Toyota Sienta 1.5 Standard (A) Authorised Dealer   Updated Loan Calculator

$92,988 Price Increase
Includes VES (8 Aug 2019)
Latest OMV: $19,257
VES: NEUTRAL (B)
Engine Cap: 1496 cc
Power: 105Bhp @ 6000rpm
Torque: 140Nm @ 4200rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$92,988
Includes VES
NEUTRAL (B) Information
Down Payment
$27,897 (30% of Car Price)
Monthly Installment
$926 for 7 years (84 months) Information

Loan Details

Total Loan
$65,091 Information
Total Interest
$12,667 Information
Total Sum Paid
$77,758 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$8,336 Information
COE
$31,917 Information
VES
NEUTRAL (B) Information
ARF Paid
$19,257 Information
PARF Rebate
You get back $9,629 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Sep 2019 76,832 46,094 -18,370
Oct 2019 75,906 45,828 -18,004
Nov 2019 74,981 45,562 -17,636
Dec 2019 74,055 45,296 -17,263
Jan 2020 73,129 45,030 -16,887
Feb 2020 72,204 44,764 -16,508
Mar 2020 71,278 44,498 -16,125
Apr 2020 70,352 44,232 -15,739
May 2020 69,427 43,966 -15,348
Jun 2020 68,501 43,700 -14,955
Jul 2020 67,575 43,434 -14,558
Aug 2020 66,649 43,168 -14,157
End Of Year 1
Sep 2020 65,724 42,902 -13,753
Oct 2020 64,798 42,636 -13,345
Nov 2020 63,872 42,370 -12,934
Dec 2020 62,947 42,104 -12,519
Jan 2021 62,021 41,838 -12,100
Feb 2021 61,095 41,572 -11,678
Mar 2021 60,170 41,306 -11,253
Apr 2021 59,244 41,040 -10,824
May 2021 58,318 40,774 -10,391
Jun 2021 57,393 40,508 -9,955
Jul 2021 56,467 40,242 -9,515
Aug 2021 55,541 39,976 -9,072
End Of Year 2
Sep 2021 54,616 39,710 -8,625
Oct 2021 53,690 39,444 -8,175
Nov 2021 52,764 39,178 -7,721
Dec 2021 51,838 38,912 -7,263
Jan 2022 50,913 38,646 -6,802
Feb 2022 49,987 38,381 -6,338
Mar 2022 49,061 38,115 -5,870
Apr 2022 48,136 37,849 -5,398
May 2022 47,210 37,583 -4,923
Jun 2022 46,284 37,317 -4,444
Jul 2022 45,359 37,051 -3,962
Aug 2022 44,433 36,785 -3,476
End Of Year 3
Sep 2022 43,507 36,519 -2,986
Oct 2022 42,582 36,253 -2,493
Nov 2022 41,656 35,987 -1,997
Dec 2022 40,730 35,721 -1,497
Jan 2023 39,805 35,455 -993
Feb 2023 38,879 35,189 -486
Mar 2023 37,953 34,923 25
Apr 2023 37,027 34,657 539
May 2023 36,102 34,391 1,057
Jun 2023 35,176 34,125 1,578
Jul 2023 34,250 33,859 2,103
Aug 2023 33,325 33,593 2,631
End Of Year 4
Sep 2023 32,399 33,327 3,163
Oct 2023 31,473 33,061 3,699
Nov 2023 30,548 32,795 4,238
Dec 2023 29,622 32,529 4,780
Jan 2024 28,696 32,263 5,327
Feb 2024 27,771 31,997 5,876
Mar 2024 26,845 31,731 6,430
Apr 2024 25,919 31,465 6,986
May 2024 24,994 31,199 7,547
Jun 2024 24,068 30,933 8,111
Jul 2024 23,142 30,667 8,678
Aug 2024 22,216 30,401 9,249
End Of Year 5
Sep 2024 21,291 29,172 8,861
Oct 2024 20,365 28,906 9,439
Nov 2024 19,439 28,640 10,021
Dec 2024 18,514 28,375 10,606
Jan 2025 17,588 28,109 11,195
Feb 2025 16,662 27,843 11,787
Mar 2025 15,737 27,577 12,383
Apr 2025 14,811 27,311 12,982
May 2025 13,885 27,045 13,585
Jun 2025 12,960 26,779 14,192
Jul 2025 12,034 26,513 14,802
Aug 2025 11,108 26,247 15,415
End Of Year 6
Sep 2025 10,183 25,018 15,069
Oct 2025 9,257 24,752 15,690
Nov 2025 8,331 24,486 16,314
Dec 2025 7,405 24,220 16,942
Jan 2026 6,480 23,954 17,574
Feb 2026 5,554 23,688 18,208
Mar 2026 4,628 23,422 18,847
Apr 2026 3,703 23,156 19,489
May 2026 2,777 22,890 20,134
Jun 2026 1,851 22,624 20,783
Jul 2026 926 22,358 21,436
Aug 2026 0 22,092 22,092
End Of Year 7
Sep 2026 0 20,863 20,863
Oct 2026 0 20,597 20,597
Nov 2026 0 20,331 20,331
Dec 2026 0 20,065 20,065
Jan 2027 0 19,799 19,799
Feb 2027 0 19,533 19,533
Mar 2027 0 19,267 19,267
Apr 2027 0 19,002 19,002
May 2027 0 18,736 18,736
Jun 2027 0 18,470 18,470
Jul 2027 0 18,204 18,204
Aug 2027 0 17,938 17,938
End Of Year 8
Sep 2027 0 16,709 16,709
Oct 2027 0 16,443 16,443
Nov 2027 0 16,177 16,177
Dec 2027 0 15,911 15,911
Jan 2028 0 15,645 15,645
Feb 2028 0 15,379 15,379
Mar 2028 0 15,113 15,113
Apr 2028 0 14,847 14,847
May 2028 0 14,581 14,581
Jun 2028 0 14,315 14,315
Jul 2028 0 14,049 14,049
Aug 2028 0 13,783 13,783
End Of Year 9
Sep 2028 0 12,554 12,554
Oct 2028 0 12,288 12,288
Nov 2028 0 12,022 12,022
Dec 2028 0 11,756 11,756
Jan 2029 0 11,490 11,490
Feb 2029 0 11,224 11,224
Mar 2029 0 10,958 10,958
Apr 2029 0 10,692 10,692
May 2029 0 10,426 10,426
Jun 2029 0 10,160 10,160
Jul 2029 0 9,894 9,894
Aug 2029 0 9,629 9,629
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.