Toyota Sienta 1.5 Standard (A) Authorised Dealer   Updated Loan Calculator

$108,888
Includes VES (18 Mar 2021)
Latest OMV: $17,093
VES: NEUTRAL (B)
Engine Cap: 1496 cc
Power: 105Bhp @ 6000rpm
Torque: 140Nm @ 4200rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$108,888
Includes VES
NEUTRAL (B) Information
Down Payment
$32,667 (30% of Car Price)
Monthly Installment
$1,084 for 7 years (84 months) Information

Loan Details

Total Loan
$76,221 Information
Total Interest
$14,833 Information
Total Sum Paid
$91,054 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$10,034 Information
COE
$48,510 Information
VES
NEUTRAL (B) Information
ARF Paid
$17,093 Information
PARF Rebate
You get back $8,547 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2021 89,970 60,926 -14,561
Aug 2021 88,886 60,521 -14,226
Sep 2021 87,802 60,117 -13,887
Oct 2021 86,718 59,713 -13,543
Nov 2021 85,634 59,309 -13,196
Dec 2021 84,550 58,904 -12,845
Jan 2022 83,466 58,500 -12,489
Feb 2022 82,382 58,096 -12,129
Mar 2022 81,298 57,692 -11,765
Apr 2022 80,214 57,287 -11,397
May 2022 79,130 56,883 -11,025
Jun 2022 78,046 56,479 -10,648
End Of Year 1
Jul 2022 76,962 56,075 -10,268
Aug 2022 75,878 55,670 -9,883
Sep 2022 74,794 55,266 -9,494
Oct 2022 73,710 54,862 -9,101
Nov 2022 72,626 54,458 -8,704
Dec 2022 71,542 54,053 -8,303
Jan 2023 70,458 53,649 -7,897
Feb 2023 69,374 53,245 -7,487
Mar 2023 68,290 52,841 -7,074
Apr 2023 67,206 52,436 -6,656
May 2023 66,122 52,032 -6,234
Jun 2023 65,038 51,628 -5,807
End Of Year 2
Jul 2023 63,954 51,224 -5,377
Aug 2023 62,870 50,819 -4,942
Sep 2023 61,786 50,415 -4,504
Oct 2023 60,702 50,011 -4,061
Nov 2023 59,618 49,607 -3,614
Dec 2023 58,534 49,202 -3,162
Jan 2024 57,450 48,798 -2,707
Feb 2024 56,367 48,394 -2,247
Mar 2024 55,283 47,990 -1,784
Apr 2024 54,199 47,585 -1,316
May 2024 53,115 47,181 -844
Jun 2024 52,031 46,777 -368
End Of Year 3
Jul 2024 50,947 46,373 112
Aug 2024 49,863 45,968 597
Sep 2024 48,779 45,564 1,085
Oct 2024 47,695 45,160 1,578
Nov 2024 46,611 44,756 2,075
Dec 2024 45,527 44,351 2,576
Jan 2025 44,443 43,947 3,081
Feb 2025 43,359 43,543 3,591
Mar 2025 42,275 43,139 4,104
Apr 2025 41,191 42,734 4,622
May 2025 40,107 42,330 5,144
Jun 2025 39,023 41,926 5,670
End Of Year 4
Jul 2025 37,939 41,522 6,200
Aug 2025 36,855 41,117 6,734
Sep 2025 35,771 40,713 7,273
Oct 2025 34,687 40,309 7,815
Nov 2025 33,603 39,905 8,362
Dec 2025 32,519 39,500 8,913
Jan 2026 31,435 39,096 9,468
Feb 2026 30,351 38,692 10,027
Mar 2026 29,267 38,288 10,591
Apr 2026 28,183 37,883 11,158
May 2026 27,099 37,479 11,730
Jun 2026 26,015 37,075 12,306
End Of Year 5
Jul 2026 24,931 35,816 12,031
Aug 2026 23,847 35,412 12,615
Sep 2026 22,763 35,007 13,204
Oct 2026 21,679 34,603 13,796
Nov 2026 20,595 34,199 14,393
Dec 2026 19,511 33,795 14,994
Jan 2027 18,428 33,390 15,599
Feb 2027 17,344 32,986 16,208
Mar 2027 16,260 32,582 16,821
Apr 2027 15,176 32,178 17,438
May 2027 14,092 31,773 18,060
Jun 2027 13,008 31,369 18,686
End Of Year 6
Jul 2027 11,924 30,110 18,461
Aug 2027 10,840 29,706 19,095
Sep 2027 9,756 29,302 19,733
Oct 2027 8,672 28,897 20,375
Nov 2027 7,588 28,493 21,022
Dec 2027 6,504 28,089 21,672
Jan 2028 5,420 27,685 22,327
Feb 2028 4,336 27,280 22,986
Mar 2028 3,252 26,876 23,649
Apr 2028 2,168 26,472 24,316
May 2028 1,084 26,068 24,988
Jun 2028 0 25,663 25,663
End Of Year 7
Jul 2028 0 24,405 24,405
Aug 2028 0 24,000 24,000
Sep 2028 0 23,596 23,596
Oct 2028 0 23,192 23,192
Nov 2028 0 22,788 22,788
Dec 2028 0 22,383 22,383
Jan 2029 0 21,979 21,979
Feb 2029 0 21,575 21,575
Mar 2029 0 21,171 21,171
Apr 2029 0 20,766 20,766
May 2029 0 20,362 20,362
Jun 2029 0 19,958 19,958
End Of Year 8
Jul 2029 0 18,699 18,699
Aug 2029 0 18,295 18,295
Sep 2029 0 17,890 17,890
Oct 2029 0 17,486 17,486
Nov 2029 0 17,082 17,082
Dec 2029 0 16,678 16,678
Jan 2030 0 16,273 16,273
Feb 2030 0 15,869 15,869
Mar 2030 0 15,465 15,465
Apr 2030 0 15,061 15,061
May 2030 0 14,656 14,656
Jun 2030 0 14,252 14,252
End Of Year 9
Jul 2030 0 12,993 12,993
Aug 2030 0 12,589 12,589
Sep 2030 0 12,185 12,185
Oct 2030 0 11,781 11,781
Nov 2030 0 11,376 11,376
Dec 2030 0 10,972 10,972
Jan 2031 0 10,568 10,568
Feb 2031 0 10,164 10,164
Mar 2031 0 9,759 9,759
Apr 2031 0 9,355 9,355
May 2031 0 8,951 8,951
Jun 2031 0 8,547 8,547
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.