BMW 4 Series 420i Gran Coupe Sport (A) Authorised Dealer   Updated Loan Calculator

$199,888
Includes VES (24 Mar 2020)
Latest OMV: $42,270
VES: NEUTRAL (B)
Engine Cap: 1998 cc Turbocharged
Power: 184Bhp @ 5000rpm
Torque: 290Nm @ 1350rpm
Type: Coupe
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$199,888
Includes VES
NEUTRAL (B) Information
Down Payment
$79,956 (40% of Car Price)
Monthly Installment
$1,706 for 7 years (84 months) Information

Loan Details

Total Loan
$119,932 Information
Total Interest
$23,339 Information
Total Sum Paid
$143,271 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$17,875 Information
COE
$30,012 Information
VES
NEUTRAL (B) Information
ARF Paid
$51,178 Information
PARF Rebate
You get back $25,589 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 141,565 68,145 -50,630
Aug 2020 139,860 67,895 -49,717
Sep 2020 138,154 67,645 -48,798
Oct 2020 136,448 67,395 -47,872
Nov 2020 134,743 67,145 -46,939
Dec 2020 133,037 66,895 -46,000
Jan 2021 131,332 66,645 -45,055
Feb 2021 129,626 66,395 -44,103
Mar 2021 127,920 66,145 -43,144
Apr 2021 126,215 65,895 -42,179
May 2021 124,509 65,644 -41,207
Jun 2021 122,804 65,394 -40,229
End Of Year 1
Jul 2021 121,098 65,144 -39,244
Aug 2021 119,392 64,894 -38,253
Sep 2021 117,687 64,644 -37,255
Oct 2021 115,981 64,394 -36,250
Nov 2021 114,275 64,144 -35,239
Dec 2021 112,570 63,894 -34,222
Jan 2022 110,864 63,644 -33,198
Feb 2022 109,159 63,394 -32,167
Mar 2022 107,453 63,143 -31,130
Apr 2022 105,747 62,893 -30,086
May 2022 104,042 62,643 -29,036
Jun 2022 102,336 62,393 -27,980
End Of Year 2
Jul 2022 100,631 62,143 -26,916
Aug 2022 98,925 61,893 -25,847
Sep 2022 97,219 61,643 -24,770
Oct 2022 95,514 61,393 -23,687
Nov 2022 93,808 61,143 -22,598
Dec 2022 92,103 60,893 -21,502
Jan 2023 90,397 60,642 -20,400
Feb 2023 88,691 60,392 -19,290
Mar 2023 86,986 60,142 -18,175
Apr 2023 85,280 59,892 -17,053
May 2023 83,575 59,642 -15,924
Jun 2023 81,869 59,392 -14,789
End Of Year 3
Jul 2023 80,163 59,142 -13,647
Aug 2023 78,458 58,892 -12,499
Sep 2023 76,752 58,642 -11,344
Oct 2023 75,047 58,392 -10,183
Nov 2023 73,341 58,141 -9,015
Dec 2023 71,635 57,891 -7,841
Jan 2024 69,930 57,641 -6,660
Feb 2024 68,224 57,391 -5,472
Mar 2024 66,519 57,141 -4,278
Apr 2024 64,813 56,891 -3,078
May 2024 63,107 56,641 -1,871
Jun 2024 61,402 56,391 -657
End Of Year 4
Jul 2024 59,696 56,141 563
Aug 2024 57,991 55,891 1,790
Sep 2024 56,285 55,640 3,023
Oct 2024 54,579 55,390 4,263
Nov 2024 52,874 55,140 5,509
Dec 2024 51,168 54,890 6,762
Jan 2025 49,463 54,640 8,021
Feb 2025 47,757 54,390 9,287
Mar 2025 46,051 54,140 10,560
Apr 2025 44,346 53,890 11,839
May 2025 42,640 53,640 13,124
Jun 2025 40,935 53,390 14,416
End Of Year 5
Jul 2025 39,229 50,581 13,156
Aug 2025 37,523 50,330 14,461
Sep 2025 35,818 50,080 15,773
Oct 2025 34,112 49,830 17,091
Nov 2025 32,406 49,580 18,416
Dec 2025 30,701 49,330 19,747
Jan 2026 28,995 49,080 21,085
Feb 2026 27,290 48,830 22,429
Mar 2026 25,584 48,580 23,780
Apr 2026 23,878 48,330 25,138
May 2026 22,173 48,080 26,502
Jun 2026 20,467 47,829 27,872
End Of Year 6
Jul 2026 18,762 45,020 26,690
Aug 2026 17,056 44,770 28,074
Sep 2026 15,350 44,520 29,464
Oct 2026 13,645 44,270 30,861
Nov 2026 11,939 44,020 32,264
Dec 2026 10,234 43,770 33,674
Jan 2027 8,528 43,520 35,090
Feb 2027 6,822 43,270 36,513
Mar 2027 5,117 43,020 37,942
Apr 2027 3,411 42,770 39,378
May 2027 1,706 42,519 40,820
Jun 2027 0 42,269 42,269
End Of Year 7
Jul 2027 0 39,460 39,460
Aug 2027 0 39,210 39,210
Sep 2027 0 38,960 38,960
Oct 2027 0 38,710 38,710
Nov 2027 0 38,460 38,460
Dec 2027 0 38,210 38,210
Jan 2028 0 37,960 37,960
Feb 2028 0 37,710 37,710
Mar 2028 0 37,460 37,460
Apr 2028 0 37,209 37,209
May 2028 0 36,959 36,959
Jun 2028 0 36,709 36,709
End Of Year 8
Jul 2028 0 33,900 33,900
Aug 2028 0 33,650 33,650
Sep 2028 0 33,400 33,400
Oct 2028 0 33,150 33,150
Nov 2028 0 32,900 32,900
Dec 2028 0 32,650 32,650
Jan 2029 0 32,400 32,400
Feb 2029 0 32,150 32,150
Mar 2029 0 31,899 31,899
Apr 2029 0 31,649 31,649
May 2029 0 31,399 31,399
Jun 2029 0 31,149 31,149
End Of Year 9
Jul 2029 0 28,340 28,340
Aug 2029 0 28,090 28,090
Sep 2029 0 27,840 27,840
Oct 2029 0 27,590 27,590
Nov 2029 0 27,340 27,340
Dec 2029 0 27,090 27,090
Jan 2030 0 26,840 26,840
Feb 2030 0 26,589 26,589
Mar 2030 0 26,339 26,339
Apr 2030 0 26,089 26,089
May 2030 0 25,839 25,839
Jun 2030 0 25,589 25,589
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.