MINI One 5 Door (A) Authorised Dealer   Updated Loan Calculator

$110,888 Price Decrease
Includes VES (7 Nov 2019)
Latest OMV: $25,238
VES: $-20,000 (A1)
Engine Cap: 1499 cc Turbocharged
Power: 102Bhp @ 3900rpm
Torque: 190Nm @ 1380rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$110,888
Includes VES
$-20,000 (A1) Information
Down Payment
$44,356 (40% of Car Price)
Monthly Installment
$947 for 7 years (84 months) Information

Loan Details

Total Loan
$66,532 Information
Total Interest
$12,947 Information
Total Sum Paid
$79,479 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,827 Information
COE
$30,000 Information
VES
$-20,000 (A1) Information
ARF Paid
$27,333 Information
PARF Rebate
You get back $13,667 at the end of 10th year (PARF Rebate) Information
Road Tax
$684 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Dec 2019 78,533 50,250 -15,641
Jan 2020 77,587 50,000 -15,245
Feb 2020 76,641 49,750 -14,847
Mar 2020 75,694 49,500 -14,444
Apr 2020 74,748 49,250 -14,038
May 2020 73,802 49,000 -13,628
Jun 2020 72,856 48,750 -13,215
Jul 2020 71,910 48,500 -12,798
Aug 2020 70,964 48,250 -12,378
Sep 2020 70,017 48,000 -11,953
Oct 2020 69,071 47,750 -11,526
Nov 2020 68,125 47,500 -11,094
End Of Year 1
Dec 2020 67,179 47,250 -10,659
Jan 2021 66,233 47,000 -10,220
Feb 2021 65,286 46,750 -9,778
Mar 2021 64,340 46,500 -9,332
Apr 2021 63,394 46,250 -8,883
May 2021 62,448 46,000 -8,429
Jun 2021 61,502 45,750 -7,973
Jul 2021 60,556 45,500 -7,512
Aug 2021 59,609 45,250 -7,048
Sep 2021 58,663 45,000 -6,580
Oct 2021 57,717 44,750 -6,109
Nov 2021 56,771 44,500 -5,634
End Of Year 2
Dec 2021 55,825 44,250 -5,156
Jan 2022 54,878 44,000 -4,673
Feb 2022 53,932 43,750 -4,188
Mar 2022 52,986 43,500 -3,698
Apr 2022 52,040 43,250 -3,205
May 2022 51,094 43,000 -2,708
Jun 2022 50,148 42,750 -2,208
Jul 2022 49,201 42,500 -1,704
Aug 2022 48,255 42,250 -1,196
Sep 2022 47,309 42,000 -685
Oct 2022 46,363 41,750 -170
Nov 2022 45,417 41,500 348
End Of Year 3
Dec 2022 44,470 41,250 870
Jan 2023 43,524 41,000 1,396
Feb 2023 42,578 40,750 1,925
Mar 2023 41,632 40,500 2,458
Apr 2023 40,686 40,250 2,995
May 2023 39,740 40,000 3,535
Jun 2023 38,793 39,750 4,079
Jul 2023 37,847 39,500 4,627
Aug 2023 36,901 39,250 5,178
Sep 2023 35,955 39,000 5,732
Oct 2023 35,009 38,750 6,291
Nov 2023 34,062 38,500 6,853
End Of Year 4
Dec 2023 33,116 38,250 7,418
Jan 2024 32,170 38,000 7,988
Feb 2024 31,224 37,750 8,561
Mar 2024 30,278 37,500 9,137
Apr 2024 29,332 37,250 9,717
May 2024 28,385 37,000 10,301
Jun 2024 27,439 36,750 10,888
Jul 2024 26,493 36,500 11,479
Aug 2024 25,547 36,250 12,074
Sep 2024 24,601 36,000 12,672
Oct 2024 23,655 35,750 13,274
Nov 2024 22,708 35,500 13,880
End Of Year 5
Dec 2024 21,762 33,883 13,122
Jan 2025 20,816 33,633 13,735
Feb 2025 19,870 33,383 14,351
Mar 2025 18,924 33,133 14,971
Apr 2025 17,977 32,883 15,595
May 2025 17,031 32,633 16,222
Jun 2025 16,085 32,383 16,853
Jul 2025 15,139 32,133 17,488
Aug 2025 14,193 31,883 18,126
Sep 2025 13,247 31,633 18,768
Oct 2025 12,300 31,383 19,413
Nov 2025 11,354 31,133 20,062
End Of Year 6
Dec 2025 10,408 29,517 19,348
Jan 2026 9,462 29,267 20,004
Feb 2026 8,516 29,017 20,664
Mar 2026 7,569 28,767 21,328
Apr 2026 6,623 28,517 21,995
May 2026 5,677 28,267 22,666
Jun 2026 4,731 28,017 23,340
Jul 2026 3,785 27,767 24,018
Aug 2026 2,839 27,517 24,700
Sep 2026 1,892 27,267 25,385
Oct 2026 946 27,017 26,074
Nov 2026 0 26,767 26,767
End Of Year 7
Dec 2026 0 25,150 25,150
Jan 2027 0 24,900 24,900
Feb 2027 0 24,650 24,650
Mar 2027 0 24,400 24,400
Apr 2027 0 24,150 24,150
May 2027 0 23,900 23,900
Jun 2027 0 23,650 23,650
Jul 2027 0 23,400 23,400
Aug 2027 0 23,150 23,150
Sep 2027 0 22,900 22,900
Oct 2027 0 22,650 22,650
Nov 2027 0 22,400 22,400
End Of Year 8
Dec 2027 0 20,783 20,783
Jan 2028 0 20,533 20,533
Feb 2028 0 20,283 20,283
Mar 2028 0 20,033 20,033
Apr 2028 0 19,783 19,783
May 2028 0 19,533 19,533
Jun 2028 0 19,283 19,283
Jul 2028 0 19,033 19,033
Aug 2028 0 18,783 18,783
Sep 2028 0 18,533 18,533
Oct 2028 0 18,283 18,283
Nov 2028 0 18,033 18,033
End Of Year 9
Dec 2028 0 16,417 16,417
Jan 2029 0 16,167 16,167
Feb 2029 0 15,917 15,917
Mar 2029 0 15,667 15,667
Apr 2029 0 15,417 15,417
May 2029 0 15,167 15,167
Jun 2029 0 14,917 14,917
Jul 2029 0 14,667 14,667
Aug 2029 0 14,417 14,417
Sep 2029 0 14,167 14,167
Oct 2029 0 13,917 13,917
Nov 2029 0 13,667 13,667
End Of Year 10

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