MINI Cooper S 3 Door (A) Authorised Dealer   Updated Loan Calculator

$171,888 Price Decrease
Includes VES (21 Jan 2021)
Latest OMV: $32,244
VES: NEUTRAL (B)
Engine Cap: 1998 cc
Power: 192Bhp @ 5000rpm
Torque: 280Nm @ 1250rpm
Type: Coupe
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$171,888
Includes VES
NEUTRAL (B) Information
Down Payment
$68,756 (40% of Car Price)
Monthly Installment
$1,467 for 7 years (84 months) Information

Loan Details

Total Loan
$103,132 Information
Total Interest
$20,069 Information
Total Sum Paid
$123,201 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$15,577 Information
COE
$52,309 Information
VES
NEUTRAL (B) Information
ARF Paid
$37,142 Information
PARF Rebate
You get back $18,571 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
May 2021 121,735 79,729 -22,408
Jun 2021 120,268 79,293 -21,844
Jul 2021 118,801 78,857 -21,274
Aug 2021 117,335 78,422 -20,699
Sep 2021 115,868 77,986 -20,118
Oct 2021 114,401 77,550 -19,531
Nov 2021 112,935 77,114 -18,939
Dec 2021 111,468 76,678 -18,341
Jan 2022 110,001 76,242 -17,737
Feb 2022 108,535 75,806 -17,128
Mar 2022 107,068 75,370 -16,514
Apr 2022 105,601 74,934 -15,893
End Of Year 1
May 2022 104,135 74,498 -15,267
Jun 2022 102,668 74,062 -14,635
Jul 2022 101,201 73,627 -13,998
Aug 2022 99,735 73,191 -13,355
Sep 2022 98,268 72,755 -12,707
Oct 2022 96,801 72,319 -12,053
Nov 2022 95,334 71,883 -11,393
Dec 2022 93,868 71,447 -10,728
Jan 2023 92,401 71,011 -10,057
Feb 2023 90,934 70,575 -9,380
Mar 2023 89,468 70,139 -8,698
Apr 2023 88,001 69,703 -8,010
End Of Year 2
May 2023 86,534 69,267 -7,316
Jun 2023 85,068 68,832 -6,617
Jul 2023 83,601 68,396 -5,913
Aug 2023 82,134 67,960 -5,202
Sep 2023 80,668 67,524 -4,486
Oct 2023 79,201 67,088 -3,765
Nov 2023 77,734 66,652 -3,038
Dec 2023 76,268 66,216 -2,305
Jan 2024 74,801 65,780 -1,566
Feb 2024 73,334 65,344 -822
Mar 2024 71,868 64,908 -73
Apr 2024 70,401 64,473 683
End Of Year 3
May 2024 68,934 64,037 1,444
Jun 2024 67,467 63,601 2,210
Jul 2024 66,001 63,165 2,982
Aug 2024 64,534 62,729 3,760
Sep 2024 63,067 62,293 4,544
Oct 2024 61,601 61,857 5,333
Nov 2024 60,134 61,421 6,127
Dec 2024 58,667 60,985 6,928
Jan 2025 57,201 60,549 7,734
Feb 2025 55,734 60,113 8,545
Mar 2025 54,267 59,678 9,362
Apr 2025 52,801 59,242 10,185
End Of Year 4
May 2025 51,334 58,806 11,013
Jun 2025 49,867 58,370 11,847
Jul 2025 48,401 57,934 12,687
Aug 2025 46,934 57,498 13,532
Sep 2025 45,467 57,062 14,383
Oct 2025 44,001 56,626 15,240
Nov 2025 42,534 56,190 16,102
Dec 2025 41,067 55,754 16,970
Jan 2026 39,600 55,318 17,843
Feb 2026 38,134 54,883 18,722
Mar 2026 36,667 54,447 19,607
Apr 2026 35,200 54,011 20,497
End Of Year 5
May 2026 33,734 51,718 19,536
Jun 2026 32,267 51,282 20,437
Jul 2026 30,800 50,846 21,344
Aug 2026 29,334 50,410 22,257
Sep 2026 27,867 49,974 23,175
Oct 2026 26,400 49,538 24,099
Nov 2026 24,934 49,102 25,029
Dec 2026 23,467 48,666 25,964
Jan 2027 22,000 48,230 26,905
Feb 2027 20,534 47,795 27,851
Mar 2027 19,067 47,359 28,803
Apr 2027 17,600 46,923 29,761
End Of Year 6
May 2027 16,134 44,630 28,867
Jun 2027 14,667 44,194 29,836
Jul 2027 13,200 43,758 30,811
Aug 2027 11,733 43,322 31,791
Sep 2027 10,267 42,886 32,777
Oct 2027 8,800 42,450 33,768
Nov 2027 7,333 42,014 34,765
Dec 2027 5,867 41,578 35,768
Jan 2028 4,400 41,142 36,776
Feb 2028 2,933 40,707 37,790
Mar 2028 1,467 40,271 38,810
Apr 2028 0 39,835 39,835
End Of Year 7
May 2028 0 37,542 37,542
Jun 2028 0 37,106 37,106
Jul 2028 0 36,670 36,670
Aug 2028 0 36,234 36,234
Sep 2028 0 35,798 35,798
Oct 2028 0 35,362 35,362
Nov 2028 0 34,926 34,926
Dec 2028 0 34,490 34,490
Jan 2029 0 34,054 34,054
Feb 2029 0 33,619 33,619
Mar 2029 0 33,183 33,183
Apr 2029 0 32,747 32,747
End Of Year 8
May 2029 0 30,454 30,454
Jun 2029 0 30,018 30,018
Jul 2029 0 29,582 29,582
Aug 2029 0 29,146 29,146
Sep 2029 0 28,710 28,710
Oct 2029 0 28,274 28,274
Nov 2029 0 27,838 27,838
Dec 2029 0 27,402 27,402
Jan 2030 0 26,967 26,967
Feb 2030 0 26,531 26,531
Mar 2030 0 26,095 26,095
Apr 2030 0 25,659 25,659
End Of Year 9
May 2030 0 23,366 23,366
Jun 2030 0 22,930 22,930
Jul 2030 0 22,494 22,494
Aug 2030 0 22,058 22,058
Sep 2030 0 21,622 21,622
Oct 2030 0 21,186 21,186
Nov 2030 0 20,750 20,750
Dec 2030 0 20,314 20,314
Jan 2031 0 19,879 19,879
Feb 2031 0 19,443 19,443
Mar 2031 0 19,007 19,007
Apr 2031 0 18,571 18,571
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.