Kia Niro Hybrid 1.6 SX (A) Authorised Dealer   Updated Loan Calculator

Kia Niro Hybrid 1.6 SX (A)
$160,999 Price Increase
Includes VES (20 May 2022)
Latest OMV: $27,978
VES: $-20,000 (A2)
Engine Cap: 1580 cc
Power: 105Bhp @ 5700rpm
Torque: 265Nm @ 1000rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$160,999
Includes VES
$-20,000 (A1) Information
Down Payment
$64,400 (40% of Car Price)
Monthly Installment
$1,374 for 7 years (84 months) Information

Loan Details

Total Loan
$96,599 Information
Total Interest
$18,798 Information
Total Sum Paid
$115,397 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$14,701 Information
COE
$78,001 Information
VES
$-20,000 (A1) Information
ARF Paid
$19,978 Information
PARF Rebate
You get back $9,989 at the end of 10th year (PARF Rebate) Information
Road Tax
$731 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2022 114,023 92,334 -3,333
Sep 2022 112,650 91,684 -3,046
Oct 2022 111,276 91,034 -2,754
Nov 2022 109,902 90,384 -2,457
Dec 2022 108,528 89,734 -2,155
Jan 2023 107,155 89,084 -1,847
Feb 2023 105,781 88,434 -1,534
Mar 2023 104,407 87,784 -1,215
Apr 2023 103,033 87,134 -892
May 2023 101,659 86,484 -563
Jun 2023 100,286 85,834 -229
Jul 2023 98,912 85,184 111
End Of Year 1
Aug 2023 97,538 84,534 455
Sep 2023 96,164 83,884 805
Oct 2023 94,791 83,234 1,160
Nov 2023 93,417 82,584 1,521
Dec 2023 92,043 81,934 1,886
Jan 2024 90,669 81,284 2,257
Feb 2024 89,295 80,634 2,634
Mar 2024 87,922 79,984 3,015
Apr 2024 86,548 79,334 3,402
May 2024 85,174 78,684 3,794
Jun 2024 83,800 78,034 4,191
Jul 2024 82,427 77,384 4,594
End Of Year 2
Aug 2024 81,053 76,734 5,002
Sep 2024 79,679 76,084 5,415
Oct 2024 78,305 75,434 5,833
Nov 2024 76,931 74,784 6,257
Dec 2024 75,558 74,134 6,686
Jan 2025 74,184 73,484 7,120
Feb 2025 72,810 72,834 7,559
Mar 2025 71,436 72,184 8,004
Apr 2025 70,063 71,534 8,454
May 2025 68,689 70,884 8,909
Jun 2025 67,315 70,234 9,370
Jul 2025 65,941 69,584 9,835
End Of Year 3
Aug 2025 64,567 68,934 10,306
Sep 2025 63,194 68,284 10,783
Oct 2025 61,820 67,634 11,264
Nov 2025 60,446 66,984 11,751
Dec 2025 59,072 66,334 12,243
Jan 2026 57,699 65,684 12,740
Feb 2026 56,325 65,034 13,243
Mar 2026 54,951 64,384 13,751
Apr 2026 53,577 63,734 14,264
May 2026 52,203 63,084 14,782
Jun 2026 50,830 62,434 15,306
Jul 2026 49,456 61,784 15,835
End Of Year 4
Aug 2026 48,082 61,134 16,369
Sep 2026 46,708 60,484 16,909
Oct 2026 45,335 59,834 17,453
Nov 2026 43,961 59,184 18,003
Dec 2026 42,587 58,534 18,559
Jan 2027 41,213 57,884 19,119
Feb 2027 39,839 57,234 19,685
Mar 2027 38,466 56,584 20,256
Apr 2027 37,092 55,934 20,832
May 2027 35,718 55,284 21,414
Jun 2027 34,344 54,634 22,001
Jul 2027 32,971 53,984 22,593
End Of Year 5
Aug 2027 31,597 52,335 22,192
Sep 2027 30,223 51,685 22,794
Oct 2027 28,849 51,035 23,402
Nov 2027 27,476 50,385 24,015
Dec 2027 26,102 49,735 24,634
Jan 2028 24,728 49,085 25,258
Feb 2028 23,354 48,435 25,886
Mar 2028 21,980 47,785 26,521
Apr 2028 20,607 47,135 27,160
May 2028 19,233 46,485 27,805
Jun 2028 17,859 45,835 28,455
Jul 2028 16,485 45,185 29,110
End Of Year 6
Aug 2028 15,112 43,536 28,772
Sep 2028 13,738 42,886 29,438
Oct 2028 12,364 42,236 30,109
Nov 2028 10,990 41,586 30,785
Dec 2028 9,616 40,936 31,467
Jan 2029 8,243 40,286 32,154
Feb 2029 6,869 39,636 32,846
Mar 2029 5,495 38,986 33,544
Apr 2029 4,121 38,336 34,246
May 2029 2,748 37,686 34,954
Jun 2029 1,374 37,036 35,667
Jul 2029 0 36,386 36,386
End Of Year 7
Aug 2029 0 34,737 34,737
Sep 2029 0 34,087 34,087
Oct 2029 0 33,437 33,437
Nov 2029 0 32,787 32,787
Dec 2029 0 32,137 32,137
Jan 2030 0 31,487 31,487
Feb 2030 0 30,837 30,837
Mar 2030 0 30,187 30,187
Apr 2030 0 29,537 29,537
May 2030 0 28,887 28,887
Jun 2030 0 28,237 28,237
Jul 2030 0 27,587 27,587
End Of Year 8
Aug 2030 0 25,938 25,938
Sep 2030 0 25,288 25,288
Oct 2030 0 24,638 24,638
Nov 2030 0 23,988 23,988
Dec 2030 0 23,338 23,338
Jan 2031 0 22,688 22,688
Feb 2031 0 22,038 22,038
Mar 2031 0 21,388 21,388
Apr 2031 0 20,738 20,738
May 2031 0 20,088 20,088
Jun 2031 0 19,438 19,438
Jul 2031 0 18,788 18,788
End Of Year 9
Aug 2031 0 17,139 17,139
Sep 2031 0 16,489 16,489
Oct 2031 0 15,839 15,839
Nov 2031 0 15,189 15,189
Dec 2031 0 14,539 14,539
Jan 2032 0 13,889 13,889
Feb 2032 0 13,239 13,239
Mar 2032 0 12,589 12,589
Apr 2032 0 11,939 11,939
May 2032 0 11,289 11,289
Jun 2032 0 10,639 10,639
Jul 2032 0 9,989 9,989
End Of Year 10

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