Volkswagen Golf
Comfortline 1.4 TSI (DSG) (A) Authorised Dealer   Updated Loan Calculator

$105,900 Price Increase
Includes VES (10 Oct 2019)
Latest OMV: $19,783
Engine Cap: 1395 cc Turbocharged
Power: 123Bhp @ 5000rpm
Torque: 200Nm @ 1400rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$105,900
Down Payment
$31,770 (30% of Car Price)
Monthly Installment
$1,055 for 7 years (84 months) Information

Loan Details

Total Loan
$74,130 Information
Total Interest
$14,426 Information
Total Sum Paid
$88,556 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,601 Information
COE
$34,001 Information
ARF Paid
$19,783 Information
PARF Rebate
You get back $9,892 at the end of 10th year (PARF Rebate) Information
Road Tax
$623 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Nov 2019 87,501 48,555 -24,860
Dec 2019 86,447 48,272 -24,425
Jan 2020 85,393 47,988 -23,985
Feb 2020 84,339 47,705 -23,542
Mar 2020 83,285 47,422 -23,094
Apr 2020 82,230 47,138 -22,642
May 2020 81,176 46,855 -22,187
Jun 2020 80,122 46,572 -21,727
Jul 2020 79,068 46,288 -21,263
Aug 2020 78,013 46,005 -20,795
Sep 2020 76,959 45,721 -20,323
Oct 2020 75,905 45,438 -19,847
End Of Year 1
Nov 2020 74,851 45,155 -19,368
Dec 2020 73,796 44,871 -18,884
Jan 2021 72,742 44,588 -18,395
Feb 2021 71,688 44,305 -17,903
Mar 2021 70,634 44,021 -17,407
Apr 2021 69,579 43,738 -16,907
May 2021 68,525 43,455 -16,403
Jun 2021 67,471 43,171 -15,895
Jul 2021 66,417 42,888 -15,382
Aug 2021 65,363 42,605 -14,866
Sep 2021 64,308 42,321 -14,346
Oct 2021 63,254 42,038 -13,821
End Of Year 2
Nov 2021 62,200 41,755 -13,293
Dec 2021 61,146 41,471 -12,760
Jan 2022 60,091 41,188 -12,224
Feb 2022 59,037 40,905 -11,683
Mar 2022 57,983 40,621 -11,139
Apr 2022 56,929 40,338 -10,590
May 2022 55,874 40,055 -10,037
Jun 2022 54,820 39,771 -9,481
Jul 2022 53,766 39,488 -8,920
Aug 2022 52,712 39,205 -8,355
Sep 2022 51,657 38,921 -7,786
Oct 2022 50,603 38,638 -7,213
End Of Year 3
Nov 2022 49,549 38,355 -6,636
Dec 2022 48,495 38,071 -6,055
Jan 2023 47,441 37,788 -5,470
Feb 2023 46,386 37,505 -4,881
Mar 2023 45,332 37,221 -4,288
Apr 2023 44,278 36,938 -3,691
May 2023 43,224 36,655 -3,090
Jun 2023 42,169 36,371 -2,485
Jul 2023 41,115 36,088 -1,875
Aug 2023 40,061 35,805 -1,262
Sep 2023 39,007 35,521 -645
Oct 2023 37,952 35,238 -23
End Of Year 4
Nov 2023 36,898 34,955 602
Dec 2023 35,844 34,671 1,231
Jan 2024 34,790 34,388 1,865
Feb 2024 33,736 34,104 2,503
Mar 2024 32,681 33,821 3,144
Apr 2024 31,627 33,538 3,790
May 2024 30,573 33,254 4,439
Jun 2024 29,519 32,971 5,093
Jul 2024 28,464 32,688 5,751
Aug 2024 27,410 32,404 6,413
Sep 2024 26,356 32,121 7,078
Oct 2024 25,302 31,838 7,748
End Of Year 5
Nov 2024 24,247 30,565 7,433
Dec 2024 23,193 30,282 8,111
Jan 2025 22,139 29,999 8,793
Feb 2025 21,085 29,715 9,479
Mar 2025 20,030 29,432 10,169
Apr 2025 18,976 29,149 10,863
May 2025 17,922 28,865 11,561
Jun 2025 16,868 28,582 12,264
Jul 2025 15,814 28,299 12,970
Aug 2025 14,759 28,015 13,680
Sep 2025 13,705 27,732 14,395
Oct 2025 12,651 27,449 15,113
End Of Year 6
Nov 2025 11,597 26,176 14,846
Dec 2025 10,542 25,893 15,573
Jan 2026 9,488 25,609 16,303
Feb 2026 8,434 25,326 17,038
Mar 2026 7,380 25,043 17,776
Apr 2026 6,325 24,759 18,519
May 2026 5,271 24,476 19,265
Jun 2026 4,217 24,193 20,016
Jul 2026 3,163 23,909 20,771
Aug 2026 2,108 23,626 21,530
Sep 2026 1,054 23,343 22,292
Oct 2026 0 23,059 23,059
End Of Year 7
Nov 2026 0 21,787 21,787
Dec 2026 0 21,503 21,503
Jan 2027 0 21,220 21,220
Feb 2027 0 20,937 20,937
Mar 2027 0 20,653 20,653
Apr 2027 0 20,370 20,370
May 2027 0 20,087 20,087
Jun 2027 0 19,803 19,803
Jul 2027 0 19,520 19,520
Aug 2027 0 19,237 19,237
Sep 2027 0 18,953 18,953
Oct 2027 0 18,670 18,670
End Of Year 8
Nov 2027 0 17,398 17,398
Dec 2027 0 17,114 17,114
Jan 2028 0 16,831 16,831
Feb 2028 0 16,547 16,547
Mar 2028 0 16,264 16,264
Apr 2028 0 15,981 15,981
May 2028 0 15,697 15,697
Jun 2028 0 15,414 15,414
Jul 2028 0 15,131 15,131
Aug 2028 0 14,847 14,847
Sep 2028 0 14,564 14,564
Oct 2028 0 14,281 14,281
End Of Year 9
Nov 2028 0 13,008 13,008
Dec 2028 0 12,725 12,725
Jan 2029 0 12,442 12,442
Feb 2029 0 12,158 12,158
Mar 2029 0 11,875 11,875
Apr 2029 0 11,592 11,592
May 2029 0 11,308 11,308
Jun 2029 0 11,025 11,025
Jul 2029 0 10,742 10,742
Aug 2029 0 10,458 10,458
Sep 2029 0 10,175 10,175
Oct 2029 0 9,892 9,892
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.