Kia Cerato EX 1.6 (A) New Car Loan Calculator Singapore

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Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount	Dereg Value	Cash Position
Sep	2022	108,240	90,109	-706
Oct	2022	106,935	89,442	-484
Nov	2022	105,631	88,775	-256
Dec	2022	104,327	88,109	-24
Jan	2023	103,023	87,442	214
Feb	2023	101,719	86,775	457
Mar	2023	100,415	86,109	704
Apr	2023	99,111	85,442	957
May	2023	97,807	84,775	1,214
Jun	2023	96,503	84,109	1,477
Jul	2023	95,199	83,442	1,744
Aug	2023	93,895	82,775	2,017
End Of Year 1
Sep	2023	92,590	82,109	2,294
Oct	2023	91,286	81,442	2,577
Nov	2023	89,982	80,775	2,864
Dec	2023	88,678	80,109	3,157
Jan	2024	87,374	79,442	3,454
Feb	2024	86,070	78,775	3,757
Mar	2024	84,766	78,109	4,064
Apr	2024	83,462	77,442	4,377
May	2024	82,158	76,775	4,694
Jun	2024	80,854	76,109	5,017
Jul	2024	79,550	75,442	5,345
Aug	2024	78,245	74,775	5,677
End Of Year 2
Sep	2024	76,941	74,109	6,015
Oct	2024	75,637	73,442	6,357
Nov	2024	74,333	72,775	6,705
Dec	2024	73,029	72,109	7,057
Jan	2025	71,725	71,442	7,415
Feb	2025	70,421	70,775	7,777
Mar	2025	69,117	70,109	8,145
Apr	2025	67,813	69,442	8,517
May	2025	66,509	68,775	8,895
Jun	2025	65,205	68,109	9,277
Jul	2025	63,900	67,442	9,665
Aug	2025	62,596	66,775	10,057
End Of Year 3
Sep	2025	61,292	66,109	10,455
Oct	2025	59,988	65,442	10,857
Nov	2025	58,684	64,775	11,265
Dec	2025	57,380	64,109	11,677
Jan	2026	56,076	63,442	12,095
Feb	2026	54,772	62,775	12,517
Mar	2026	53,468	62,109	12,945
Apr	2026	52,164	61,442	13,377
May	2026	50,860	60,775	13,815
Jun	2026	49,555	60,109	14,257
Jul	2026	48,251	59,442	14,704
Aug	2026	46,947	58,775	15,157
End Of Year 4
Sep	2026	45,643	58,109	15,614
Oct	2026	44,339	57,442	16,077
Nov	2026	43,035	56,775	16,544
Dec	2026	41,731	56,109	17,017
Jan	2027	40,427	55,442	17,494
Feb	2027	39,123	54,775	17,977
Mar	2027	37,819	54,109	18,464
Apr	2027	36,515	53,442	18,957
May	2027	35,210	52,775	19,454
Jun	2027	33,906	52,109	19,957
Jul	2027	32,602	51,442	20,464
Aug	2027	31,298	50,775	20,977
End Of Year 5
Sep	2027	29,994	49,390	20,776
Oct	2027	28,690	48,724	21,298
Nov	2027	27,386	48,057	21,826
Dec	2027	26,082	47,390	22,358
Jan	2028	24,778	46,724	22,896
Feb	2028	23,474	46,057	23,438
Mar	2028	22,170	45,390	23,985
Apr	2028	20,865	44,724	24,538
May	2028	19,561	44,057	25,095
Jun	2028	18,257	43,390	25,658
Jul	2028	16,953	42,724	26,225
Aug	2028	15,649	42,057	26,798
End Of Year 6
Sep	2028	14,345	40,672	26,657
Oct	2028	13,041	40,005	27,239
Nov	2028	11,737	39,339	27,827
Dec	2028	10,433	38,672	28,419
Jan	2029	9,129	38,005	29,017
Feb	2029	7,825	37,339	29,619
Mar	2029	6,520	36,672	30,226
Apr	2029	5,216	36,005	30,839
May	2029	3,912	35,339	31,456
Jun	2029	2,608	34,672	32,079
Jul	2029	1,304	34,005	32,706
Aug	2029	0	33,339	33,339
End Of Year 7
Sep	2029	0	31,954	31,954
Oct	2029	0	31,287	31,287
Nov	2029	0	30,620	30,620
Dec	2029	0	29,954	29,954
Jan	2030	0	29,287	29,287
Feb	2030	0	28,620	28,620
Mar	2030	0	27,954	27,954
Apr	2030	0	27,287	27,287
May	2030	0	26,620	26,620
Jun	2030	0	25,954	25,954
Jul	2030	0	25,287	25,287
Aug	2030	0	24,620	24,620
End Of Year 8
Sep	2030	0	23,235	23,235
Oct	2030	0	22,569	22,569
Nov	2030	0	21,902	21,902
Dec	2030	0	21,235	21,235
Jan	2031	0	20,569	20,569
Feb	2031	0	19,902	19,902
Mar	2031	0	19,235	19,235
Apr	2031	0	18,569	18,569
May	2031	0	17,902	17,902
Jun	2031	0	17,235	17,235
Jul	2031	0	16,569	16,569
Aug	2031	0	15,902	15,902
End Of Year 9
Sep	2031	0	14,517	14,517
Oct	2031	0	13,850	13,850
Nov	2031	0	13,184	13,184
Dec	2031	0	12,517	12,517
Jan	2032	0	11,850	11,850
Feb	2032	0	11,184	11,184
Mar	2032	0	10,517	10,517
Apr	2032	0	9,850	9,850
May	2032	0	9,184	9,184
Jun	2032	0	8,517	8,517
Jul	2032	0	7,850	7,850
Aug	2032	0	7,184	7,184
End Of Year 10

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far	Outstanding Loan	Interest Rebate	Loan Redemption Amount	PARF Rebate	COE Rebate	Dereg Value	Cash Position	Remarks
1.	Sep	2022	40,604	108,240	17,425	-90,815	10,775	79,333	90,109	-706
2.	Oct	2022	41,908	106,935	17,010	-89,926	10,775	78,667	89,442	-484
3.	Nov	2022	43,212	105,631	16,600	-89,031	10,775	78,000	88,775	-256
4.	Dec	2022	44,516	104,327	16,195	-88,132	10,775	77,333	88,109	-24
5.	Jan	2023	45,820	103,023	15,795	-87,228	10,775	76,667	87,442	214	Break Even
6.	Feb	2023	47,125	101,719	15,400	-86,319	10,775	76,000	86,775	457
7.	Mar	2023	48,429	100,415	15,010	-85,405	10,775	75,333	86,109	704
8.	Apr	2023	49,733	99,111	14,626	-84,485	10,775	74,667	85,442	957
9.	May	2023	51,037	97,807	14,246	-83,561	10,775	74,000	84,775	1,214
10.	Jun	2023	52,341	96,503	13,871	-82,632	10,775	73,333	84,109	1,477
11.	Jul	2023	53,645	95,199	13,501	-81,698	10,775	72,667	83,442	1,744
12.	Aug	2023	54,949	93,895	13,136	-80,758	10,775	72,000	82,775	2,017
End Of Year 1
13.	Sep	2023	56,253	92,590	12,776	-79,814	10,775	71,333	82,109	2,294
14.	Oct	2023	57,557	91,286	12,421	-78,865	10,775	70,667	81,442	2,577
15.	Nov	2023	58,861	89,982	12,071	-77,911	10,775	70,000	80,775	2,864
16.	Dec	2023	60,165	88,678	11,726	-76,952	10,775	69,333	80,109	3,157
17.	Jan	2024	61,470	87,374	11,387	-75,988	10,775	68,667	79,442	3,454
18.	Feb	2024	62,774	86,070	11,052	-75,018	10,775	68,000	78,775	3,757
19.	Mar	2024	64,078	84,766	10,722	-74,044	10,775	67,333	78,109	4,064
20.	Apr	2024	65,382	83,462	10,397	-73,065	10,775	66,667	77,442	4,377
21.	May	2024	66,686	82,158	10,077	-72,081	10,775	66,000	76,775	4,694
22.	Jun	2024	67,990	80,854	9,762	-71,092	10,775	65,333	76,109	5,017
23.	Jul	2024	69,294	79,550	9,452	-70,097	10,775	64,667	75,442	5,345
24.	Aug	2024	70,598	78,245	9,147	-69,098	10,775	64,000	74,775	5,677
End Of Year 2
25.	Sep	2024	71,902	76,941	8,847	-68,094	10,775	63,333	74,109	6,015
26.	Oct	2024	73,206	75,637	8,552	-67,085	10,775	62,667	73,442	6,357
27.	Nov	2024	74,510	74,333	8,263	-66,071	10,775	62,000	72,775	6,705
28.	Dec	2024	75,815	73,029	7,978	-65,051	10,775	61,333	72,109	7,057
29.	Jan	2025	77,119	71,725	7,698	-64,027	10,775	60,667	71,442	7,415
30.	Feb	2025	78,423	70,421	7,423	-62,998	10,775	60,000	70,775	7,777
31.	Mar	2025	79,727	69,117	7,153	-61,964	10,775	59,333	70,109	8,145
32.	Apr	2025	81,031	67,813	6,888	-60,925	10,775	58,667	69,442	8,517
33.	May	2025	82,335	66,509	6,628	-59,881	10,775	58,000	68,775	8,895
34.	Jun	2025	83,639	65,205	6,373	-58,831	10,775	57,333	68,109	9,277
35.	Jul	2025	84,943	63,900	6,123	-57,777	10,775	56,667	67,442	9,665
36.	Aug	2025	86,247	62,596	5,878	-56,718	10,775	56,000	66,775	10,057
End Of Year 3
37.	Sep	2025	87,551	61,292	5,638	-55,654	10,775	55,333	66,109	10,455
38.	Oct	2025	88,855	59,988	5,403	-54,585	10,775	54,667	65,442	10,857
39.	Nov	2025	90,160	58,684	5,173	-53,511	10,775	54,000	64,775	11,265
40.	Dec	2025	91,464	57,380	4,949	-52,431	10,775	53,333	64,109	11,677
41.	Jan	2026	92,768	56,076	4,729	-51,347	10,775	52,667	63,442	12,095
42.	Feb	2026	94,072	54,772	4,514	-50,258	10,775	52,000	62,775	12,517
43.	Mar	2026	95,376	53,468	4,304	-49,164	10,775	51,333	62,109	12,945
44.	Apr	2026	96,680	52,164	4,099	-48,065	10,775	50,667	61,442	13,377
45.	May	2026	97,984	50,860	3,899	-46,961	10,775	50,000	60,775	13,815
46.	Jun	2026	99,288	49,555	3,704	-45,852	10,775	49,333	60,109	14,257
47.	Jul	2026	100,592	48,251	3,514	-44,737	10,775	48,667	59,442	14,704
48.	Aug	2026	101,896	46,947	3,329	-43,618	10,775	48,000	58,775	15,157
End Of Year 4
49.	Sep	2026	103,200	45,643	3,149	-42,494	10,775	47,333	58,109	15,614
50.	Oct	2026	104,505	44,339	2,974	-41,365	10,775	46,667	57,442	16,077
51.	Nov	2026	105,809	43,035	2,804	-40,231	10,775	46,000	56,775	16,544
52.	Dec	2026	107,113	41,731	2,639	-39,092	10,775	45,333	56,109	17,017
53.	Jan	2027	108,417	40,427	2,479	-37,948	10,775	44,667	55,442	17,494
54.	Feb	2027	109,721	39,123	2,324	-36,798	10,775	44,000	54,775	17,977
55.	Mar	2027	111,025	37,819	2,174	-35,644	10,775	43,333	54,109	18,464
56.	Apr	2027	112,329	36,515	2,029	-34,485	10,775	42,667	53,442	18,957
57.	May	2027	113,633	35,210	1,889	-33,321	10,775	42,000	52,775	19,454
58.	Jun	2027	114,937	33,906	1,754	-32,152	10,775	41,333	52,109	19,957
59.	Jul	2027	116,241	32,602	1,625	-30,978	10,775	40,667	51,442	20,464
60.	Aug	2027	117,545	31,298	1,500	-29,799	10,775	40,000	50,775	20,977
End Of Year 5
61.	Sep	2027	118,850	29,994	1,380	-28,615	10,057	39,333	49,390	20,776
62.	Oct	2027	120,154	28,690	1,265	-27,425	10,057	38,667	48,724	21,298
63.	Nov	2027	121,458	27,386	1,155	-26,231	10,057	38,000	48,057	21,826
64.	Dec	2027	122,762	26,082	1,050	-25,032	10,057	37,333	47,390	22,358
65.	Jan	2028	124,066	24,778	950	-23,828	10,057	36,667	46,724	22,896
66.	Feb	2028	125,370	23,474	855	-22,619	10,057	36,000	46,057	23,438
67.	Mar	2028	126,674	22,170	765	-21,405	10,057	35,333	45,390	23,985
68.	Apr	2028	127,978	20,865	680	-20,186	10,057	34,667	44,724	24,538
69.	May	2028	129,282	19,561	600	-18,962	10,057	34,000	44,057	25,095
70.	Jun	2028	130,586	18,257	525	-17,732	10,057	33,333	43,390	25,658
71.	Jul	2028	131,890	16,953	455	-16,498	10,057	32,667	42,724	26,225
72.	Aug	2028	133,195	15,649	390	-15,259	10,057	32,000	42,057	26,798
End Of Year 6
73.	Sep	2028	134,499	14,345	330	-14,015	9,339	31,333	40,672	26,657
74.	Oct	2028	135,803	13,041	275	-12,766	9,339	30,667	40,005	27,239
75.	Nov	2028	137,107	11,737	225	-11,512	9,339	30,000	39,339	27,827
76.	Dec	2028	138,411	10,433	180	-10,253	9,339	29,333	38,672	28,419
77.	Jan	2029	139,715	9,129	140	-8,989	9,339	28,667	38,005	29,017
78.	Feb	2029	141,019	7,825	105	-7,720	9,339	28,000	37,339	29,619
79.	Mar	2029	142,323	6,520	75	-6,445	9,339	27,333	36,672	30,226
80.	Apr	2029	143,627	5,216	50	-5,166	9,339	26,667	36,005	30,839
81.	May	2029	144,931	3,912	30	-3,882	9,339	26,000	35,339	31,456
82.	Jun	2029	146,235	2,608	15	-2,593	9,339	25,333	34,672	32,079
83.	Jul	2029	147,540	1,304	5	-1,299	9,339	24,667	34,005	32,706
84.	Aug	2029	148,844	0	0	0	9,339	24,000	33,339	33,339	Loan Fully Paid
End Of Year 7
85.	Sep	2029	148,844	0	0	0	8,620	23,333	31,954	31,954
86.	Oct	2029	148,844	0	0	0	8,620	22,667	31,287	31,287
87.	Nov	2029	148,844	0	0	0	8,620	22,000	30,620	30,620
88.	Dec	2029	148,844	0	0	0	8,620	21,333	29,954	29,954
89.	Jan	2030	148,844	0	0	0	8,620	20,667	29,287	29,287
90.	Feb	2030	148,844	0	0	0	8,620	20,000	28,620	28,620
91.	Mar	2030	148,844	0	0	0	8,620	19,333	27,954	27,954
92.	Apr	2030	148,844	0	0	0	8,620	18,667	27,287	27,287
93.	May	2030	148,844	0	0	0	8,620	18,000	26,620	26,620
94.	Jun	2030	148,844	0	0	0	8,620	17,333	25,954	25,954
95.	Jul	2030	148,844	0	0	0	8,620	16,667	25,287	25,287
96.	Aug	2030	148,844	0	0	0	8,620	16,000	24,620	24,620
End Of Year 8
97.	Sep	2030	148,844	0	0	0	7,902	15,333	23,235	23,235
98.	Oct	2030	148,844	0	0	0	7,902	14,667	22,569	22,569
99.	Nov	2030	148,844	0	0	0	7,902	14,000	21,902	21,902
100.	Dec	2030	148,844	0	0	0	7,902	13,333	21,235	21,235
101.	Jan	2031	148,844	0	0	0	7,902	12,667	20,569	20,569
102.	Feb	2031	148,844	0	0	0	7,902	12,000	19,902	19,902
103.	Mar	2031	148,844	0	0	0	7,902	11,333	19,235	19,235
104.	Apr	2031	148,844	0	0	0	7,902	10,667	18,569	18,569
105.	May	2031	148,844	0	0	0	7,902	10,000	17,902	17,902
106.	Jun	2031	148,844	0	0	0	7,902	9,333	17,235	17,235
107.	Jul	2031	148,844	0	0	0	7,902	8,667	16,569	16,569
108.	Aug	2031	148,844	0	0	0	7,902	8,000	15,902	15,902
End Of Year 9
109.	Sep	2031	148,844	0	0	0	7,184	7,333	14,517	14,517
110.	Oct	2031	148,844	0	0	0	7,184	6,667	13,850	13,850
111.	Nov	2031	148,844	0	0	0	7,184	6,000	13,184	13,184
112.	Dec	2031	148,844	0	0	0	7,184	5,333	12,517	12,517
113.	Jan	2032	148,844	0	0	0	7,184	4,667	11,850	11,850
114.	Feb	2032	148,844	0	0	0	7,184	4,000	11,184	11,184
115.	Mar	2032	148,844	0	0	0	7,184	3,333	10,517	10,517
116.	Apr	2032	148,844	0	0	0	7,184	2,667	9,850	9,850
117.	May	2032	148,844	0	0	0	7,184	2,000	9,184	9,184
118.	Jun	2032	148,844	0	0	0	7,184	1,333	8,517	8,517
119.	Jul	2032	148,844	0	0	0	7,184	667	7,850	7,850
120.	Aug	2032	148,844	0	0	0	7,184	0	7,184	7,184
End Of Year 10

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				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Sep	2022	40,604	108,240	17,425	-90,815	10,775	79,333	90,109	-706
2.	Oct	2022	41,908	106,935	17,010	-89,926	10,775	78,667	89,442	-484
3.	Nov	2022	43,212	105,631	16,600	-89,031	10,775	78,000	88,775	-256
4.	Dec	2022	44,516	104,327	16,195	-88,132	10,775	77,333	88,109	-24
5.	Jan	2023	45,820	103,023	15,795	-87,228	10,775	76,667	87,442	214	Break Even
6.	Feb	2023	47,125	101,719	15,400	-86,319	10,775	76,000	86,775	457
7.	Mar	2023	48,429	100,415	15,010	-85,405	10,775	75,333	86,109	704
8.	Apr	2023	49,733	99,111	14,626	-84,485	10,775	74,667	85,442	957
9.	May	2023	51,037	97,807	14,246	-83,561	10,775	74,000	84,775	1,214
10.	Jun	2023	52,341	96,503	13,871	-82,632	10,775	73,333	84,109	1,477
11.	Jul	2023	53,645	95,199	13,501	-81,698	10,775	72,667	83,442	1,744
12.	Aug	2023	54,949	93,895	13,136	-80,758	10,775	72,000	82,775	2,017
End Of Year 1
13.	Sep	2023	56,253	92,590	12,776	-79,814	10,775	71,333	82,109	2,294
14.	Oct	2023	57,557	91,286	12,421	-78,865	10,775	70,667	81,442	2,577
15.	Nov	2023	58,861	89,982	12,071	-77,911	10,775	70,000	80,775	2,864
16.	Dec	2023	60,165	88,678	11,726	-76,952	10,775	69,333	80,109	3,157
17.	Jan	2024	61,470	87,374	11,387	-75,988	10,775	68,667	79,442	3,454
18.	Feb	2024	62,774	86,070	11,052	-75,018	10,775	68,000	78,775	3,757
19.	Mar	2024	64,078	84,766	10,722	-74,044	10,775	67,333	78,109	4,064
20.	Apr	2024	65,382	83,462	10,397	-73,065	10,775	66,667	77,442	4,377
21.	May	2024	66,686	82,158	10,077	-72,081	10,775	66,000	76,775	4,694
22.	Jun	2024	67,990	80,854	9,762	-71,092	10,775	65,333	76,109	5,017
23.	Jul	2024	69,294	79,550	9,452	-70,097	10,775	64,667	75,442	5,345
24.	Aug	2024	70,598	78,245	9,147	-69,098	10,775	64,000	74,775	5,677
End Of Year 2
25.	Sep	2024	71,902	76,941	8,847	-68,094	10,775	63,333	74,109	6,015
26.	Oct	2024	73,206	75,637	8,552	-67,085	10,775	62,667	73,442	6,357
27.	Nov	2024	74,510	74,333	8,263	-66,071	10,775	62,000	72,775	6,705
28.	Dec	2024	75,815	73,029	7,978	-65,051	10,775	61,333	72,109	7,057
29.	Jan	2025	77,119	71,725	7,698	-64,027	10,775	60,667	71,442	7,415
30.	Feb	2025	78,423	70,421	7,423	-62,998	10,775	60,000	70,775	7,777
31.	Mar	2025	79,727	69,117	7,153	-61,964	10,775	59,333	70,109	8,145
32.	Apr	2025	81,031	67,813	6,888	-60,925	10,775	58,667	69,442	8,517
33.	May	2025	82,335	66,509	6,628	-59,881	10,775	58,000	68,775	8,895
34.	Jun	2025	83,639	65,205	6,373	-58,831	10,775	57,333	68,109	9,277
35.	Jul	2025	84,943	63,900	6,123	-57,777	10,775	56,667	67,442	9,665
36.	Aug	2025	86,247	62,596	5,878	-56,718	10,775	56,000	66,775	10,057
End Of Year 3
37.	Sep	2025	87,551	61,292	5,638	-55,654	10,775	55,333	66,109	10,455
38.	Oct	2025	88,855	59,988	5,403	-54,585	10,775	54,667	65,442	10,857
39.	Nov	2025	90,160	58,684	5,173	-53,511	10,775	54,000	64,775	11,265
40.	Dec	2025	91,464	57,380	4,949	-52,431	10,775	53,333	64,109	11,677
41.	Jan	2026	92,768	56,076	4,729	-51,347	10,775	52,667	63,442	12,095
42.	Feb	2026	94,072	54,772	4,514	-50,258	10,775	52,000	62,775	12,517
43.	Mar	2026	95,376	53,468	4,304	-49,164	10,775	51,333	62,109	12,945
44.	Apr	2026	96,680	52,164	4,099	-48,065	10,775	50,667	61,442	13,377
45.	May	2026	97,984	50,860	3,899	-46,961	10,775	50,000	60,775	13,815
46.	Jun	2026	99,288	49,555	3,704	-45,852	10,775	49,333	60,109	14,257
47.	Jul	2026	100,592	48,251	3,514	-44,737	10,775	48,667	59,442	14,704
48.	Aug	2026	101,896	46,947	3,329	-43,618	10,775	48,000	58,775	15,157
End Of Year 4
49.	Sep	2026	103,200	45,643	3,149	-42,494	10,775	47,333	58,109	15,614
50.	Oct	2026	104,505	44,339	2,974	-41,365	10,775	46,667	57,442	16,077
51.	Nov	2026	105,809	43,035	2,804	-40,231	10,775	46,000	56,775	16,544
52.	Dec	2026	107,113	41,731	2,639	-39,092	10,775	45,333	56,109	17,017
53.	Jan	2027	108,417	40,427	2,479	-37,948	10,775	44,667	55,442	17,494
54.	Feb	2027	109,721	39,123	2,324	-36,798	10,775	44,000	54,775	17,977
55.	Mar	2027	111,025	37,819	2,174	-35,644	10,775	43,333	54,109	18,464
56.	Apr	2027	112,329	36,515	2,029	-34,485	10,775	42,667	53,442	18,957
57.	May	2027	113,633	35,210	1,889	-33,321	10,775	42,000	52,775	19,454
58.	Jun	2027	114,937	33,906	1,754	-32,152	10,775	41,333	52,109	19,957
59.	Jul	2027	116,241	32,602	1,625	-30,978	10,775	40,667	51,442	20,464
60.	Aug	2027	117,545	31,298	1,500	-29,799	10,775	40,000	50,775	20,977
End Of Year 5
61.	Sep	2027	118,850	29,994	1,380	-28,615	10,057	39,333	49,390	20,776
62.	Oct	2027	120,154	28,690	1,265	-27,425	10,057	38,667	48,724	21,298
63.	Nov	2027	121,458	27,386	1,155	-26,231	10,057	38,000	48,057	21,826
64.	Dec	2027	122,762	26,082	1,050	-25,032	10,057	37,333	47,390	22,358
65.	Jan	2028	124,066	24,778	950	-23,828	10,057	36,667	46,724	22,896
66.	Feb	2028	125,370	23,474	855	-22,619	10,057	36,000	46,057	23,438
67.	Mar	2028	126,674	22,170	765	-21,405	10,057	35,333	45,390	23,985
68.	Apr	2028	127,978	20,865	680	-20,186	10,057	34,667	44,724	24,538
69.	May	2028	129,282	19,561	600	-18,962	10,057	34,000	44,057	25,095
70.	Jun	2028	130,586	18,257	525	-17,732	10,057	33,333	43,390	25,658
71.	Jul	2028	131,890	16,953	455	-16,498	10,057	32,667	42,724	26,225
72.	Aug	2028	133,195	15,649	390	-15,259	10,057	32,000	42,057	26,798
End Of Year 6
73.	Sep	2028	134,499	14,345	330	-14,015	9,339	31,333	40,672	26,657
74.	Oct	2028	135,803	13,041	275	-12,766	9,339	30,667	40,005	27,239
75.	Nov	2028	137,107	11,737	225	-11,512	9,339	30,000	39,339	27,827
76.	Dec	2028	138,411	10,433	180	-10,253	9,339	29,333	38,672	28,419
77.	Jan	2029	139,715	9,129	140	-8,989	9,339	28,667	38,005	29,017
78.	Feb	2029	141,019	7,825	105	-7,720	9,339	28,000	37,339	29,619
79.	Mar	2029	142,323	6,520	75	-6,445	9,339	27,333	36,672	30,226
80.	Apr	2029	143,627	5,216	50	-5,166	9,339	26,667	36,005	30,839
81.	May	2029	144,931	3,912	30	-3,882	9,339	26,000	35,339	31,456
82.	Jun	2029	146,235	2,608	15	-2,593	9,339	25,333	34,672	32,079
83.	Jul	2029	147,540	1,304	5	-1,299	9,339	24,667	34,005	32,706
84.	Aug	2029	148,844	0	0	0	9,339	24,000	33,339	33,339	Loan Fully Paid
End Of Year 7
85.	Sep	2029	148,844	0	0	0	8,620	23,333	31,954	31,954
86.	Oct	2029	148,844	0	0	0	8,620	22,667	31,287	31,287
87.	Nov	2029	148,844	0	0	0	8,620	22,000	30,620	30,620
88.	Dec	2029	148,844	0	0	0	8,620	21,333	29,954	29,954
89.	Jan	2030	148,844	0	0	0	8,620	20,667	29,287	29,287
90.	Feb	2030	148,844	0	0	0	8,620	20,000	28,620	28,620
91.	Mar	2030	148,844	0	0	0	8,620	19,333	27,954	27,954
92.	Apr	2030	148,844	0	0	0	8,620	18,667	27,287	27,287
93.	May	2030	148,844	0	0	0	8,620	18,000	26,620	26,620
94.	Jun	2030	148,844	0	0	0	8,620	17,333	25,954	25,954
95.	Jul	2030	148,844	0	0	0	8,620	16,667	25,287	25,287
96.	Aug	2030	148,844	0	0	0	8,620	16,000	24,620	24,620
End Of Year 8
97.	Sep	2030	148,844	0	0	0	7,902	15,333	23,235	23,235
98.	Oct	2030	148,844	0	0	0	7,902	14,667	22,569	22,569
99.	Nov	2030	148,844	0	0	0	7,902	14,000	21,902	21,902
100.	Dec	2030	148,844	0	0	0	7,902	13,333	21,235	21,235
101.	Jan	2031	148,844	0	0	0	7,902	12,667	20,569	20,569
102.	Feb	2031	148,844	0	0	0	7,902	12,000	19,902	19,902
103.	Mar	2031	148,844	0	0	0	7,902	11,333	19,235	19,235
104.	Apr	2031	148,844	0	0	0	7,902	10,667	18,569	18,569
105.	May	2031	148,844	0	0	0	7,902	10,000	17,902	17,902
106.	Jun	2031	148,844	0	0	0	7,902	9,333	17,235	17,235
107.	Jul	2031	148,844	0	0	0	7,902	8,667	16,569	16,569
108.	Aug	2031	148,844	0	0	0	7,902	8,000	15,902	15,902
End Of Year 9
109.	Sep	2031	148,844	0	0	0	7,184	7,333	14,517	14,517
110.	Oct	2031	148,844	0	0	0	7,184	6,667	13,850	13,850
111.	Nov	2031	148,844	0	0	0	7,184	6,000	13,184	13,184
112.	Dec	2031	148,844	0	0	0	7,184	5,333	12,517	12,517
113.	Jan	2032	148,844	0	0	0	7,184	4,667	11,850	11,850
114.	Feb	2032	148,844	0	0	0	7,184	4,000	11,184	11,184
115.	Mar	2032	148,844	0	0	0	7,184	3,333	10,517	10,517
116.	Apr	2032	148,844	0	0	0	7,184	2,667	9,850	9,850
117.	May	2032	148,844	0	0	0	7,184	2,000	9,184	9,184
118.	Jun	2032	148,844	0	0	0	7,184	1,333	8,517	8,517
119.	Jul	2032	148,844	0	0	0	7,184	667	7,850	7,850
120.	Aug	2032	148,844	0	0	0	7,184	0	7,184	7,184
End Of Year 10

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$130,999 Includes VES (4 Aug 2022)
Latest OMV:	$14,367
VES:	NEUTRAL (B)
Engine Cap:	1591 cc
Power:	130Bhp @ 6300rpm
Torque:	155Nm @ 4850rpm
Type:	Sedan
Euro NCAP:	N.A
User Ratings:	N.A

Bands	CO₂ (g/km)	HC (g/km)	CO (g/km)	NO₂ (g/km)	Rebate surcharge(-/+) for cars($)
A1	< 90	< 0.020	< 0.150	< 0.007	- 20,000
A2	90 < < 125	0.020 < < 0.036	0.150 < < 0.190	0.007 < < 0.013	- 10,000
B	125 < < 160	0.036 < < 0.052	0.190 < < 0.270	0.013 < < 0.024	0
C1	160 < < 185	0.052 < < 0.075	0.270 < < 0.350	0.024 < < 0.030	+ 10,000
C2	> 185	> 0.075	> 0.350	> 0.030	+ 20,000

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CAT A:	$80,000	1,101
CAT B:	$107,001	3,002
CAT C:	$56,089	1,200
CAT E:	$113,000	1,001

August 2022 - Round 1

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