Toyota Sienta 1.5 Elegance (A) Authorised Dealer   Updated Loan Calculator

$107,388 Price Increase
Includes VES (25 Jan 2020)
Latest OMV: $17,466
VES: NEUTRAL (B)
Engine Cap: 1496 cc
Power: 105Bhp @ 6000rpm
Torque: 140Nm @ 4200rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$107,388
Includes VES
NEUTRAL (B) Information
Down Payment
$32,217 (30% of Car Price)
Monthly Installment
$1,070 for 7 years (84 months) Information

Loan Details

Total Loan
$75,171 Information
Total Interest
$14,628 Information
Total Sum Paid
$89,799 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,866 Information
COE
$35,010 Information
VES
NEUTRAL (B) Information
ARF Paid
$17,466 Information
PARF Rebate
You get back $8,733 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Feb 2020 88,730 47,818 -26,628
Mar 2020 87,661 47,526 -26,191
Apr 2020 86,592 47,234 -25,750
May 2020 85,523 46,943 -25,305
Jun 2020 84,454 46,651 -24,855
Jul 2020 83,385 46,359 -24,401
Aug 2020 82,316 46,067 -23,944
Sep 2020 81,247 45,776 -23,482
Oct 2020 80,178 45,484 -23,016
Nov 2020 79,109 45,192 -22,546
Dec 2020 78,040 44,900 -22,072
Jan 2021 76,971 44,609 -21,594
End Of Year 1
Feb 2021 75,902 44,317 -21,112
Mar 2021 74,833 44,025 -20,625
Apr 2021 73,764 43,733 -20,135
May 2021 72,695 43,442 -19,640
Jun 2021 71,626 43,150 -19,142
Jul 2021 70,557 42,858 -18,639
Aug 2021 69,488 42,566 -18,132
Sep 2021 68,418 42,275 -17,621
Oct 2021 67,349 41,983 -17,106
Nov 2021 66,280 41,691 -16,587
Dec 2021 65,211 41,399 -16,064
Jan 2022 64,142 41,108 -15,536
End Of Year 2
Feb 2022 63,073 40,816 -15,005
Mar 2022 62,004 40,524 -14,469
Apr 2022 60,935 40,232 -13,930
May 2022 59,866 39,941 -13,386
Jun 2022 58,797 39,649 -12,838
Jul 2022 57,728 39,357 -12,286
Aug 2022 56,659 39,065 -11,730
Sep 2022 55,590 38,774 -11,170
Oct 2022 54,521 38,482 -10,606
Nov 2022 53,452 38,190 -10,038
Dec 2022 52,383 37,898 -9,465
Jan 2023 51,314 37,607 -8,889
End Of Year 3
Feb 2023 50,245 37,315 -8,308
Mar 2023 49,176 37,023 -7,723
Apr 2023 48,107 36,731 -7,135
May 2023 47,038 36,440 -6,542
Jun 2023 45,969 36,148 -5,945
Jul 2023 44,900 35,856 -5,344
Aug 2023 43,831 35,564 -4,738
Sep 2023 42,762 35,273 -4,129
Oct 2023 41,693 34,981 -3,516
Nov 2023 40,623 34,689 -2,898
Dec 2023 39,554 34,397 -2,277
Jan 2024 38,485 34,106 -1,651
End Of Year 4
Feb 2024 37,416 33,814 -1,021
Mar 2024 36,347 33,522 -387
Apr 2024 35,278 33,230 251
May 2024 34,209 32,939 893
Jun 2024 33,140 32,647 1,539
Jul 2024 32,071 32,355 2,189
Aug 2024 31,002 32,063 2,844
Sep 2024 29,933 31,772 3,502
Oct 2024 28,864 31,480 4,165
Nov 2024 27,795 31,188 4,831
Dec 2024 26,726 30,896 5,502
Jan 2025 25,657 30,605 6,177
End Of Year 5
Feb 2025 24,588 29,439 5,982
Mar 2025 23,519 29,148 6,666
Apr 2025 22,450 28,856 7,353
May 2025 21,381 28,564 8,044
Jun 2025 20,312 28,272 8,739
Jul 2025 19,243 27,981 9,439
Aug 2025 18,174 27,689 10,142
Sep 2025 17,105 27,397 10,850
Oct 2025 16,036 27,105 11,562
Nov 2025 14,967 26,814 12,277
Dec 2025 13,898 26,522 12,997
Jan 2026 12,828 26,230 13,721
End Of Year 6
Feb 2026 11,759 25,065 13,576
Mar 2026 10,690 24,773 14,308
Apr 2026 9,621 24,482 15,045
May 2026 8,552 24,190 15,785
Jun 2026 7,483 23,898 16,530
Jul 2026 6,414 23,606 17,278
Aug 2026 5,345 23,315 18,031
Sep 2026 4,276 23,023 18,788
Oct 2026 3,207 22,731 19,549
Nov 2026 2,138 22,439 20,314
Dec 2026 1,069 22,148 21,083
Jan 2027 0 21,856 21,856
End Of Year 7
Feb 2027 0 20,691 20,691
Mar 2027 0 20,399 20,399
Apr 2027 0 20,107 20,107
May 2027 0 19,816 19,816
Jun 2027 0 19,524 19,524
Jul 2027 0 19,232 19,232
Aug 2027 0 18,940 18,940
Sep 2027 0 18,649 18,649
Oct 2027 0 18,357 18,357
Nov 2027 0 18,065 18,065
Dec 2027 0 17,773 17,773
Jan 2028 0 17,482 17,482
End Of Year 8
Feb 2028 0 16,317 16,317
Mar 2028 0 16,025 16,025
Apr 2028 0 15,733 15,733
May 2028 0 15,441 15,441
Jun 2028 0 15,150 15,150
Jul 2028 0 14,858 14,858
Aug 2028 0 14,566 14,566
Sep 2028 0 14,274 14,274
Oct 2028 0 13,983 13,983
Nov 2028 0 13,691 13,691
Dec 2028 0 13,399 13,399
Jan 2029 0 13,107 13,107
End Of Year 9
Feb 2029 0 11,942 11,942
Mar 2029 0 11,651 11,651
Apr 2029 0 11,359 11,359
May 2029 0 11,067 11,067
Jun 2029 0 10,775 10,775
Jul 2029 0 10,484 10,484
Aug 2029 0 10,192 10,192
Sep 2029 0 9,900 9,900
Oct 2029 0 9,608 9,608
Nov 2029 0 9,317 9,317
Dec 2029 0 9,025 9,025
Jan 2030 0 8,733 8,733
End Of Year 10

(Optional) Choose another car to Calculate

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.