Volkswagen Golf Variant 1.4 R-Line (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $29,385
VES: NEUTRAL (B)
Engine Cap: 1395 cc Turbocharged
Power: 123Bhp @ 5000rpm
Torque: 200Nm @ 1400rpm
Type: Wagon
Euro NCAP: N.A
User Ratings: N.A

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New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$143,400
Includes VES
NEUTRAL (B) Information
Down Payment
$57,360 (40% of Car Price)
Monthly Installment
$1,224 for 7 years (84 months) Information

Loan Details

Total Loan
$86,040 Information
Total Interest
$16,743 Information
Total Sum Paid
$102,783 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$12,871 Information
COE
$57,599 Information
VES
NEUTRAL (B) Information
ARF Paid
$33,139 Information
PARF Rebate
You get back $16,570 at the end of 10th year (PARF Rebate) Information
Road Tax
$623 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Feb 2022 101,560 81,973 -3,237
Mar 2022 100,336 81,493 -2,883
Apr 2022 99,113 81,013 -2,524
May 2022 97,889 80,533 -2,160
Jun 2022 96,665 80,053 -1,792
Jul 2022 95,442 79,573 -1,418
Aug 2022 94,218 79,093 -1,041
Sep 2022 92,994 78,613 -658
Oct 2022 91,771 78,133 -271
Nov 2022 90,547 77,653 121
Dec 2022 89,324 77,173 517
Jan 2023 88,100 76,693 919
End Of Year 1
Feb 2023 86,876 76,213 1,325
Mar 2023 85,653 75,733 1,735
Apr 2023 84,429 75,253 2,151
May 2023 83,206 74,773 2,571
Jun 2023 81,982 74,293 2,995
Jul 2023 80,758 73,813 3,425
Aug 2023 79,535 73,333 3,859
Sep 2023 78,311 72,853 4,298
Oct 2023 77,088 72,373 4,741
Nov 2023 75,864 71,893 5,189
Dec 2023 74,640 71,413 5,642
Jan 2024 73,417 70,933 6,099
End Of Year 2
Feb 2024 72,193 70,453 6,562
Mar 2024 70,969 69,973 7,029
Apr 2024 69,746 69,493 7,500
May 2024 68,522 69,013 7,977
Jun 2024 67,299 68,533 8,457
Jul 2024 66,075 68,054 8,943
Aug 2024 64,851 67,574 9,434
Sep 2024 63,628 67,094 9,929
Oct 2024 62,404 66,614 10,428
Nov 2024 61,181 66,134 10,933
Dec 2024 59,957 65,654 11,442
Jan 2025 58,733 65,174 11,956
End Of Year 3
Feb 2025 57,510 64,694 12,474
Mar 2025 56,286 64,214 12,997
Apr 2025 55,063 63,734 13,525
May 2025 53,839 63,254 14,058
Jun 2025 52,615 62,774 14,595
Jul 2025 51,392 62,294 15,137
Aug 2025 50,168 61,814 15,684
Sep 2025 48,944 61,334 16,235
Oct 2025 47,721 60,854 16,791
Nov 2025 46,497 60,374 17,352
Dec 2025 45,274 59,894 17,917
Jan 2026 44,050 59,414 18,487
End Of Year 4
Feb 2026 42,826 58,934 19,062
Mar 2026 41,603 58,454 19,641
Apr 2026 40,379 57,974 20,226
May 2026 39,156 57,494 20,814
Jun 2026 37,932 57,014 21,408
Jul 2026 36,708 56,534 22,006
Aug 2026 35,485 56,054 22,609
Sep 2026 34,261 55,574 23,217
Oct 2026 33,038 55,094 23,829
Nov 2026 31,814 54,614 24,446
Dec 2026 30,590 54,134 25,068
Jan 2027 29,367 53,654 25,694
End Of Year 5
Feb 2027 28,143 51,517 24,668
Mar 2027 26,919 51,037 25,304
Apr 2027 25,696 50,557 25,944
May 2027 24,472 50,077 26,590
Jun 2027 23,249 49,597 27,239
Jul 2027 22,025 49,117 27,894
Aug 2027 20,801 48,637 28,553
Sep 2027 19,578 48,157 29,217
Oct 2027 18,354 47,677 29,886
Nov 2027 17,131 47,197 30,559
Dec 2027 15,907 46,717 31,237
Jan 2028 14,683 46,237 31,919
End Of Year 6
Feb 2028 13,460 44,100 30,950
Mar 2028 12,236 43,620 31,642
Apr 2028 11,013 43,140 32,339
May 2028 9,789 42,660 33,040
Jun 2028 8,565 42,180 33,746
Jul 2028 7,342 41,700 34,457
Aug 2028 6,118 41,220 35,172
Sep 2028 4,894 40,740 35,892
Oct 2028 3,671 40,260 36,617
Nov 2028 2,447 39,780 37,347
Dec 2028 1,224 39,300 38,081
Jan 2029 0 38,820 38,820
End Of Year 7
Feb 2029 0 36,683 36,683
Mar 2029 0 36,203 36,203
Apr 2029 0 35,723 35,723
May 2029 0 35,243 35,243
Jun 2029 0 34,763 34,763
Jul 2029 0 34,283 34,283
Aug 2029 0 33,803 33,803
Sep 2029 0 33,323 33,323
Oct 2029 0 32,843 32,843
Nov 2029 0 32,363 32,363
Dec 2029 0 31,883 31,883
Jan 2030 0 31,403 31,403
End Of Year 8
Feb 2030 0 29,266 29,266
Mar 2030 0 28,786 28,786
Apr 2030 0 28,306 28,306
May 2030 0 27,826 27,826
Jun 2030 0 27,346 27,346
Jul 2030 0 26,866 26,866
Aug 2030 0 26,386 26,386
Sep 2030 0 25,906 25,906
Oct 2030 0 25,426 25,426
Nov 2030 0 24,946 24,946
Dec 2030 0 24,466 24,466
Jan 2031 0 23,986 23,986
End Of Year 9
Feb 2031 0 21,849 21,849
Mar 2031 0 21,369 21,369
Apr 2031 0 20,889 20,889
May 2031 0 20,409 20,409
Jun 2031 0 19,929 19,929
Jul 2031 0 19,449 19,449
Aug 2031 0 18,969 18,969
Sep 2031 0 18,489 18,489
Oct 2031 0 18,009 18,009
Nov 2031 0 17,529 17,529
Dec 2031 0 17,049 17,049
Jan 2032 0 16,570 16,570
End Of Year 10

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