Toyota Sienta 1.5 Elegance (A) Authorised Dealer   Updated Loan Calculator

$97,988
Includes VES (5 Sep 2019)
Latest OMV: $17,466
VES: NEUTRAL (B)
Engine Cap: 1496 cc
Power: 105Bhp @ 6000rpm
Torque: 140Nm @ 4200rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$97,988
Includes VES
NEUTRAL (B) Information
Down Payment
$29,397 (30% of Car Price)
Monthly Installment
$976 for 7 years (84 months) Information

Loan Details

Total Loan
$68,591 Information
Total Interest
$13,348 Information
Total Sum Paid
$81,939 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$8,926 Information
COE
$31,783 Information
VES
NEUTRAL (B) Information
ARF Paid
$17,466 Information
PARF Rebate
You get back $8,733 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Oct 2019 80,963 44,618 -23,312
Nov 2019 79,988 44,353 -22,912
Dec 2019 79,012 44,088 -22,508
Jan 2020 78,037 43,823 -22,100
Feb 2020 77,061 43,558 -21,688
Mar 2020 76,086 43,293 -21,273
Apr 2020 75,111 43,028 -20,854
May 2020 74,135 42,764 -20,432
Jun 2020 73,160 42,499 -20,005
Jul 2020 72,184 42,234 -19,575
Aug 2020 71,209 41,969 -19,141
Sep 2020 70,233 41,704 -18,703
End Of Year 1
Oct 2020 69,258 41,439 -18,262
Nov 2020 68,282 41,174 -17,817
Dec 2020 67,307 40,910 -17,368
Jan 2021 66,331 40,645 -16,915
Feb 2021 65,356 40,380 -16,459
Mar 2021 64,380 40,115 -15,999
Apr 2021 63,405 39,850 -15,535
May 2021 62,430 39,585 -15,067
Jun 2021 61,454 39,320 -14,596
Jul 2021 60,479 39,056 -14,121
Aug 2021 59,503 38,791 -13,642
Sep 2021 58,528 38,526 -13,160
End Of Year 2
Oct 2021 57,552 38,261 -12,673
Nov 2021 56,577 37,996 -12,183
Dec 2021 55,601 37,731 -11,690
Jan 2022 54,626 37,466 -11,192
Feb 2022 53,650 37,202 -10,691
Mar 2022 52,675 36,937 -10,186
Apr 2022 51,699 36,672 -9,677
May 2022 50,724 36,407 -9,165
Jun 2022 49,749 36,142 -8,649
Jul 2022 48,773 35,877 -8,129
Aug 2022 47,798 35,612 -7,605
Sep 2022 46,822 35,348 -7,078
End Of Year 3
Oct 2022 45,847 35,083 -6,547
Nov 2022 44,871 34,818 -6,012
Dec 2022 43,896 34,553 -5,473
Jan 2023 42,920 34,288 -4,931
Feb 2023 41,945 34,023 -4,385
Mar 2023 40,969 33,758 -3,835
Apr 2023 39,994 33,494 -3,281
May 2023 39,018 33,229 -2,724
Jun 2023 38,043 32,964 -2,163
Jul 2023 37,068 32,699 -1,598
Aug 2023 36,092 32,434 -1,030
Sep 2023 35,117 32,169 -457
End Of Year 4
Oct 2023 34,141 31,904 119
Nov 2023 33,166 31,640 699
Dec 2023 32,190 31,375 1,282
Jan 2024 31,215 31,110 1,869
Feb 2024 30,239 30,845 2,460
Mar 2024 29,264 30,580 3,055
Apr 2024 28,288 30,315 3,653
May 2024 27,313 30,050 4,255
Jun 2024 26,337 29,786 4,861
Jul 2024 25,362 29,521 5,471
Aug 2024 24,387 29,256 6,084
Sep 2024 23,411 28,991 6,702
End Of Year 5
Oct 2024 22,436 27,853 6,449
Nov 2024 21,460 27,588 7,074
Dec 2024 20,485 27,323 7,702
Jan 2025 19,509 27,058 8,334
Feb 2025 18,534 26,793 8,970
Mar 2025 17,558 26,529 9,610
Apr 2025 16,583 26,264 10,253
May 2025 15,607 25,999 10,900
Jun 2025 14,632 25,734 11,551
Jul 2025 13,656 25,469 12,205
Aug 2025 12,681 25,204 12,863
Sep 2025 11,706 24,939 13,525
End Of Year 6
Oct 2025 10,730 23,801 13,318
Nov 2025 9,755 23,536 13,987
Dec 2025 8,779 23,272 14,661
Jan 2026 7,804 23,007 15,338
Feb 2026 6,828 22,742 16,018
Mar 2026 5,853 22,477 16,703
Apr 2026 4,877 22,212 17,391
May 2026 3,902 21,947 18,083
Jun 2026 2,926 21,682 18,778
Jul 2026 1,951 21,418 19,478
Aug 2026 975 21,153 20,181
Sep 2026 0 20,888 20,888
End Of Year 7
Oct 2026 0 19,750 19,750
Nov 2026 0 19,485 19,485
Dec 2026 0 19,220 19,220
Jan 2027 0 18,955 18,955
Feb 2027 0 18,690 18,690
Mar 2027 0 18,425 18,425
Apr 2027 0 18,160 18,160
May 2027 0 17,896 17,896
Jun 2027 0 17,631 17,631
Jul 2027 0 17,366 17,366
Aug 2027 0 17,101 17,101
Sep 2027 0 16,836 16,836
End Of Year 8
Oct 2027 0 15,698 15,698
Nov 2027 0 15,433 15,433
Dec 2027 0 15,168 15,168
Jan 2028 0 14,903 14,903
Feb 2028 0 14,639 14,639
Mar 2028 0 14,374 14,374
Apr 2028 0 14,109 14,109
May 2028 0 13,844 13,844
Jun 2028 0 13,579 13,579
Jul 2028 0 13,314 13,314
Aug 2028 0 13,049 13,049
Sep 2028 0 12,785 12,785
End Of Year 9
Oct 2028 0 11,646 11,646
Nov 2028 0 11,382 11,382
Dec 2028 0 11,117 11,117
Jan 2029 0 10,852 10,852
Feb 2029 0 10,587 10,587
Mar 2029 0 10,322 10,322
Apr 2029 0 10,057 10,057
May 2029 0 9,792 9,792
Jun 2029 0 9,528 9,528
Jul 2029 0 9,263 9,263
Aug 2029 0 8,998 8,998
Sep 2029 0 8,733 8,733
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.