Toyota Sienta 1.5 Standard (A) Authorised Dealer   Updated Loan Calculator

$108,888
Includes VES (18 Mar 2021)
Latest OMV: $17,093
VES: NEUTRAL (B)
Engine Cap: 1496 cc
Power: 105Bhp @ 6000rpm
Torque: 140Nm @ 4200rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$108,888
Includes VES
NEUTRAL (B) Information
Down Payment
$32,667 (30% of Car Price)
Monthly Installment
$1,084 for 7 years (84 months) Information

Loan Details

Total Loan
$76,221 Information
Total Interest
$14,833 Information
Total Sum Paid
$91,054 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$10,034 Information
COE
$48,000 Information
VES
NEUTRAL (B) Information
ARF Paid
$17,093 Information
PARF Rebate
You get back $8,547 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Oct 2021 89,970 60,420 -15,066
Nov 2021 88,886 60,020 -14,727
Dec 2021 87,802 59,620 -14,384
Jan 2022 86,718 59,220 -14,036
Feb 2022 85,634 58,820 -13,685
Mar 2022 84,550 58,420 -13,329
Apr 2022 83,466 58,020 -12,969
May 2022 82,382 57,620 -12,605
Jun 2022 81,298 57,220 -12,237
Jul 2022 80,214 56,820 -11,865
Aug 2022 79,130 56,420 -11,488
Sep 2022 78,046 56,020 -11,107
End Of Year 1
Oct 2022 76,962 55,620 -10,723
Nov 2022 75,878 55,220 -10,334
Dec 2022 74,794 54,820 -9,940
Jan 2023 73,710 54,420 -9,543
Feb 2023 72,626 54,020 -9,142
Mar 2023 71,542 53,620 -8,736
Apr 2023 70,458 53,220 -8,326
May 2023 69,374 52,820 -7,912
Jun 2023 68,290 52,420 -7,494
Jul 2023 67,206 52,020 -7,072
Aug 2023 66,122 51,620 -6,646
Sep 2023 65,038 51,220 -6,215
End Of Year 2
Oct 2023 63,954 50,820 -5,781
Nov 2023 62,870 50,420 -5,342
Dec 2023 61,786 50,020 -4,899
Jan 2024 60,702 49,620 -4,452
Feb 2024 59,618 49,220 -4,000
Mar 2024 58,534 48,820 -3,545
Apr 2024 57,450 48,420 -3,085
May 2024 56,367 48,020 -2,621
Jun 2024 55,283 47,620 -2,154
Jul 2024 54,199 47,220 -1,681
Aug 2024 53,115 46,820 -1,205
Sep 2024 52,031 46,420 -725
End Of Year 3
Oct 2024 50,947 46,020 -240
Nov 2024 49,863 45,620 248
Dec 2024 48,779 45,220 741
Jan 2025 47,695 44,820 1,238
Feb 2025 46,611 44,420 1,739
Mar 2025 45,527 44,020 2,245
Apr 2025 44,443 43,620 2,754
May 2025 43,359 43,220 3,268
Jun 2025 42,275 42,820 3,786
Jul 2025 41,191 42,420 4,308
Aug 2025 40,107 42,020 4,834
Sep 2025 39,023 41,620 5,364
End Of Year 4
Oct 2025 37,939 41,220 5,898
Nov 2025 36,855 40,820 6,437
Dec 2025 35,771 40,420 6,980
Jan 2026 34,687 40,020 7,526
Feb 2026 33,603 39,620 8,077
Mar 2026 32,519 39,220 8,633
Apr 2026 31,435 38,820 9,192
May 2026 30,351 38,420 9,755
Jun 2026 29,267 38,020 10,323
Jul 2026 28,183 37,620 10,895
Aug 2026 27,099 37,220 11,471
Sep 2026 26,015 36,820 12,051
End Of Year 5
Oct 2026 24,931 35,565 11,780
Nov 2026 23,847 35,165 12,369
Dec 2026 22,763 34,765 12,961
Jan 2027 21,679 34,365 13,558
Feb 2027 20,595 33,965 14,159
Mar 2027 19,511 33,565 14,764
Apr 2027 18,428 33,165 15,373
May 2027 17,344 32,765 15,987
Jun 2027 16,260 32,365 16,604
Jul 2027 15,176 31,965 17,226
Aug 2027 14,092 31,565 17,852
Sep 2027 13,008 31,165 18,482
End Of Year 6
Oct 2027 11,924 29,910 18,261
Nov 2027 10,840 29,510 18,899
Dec 2027 9,756 29,110 19,542
Jan 2028 8,672 28,710 20,188
Feb 2028 7,588 28,310 20,839
Mar 2028 6,504 27,910 21,494
Apr 2028 5,420 27,510 22,153
May 2028 4,336 27,110 22,816
Jun 2028 3,252 26,710 23,483
Jul 2028 2,168 26,310 24,155
Aug 2028 1,084 25,910 24,831
Sep 2028 0 25,510 25,510
End Of Year 7
Oct 2028 0 24,256 24,256
Nov 2028 0 23,856 23,856
Dec 2028 0 23,456 23,456
Jan 2029 0 23,056 23,056
Feb 2029 0 22,656 22,656
Mar 2029 0 22,256 22,256
Apr 2029 0 21,856 21,856
May 2029 0 21,456 21,456
Jun 2029 0 21,056 21,056
Jul 2029 0 20,656 20,656
Aug 2029 0 20,256 20,256
Sep 2029 0 19,856 19,856
End Of Year 8
Oct 2029 0 18,601 18,601
Nov 2029 0 18,201 18,201
Dec 2029 0 17,801 17,801
Jan 2030 0 17,401 17,401
Feb 2030 0 17,001 17,001
Mar 2030 0 16,601 16,601
Apr 2030 0 16,201 16,201
May 2030 0 15,801 15,801
Jun 2030 0 15,401 15,401
Jul 2030 0 15,001 15,001
Aug 2030 0 14,601 14,601
Sep 2030 0 14,201 14,201
End Of Year 9
Oct 2030 0 12,947 12,947
Nov 2030 0 12,547 12,547
Dec 2030 0 12,147 12,147
Jan 2031 0 11,747 11,747
Feb 2031 0 11,347 11,347
Mar 2031 0 10,947 10,947
Apr 2031 0 10,547 10,547
May 2031 0 10,147 10,147
Jun 2031 0 9,747 9,747
Jul 2031 0 9,347 9,347
Aug 2031 0 8,947 8,947
Sep 2031 0 8,547 8,547
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.