BMW 4 Series 420i Convertible Sport (A) Authorised Dealer   Updated Loan Calculator

$247,888
Includes VES (24 Mar 2020)
Latest OMV: $46,177
VES: $10,000 (C1)
Engine Cap: 1998 cc Turbocharged
Power: 184Bhp @ 5000rpm
Torque: 290Nm @ 1380rpm
Type: Cabriolet
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $10,000 (C1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$247,888
Includes VES
$10,000 (C1) Information
Down Payment
$99,156 (40% of Car Price)
Monthly Installment
$2,116 for 7 years (84 months) Information

Loan Details

Total Loan
$148,732 Information
Total Interest
$28,943 Information
Total Sum Paid
$177,675 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$22,480 Information
COE
$30,012 Information
VES
$10,000 (C1) Information
ARF Paid
$56,648 Information
PARF Rebate
You get back $28,324 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 175,560 72,248 -75,050
Aug 2020 173,445 71,998 -73,858
Sep 2020 171,330 71,748 -72,658
Oct 2020 169,215 71,497 -71,449
Nov 2020 167,099 71,247 -70,233
Dec 2020 164,984 70,997 -69,008
Jan 2021 162,869 70,747 -67,775
Feb 2021 160,754 70,497 -66,535
Mar 2021 158,639 70,247 -65,286
Apr 2021 156,523 69,997 -64,029
May 2021 154,408 69,747 -62,764
Jun 2021 152,293 69,497 -61,490
End Of Year 1
Jul 2021 150,178 69,247 -60,209
Aug 2021 148,063 68,996 -58,919
Sep 2021 145,948 68,746 -57,622
Oct 2021 143,832 68,496 -56,316
Nov 2021 141,717 68,246 -55,002
Dec 2021 139,602 67,996 -53,681
Jan 2022 137,487 67,746 -52,351
Feb 2022 135,372 67,496 -51,012
Mar 2022 133,256 67,246 -49,666
Apr 2022 131,141 66,996 -48,312
May 2022 129,026 66,746 -46,950
Jun 2022 126,911 66,495 -45,579
End Of Year 2
Jul 2022 124,796 66,245 -44,200
Aug 2022 122,681 65,995 -42,814
Sep 2022 120,565 65,745 -41,419
Oct 2022 118,450 65,495 -40,016
Nov 2022 116,335 65,245 -38,605
Dec 2022 114,220 64,995 -37,186
Jan 2023 112,105 64,745 -35,758
Feb 2023 109,989 64,495 -34,323
Mar 2023 107,874 64,245 -32,879
Apr 2023 105,759 63,994 -31,428
May 2023 103,644 63,744 -29,968
Jun 2023 101,529 63,494 -28,500
End Of Year 3
Jul 2023 99,414 63,244 -27,024
Aug 2023 97,298 62,994 -25,540
Sep 2023 95,183 62,744 -24,048
Oct 2023 93,068 62,494 -22,548
Nov 2023 90,953 62,244 -21,039
Dec 2023 88,838 61,994 -19,523
Jan 2024 86,722 61,744 -17,998
Feb 2024 84,607 61,493 -16,466
Mar 2024 82,492 61,243 -14,925
Apr 2024 80,377 60,993 -13,376
May 2024 78,262 60,743 -11,819
Jun 2024 76,147 60,493 -10,254
End Of Year 4
Jul 2024 74,031 60,243 -8,681
Aug 2024 71,916 59,993 -7,099
Sep 2024 69,801 59,743 -5,510
Oct 2024 67,686 59,493 -3,912
Nov 2024 65,571 59,243 -2,307
Dec 2024 63,455 58,992 -693
Jan 2025 61,340 58,742 929
Feb 2025 59,225 58,492 2,559
Mar 2025 57,110 58,242 4,197
Apr 2025 54,995 57,992 5,843
May 2025 52,880 57,742 7,497
Jun 2025 50,764 57,492 9,160
End Of Year 5
Jul 2025 48,649 54,409 7,998
Aug 2025 46,534 54,159 9,676
Sep 2025 44,419 53,909 11,363
Oct 2025 42,304 53,659 13,058
Nov 2025 40,188 53,409 14,761
Dec 2025 38,073 53,159 16,472
Jan 2026 35,958 52,909 18,191
Feb 2026 33,843 52,659 19,918
Mar 2026 31,728 52,409 21,654
Apr 2026 29,613 52,158 23,397
May 2026 27,497 51,908 25,149
Jun 2026 25,382 51,658 26,908
End Of Year 6
Jul 2026 23,267 48,576 25,844
Aug 2026 21,152 48,326 27,620
Sep 2026 19,037 48,076 29,404
Oct 2026 16,921 47,825 31,196
Nov 2026 14,806 47,575 32,996
Dec 2026 12,691 47,325 34,804
Jan 2027 10,576 47,075 36,621
Feb 2027 8,461 46,825 38,445
Mar 2027 6,346 46,575 40,278
Apr 2027 4,230 46,325 42,119
May 2027 2,115 46,075 43,968
Jun 2027 0 45,825 45,825
End Of Year 7
Jul 2027 0 42,742 42,742
Aug 2027 0 42,492 42,492
Sep 2027 0 42,242 42,242
Oct 2027 0 41,992 41,992
Nov 2027 0 41,742 41,742
Dec 2027 0 41,492 41,492
Jan 2028 0 41,242 41,242
Feb 2028 0 40,991 40,991
Mar 2028 0 40,741 40,741
Apr 2028 0 40,491 40,491
May 2028 0 40,241 40,241
Jun 2028 0 39,991 39,991
End Of Year 8
Jul 2028 0 36,909 36,909
Aug 2028 0 36,658 36,658
Sep 2028 0 36,408 36,408
Oct 2028 0 36,158 36,158
Nov 2028 0 35,908 35,908
Dec 2028 0 35,658 35,658
Jan 2029 0 35,408 35,408
Feb 2029 0 35,158 35,158
Mar 2029 0 34,908 34,908
Apr 2029 0 34,658 34,658
May 2029 0 34,408 34,408
Jun 2029 0 34,157 34,157
End Of Year 9
Jul 2029 0 31,075 31,075
Aug 2029 0 30,825 30,825
Sep 2029 0 30,575 30,575
Oct 2029 0 30,325 30,325
Nov 2029 0 30,075 30,075
Dec 2029 0 29,825 29,825
Jan 2030 0 29,574 29,574
Feb 2030 0 29,324 29,324
Mar 2030 0 29,074 29,074
Apr 2030 0 28,824 28,824
May 2030 0 28,574 28,574
Jun 2030 0 28,324 28,324
End Of Year 10

(Optional) Choose another car to Calculate

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.