BMW 5 Series 520i Sedan Luxury (A) Authorised Dealer   Updated Loan Calculator

$245,888
Includes VES (24 Mar 2020)
Latest OMV: $48,400
VES: NEUTRAL (B)
Engine Cap: 1997 cc Turbocharged
Power: 181Bhp @ 5000rpm
Torque: 270Nm @ 1250rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$245,888
Includes VES
NEUTRAL (B) Information
Down Payment
$98,356 (40% of Car Price)
Monthly Installment
$2,099 for 7 years (84 months) Information

Loan Details

Total Loan
$147,532 Information
Total Interest
$28,710 Information
Total Sum Paid
$176,242 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$22,169 Information
COE
$30,012 Information
VES
NEUTRAL (B) Information
ARF Paid
$59,760 Information
PARF Rebate
You get back $29,880 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,209 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 174,144 74,582 -71,528
Aug 2020 172,045 74,332 -70,347
Sep 2020 169,947 74,082 -69,158
Oct 2020 167,849 73,832 -67,962
Nov 2020 165,751 73,582 -66,757
Dec 2020 163,653 73,331 -65,544
Jan 2021 161,555 73,081 -64,324
Feb 2021 159,457 72,831 -63,095
Mar 2021 157,359 72,581 -61,858
Apr 2021 155,261 72,331 -60,613
May 2021 153,162 72,081 -59,360
Jun 2021 151,064 71,831 -58,099
End Of Year 1
Jul 2021 148,966 71,581 -56,830
Aug 2021 146,868 71,331 -55,553
Sep 2021 144,770 71,081 -54,268
Oct 2021 142,672 70,830 -52,975
Nov 2021 140,574 70,580 -51,674
Dec 2021 138,476 70,330 -50,365
Jan 2022 136,378 70,080 -49,047
Feb 2022 134,279 69,830 -47,722
Mar 2022 132,181 69,580 -46,389
Apr 2022 130,083 69,330 -45,047
May 2022 127,985 69,080 -43,698
Jun 2022 125,887 68,830 -42,341
End Of Year 2
Jul 2022 123,789 68,580 -40,975
Aug 2022 121,691 68,329 -39,602
Sep 2022 119,593 68,079 -38,220
Oct 2022 117,494 67,829 -36,830
Nov 2022 115,396 67,579 -35,433
Dec 2022 113,298 67,329 -34,027
Jan 2023 111,200 67,079 -32,613
Feb 2023 109,102 66,829 -31,191
Mar 2023 107,004 66,579 -29,762
Apr 2023 104,906 66,329 -28,324
May 2023 102,808 66,079 -26,878
Jun 2023 100,710 65,828 -25,424
End Of Year 3
Jul 2023 98,611 65,578 -23,962
Aug 2023 96,513 65,328 -22,492
Sep 2023 94,415 65,078 -21,014
Oct 2023 92,317 64,828 -19,528
Nov 2023 90,219 64,578 -18,033
Dec 2023 88,121 64,328 -16,531
Jan 2024 86,023 64,078 -15,021
Feb 2024 83,925 63,828 -13,503
Mar 2024 81,827 63,578 -11,976
Apr 2024 79,728 63,327 -10,442
May 2024 77,630 63,077 -8,900
Jun 2024 75,532 62,827 -7,349
End Of Year 4
Jul 2024 73,434 62,577 -5,791
Aug 2024 71,336 62,327 -4,224
Sep 2024 69,238 62,077 -2,649
Oct 2024 67,140 61,827 -1,067
Nov 2024 65,042 61,577 524
Dec 2024 62,943 61,327 2,123
Jan 2025 60,845 61,077 3,729
Feb 2025 58,747 60,826 5,344
Mar 2025 56,649 60,576 6,967
Apr 2025 54,551 60,326 8,598
May 2025 52,453 60,076 10,237
Jun 2025 50,355 59,826 11,884
End Of Year 5
Jul 2025 48,257 56,588 10,551
Aug 2025 46,159 56,338 12,214
Sep 2025 44,060 56,088 13,885
Oct 2025 41,962 55,838 15,564
Nov 2025 39,864 55,588 17,251
Dec 2025 37,766 55,337 18,946
Jan 2026 35,668 55,087 20,650
Feb 2026 33,570 54,837 22,361
Mar 2026 31,472 54,587 24,080
Apr 2026 29,374 54,337 25,808
May 2026 27,276 54,087 27,543
Jun 2026 25,177 53,837 29,287
End Of Year 6
Jul 2026 23,079 50,599 28,050
Aug 2026 20,981 50,349 29,810
Sep 2026 18,883 50,099 31,577
Oct 2026 16,785 49,848 33,353
Nov 2026 14,687 49,598 35,137
Dec 2026 12,589 49,348 36,928
Jan 2027 10,491 49,098 38,728
Feb 2027 8,392 48,848 40,536
Mar 2027 6,294 48,598 42,352
Apr 2027 4,196 48,348 44,176
May 2027 2,098 48,098 46,008
Jun 2027 0 47,848 47,848
End Of Year 7
Jul 2027 0 44,610 44,610
Aug 2027 0 44,359 44,359
Sep 2027 0 44,109 44,109
Oct 2027 0 43,859 43,859
Nov 2027 0 43,609 43,609
Dec 2027 0 43,359 43,359
Jan 2028 0 43,109 43,109
Feb 2028 0 42,859 42,859
Mar 2028 0 42,609 42,609
Apr 2028 0 42,359 42,359
May 2028 0 42,109 42,109
Jun 2028 0 41,858 41,858
End Of Year 8
Jul 2028 0 38,620 38,620
Aug 2028 0 38,370 38,370
Sep 2028 0 38,120 38,120
Oct 2028 0 37,870 37,870
Nov 2028 0 37,620 37,620
Dec 2028 0 37,370 37,370
Jan 2029 0 37,120 37,120
Feb 2029 0 36,870 36,870
Mar 2029 0 36,620 36,620
Apr 2029 0 36,369 36,369
May 2029 0 36,119 36,119
Jun 2029 0 35,869 35,869
End Of Year 9
Jul 2029 0 32,631 32,631
Aug 2029 0 32,381 32,381
Sep 2029 0 32,131 32,131
Oct 2029 0 31,881 31,881
Nov 2029 0 31,631 31,631
Dec 2029 0 31,381 31,381
Jan 2030 0 31,131 31,131
Feb 2030 0 30,880 30,880
Mar 2030 0 30,630 30,630
Apr 2030 0 30,380 30,380
May 2030 0 30,130 30,130
Jun 2030 0 29,880 29,880
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.