Toyota Sienta 1.5 Elegance (A) Authorised Dealer   Updated Loan Calculator

$97,988 Price Increase
Includes VES (8 Aug 2019)
Latest OMV: $17,466
VES: NEUTRAL (B)
Engine Cap: 1496 cc
Power: 105Bhp @ 6000rpm
Torque: 140Nm @ 4200rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$97,988
Includes VES
NEUTRAL (B) Information
Down Payment
$29,397 (30% of Car Price)
Monthly Installment
$976 for 7 years (84 months) Information

Loan Details

Total Loan
$68,591 Information
Total Interest
$13,348 Information
Total Sum Paid
$81,939 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$8,926 Information
COE
$31,917 Information
VES
NEUTRAL (B) Information
ARF Paid
$17,466 Information
PARF Rebate
You get back $8,733 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Sep 2019 80,963 44,751 -23,179
Oct 2019 79,988 44,485 -22,780
Nov 2019 79,012 44,219 -22,377
Dec 2019 78,037 43,953 -21,970
Jan 2020 77,061 43,687 -21,560
Feb 2020 76,086 43,421 -21,146
Mar 2020 75,111 43,155 -20,728
Apr 2020 74,135 42,889 -20,306
May 2020 73,160 42,623 -19,881
Jun 2020 72,184 42,357 -19,452
Jul 2020 71,209 42,091 -19,019
Aug 2020 70,233 41,825 -18,583
End Of Year 1
Sep 2020 69,258 41,559 -18,142
Oct 2020 68,282 41,293 -17,698
Nov 2020 67,307 41,027 -17,251
Dec 2020 66,331 40,761 -16,799
Jan 2021 65,356 40,495 -16,344
Feb 2021 64,380 40,229 -15,885
Mar 2021 63,405 39,963 -15,422
Apr 2021 62,430 39,697 -14,956
May 2021 61,454 39,431 -14,485
Jun 2021 60,479 39,165 -14,012
Jul 2021 59,503 38,899 -13,534
Aug 2021 58,528 38,633 -13,052
End Of Year 2
Sep 2021 57,552 38,367 -12,567
Oct 2021 56,577 38,101 -12,078
Nov 2021 55,601 37,835 -11,586
Dec 2021 54,626 37,569 -11,089
Jan 2022 53,650 37,303 -10,589
Feb 2022 52,675 37,037 -10,085
Mar 2022 51,699 36,771 -9,578
Apr 2022 50,724 36,505 -9,067
May 2022 49,749 36,239 -8,551
Jun 2022 48,773 35,973 -8,033
Jul 2022 47,798 35,707 -7,510
Aug 2022 46,822 35,441 -6,984
End Of Year 3
Sep 2022 45,847 35,175 -6,454
Oct 2022 44,871 34,909 -5,920
Nov 2022 43,896 34,643 -5,383
Dec 2022 42,920 34,378 -4,841
Jan 2023 41,945 34,112 -4,296
Feb 2023 40,969 33,846 -3,748
Mar 2023 39,994 33,580 -3,195
Apr 2023 39,018 33,314 -2,639
May 2023 38,043 33,048 -2,079
Jun 2023 37,068 32,782 -1,515
Jul 2023 36,092 32,516 -948
Aug 2023 35,117 32,250 -377
End Of Year 4
Sep 2023 34,141 31,984 198
Oct 2023 33,166 31,718 777
Nov 2023 32,190 31,452 1,359
Dec 2023 31,215 31,186 1,945
Jan 2024 30,239 30,920 2,535
Feb 2024 29,264 30,654 3,129
Mar 2024 28,288 30,388 3,726
Apr 2024 27,313 30,122 4,327
May 2024 26,337 29,856 4,932
Jun 2024 25,362 29,590 5,540
Jul 2024 24,387 29,324 6,153
Aug 2024 23,411 29,058 6,769
End Of Year 5
Sep 2024 22,436 27,919 6,515
Oct 2024 21,460 27,653 7,139
Nov 2024 20,485 27,387 7,766
Dec 2024 19,509 27,121 8,397
Jan 2025 18,534 26,855 9,031
Feb 2025 17,558 26,589 9,670
Mar 2025 16,583 26,323 10,312
Apr 2025 15,607 26,057 10,958
May 2025 14,632 25,791 11,608
Jun 2025 13,656 25,525 12,261
Jul 2025 12,681 25,259 12,918
Aug 2025 11,706 24,993 13,579
End Of Year 6
Sep 2025 10,730 23,854 13,370
Oct 2025 9,755 23,588 14,039
Nov 2025 8,779 23,322 14,711
Dec 2025 7,804 23,056 15,387
Jan 2026 6,828 22,790 16,066
Feb 2026 5,853 22,524 16,750
Mar 2026 4,877 22,258 17,437
Apr 2026 3,902 21,992 18,127
May 2026 2,926 21,726 18,822
Jun 2026 1,951 21,460 19,520
Jul 2026 975 21,194 20,222
Aug 2026 0 20,928 20,928
End Of Year 7
Sep 2026 0 19,789 19,789
Oct 2026 0 19,523 19,523
Nov 2026 0 19,257 19,257
Dec 2026 0 18,991 18,991
Jan 2027 0 18,725 18,725
Feb 2027 0 18,459 18,459
Mar 2027 0 18,193 18,193
Apr 2027 0 17,927 17,927
May 2027 0 17,661 17,661
Jun 2027 0 17,395 17,395
Jul 2027 0 17,129 17,129
Aug 2027 0 16,863 16,863
End Of Year 8
Sep 2027 0 15,724 15,724
Oct 2027 0 15,458 15,458
Nov 2027 0 15,192 15,192
Dec 2027 0 14,926 14,926
Jan 2028 0 14,660 14,660
Feb 2028 0 14,394 14,394
Mar 2028 0 14,128 14,128
Apr 2028 0 13,862 13,862
May 2028 0 13,596 13,596
Jun 2028 0 13,330 13,330
Jul 2028 0 13,064 13,064
Aug 2028 0 12,798 12,798
End Of Year 9
Sep 2028 0 11,659 11,659
Oct 2028 0 11,393 11,393
Nov 2028 0 11,127 11,127
Dec 2028 0 10,861 10,861
Jan 2029 0 10,595 10,595
Feb 2029 0 10,329 10,329
Mar 2029 0 10,063 10,063
Apr 2029 0 9,797 9,797
May 2029 0 9,531 9,531
Jun 2029 0 9,265 9,265
Jul 2029 0 8,999 8,999
Aug 2029 0 8,733 8,733
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.