BMW X3 sDrive20i xLine (A) Authorised Dealer   Updated Loan Calculator

$225,888
Includes VES (22 Aug 2019)
Latest OMV: $42,195
VES: $10,000 (C1)
Engine Cap: 1998 cc Turbocharged
Power: 181Bhp @ 5000rpm
Torque: 290Nm @ 1350rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $10,000 (C1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$225,888
Includes VES
$10,000 (C1) Information
Down Payment
$90,356 (40% of Car Price)
Monthly Installment
$1,928 for 7 years (84 months) Information

Loan Details

Total Loan
$135,532 Information
Total Interest
$26,375 Information
Total Sum Paid
$161,907 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$20,479 Information
COE
$37,000 Information
VES
$10,000 (C1) Information
ARF Paid
$51,073 Information
PARF Rebate
You get back $25,537 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Oct 2019 159,979 74,996 -59,229
Nov 2019 158,052 74,688 -58,223
Dec 2019 156,124 74,380 -57,209
Jan 2020 154,197 74,071 -56,189
Feb 2020 152,269 73,763 -55,161
Mar 2020 150,342 73,455 -54,125
Apr 2020 148,414 73,146 -53,082
May 2020 146,487 72,838 -52,032
Jun 2020 144,559 72,530 -50,974
Jul 2020 142,632 72,221 -49,909
Aug 2020 140,704 71,913 -48,837
Sep 2020 138,777 71,605 -47,757
End Of Year 1
Oct 2020 136,850 71,296 -46,670
Nov 2020 134,922 70,988 -45,575
Dec 2020 132,995 70,680 -44,473
Jan 2021 131,067 70,371 -43,364
Feb 2021 129,140 70,063 -42,247
Mar 2021 127,212 69,755 -41,123
Apr 2021 125,285 69,446 -39,992
May 2021 123,357 69,138 -38,853
Jun 2021 121,430 68,830 -37,706
Jul 2021 119,502 68,521 -36,553
Aug 2021 117,575 68,213 -35,392
Sep 2021 115,648 67,905 -34,223
End Of Year 2
Oct 2021 113,720 67,596 -33,047
Nov 2021 111,793 67,288 -31,864
Dec 2021 109,865 66,980 -30,673
Jan 2022 107,938 66,671 -29,475
Feb 2022 106,010 66,363 -28,270
Mar 2022 104,083 66,055 -27,057
Apr 2022 102,155 65,746 -25,837
May 2022 100,228 65,438 -24,609
Jun 2022 98,300 65,130 -23,374
Jul 2022 96,373 64,821 -22,132
Aug 2022 94,445 64,513 -20,882
Sep 2022 92,518 64,205 -19,625
End Of Year 3
Oct 2022 90,591 63,896 -18,361
Nov 2022 88,663 63,588 -17,089
Dec 2022 86,736 63,280 -15,809
Jan 2023 84,808 62,971 -14,523
Feb 2023 82,881 62,663 -13,229
Mar 2023 80,953 62,355 -11,927
Apr 2023 79,026 62,046 -10,618
May 2023 77,098 61,738 -9,302
Jun 2023 75,171 61,430 -7,979
Jul 2023 73,243 61,121 -6,648
Aug 2023 71,316 60,813 -5,309
Sep 2023 69,389 60,505 -3,963
End Of Year 4
Oct 2023 67,461 60,196 -2,610
Nov 2023 65,534 59,888 -1,250
Dec 2023 63,606 59,580 118
Jan 2024 61,679 59,271 1,494
Feb 2024 59,751 58,963 2,876
Mar 2024 57,824 58,655 4,266
Apr 2024 55,896 58,346 5,664
May 2024 53,969 58,038 7,069
Jun 2024 52,041 57,730 8,481
Jul 2024 50,114 57,421 9,901
Aug 2024 48,186 57,113 11,328
Sep 2024 46,259 56,805 12,762
End Of Year 5
Oct 2024 44,332 53,943 11,650
Nov 2024 42,404 53,634 13,099
Dec 2024 40,477 53,326 14,556
Jan 2025 38,549 53,018 16,020
Feb 2025 36,622 52,709 17,491
Mar 2025 34,694 52,401 18,970
Apr 2025 32,767 52,093 20,456
May 2025 30,839 51,784 21,950
Jun 2025 28,912 51,476 23,451
Jul 2025 26,984 51,168 24,959
Aug 2025 25,057 50,859 26,475
Sep 2025 23,130 50,551 27,998
End Of Year 6
Oct 2025 21,202 47,689 26,975
Nov 2025 19,275 47,381 28,513
Dec 2025 17,347 47,072 30,058
Jan 2026 15,420 46,764 31,610
Feb 2026 13,492 46,456 33,170
Mar 2026 11,565 46,147 34,738
Apr 2026 9,637 45,839 36,313
May 2026 7,710 45,531 37,895
Jun 2026 5,782 45,222 39,484
Jul 2026 3,855 44,914 41,081
Aug 2026 1,927 44,606 42,686
Sep 2026 0 44,297 44,297
End Of Year 7
Oct 2026 0 41,435 41,435
Nov 2026 0 41,127 41,127
Dec 2026 0 40,819 40,819
Jan 2027 0 40,510 40,510
Feb 2027 0 40,202 40,202
Mar 2027 0 39,894 39,894
Apr 2027 0 39,585 39,585
May 2027 0 39,277 39,277
Jun 2027 0 38,969 38,969
Jul 2027 0 38,660 38,660
Aug 2027 0 38,352 38,352
Sep 2027 0 38,044 38,044
End Of Year 8
Oct 2027 0 35,182 35,182
Nov 2027 0 34,873 34,873
Dec 2027 0 34,565 34,565
Jan 2028 0 34,257 34,257
Feb 2028 0 33,948 33,948
Mar 2028 0 33,640 33,640
Apr 2028 0 33,332 33,332
May 2028 0 33,023 33,023
Jun 2028 0 32,715 32,715
Jul 2028 0 32,407 32,407
Aug 2028 0 32,098 32,098
Sep 2028 0 31,790 31,790
End Of Year 9
Oct 2028 0 28,928 28,928
Nov 2028 0 28,620 28,620
Dec 2028 0 28,312 28,312
Jan 2029 0 28,003 28,003
Feb 2029 0 27,695 27,695
Mar 2029 0 27,387 27,387
Apr 2029 0 27,078 27,078
May 2029 0 26,770 26,770
Jun 2029 0 26,462 26,462
Jul 2029 0 26,153 26,153
Aug 2029 0 25,845 25,845
Sep 2029 0 25,537 25,537
End Of Year 10

(Optional) Choose another car to Calculate

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.