Opel Insignia
Grand Sport 1.5 Turbo (Innovation) (A) Authorised Dealer   Updated Loan Calculator

$129,500 Price Increase
Includes VES (21 Jan 2021)
Latest OMV: $26,893
VES: NEUTRAL (B)
Engine Cap: 1498 cc Turbocharged
Power: 165Bhp
Torque: 250Nm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$129,500
Includes VES
NEUTRAL (B) Information
Down Payment
$51,800 (40% of Car Price)
Monthly Installment
$1,106 for 7 years (84 months) Information

Loan Details

Total Loan
$77,700 Information
Total Interest
$15,120 Information
Total Sum Paid
$92,820 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$11,605 Information
COE
$50,100 Information
VES
NEUTRAL (B) Information
ARF Paid
$29,650 Information
PARF Rebate
You get back $14,825 at the end of 10th year (PARF Rebate) Information
Road Tax
$683 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Feb 2021 91,715 71,920 -5,031
Mar 2021 90,610 71,503 -4,695
Apr 2021 89,505 71,085 -4,354
May 2021 88,400 70,668 -4,010
Jun 2021 87,295 70,250 -3,661
Jul 2021 86,190 69,833 -3,308
Aug 2021 85,085 69,415 -2,951
Sep 2021 83,980 68,998 -2,590
Oct 2021 82,875 68,580 -2,224
Nov 2021 81,770 68,163 -1,854
Dec 2021 80,665 67,745 -1,480
Jan 2022 79,560 67,328 -1,102
End Of Year 1
Feb 2022 78,455 66,910 -719
Mar 2022 77,350 66,493 -333
Apr 2022 76,245 66,075 58
May 2022 75,140 65,658 454
Jun 2022 74,035 65,240 853
Jul 2022 72,930 64,823 1,257
Aug 2022 71,825 64,405 1,665
Sep 2022 70,720 63,988 2,077
Oct 2022 69,615 63,570 2,493
Nov 2022 68,510 63,153 2,914
Dec 2022 67,405 62,735 3,339
Jan 2023 66,300 62,318 3,768
End Of Year 2
Feb 2023 65,195 61,900 4,202
Mar 2023 64,090 61,483 4,639
Apr 2023 62,985 61,065 5,081
May 2023 61,880 60,648 5,527
Jun 2023 60,775 60,230 5,977
Jul 2023 59,670 59,813 6,432
Aug 2023 58,565 59,395 6,891
Sep 2023 57,460 58,978 7,354
Oct 2023 56,355 58,560 7,821
Nov 2023 55,250 58,143 8,293
Dec 2023 54,145 57,725 8,768
Jan 2024 53,040 57,308 9,248
End Of Year 3
Feb 2024 51,935 56,890 9,732
Mar 2024 50,830 56,473 10,221
Apr 2024 49,725 56,055 10,714
May 2024 48,620 55,638 11,210
Jun 2024 47,515 55,220 11,712
Jul 2024 46,410 54,803 12,217
Aug 2024 45,305 54,385 12,727
Sep 2024 44,200 53,968 13,240
Oct 2024 43,095 53,550 13,759
Nov 2024 41,990 53,133 14,281
Dec 2024 40,885 52,715 14,807
Jan 2025 39,780 52,298 15,338
End Of Year 4
Feb 2025 38,675 51,880 15,873
Mar 2025 37,570 51,463 16,413
Apr 2025 36,465 51,045 16,956
May 2025 35,360 50,628 17,504
Jun 2025 34,255 50,210 18,056
Jul 2025 33,150 49,793 18,612
Aug 2025 32,045 49,375 19,172
Sep 2025 30,940 48,958 19,737
Oct 2025 29,835 48,540 20,306
Nov 2025 28,730 48,123 20,879
Dec 2025 27,625 47,705 21,457
Jan 2026 26,520 47,288 22,038
End Of Year 5
Feb 2026 25,415 45,388 21,141
Mar 2026 24,310 44,970 21,732
Apr 2026 23,205 44,553 22,326
May 2026 22,100 44,135 22,924
Jun 2026 20,995 43,718 23,527
Jul 2026 19,890 43,300 24,134
Aug 2026 18,785 42,883 24,746
Sep 2026 17,680 42,465 25,361
Oct 2026 16,575 42,048 25,981
Nov 2026 15,470 41,630 26,605
Dec 2026 14,365 41,213 27,233
Jan 2027 13,260 40,795 27,865
End Of Year 6
Feb 2027 12,155 38,895 27,020
Mar 2027 11,050 38,478 27,661
Apr 2027 9,945 38,060 28,306
May 2027 8,840 37,643 28,955
Jun 2027 7,735 37,225 29,609
Jul 2027 6,630 36,808 30,267
Aug 2027 5,525 36,390 30,929
Sep 2027 4,420 35,973 31,595
Oct 2027 3,315 35,555 32,266
Nov 2027 2,210 35,138 32,940
Dec 2027 1,105 34,720 33,619
Jan 2028 0 34,303 34,303
End Of Year 7
Feb 2028 0 32,403 32,403
Mar 2028 0 31,985 31,985
Apr 2028 0 31,568 31,568
May 2028 0 31,150 31,150
Jun 2028 0 30,733 30,733
Jul 2028 0 30,315 30,315
Aug 2028 0 29,898 29,898
Sep 2028 0 29,480 29,480
Oct 2028 0 29,063 29,063
Nov 2028 0 28,645 28,645
Dec 2028 0 28,228 28,228
Jan 2029 0 27,810 27,810
End Of Year 8
Feb 2029 0 25,910 25,910
Mar 2029 0 25,493 25,493
Apr 2029 0 25,075 25,075
May 2029 0 24,658 24,658
Jun 2029 0 24,240 24,240
Jul 2029 0 23,823 23,823
Aug 2029 0 23,405 23,405
Sep 2029 0 22,988 22,988
Oct 2029 0 22,570 22,570
Nov 2029 0 22,153 22,153
Dec 2029 0 21,735 21,735
Jan 2030 0 21,318 21,318
End Of Year 9
Feb 2030 0 19,418 19,418
Mar 2030 0 19,000 19,000
Apr 2030 0 18,583 18,583
May 2030 0 18,165 18,165
Jun 2030 0 17,748 17,748
Jul 2030 0 17,330 17,330
Aug 2030 0 16,913 16,913
Sep 2030 0 16,495 16,495
Oct 2030 0 16,078 16,078
Nov 2030 0 15,660 15,660
Dec 2030 0 15,243 15,243
Jan 2031 0 14,825 14,825
End Of Year 10

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