Toyota Sienta 1.5 Elegance (A) Authorised Dealer   Updated Loan Calculator

$114,888
Includes VES (18 Mar 2021)
Latest OMV: $18,868
VES: NEUTRAL (B)
Engine Cap: 1496 cc
Power: 105Bhp @ 6000rpm
Torque: 140Nm @ 4200rpm
Type: MPV
Euro NCAP: N.A
User Ratings: N.A

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$114,888
Includes VES
NEUTRAL (B) Information
Down Payment
$34,467 (30% of Car Price)
Monthly Installment
$1,144 for 7 years (84 months) Information

Loan Details

Total Loan
$80,421 Information
Total Interest
$15,650 Information
Total Sum Paid
$96,071 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$10,545 Information
COE
$48,002 Information
VES
NEUTRAL (B) Information
ARF Paid
$18,868 Information
PARF Rebate
You get back $9,434 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jun 2021 94,927 61,753 -17,893
Jul 2021 93,784 61,353 -17,513
Aug 2021 92,640 60,953 -17,128
Sep 2021 91,496 60,553 -16,740
Oct 2021 90,352 60,153 -16,347
Nov 2021 89,209 59,753 -15,950
Dec 2021 88,065 59,353 -15,548
Jan 2022 86,921 58,953 -15,142
Feb 2022 85,778 58,553 -14,731
Mar 2022 84,634 58,153 -14,316
Apr 2022 83,490 57,753 -13,897
May 2022 82,347 57,353 -13,473
End Of Year 1
Jun 2022 81,203 56,953 -13,045
Jul 2022 80,059 56,553 -12,613
Aug 2022 78,915 56,153 -12,176
Sep 2022 77,772 55,753 -11,735
Oct 2022 76,628 55,353 -11,289
Nov 2022 75,484 54,953 -10,839
Dec 2022 74,341 54,553 -10,385
Jan 2023 73,197 54,153 -9,926
Feb 2023 72,053 53,753 -9,463
Mar 2023 70,909 53,353 -8,995
Apr 2023 69,766 52,953 -8,524
May 2023 68,622 52,553 -8,047
End Of Year 2
Jun 2023 67,478 52,153 -7,567
Jul 2023 66,335 51,753 -7,082
Aug 2023 65,191 51,353 -6,592
Sep 2023 64,047 50,953 -6,098
Oct 2023 62,904 50,553 -5,600
Nov 2023 61,760 50,153 -5,098
Dec 2023 60,616 49,752 -4,591
Jan 2024 59,472 49,352 -4,079
Feb 2024 58,329 48,952 -3,563
Mar 2024 57,185 48,552 -3,043
Apr 2024 56,041 48,152 -2,519
May 2024 54,898 47,752 -1,990
End Of Year 3
Jun 2024 53,754 47,352 -1,457
Jul 2024 52,610 46,952 -919
Aug 2024 51,467 46,552 -377
Sep 2024 50,323 46,152 169
Oct 2024 49,179 45,752 720
Nov 2024 48,035 45,352 1,275
Dec 2024 46,892 44,952 1,835
Jan 2025 45,748 44,552 2,399
Feb 2025 44,604 44,152 2,967
Mar 2025 43,461 43,752 3,540
Apr 2025 42,317 43,352 4,117
May 2025 41,173 42,952 4,699
End Of Year 4
Jun 2025 40,030 42,552 5,284
Jul 2025 38,886 42,152 5,875
Aug 2025 37,742 41,752 6,469
Sep 2025 36,598 41,352 7,068
Oct 2025 35,455 40,952 7,672
Nov 2025 34,311 40,552 8,279
Dec 2025 33,167 40,152 8,892
Jan 2026 32,024 39,752 9,508
Feb 2026 30,880 39,352 10,129
Mar 2026 29,736 38,952 10,754
Apr 2026 28,593 38,552 11,384
May 2026 27,449 38,152 12,018
End Of Year 5
Jun 2026 26,305 36,809 11,713
Jul 2026 25,161 36,409 12,356
Aug 2026 24,018 36,009 13,003
Sep 2026 22,874 35,609 13,655
Oct 2026 21,730 35,209 14,311
Nov 2026 20,587 34,809 14,971
Dec 2026 19,443 34,408 15,636
Jan 2027 18,299 34,008 16,305
Feb 2027 17,156 33,608 16,979
Mar 2027 16,012 33,208 17,657
Apr 2027 14,868 32,808 18,339
May 2027 13,724 32,408 19,026
End Of Year 6
Jun 2027 12,581 31,065 18,774
Jul 2027 11,437 30,665 19,469
Aug 2027 10,293 30,265 20,169
Sep 2027 9,150 29,865 20,873
Oct 2027 8,006 29,465 21,582
Nov 2027 6,862 29,065 22,295
Dec 2027 5,719 28,665 23,012
Jan 2028 4,575 28,265 23,734
Feb 2028 3,431 27,865 24,460
Mar 2028 2,287 27,465 25,191
Apr 2028 1,144 27,065 25,925
May 2028 0 26,665 26,665
End Of Year 7
Jun 2028 0 25,321 25,321
Jul 2028 0 24,921 24,921
Aug 2028 0 24,521 24,521
Sep 2028 0 24,121 24,121
Oct 2028 0 23,721 23,721
Nov 2028 0 23,321 23,321
Dec 2028 0 22,921 22,921
Jan 2029 0 22,521 22,521
Feb 2029 0 22,121 22,121
Mar 2029 0 21,721 21,721
Apr 2029 0 21,321 21,321
May 2029 0 20,921 20,921
End Of Year 8
Jun 2029 0 19,578 19,578
Jul 2029 0 19,178 19,178
Aug 2029 0 18,778 18,778
Sep 2029 0 18,378 18,378
Oct 2029 0 17,978 17,978
Nov 2029 0 17,578 17,578
Dec 2029 0 17,178 17,178
Jan 2030 0 16,778 16,778
Feb 2030 0 16,378 16,378
Mar 2030 0 15,978 15,978
Apr 2030 0 15,578 15,578
May 2030 0 15,178 15,178
End Of Year 9
Jun 2030 0 13,834 13,834
Jul 2030 0 13,434 13,434
Aug 2030 0 13,034 13,034
Sep 2030 0 12,634 12,634
Oct 2030 0 12,234 12,234
Nov 2030 0 11,834 11,834
Dec 2030 0 11,434 11,434
Jan 2031 0 11,034 11,034
Feb 2031 0 10,634 10,634
Mar 2031 0 10,234 10,234
Apr 2031 0 9,834 9,834
May 2031 0 9,434 9,434
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.