Opel Insignia
Grand Sport 1.5 Turbo (Innovation) (A) Authorised Dealer   Updated Loan Calculator

$114,500 Price Decrease
Includes VES (19 Mar 2020)
Latest OMV: $26,893
VES: $10,000 (C1)
Engine Cap: 1498 cc Turbocharged
Power: 165Bhp
Torque: 250Nm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $10,000 (C1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$114,500
Includes VES
$10,000 (C1) Information
Down Payment
$45,800 (40% of Car Price)
Monthly Installment
$978 for 7 years (84 months) Information

Loan Details

Total Loan
$68,700 Information
Total Interest
$13,369 Information
Total Sum Paid
$82,069 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$10,105 Information
COE
$30,012 Information
VES
$10,000 (C1) Information
ARF Paid
$29,650 Information
PARF Rebate
You get back $14,825 at the end of 10th year (PARF Rebate) Information
Road Tax
$683 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 81,092 52,000 -16,038
Aug 2020 80,115 51,749 -15,622
Sep 2020 79,138 51,499 -15,202
Oct 2020 78,161 51,249 -14,778
Nov 2020 77,184 50,999 -14,351
Dec 2020 76,207 50,749 -13,920
Jan 2021 75,230 50,499 -13,485
Feb 2021 74,253 50,249 -13,047
Mar 2021 73,276 49,999 -12,604
Apr 2021 72,299 49,749 -12,158
May 2021 71,322 49,499 -11,709
Jun 2021 70,345 49,248 -11,255
End Of Year 1
Jul 2021 69,368 48,998 -10,798
Aug 2021 68,391 48,748 -10,337
Sep 2021 67,414 48,498 -9,872
Oct 2021 66,437 48,248 -9,403
Nov 2021 65,460 47,998 -8,931
Dec 2021 64,483 47,748 -8,455
Jan 2022 63,506 47,498 -7,975
Feb 2022 62,529 47,248 -7,492
Mar 2022 61,552 46,998 -7,005
Apr 2022 60,575 46,747 -6,514
May 2022 59,598 46,497 -6,019
Jun 2022 58,621 46,247 -5,520
End Of Year 2
Jul 2022 57,644 45,997 -5,018
Aug 2022 56,667 45,747 -4,512
Sep 2022 55,690 45,497 -4,003
Oct 2022 54,713 45,247 -3,489
Nov 2022 53,736 44,997 -2,972
Dec 2022 52,759 44,747 -2,451
Jan 2023 51,782 44,497 -1,926
Feb 2023 50,805 44,246 -1,398
Mar 2023 49,828 43,996 -866
Apr 2023 48,851 43,746 -330
May 2023 47,874 43,496 210
Jun 2023 46,897 43,246 753
End Of Year 3
Jul 2023 45,920 42,996 1,301
Aug 2023 44,943 42,746 1,851
Sep 2023 43,966 42,496 2,406
Oct 2023 42,989 42,246 2,964
Nov 2023 42,012 41,996 3,527
Dec 2023 41,035 41,745 4,093
Jan 2024 40,057 41,495 4,662
Feb 2024 39,080 41,245 5,236
Mar 2024 38,103 40,995 5,813
Apr 2024 37,126 40,745 6,394
May 2024 36,149 40,495 6,978
Jun 2024 35,172 40,245 7,566
End Of Year 4
Jul 2024 34,195 39,995 8,159
Aug 2024 33,218 39,745 8,754
Sep 2024 32,241 39,495 9,354
Oct 2024 31,264 39,244 9,957
Nov 2024 30,287 38,994 10,564
Dec 2024 29,310 38,744 11,175
Jan 2025 28,333 38,494 11,790
Feb 2025 27,356 38,244 12,408
Mar 2025 26,379 37,994 13,030
Apr 2025 25,402 37,744 13,656
May 2025 24,425 37,494 14,286
Jun 2025 23,448 37,244 14,919
End Of Year 5
Jul 2025 22,471 35,511 14,073
Aug 2025 21,494 35,261 14,714
Sep 2025 20,517 35,011 15,359
Oct 2025 19,540 34,761 16,007
Nov 2025 18,563 34,511 16,659
Dec 2025 17,586 34,261 17,315
Jan 2026 16,609 34,010 17,974
Feb 2026 15,632 33,760 18,637
Mar 2026 14,655 33,510 19,304
Apr 2026 13,678 33,260 19,975
May 2026 12,701 33,010 20,650
Jun 2026 11,724 32,760 21,328
End Of Year 6
Jul 2026 10,747 31,027 20,527
Aug 2026 9,770 30,777 21,213
Sep 2026 8,793 30,527 21,903
Oct 2026 7,816 30,277 22,596
Nov 2026 6,839 30,027 23,293
Dec 2026 5,862 29,777 23,993
Jan 2027 4,885 29,527 24,698
Feb 2027 3,908 29,277 25,406
Mar 2027 2,931 29,027 26,118
Apr 2027 1,954 28,776 26,834
May 2027 977 28,526 27,553
Jun 2027 0 28,276 28,276
End Of Year 7
Jul 2027 0 26,544 26,544
Aug 2027 0 26,294 26,294
Sep 2027 0 26,043 26,043
Oct 2027 0 25,793 25,793
Nov 2027 0 25,543 25,543
Dec 2027 0 25,293 25,293
Jan 2028 0 25,043 25,043
Feb 2028 0 24,793 24,793
Mar 2028 0 24,543 24,543
Apr 2028 0 24,293 24,293
May 2028 0 24,043 24,043
Jun 2028 0 23,793 23,793
End Of Year 8
Jul 2028 0 22,060 22,060
Aug 2028 0 21,810 21,810
Sep 2028 0 21,560 21,560
Oct 2028 0 21,310 21,310
Nov 2028 0 21,060 21,060
Dec 2028 0 20,809 20,809
Jan 2029 0 20,559 20,559
Feb 2029 0 20,309 20,309
Mar 2029 0 20,059 20,059
Apr 2029 0 19,809 19,809
May 2029 0 19,559 19,559
Jun 2029 0 19,309 19,309
End Of Year 9
Jul 2029 0 17,576 17,576
Aug 2029 0 17,326 17,326
Sep 2029 0 17,076 17,076
Oct 2029 0 16,826 16,826
Nov 2029 0 16,576 16,576
Dec 2029 0 16,326 16,326
Jan 2030 0 16,076 16,076
Feb 2030 0 15,826 15,826
Mar 2030 0 15,575 15,575
Apr 2030 0 15,325 15,325
May 2030 0 15,075 15,075
Jun 2030 0 14,825 14,825
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.