Volkswagen Passat
Comfortline 1.8 TSI (DSG) (A) Authorised Dealer   Updated Loan Calculator

$129,400 Price Decrease
Includes VES (7 Jun 2019)
Latest OMV: $26,301
Engine Cap: 1798 cc Turbocharged
Power: 180Bhp @ 5100rpm
Torque: 250Nm @ 1250rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$129,400
Down Payment
$51,760 (40% of Car Price)
Monthly Installment
$1,105 for 7 years (84 months) Information

Loan Details

Total Loan
$77,640 Information
Total Interest
$15,109 Information
Total Sum Paid
$92,749 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$11,625 Information
COE
$39,728 Information
ARF Paid
$28,821 Information
PARF Rebate
You get back $14,411 at the end of 10th year (PARF Rebate) Information
Road Tax
$975 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2019 91,645 61,013 -15,878
Aug 2019 90,540 60,682 -15,457
Sep 2019 89,436 60,351 -15,030
Oct 2019 88,332 60,020 -14,600
Nov 2019 87,228 59,689 -14,166
Dec 2019 86,124 59,358 -13,727
Jan 2020 85,020 59,027 -13,284
Feb 2020 83,916 58,696 -12,837
Mar 2020 82,811 58,364 -12,385
Apr 2020 81,707 58,033 -11,930
May 2020 80,603 57,702 -11,470
Jun 2020 79,499 57,371 -11,006
End Of Year 1
Jul 2020 78,395 57,040 -10,537
Aug 2020 77,291 56,709 -10,065
Sep 2020 76,186 56,378 -9,588
Oct 2020 75,082 56,047 -9,107
Nov 2020 73,978 55,716 -8,621
Dec 2020 72,874 55,385 -8,132
Jan 2021 71,770 55,054 -7,638
Feb 2021 70,666 54,723 -7,140
Mar 2021 69,562 54,392 -6,638
Apr 2021 68,457 54,061 -6,131
May 2021 67,353 53,730 -5,621
Jun 2021 66,249 53,398 -5,106
End Of Year 2
Jul 2021 65,145 53,067 -4,587
Aug 2021 64,041 52,736 -4,063
Sep 2021 62,937 52,405 -3,536
Oct 2021 61,832 52,074 -3,004
Nov 2021 60,728 51,743 -2,468
Dec 2021 59,624 51,412 -1,927
Jan 2022 58,520 51,081 -1,383
Feb 2022 57,416 50,750 -834
Mar 2022 56,312 50,419 -281
Apr 2022 55,208 50,088 276
May 2022 54,103 49,757 838
Jun 2022 52,999 49,426 1,403
End Of Year 3
Jul 2022 51,895 49,095 1,973
Aug 2022 50,791 48,764 2,547
Sep 2022 49,687 48,432 3,126
Oct 2022 48,583 48,101 3,709
Nov 2022 47,479 47,770 4,295
Dec 2022 46,374 47,439 4,887
Jan 2023 45,270 47,108 5,482
Feb 2023 44,166 46,777 6,081
Mar 2023 43,062 46,446 6,685
Apr 2023 41,958 46,115 7,293
May 2023 40,854 45,784 7,905
Jun 2023 39,749 45,453 8,522
End Of Year 4
Jul 2023 38,645 45,122 9,143
Aug 2023 37,541 44,791 9,768
Sep 2023 36,437 44,460 10,397
Oct 2023 35,333 44,129 11,030
Nov 2023 34,229 43,798 11,668
Dec 2023 33,125 43,466 12,310
Jan 2024 32,020 43,135 12,956
Feb 2024 30,916 42,804 13,606
Mar 2024 29,812 42,473 14,261
Apr 2024 28,708 42,142 14,920
May 2024 27,604 41,811 15,583
Jun 2024 26,500 41,480 16,250
End Of Year 5
Jul 2024 25,395 39,708 15,480
Aug 2024 24,291 39,377 16,156
Sep 2024 23,187 39,046 16,836
Oct 2024 22,083 38,715 17,520
Nov 2024 20,979 38,384 18,209
Dec 2024 19,875 38,053 18,902
Jan 2025 18,771 37,722 19,598
Feb 2025 17,666 37,390 20,300
Mar 2025 16,562 37,059 21,005
Apr 2025 15,458 36,728 21,715
May 2025 14,354 36,397 22,428
Jun 2025 13,250 36,066 23,146
End Of Year 6
Jul 2025 12,146 34,294 22,428
Aug 2025 11,042 33,963 23,154
Sep 2025 9,937 33,632 23,885
Oct 2025 8,833 33,301 24,620
Nov 2025 7,729 32,970 25,359
Dec 2025 6,625 32,639 26,103
Jan 2026 5,521 32,308 26,850
Feb 2026 4,417 31,977 27,602
Mar 2026 3,312 31,646 28,358
Apr 2026 2,208 31,314 29,119
May 2026 1,104 30,983 29,883
Jun 2026 0 30,652 30,652
End Of Year 7
Jul 2026 0 28,880 28,880
Aug 2026 0 28,549 28,549
Sep 2026 0 28,218 28,218
Oct 2026 0 27,887 27,887
Nov 2026 0 27,556 27,556
Dec 2026 0 27,225 27,225
Jan 2027 0 26,894 26,894
Feb 2027 0 26,563 26,563
Mar 2027 0 26,232 26,232
Apr 2027 0 25,901 25,901
May 2027 0 25,570 25,570
Jun 2027 0 25,238 25,238
End Of Year 8
Jul 2027 0 23,466 23,466
Aug 2027 0 23,135 23,135
Sep 2027 0 22,804 22,804
Oct 2027 0 22,473 22,473
Nov 2027 0 22,142 22,142
Dec 2027 0 21,811 21,811
Jan 2028 0 21,480 21,480
Feb 2028 0 21,149 21,149
Mar 2028 0 20,818 20,818
Apr 2028 0 20,487 20,487
May 2028 0 20,156 20,156
Jun 2028 0 19,825 19,825
End Of Year 9
Jul 2028 0 18,052 18,052
Aug 2028 0 17,721 17,721
Sep 2028 0 17,390 17,390
Oct 2028 0 17,059 17,059
Nov 2028 0 16,728 16,728
Dec 2028 0 16,397 16,397
Jan 2029 0 16,066 16,066
Feb 2029 0 15,735 15,735
Mar 2029 0 15,404 15,404
Apr 2029 0 15,073 15,073
May 2029 0 14,742 14,742
Jun 2029 0 14,411 14,411
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.