MINI One 3 Door (A) Authorised Dealer   Updated Loan Calculator

$107,888 Price Decrease
Includes VES (7 Nov 2019)
Latest OMV: $24,947
VES: $-20,000 (A1)
Engine Cap: 1499 cc
Power: 102Bhp @ 3900rpm
Torque: 190Nm @ 1380rpm
Type: Coupe
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$107,888
Includes VES
$-20,000 (A1) Information
Down Payment
$43,156 (40% of Car Price)
Monthly Installment
$921 for 7 years (84 months) Information

Loan Details

Total Loan
$64,732 Information
Total Interest
$12,597 Information
Total Sum Paid
$77,329 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,541 Information
COE
$30,000 Information
VES
$-20,000 (A1) Information
ARF Paid
$26,926 Information
PARF Rebate
You get back $13,463 at the end of 10th year (PARF Rebate) Information
Road Tax
$684 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Dec 2019 76,408 49,944 -14,163
Jan 2020 75,488 49,694 -13,786
Feb 2020 74,567 49,444 -13,405
Mar 2020 73,647 49,194 -13,020
Apr 2020 72,726 48,944 -12,631
May 2020 71,805 48,694 -12,240
Jun 2020 70,885 48,444 -11,844
Jul 2020 69,964 48,194 -11,445
Aug 2020 69,044 47,944 -11,043
Sep 2020 68,123 47,694 -10,637
Oct 2020 67,202 47,444 -10,228
Nov 2020 66,282 47,194 -9,815
End Of Year 1
Dec 2020 65,361 46,944 -9,398
Jan 2021 64,441 46,694 -8,978
Feb 2021 63,520 46,444 -8,554
Mar 2021 62,600 46,194 -8,127
Apr 2021 61,679 45,944 -7,697
May 2021 60,758 45,694 -7,262
Jun 2021 59,838 45,444 -6,825
Jul 2021 58,917 45,194 -6,384
Aug 2021 57,997 44,944 -5,939
Sep 2021 57,076 44,694 -5,490
Oct 2021 56,155 44,444 -5,039
Nov 2021 55,235 44,194 -4,583
End Of Year 2
Dec 2021 54,314 43,944 -4,124
Jan 2022 53,394 43,694 -3,662
Feb 2022 52,473 43,444 -3,196
Mar 2022 51,553 43,194 -2,727
Apr 2022 50,632 42,944 -2,254
May 2022 49,711 42,694 -1,777
Jun 2022 48,791 42,444 -1,297
Jul 2022 47,870 42,194 -814
Aug 2022 46,950 41,944 -326
Sep 2022 46,029 41,694 164
Oct 2022 45,108 41,444 658
Nov 2022 44,188 41,194 1,156
End Of Year 3
Dec 2022 43,267 40,944 1,657
Jan 2023 42,347 40,694 2,162
Feb 2023 41,426 40,444 2,670
Mar 2023 40,506 40,194 3,182
Apr 2023 39,585 39,944 3,697
May 2023 38,664 39,694 4,216
Jun 2023 37,744 39,444 4,739
Jul 2023 36,823 39,194 5,264
Aug 2023 35,903 38,944 5,794
Sep 2023 34,982 38,694 6,327
Oct 2023 34,062 38,444 6,863
Nov 2023 33,141 38,194 7,403
End Of Year 4
Dec 2023 32,220 37,944 7,947
Jan 2024 31,300 37,694 8,494
Feb 2024 30,379 37,444 9,045
Mar 2024 29,459 37,194 9,599
Apr 2024 28,538 36,944 10,156
May 2024 27,617 36,694 10,718
Jun 2024 26,697 36,444 11,282
Jul 2024 25,776 36,194 11,851
Aug 2024 24,856 35,944 12,422
Sep 2024 23,935 35,694 12,998
Oct 2024 23,015 35,444 13,577
Nov 2024 22,094 35,194 14,159
End Of Year 5
Dec 2024 21,173 33,598 13,399
Jan 2025 20,253 33,348 13,988
Feb 2025 19,332 33,098 14,581
Mar 2025 18,412 32,848 15,177
Apr 2025 17,491 32,598 15,777
May 2025 16,570 32,348 16,381
Jun 2025 15,650 32,098 16,988
Jul 2025 14,729 31,848 17,599
Aug 2025 13,809 31,598 18,213
Sep 2025 12,888 31,348 18,830
Oct 2025 11,968 31,098 19,452
Nov 2025 11,047 30,848 20,076
End Of Year 6
Dec 2025 10,126 29,252 19,358
Jan 2026 9,206 29,002 19,990
Feb 2026 8,285 28,752 20,625
Mar 2026 7,365 28,502 21,264
Apr 2026 6,444 28,252 21,906
May 2026 5,523 28,002 22,552
Jun 2026 4,603 27,752 23,202
Jul 2026 3,682 27,502 23,855
Aug 2026 2,762 27,252 24,511
Sep 2026 1,841 27,002 25,171
Oct 2026 921 26,752 25,835
Nov 2026 0 26,502 26,502
End Of Year 7
Dec 2026 0 24,905 24,905
Jan 2027 0 24,655 24,655
Feb 2027 0 24,405 24,405
Mar 2027 0 24,155 24,155
Apr 2027 0 23,905 23,905
May 2027 0 23,655 23,655
Jun 2027 0 23,405 23,405
Jul 2027 0 23,155 23,155
Aug 2027 0 22,905 22,905
Sep 2027 0 22,655 22,655
Oct 2027 0 22,405 22,405
Nov 2027 0 22,155 22,155
End Of Year 8
Dec 2027 0 20,559 20,559
Jan 2028 0 20,309 20,309
Feb 2028 0 20,059 20,059
Mar 2028 0 19,809 19,809
Apr 2028 0 19,559 19,559
May 2028 0 19,309 19,309
Jun 2028 0 19,059 19,059
Jul 2028 0 18,809 18,809
Aug 2028 0 18,559 18,559
Sep 2028 0 18,309 18,309
Oct 2028 0 18,059 18,059
Nov 2028 0 17,809 17,809
End Of Year 9
Dec 2028 0 16,213 16,213
Jan 2029 0 15,963 15,963
Feb 2029 0 15,713 15,713
Mar 2029 0 15,463 15,463
Apr 2029 0 15,213 15,213
May 2029 0 14,963 14,963
Jun 2029 0 14,713 14,713
Jul 2029 0 14,463 14,463
Aug 2029 0 14,213 14,213
Sep 2029 0 13,963 13,963
Oct 2029 0 13,713 13,713
Nov 2029 0 13,463 13,463
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.