Volvo V40 T4 Momentum (A) Authorised Dealer   Updated Loan Calculator

$135,999 Price Increase
Includes VES (18 Apr 2019)
Latest OMV: $22,799
VES: $10,000 (C1)
Engine Cap: 1969 cc Turbocharged
Power: 187Bhp @ 4700rpm
Torque: 300Nm @ 1300rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $10,000 (C1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$135,999
Includes VES
$10,000 (C1) Information
Down Payment
$54,400 (40% of Car Price)
Monthly Installment
$1,161 for 7 years (84 months) Information

Loan Details

Total Loan
$81,599 Information
Total Interest
$15,879 Information
Total Sum Paid
$97,478 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$12,460 Information
COE
$48,000 Information
VES
$10,000 (C1) Information
ARF Paid
$23,919 Information
PARF Rebate
You get back $11,959 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,176 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
May 2019 96,318 65,539 -15,273
Jun 2019 95,157 65,139 -14,882
Jul 2019 93,997 64,739 -14,486
Aug 2019 92,836 64,339 -14,086
Sep 2019 91,676 63,939 -13,681
Oct 2019 90,515 63,539 -13,272
Nov 2019 89,355 63,139 -12,859
Dec 2019 88,195 62,739 -12,441
Jan 2020 87,034 62,339 -12,018
Feb 2020 85,874 61,939 -11,592
Mar 2020 84,713 61,539 -11,160
Apr 2020 83,553 61,139 -10,725
End Of Year 1
May 2020 82,392 60,739 -10,284
Jun 2020 81,232 60,339 -9,840
Jul 2020 80,071 59,939 -9,391
Aug 2020 78,911 59,539 -8,937
Sep 2020 77,750 59,139 -8,479
Oct 2020 76,590 58,739 -8,017
Nov 2020 75,430 58,339 -7,550
Dec 2020 74,269 57,939 -7,078
Jan 2021 73,109 57,539 -6,603
Feb 2021 71,948 57,139 -6,122
Mar 2021 70,788 56,739 -5,638
Apr 2021 69,627 56,339 -5,149
End Of Year 2
May 2021 68,467 55,939 -4,655
Jun 2021 67,306 55,539 -4,157
Jul 2021 66,146 55,139 -3,654
Aug 2021 64,985 54,739 -3,148
Sep 2021 63,825 54,339 -2,636
Oct 2021 62,665 53,939 -2,120
Nov 2021 61,504 53,539 -1,600
Dec 2021 60,344 53,139 -1,075
Jan 2022 59,183 52,739 -546
Feb 2022 58,023 52,339 -13
Mar 2022 56,862 51,939 525
Apr 2022 55,702 51,539 1,068
End Of Year 3
May 2022 54,541 51,139 1,615
Jun 2022 53,381 50,739 2,166
Jul 2022 52,220 50,339 2,722
Aug 2022 51,060 49,939 3,282
Sep 2022 49,900 49,539 3,847
Oct 2022 48,739 49,139 4,416
Nov 2022 47,579 48,739 4,990
Dec 2022 46,418 48,339 5,568
Jan 2023 45,258 47,939 6,151
Feb 2023 44,097 47,539 6,738
Mar 2023 42,937 47,139 7,329
Apr 2023 41,776 46,739 7,925
End Of Year 4
May 2023 40,616 46,339 8,525
Jun 2023 39,455 45,939 9,130
Jul 2023 38,295 45,539 9,739
Aug 2023 37,135 45,139 10,353
Sep 2023 35,974 44,739 10,971
Oct 2023 34,814 44,339 11,594
Nov 2023 33,653 43,939 12,221
Dec 2023 32,493 43,539 12,852
Jan 2024 31,332 43,139 13,488
Feb 2024 30,172 42,739 14,128
Mar 2024 29,011 42,339 14,773
Apr 2024 27,851 41,939 15,422
End Of Year 5
May 2024 26,690 40,343 14,880
Jun 2024 25,530 39,943 15,538
Jul 2024 24,370 39,543 16,201
Aug 2024 23,209 39,143 16,868
Sep 2024 22,049 38,743 17,539
Oct 2024 20,888 38,343 18,215
Nov 2024 19,728 37,943 18,896
Dec 2024 18,567 37,543 19,581
Jan 2025 17,407 37,143 20,270
Feb 2025 16,246 36,743 20,964
Mar 2025 15,086 36,343 21,662
Apr 2025 13,925 35,943 22,365
End Of Year 6
May 2025 12,765 34,347 21,876
Jun 2025 11,605 33,947 22,587
Jul 2025 10,444 33,547 23,303
Aug 2025 9,284 33,147 24,024
Sep 2025 8,123 32,747 24,748
Oct 2025 6,963 32,347 25,478
Nov 2025 5,802 31,947 26,212
Dec 2025 4,642 31,547 26,950
Jan 2026 3,481 31,147 27,692
Feb 2026 2,321 30,747 28,440
Mar 2026 1,160 30,347 29,191
Apr 2026 0 29,947 29,947
End Of Year 7
May 2026 0 28,351 28,351
Jun 2026 0 27,951 27,951
Jul 2026 0 27,551 27,551
Aug 2026 0 27,151 27,151
Sep 2026 0 26,751 26,751
Oct 2026 0 26,351 26,351
Nov 2026 0 25,951 25,951
Dec 2026 0 25,551 25,551
Jan 2027 0 25,151 25,151
Feb 2027 0 24,751 24,751
Mar 2027 0 24,351 24,351
Apr 2027 0 23,951 23,951
End Of Year 8
May 2027 0 22,355 22,355
Jun 2027 0 21,955 21,955
Jul 2027 0 21,555 21,555
Aug 2027 0 21,155 21,155
Sep 2027 0 20,755 20,755
Oct 2027 0 20,355 20,355
Nov 2027 0 19,955 19,955
Dec 2027 0 19,555 19,555
Jan 2028 0 19,155 19,155
Feb 2028 0 18,755 18,755
Mar 2028 0 18,355 18,355
Apr 2028 0 17,955 17,955
End Of Year 9
May 2028 0 16,359 16,359
Jun 2028 0 15,959 15,959
Jul 2028 0 15,559 15,559
Aug 2028 0 15,159 15,159
Sep 2028 0 14,759 14,759
Oct 2028 0 14,359 14,359
Nov 2028 0 13,959 13,959
Dec 2028 0 13,559 13,559
Jan 2029 0 13,159 13,159
Feb 2029 0 12,759 12,759
Mar 2029 0 12,359 12,359
Apr 2029 0 11,959 11,959
End Of Year 10

(Optional) Choose another car to Calculate

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.