Suzuki Swift Standard (A) Authorised Dealer   Updated Loan Calculator

$71,900 Price Decrease
Includes VES (19 Mar 2020)
Latest OMV: $14,634
VES: NEUTRAL (B)
Engine Cap: 998 cc Turbocharged
Power: 109Bhp @ 5500rpm
Torque: 160Nm @ 1700rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$71,900
Includes VES
NEUTRAL (B) Information
Down Payment
$21,570 (30% of Car Price)
Monthly Installment
$716 for 7 years (84 months) Information

Loan Details

Total Loan
$50,330 Information
Total Interest
$9,794 Information
Total Sum Paid
$60,124 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$6,458 Information
COE
$33,520 Information
VES
NEUTRAL (B) Information
ARF Paid
$14,634 Information
PARF Rebate
You get back $7,317 at the end of 10th year (PARF Rebate) Information
Road Tax
$391 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2020 59,408 44,216 -5,629
Sep 2020 58,693 43,937 -5,420
Oct 2020 57,977 43,658 -5,208
Nov 2020 57,261 43,378 -4,994
Dec 2020 56,545 43,099 -4,777
Jan 2021 55,830 42,820 -4,557
Feb 2021 55,114 42,540 -4,335
Mar 2021 54,398 42,261 -4,110
Apr 2021 53,682 41,982 -3,882
May 2021 52,967 41,702 -3,651
Jun 2021 52,251 41,423 -3,418
Jul 2021 51,535 41,144 -3,182
End Of Year 1
Aug 2021 50,819 40,864 -2,943
Sep 2021 50,104 40,585 -2,701
Oct 2021 49,388 40,306 -2,457
Nov 2021 48,672 40,026 -2,210
Dec 2021 47,956 39,747 -1,960
Jan 2022 47,240 39,468 -1,707
Feb 2022 46,525 39,188 -1,452
Mar 2022 45,809 38,909 -1,194
Apr 2022 45,093 38,630 -933
May 2022 44,377 38,350 -669
Jun 2022 43,662 38,071 -403
Jul 2022 42,946 37,792 -134
End Of Year 2
Aug 2022 42,230 37,512 138
Sep 2022 41,514 37,233 413
Oct 2022 40,799 36,954 690
Nov 2022 40,083 36,674 970
Dec 2022 39,367 36,395 1,253
Jan 2023 38,651 36,116 1,538
Feb 2023 37,936 35,836 1,827
Mar 2023 37,220 35,557 2,118
Apr 2023 36,504 35,278 2,411
May 2023 35,788 34,998 2,708
Jun 2023 35,072 34,719 3,007
Jul 2023 34,357 34,440 3,309
End Of Year 3
Aug 2023 33,641 34,160 3,614
Sep 2023 32,925 33,881 3,921
Oct 2023 32,209 33,602 4,232
Nov 2023 31,494 33,322 4,545
Dec 2023 30,778 33,043 4,860
Jan 2024 30,062 32,764 5,179
Feb 2024 29,346 32,484 5,500
Mar 2024 28,631 32,205 5,824
Apr 2024 27,915 31,926 6,151
May 2024 27,199 31,646 6,480
Jun 2024 26,483 31,367 6,812
Jul 2024 25,768 31,088 7,147
End Of Year 4
Aug 2024 25,052 30,808 7,485
Sep 2024 24,336 30,529 7,825
Oct 2024 23,620 30,250 8,168
Nov 2024 22,904 29,970 8,514
Dec 2024 22,189 29,691 8,863
Jan 2025 21,473 29,412 9,214
Feb 2025 20,757 29,132 9,568
Mar 2025 20,041 28,853 9,925
Apr 2025 19,326 28,574 10,285
May 2025 18,610 28,294 10,647
Jun 2025 17,894 28,015 11,012
Jul 2025 17,178 27,736 11,380
End Of Year 5
Aug 2025 16,463 26,724 11,019
Sep 2025 15,747 26,445 11,392
Oct 2025 15,031 26,166 11,768
Nov 2025 14,315 25,886 12,147
Dec 2025 13,600 25,607 12,529
Jan 2026 12,884 25,328 12,913
Feb 2026 12,168 25,048 13,300
Mar 2026 11,452 24,769 13,690
Apr 2026 10,736 24,490 14,083
May 2026 10,021 24,210 14,478
Jun 2026 9,305 23,931 14,876
Jul 2026 8,589 23,652 15,277
End Of Year 6
Aug 2026 7,873 22,641 14,948
Sep 2026 7,158 22,361 15,355
Oct 2026 6,442 22,082 15,764
Nov 2026 5,726 21,803 16,175
Dec 2026 5,010 21,523 16,590
Jan 2027 4,295 21,244 17,007
Feb 2027 3,579 20,965 17,427
Mar 2027 2,863 20,685 17,850
Apr 2027 2,147 20,406 18,275
May 2027 1,432 20,127 18,703
Jun 2027 716 19,847 19,134
Jul 2027 0 19,568 19,568
End Of Year 7
Aug 2027 0 18,557 18,557
Sep 2027 0 18,278 18,278
Oct 2027 0 17,998 17,998
Nov 2027 0 17,719 17,719
Dec 2027 0 17,440 17,440
Jan 2028 0 17,160 17,160
Feb 2028 0 16,881 16,881
Mar 2028 0 16,602 16,602
Apr 2028 0 16,322 16,322
May 2028 0 16,043 16,043
Jun 2028 0 15,764 15,764
Jul 2028 0 15,484 15,484
End Of Year 8
Aug 2028 0 14,473 14,473
Sep 2028 0 14,194 14,194
Oct 2028 0 13,915 13,915
Nov 2028 0 13,635 13,635
Dec 2028 0 13,356 13,356
Jan 2029 0 13,077 13,077
Feb 2029 0 12,797 12,797
Mar 2029 0 12,518 12,518
Apr 2029 0 12,239 12,239
May 2029 0 11,959 11,959
Jun 2029 0 11,680 11,680
Jul 2029 0 11,401 11,401
End Of Year 9
Aug 2029 0 10,390 10,390
Sep 2029 0 10,110 10,110
Oct 2029 0 9,831 9,831
Nov 2029 0 9,552 9,552
Dec 2029 0 9,272 9,272
Jan 2030 0 8,993 8,993
Feb 2030 0 8,714 8,714
Mar 2030 0 8,434 8,434
Apr 2030 0 8,155 8,155
May 2030 0 7,876 7,876
Jun 2030 0 7,596 7,596
Jul 2030 0 7,317 7,317
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.