Kia Niro Hybrid 1.6 SX (A) Authorised Dealer   Updated Loan Calculator

Kia Niro Hybrid 1.6 SX (A)
$160,999 Price Increase
Includes VES (20 May 2022)
Latest OMV: $27,978
VES: $-20,000 (A2)
Engine Cap: 1580 cc
Power: 105Bhp @ 5700rpm
Torque: 265Nm @ 1000rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$160,999
Includes VES
$-20,000 (A1) Information
Down Payment
$64,400 (40% of Car Price)
Monthly Installment
$1,374 for 7 years (84 months) Information

Loan Details

Total Loan
$96,599 Information
Total Interest
$18,798 Information
Total Sum Paid
$115,397 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$14,701 Information
COE
$80,000 Information
VES
$-20,000 (A1) Information
ARF Paid
$19,978 Information
PARF Rebate
You get back $9,989 at the end of 10th year (PARF Rebate) Information
Road Tax
$731 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Sep 2022 114,023 94,317 -1,351
Oct 2022 112,650 93,650 -1,081
Nov 2022 111,276 92,984 -805
Dec 2022 109,902 92,317 -525
Jan 2023 108,528 91,650 -239
Feb 2023 107,155 90,984 52
Mar 2023 105,781 90,317 349
Apr 2023 104,407 89,650 650
May 2023 103,033 88,984 957
Jun 2023 101,659 88,317 1,269
Jul 2023 100,286 87,650 1,587
Aug 2023 98,912 86,984 1,910
End Of Year 1
Sep 2023 97,538 86,317 2,238
Oct 2023 96,164 85,650 2,571
Nov 2023 94,791 84,984 2,909
Dec 2023 93,417 84,317 3,253
Jan 2024 92,043 83,650 3,602
Feb 2024 90,669 82,984 3,957
Mar 2024 89,295 82,317 4,316
Apr 2024 87,922 81,650 4,681
May 2024 86,548 80,984 5,051
Jun 2024 85,174 80,317 5,426
Jul 2024 83,800 79,650 5,807
Aug 2024 82,427 78,984 6,193
End Of Year 2
Sep 2024 81,053 78,317 6,584
Oct 2024 79,679 77,650 6,981
Nov 2024 78,305 76,984 7,382
Dec 2024 76,931 76,317 7,789
Jan 2025 75,558 75,650 8,202
Feb 2025 74,184 74,984 8,619
Mar 2025 72,810 74,317 9,042
Apr 2025 71,436 73,650 9,470
May 2025 70,063 72,984 9,903
Jun 2025 68,689 72,317 10,342
Jul 2025 67,315 71,650 10,786
Aug 2025 65,941 70,984 11,235
End Of Year 3
Sep 2025 64,567 70,317 11,689
Oct 2025 63,194 69,650 12,149
Nov 2025 61,820 68,984 12,613
Dec 2025 60,446 68,317 13,084
Jan 2026 59,072 67,650 13,559
Feb 2026 57,699 66,984 14,040
Mar 2026 56,325 66,317 14,526
Apr 2026 54,951 65,650 15,017
May 2026 53,577 64,984 15,513
Jun 2026 52,203 64,317 16,015
Jul 2026 50,830 63,650 16,522
Aug 2026 49,456 62,984 17,034
End Of Year 4
Sep 2026 48,082 62,317 17,552
Oct 2026 46,708 61,650 18,075
Nov 2026 45,335 60,984 18,603
Dec 2026 43,961 60,317 19,136
Jan 2027 42,587 59,650 19,675
Feb 2027 41,213 58,984 20,219
Mar 2027 39,839 58,317 20,768
Apr 2027 38,466 57,650 21,322
May 2027 37,092 56,984 21,882
Jun 2027 35,718 56,317 22,447
Jul 2027 34,344 55,650 23,017
Aug 2027 32,971 54,984 23,593
End Of Year 5
Sep 2027 31,597 53,318 23,174
Oct 2027 30,223 52,651 23,760
Nov 2027 28,849 51,985 24,352
Dec 2027 27,476 51,318 24,948
Jan 2028 26,102 50,651 25,550
Feb 2028 24,728 49,985 26,157
Mar 2028 23,354 49,318 26,769
Apr 2028 21,980 48,651 27,387
May 2028 20,607 47,985 28,010
Jun 2028 19,233 47,318 28,638
Jul 2028 17,859 46,651 29,271
Aug 2028 16,485 45,985 29,910
End Of Year 6
Sep 2028 15,112 44,319 29,555
Oct 2028 13,738 43,652 30,204
Nov 2028 12,364 42,986 30,859
Dec 2028 10,990 42,319 31,518
Jan 2029 9,616 41,652 32,183
Feb 2029 8,243 40,986 32,854
Mar 2029 6,869 40,319 33,529
Apr 2029 5,495 39,652 34,210
May 2029 4,121 38,986 34,896
Jun 2029 2,748 38,319 35,587
Jul 2029 1,374 37,652 36,284
Aug 2029 0 36,986 36,986
End Of Year 7
Sep 2029 0 35,320 35,320
Oct 2029 0 34,653 34,653
Nov 2029 0 33,987 33,987
Dec 2029 0 33,320 33,320
Jan 2030 0 32,653 32,653
Feb 2030 0 31,987 31,987
Mar 2030 0 31,320 31,320
Apr 2030 0 30,653 30,653
May 2030 0 29,987 29,987
Jun 2030 0 29,320 29,320
Jul 2030 0 28,653 28,653
Aug 2030 0 27,987 27,987
End Of Year 8
Sep 2030 0 26,321 26,321
Oct 2030 0 25,655 25,655
Nov 2030 0 24,988 24,988
Dec 2030 0 24,321 24,321
Jan 2031 0 23,655 23,655
Feb 2031 0 22,988 22,988
Mar 2031 0 22,321 22,321
Apr 2031 0 21,655 21,655
May 2031 0 20,988 20,988
Jun 2031 0 20,321 20,321
Jul 2031 0 19,655 19,655
Aug 2031 0 18,988 18,988
End Of Year 9
Sep 2031 0 17,322 17,322
Oct 2031 0 16,656 16,656
Nov 2031 0 15,989 15,989
Dec 2031 0 15,322 15,322
Jan 2032 0 14,656 14,656
Feb 2032 0 13,989 13,989
Mar 2032 0 13,322 13,322
Apr 2032 0 12,656 12,656
May 2032 0 11,989 11,989
Jun 2032 0 11,322 11,322
Jul 2032 0 10,656 10,656
Aug 2032 0 9,989 9,989
End Of Year 10

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