Volkswagen Golf Variant 1.4 R-Line (A)    Updated Loan Calculator

Volkswagen Golf Variant 1.4 R-Line (A)
This car is no longer available in the market.
Latest OMV: $29,385
VES: NEUTRAL (B)
Engine Cap: 1395 cc Turbocharged
Power: 123Bhp @ 5000rpm
Torque: 200Nm @ 1400rpm
Type: Wagon
Euro NCAP: N.A
User Ratings: N.A

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$143,400
Includes VES
NEUTRAL (B) Information
Down Payment
$57,360 (40% of Car Price)
Monthly Installment
$1,224 for 7 years (84 months) Information

Loan Details

Total Loan
$86,040 Information
Total Interest
$16,743 Information
Total Sum Paid
$102,783 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$12,871 Information
COE
$74,989 Information
VES
NEUTRAL (B) Information
ARF Paid
$33,139 Information
PARF Rebate
You get back $16,570 at the end of 10th year (PARF Rebate) Information
Road Tax
$623 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2022 101,560 99,218 14,008
Sep 2022 100,336 98,593 14,217
Oct 2022 99,113 97,969 14,432
Nov 2022 97,889 97,344 14,650
Dec 2022 96,665 96,719 14,874
Jan 2023 95,442 96,094 15,102
Feb 2023 94,218 95,469 15,335
Mar 2023 92,994 94,844 15,573
Apr 2023 91,771 94,219 15,815
May 2023 90,547 93,594 16,062
Jun 2023 89,324 92,969 16,313
Jul 2023 88,100 92,344 16,570
End Of Year 1
Aug 2023 86,876 91,719 16,831
Sep 2023 85,653 91,095 17,096
Oct 2023 84,429 90,470 17,367
Nov 2023 83,206 89,845 17,642
Dec 2023 81,982 89,220 17,922
Jan 2024 80,758 88,595 18,206
Feb 2024 79,535 87,970 18,495
Mar 2024 78,311 87,345 18,789
Apr 2024 77,088 86,720 19,088
May 2024 75,864 86,095 19,391
Jun 2024 74,640 85,470 19,699
Jul 2024 73,417 84,845 20,011
End Of Year 2
Aug 2024 72,193 84,221 20,329
Sep 2024 70,969 83,596 20,651
Oct 2024 69,746 82,971 20,977
Nov 2024 68,522 82,346 21,309
Dec 2024 67,299 81,721 21,645
Jan 2025 66,075 81,096 21,986
Feb 2025 64,851 80,471 22,331
Mar 2025 63,628 79,846 22,681
Apr 2025 62,404 79,221 23,036
May 2025 61,181 78,596 23,396
Jun 2025 59,957 77,971 23,760
Jul 2025 58,733 77,347 24,129
End Of Year 3
Aug 2025 57,510 76,722 24,502
Sep 2025 56,286 76,097 24,881
Oct 2025 55,063 75,472 25,263
Nov 2025 53,839 74,847 25,651
Dec 2025 52,615 74,222 26,043
Jan 2026 51,392 73,597 26,440
Feb 2026 50,168 72,972 26,842
Mar 2026 48,944 72,347 27,249
Apr 2026 47,721 71,722 27,660
May 2026 46,497 71,097 28,076
Jun 2026 45,274 70,473 28,496
Jul 2026 44,050 69,848 28,921
End Of Year 4
Aug 2026 42,826 69,223 29,351
Sep 2026 41,603 68,598 29,786
Oct 2026 40,379 67,973 30,225
Nov 2026 39,156 67,348 30,669
Dec 2026 37,932 66,723 31,117
Jan 2027 36,708 66,098 31,571
Feb 2027 35,485 65,473 32,029
Mar 2027 34,261 64,848 32,491
Apr 2027 33,038 64,223 32,959
May 2027 31,814 63,599 33,431
Jun 2027 30,590 62,974 33,908
Jul 2027 29,367 62,349 34,389
End Of Year 5
Aug 2027 28,143 60,067 33,218
Sep 2027 26,919 59,442 33,709
Oct 2027 25,696 58,817 34,205
Nov 2027 24,472 58,192 34,705
Dec 2027 23,249 57,567 35,210
Jan 2028 22,025 56,942 35,719
Feb 2028 20,801 56,317 36,234
Mar 2028 19,578 55,693 36,753
Apr 2028 18,354 55,068 37,276
May 2028 17,131 54,443 37,805
Jun 2028 15,907 53,818 38,338
Jul 2028 14,683 53,193 38,875
End Of Year 6
Aug 2028 13,460 50,911 37,761
Sep 2028 12,236 50,286 38,308
Oct 2028 11,013 49,661 38,860
Nov 2028 9,789 49,036 39,416
Dec 2028 8,565 48,411 39,977
Jan 2029 7,342 47,787 40,543
Feb 2029 6,118 47,162 41,114
Mar 2029 4,894 46,537 41,689
Apr 2029 3,671 45,912 42,269
May 2029 2,447 45,287 42,854
Jun 2029 1,224 44,662 43,443
Jul 2029 0 44,037 44,037
End Of Year 7
Aug 2029 0 41,755 41,755
Sep 2029 0 41,130 41,130
Oct 2029 0 40,505 40,505
Nov 2029 0 39,880 39,880
Dec 2029 0 39,256 39,256
Jan 2030 0 38,631 38,631
Feb 2030 0 38,006 38,006
Mar 2030 0 37,381 37,381
Apr 2030 0 36,756 36,756
May 2030 0 36,131 36,131
Jun 2030 0 35,506 35,506
Jul 2030 0 34,881 34,881
End Of Year 8
Aug 2030 0 32,599 32,599
Sep 2030 0 31,974 31,974
Oct 2030 0 31,350 31,350
Nov 2030 0 30,725 30,725
Dec 2030 0 30,100 30,100
Jan 2031 0 29,475 29,475
Feb 2031 0 28,850 28,850
Mar 2031 0 28,225 28,225
Apr 2031 0 27,600 27,600
May 2031 0 26,975 26,975
Jun 2031 0 26,350 26,350
Jul 2031 0 25,725 25,725
End Of Year 9
Aug 2031 0 23,443 23,443
Sep 2031 0 22,819 22,819
Oct 2031 0 22,194 22,194
Nov 2031 0 21,569 21,569
Dec 2031 0 20,944 20,944
Jan 2032 0 20,319 20,319
Feb 2032 0 19,694 19,694
Mar 2032 0 19,069 19,069
Apr 2032 0 18,444 18,444
May 2032 0 17,819 17,819
Jun 2032 0 17,194 17,194
Jul 2032 0 16,570 16,570
End Of Year 10

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