0 41,508 41,508
Aug 2029 0 40,844 40,844
Sep 2029 0 40,181 40,181
Oct 2029 0 39,518 39,518
Nov 2029 0 38,854 38,854
Dec 2029 0 38,191 38,191
End Of Year 8
Jan 2030 0 35,672 35,672
Feb 2030 0 35,008 35,008
Mar 2030 0 34,345 34,345
Apr 2030 0 33,682 33,682
May 2030 0 33,018 33,018
Jun 2030 0 32,355 32,355
Jul 2030 0 31,692 31,692
Aug 2030 0 31,028 31,028
Sep 2030 0 30,365 30,365
Oct 2030 0 29,702 29,702
Nov 2030 0 29,038 29,038
Dec 2030 0 28,375 28,375
End Of Year 9
Jan 2031 0 25,856 25,856
Feb 2031 0 25,192 25,192
Mar 2031 0 24,529 24,529
Apr 2031 0 23,866 23,866
May 2031 0 23,202 23,202
Jun 2031 0 22,539 22,539
Jul 2031 0 21,876 21,876
Aug 2031 0 21,212 21,212
Sep 2031 0 20,549 20,549
Oct 2031 0 19,886 19,886
Nov 2031 0 19,222 19,222
Dec 2031 0 18,559 18,559
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.