Toyota Sienta 1.5 Elegance (A) Authorised Dealer   Updated Loan Calculator

$145,888 Price Decrease
Includes VES (23 May 2022)
Latest OMV: $19,034
VES: NEUTRAL (B)
Engine Cap: 1496 cc
Power: 105Bhp @ 6000rpm
Torque: 140Nm @ 4200rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$145,888
Includes VES
NEUTRAL (B) Information
Down Payment
$43,767 (30% of Car Price)
Monthly Installment
$1,453 for 7 years (84 months) Information

Loan Details

Total Loan
$102,121 Information
Total Interest
$19,873 Information
Total Sum Paid
$121,994 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$13,637 Information
COE
$78,001 Information
VES
NEUTRAL (B) Information
ARF Paid
$19,034 Information
PARF Rebate
You get back $9,517 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2022 120,541 91,626 -9,510
Sep 2022 119,089 90,976 -9,170
Oct 2022 117,637 90,326 -8,824
Nov 2022 116,185 89,676 -8,472
Dec 2022 114,732 89,026 -8,115
Jan 2023 113,280 88,376 -7,753
Feb 2023 111,828 87,726 -7,385
Mar 2023 110,375 87,076 -7,011
Apr 2023 108,923 86,426 -6,632
May 2023 107,471 85,776 -6,247
Jun 2023 106,018 85,126 -5,857
Jul 2023 104,566 84,476 -5,461
End Of Year 1
Aug 2023 103,114 83,826 -5,059
Sep 2023 101,661 83,176 -4,652
Oct 2023 100,209 82,526 -4,239
Nov 2023 98,757 81,876 -3,821
Dec 2023 97,305 81,226 -3,397
Jan 2024 95,852 80,576 -2,968
Feb 2024 94,400 79,926 -2,533
Mar 2024 92,948 79,276 -2,093
Apr 2024 91,495 78,626 -1,647
May 2024 90,043 77,976 -1,195
Jun 2024 88,591 77,326 -738
Jul 2024 87,138 76,676 -275
End Of Year 2
Aug 2024 85,686 76,026 193
Sep 2024 84,234 75,376 667
Oct 2024 82,781 74,726 1,146
Nov 2024 81,329 74,076 1,631
Dec 2024 79,877 73,426 2,122
Jan 2025 78,425 72,776 2,618
Feb 2025 76,972 72,126 3,120
Mar 2025 75,520 71,476 3,627
Apr 2025 74,068 70,826 4,140
May 2025 72,615 70,176 4,658
Jun 2025 71,163 69,526 5,182
Jul 2025 69,711 68,876 5,712
End Of Year 3
Aug 2025 68,258 68,226 6,247
Sep 2025 66,806 67,576 6,788
Oct 2025 65,354 66,926 7,334
Nov 2025 63,901 66,276 7,886
Dec 2025 62,449 65,626 8,443
Jan 2026 60,997 64,976 9,006
Feb 2026 59,545 64,326 9,574
Mar 2026 58,092 63,676 10,148
Apr 2026 56,640 63,026 10,728
May 2026 55,188 62,376 11,313
Jun 2026 53,735 61,726 11,904
Jul 2026 52,283 61,076 12,500
End Of Year 4
Aug 2026 50,831 60,426 13,102
Sep 2026 49,378 59,776 13,710
Oct 2026 47,926 59,126 14,323
Nov 2026 46,474 58,476 14,941
Dec 2026 45,022 57,826 15,566
Jan 2027 43,569 57,176 16,195
Feb 2027 42,117 56,526 16,831
Mar 2027 40,665 55,876 17,471
Apr 2027 39,212 55,226 18,118
May 2027 37,760 54,576 18,770
Jun 2027 36,308 53,926 19,427
Jul 2027 34,855 53,276 20,091
End Of Year 5
Aug 2027 33,403 51,674 19,808
Sep 2027 31,951 51,024 20,482
Oct 2027 30,498 50,374 21,162
Nov 2027 29,046 49,724 21,847
Dec 2027 27,594 49,074 22,538
Jan 2028 26,142 48,424 23,235
Feb 2028 24,689 47,774 23,937
Mar 2028 23,237 47,124 24,644
Apr 2028 21,785 46,474 25,358
May 2028 20,332 45,824 26,076
Jun 2028 18,880 45,174 26,801
Jul 2028 17,428 44,524 27,531
End Of Year 6
Aug 2028 15,975 42,922 27,315
Sep 2028 14,523 42,272 28,056
Oct 2028 13,071 41,622 28,802
Nov 2028 11,618 40,972 29,554
Dec 2028 10,166 40,322 30,312
Jan 2029 8,714 39,672 31,076
Feb 2029 7,262 39,022 31,844
Mar 2029 5,809 38,372 32,619
Apr 2029 4,357 37,722 33,399
May 2029 2,905 37,072 34,185
Jun 2029 1,452 36,422 34,976
Jul 2029 0 35,772 35,772
End Of Year 7
Aug 2029 0 34,171 34,171
Sep 2029 0 33,521 33,521
Oct 2029 0 32,871 32,871
Nov 2029 0 32,221 32,221
Dec 2029 0 31,571 31,571
Jan 2030 0 30,921 30,921
Feb 2030 0 30,271 30,271
Mar 2030 0 29,621 29,621
Apr 2030 0 28,971 28,971
May 2030 0 28,321 28,321
Jun 2030 0 27,671 27,671
Jul 2030 0 27,021 27,021
End Of Year 8
Aug 2030 0 25,419 25,419
Sep 2030 0 24,769 24,769
Oct 2030 0 24,119 24,119
Nov 2030 0 23,469 23,469
Dec 2030 0 22,819 22,819
Jan 2031 0 22,169 22,169
Feb 2031 0 21,519 21,519
Mar 2031 0 20,869 20,869
Apr 2031 0 20,219 20,219
May 2031 0 19,569 19,569
Jun 2031 0 18,919 18,919
Jul 2031 0 18,269 18,269
End Of Year 9
Aug 2031 0 16,667 16,667
Sep 2031 0 16,017 16,017
Oct 2031 0 15,367 15,367
Nov 2031 0 14,717 14,717
Dec 2031 0 14,067 14,067
Jan 2032 0 13,417 13,417
Feb 2032 0 12,767 12,767
Mar 2032 0 12,117 12,117
Apr 2032 0 11,467 11,467
May 2032 0 10,817 10,817
Jun 2032 0 10,167 10,167
Jul 2032 0 9,517 9,517
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.