BMW X3 sDrive20i xLine (A) Authorised Dealer   Updated Loan Calculator

$215,888 Price Decrease
Includes VES (24 Mar 2020)
Latest OMV: $42,195
VES: $10,000 (C1)
Engine Cap: 1998 cc Turbocharged
Power: 181Bhp @ 5000rpm
Torque: 290Nm @ 1350rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $10,000 (C1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$215,888
Includes VES
$10,000 (C1) Information
Down Payment
$86,356 (40% of Car Price)
Monthly Installment
$1,843 for 7 years (84 months) Information

Loan Details

Total Loan
$129,532 Information
Total Interest
$25,207 Information
Total Sum Paid
$154,739 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$19,479 Information
COE
$30,012 Information
VES
$10,000 (C1) Information
ARF Paid
$51,073 Information
PARF Rebate
You get back $25,537 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Apr 2020 152,897 68,067 -60,216
May 2020 151,055 67,817 -59,210
Jun 2020 149,213 67,566 -58,197
Jul 2020 147,370 67,316 -57,177
Aug 2020 145,528 67,066 -56,150
Sep 2020 143,686 66,816 -55,116
Oct 2020 141,844 66,566 -54,074
Nov 2020 140,002 66,316 -53,026
Dec 2020 138,160 66,066 -51,971
Jan 2021 136,318 65,816 -50,908
Feb 2021 134,475 65,566 -49,839
Mar 2021 132,633 65,316 -48,762
End Of Year 1
Apr 2021 130,791 65,065 -47,678
May 2021 128,949 64,815 -46,588
Jun 2021 127,107 64,565 -45,490
Jul 2021 125,265 64,315 -44,385
Aug 2021 123,423 64,065 -43,273
Sep 2021 121,581 63,815 -42,154
Oct 2021 119,738 63,565 -41,028
Nov 2021 117,896 63,315 -39,895
Dec 2021 116,054 63,065 -38,755
Jan 2022 114,212 62,815 -37,608
Feb 2022 112,370 62,564 -36,454
Mar 2022 110,528 62,314 -35,292
End Of Year 2
Apr 2022 108,686 62,064 -34,124
May 2022 106,844 61,814 -32,948
Jun 2022 105,001 61,564 -31,766
Jul 2022 103,159 61,314 -30,576
Aug 2022 101,317 61,064 -29,380
Sep 2022 99,475 60,814 -28,176
Oct 2022 97,633 60,564 -26,965
Nov 2022 95,791 60,314 -25,747
Dec 2022 93,949 60,063 -24,523
Jan 2023 92,107 59,813 -23,291
Feb 2023 90,264 59,563 -22,052
Mar 2023 88,422 59,313 -20,806
End Of Year 3
Apr 2023 86,580 59,063 -19,553
May 2023 84,738 58,813 -18,292
Jun 2023 82,896 58,563 -17,025
Jul 2023 81,054 58,313 -15,751
Aug 2023 79,212 58,063 -14,469
Sep 2023 77,369 57,813 -13,181
Oct 2023 75,527 57,562 -11,886
Nov 2023 73,685 57,312 -10,583
Dec 2023 71,843 57,062 -9,273
Jan 2024 70,001 56,812 -7,957
Feb 2024 68,159 56,562 -6,633
Mar 2024 66,317 56,312 -5,302
End Of Year 4
Apr 2024 64,475 56,062 -3,964
May 2024 62,632 55,812 -2,620
Jun 2024 60,790 55,562 -1,268
Jul 2024 58,948 55,312 91
Aug 2024 57,106 55,061 1,458
Sep 2024 55,264 54,811 2,831
Oct 2024 53,422 54,561 4,211
Nov 2024 51,580 54,311 5,598
Dec 2024 49,738 54,061 6,993
Jan 2025 47,895 53,811 8,394
Feb 2025 46,053 53,561 9,802
Mar 2025 44,211 53,311 11,218
End Of Year 5
Apr 2025 42,369 50,507 10,087
May 2025 40,527 50,257 11,516
Jun 2025 38,685 50,007 12,953
Jul 2025 36,843 49,757 14,397
Aug 2025 35,000 49,507 15,848
Sep 2025 33,158 49,257 17,306
Oct 2025 31,316 49,006 18,770
Nov 2025 29,474 48,756 20,242
Dec 2025 27,632 48,506 21,722
Jan 2026 25,790 48,256 23,208
Feb 2026 23,948 48,006 24,701
Mar 2026 22,106 47,756 26,201
End Of Year 6
Apr 2026 20,263 44,952 25,155
May 2026 18,421 44,702 26,669
Jun 2026 16,579 44,452 28,191
Jul 2026 14,737 44,202 29,719
Aug 2026 12,895 43,952 31,255
Sep 2026 11,053 43,702 32,797
Oct 2026 9,211 43,452 34,347
Nov 2026 7,369 43,201 35,904
Dec 2026 5,526 42,951 37,467
Jan 2027 3,684 42,701 39,038
Feb 2027 1,842 42,451 40,616
Mar 2027 0 42,201 42,201
End Of Year 7
Apr 2027 0 39,397 39,397
May 2027 0 39,147 39,147
Jun 2027 0 38,897 38,897
Jul 2027 0 38,647 38,647
Aug 2027 0 38,397 38,397
Sep 2027 0 38,147 38,147
Oct 2027 0 37,897 37,897
Nov 2027 0 37,647 37,647
Dec 2027 0 37,397 37,397
Jan 2028 0 37,146 37,146
Feb 2028 0 36,896 36,896
Mar 2028 0 36,646 36,646
End Of Year 8
Apr 2028 0 33,842 33,842
May 2028 0 33,592 33,592
Jun 2028 0 33,342 33,342
Jul 2028 0 33,092 33,092
Aug 2028 0 32,842 32,842
Sep 2028 0 32,592 32,592
Oct 2028 0 32,342 32,342
Nov 2028 0 32,092 32,092
Dec 2028 0 31,842 31,842
Jan 2029 0 31,592 31,592
Feb 2029 0 31,341 31,341
Mar 2029 0 31,091 31,091
End Of Year 9
Apr 2029 0 28,288 28,288
May 2029 0 28,038 28,038
Jun 2029 0 27,787 27,787
Jul 2029 0 27,537 27,537
Aug 2029 0 27,287 27,287
Sep 2029 0 27,037 27,037
Oct 2029 0 26,787 26,787
Nov 2029 0 26,537 26,537
Dec 2029 0 26,287 26,287
Jan 2030 0 26,037 26,037
Feb 2030 0 25,787 25,787
Mar 2030 0 25,537 25,537
End Of Year 10

(Optional) Choose another car to Calculate

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.