Nissan Sylphy 1.6 Lite Facelift (A) Authorised Dealer   Updated Loan Calculator

$90,888 Price Decrease
Includes VES (10 Sep 2020)
Latest OMV: $16,704
VES: NEUTRAL (B)
Engine Cap: 1598 cc
Power: 116Bhp @ 5600rpm
Torque: 154Nm @ 4000rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$90,888
Includes VES
NEUTRAL (B) Information
Down Payment
$27,267 (30% of Car Price)
Monthly Installment
$905 for 7 years (84 months) Information

Loan Details

Total Loan
$63,621 Information
Total Interest
$12,381 Information
Total Sum Paid
$76,002 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$8,254 Information
COE
$38,504 Information
VES
NEUTRAL (B) Information
ARF Paid
$16,704 Information
PARF Rebate
You get back $8,352 at the end of 10th year (PARF Rebate) Information
Road Tax
$742 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Oct 2020 75,097 50,711 -12,296
Nov 2020 74,192 50,390 -12,000
Dec 2020 73,287 50,069 -11,701
Jan 2021 72,383 49,749 -11,398
Feb 2021 71,478 49,428 -11,091
Mar 2021 70,573 49,107 -10,781
Apr 2021 69,668 48,786 -10,468
May 2021 68,763 48,465 -10,151
Jun 2021 67,859 48,144 -9,831
Jul 2021 66,954 47,823 -9,507
Aug 2021 66,049 47,502 -9,180
Sep 2021 65,144 47,182 -8,849
End Of Year 1
Oct 2021 64,239 46,861 -8,515
Nov 2021 63,335 46,540 -8,177
Dec 2021 62,430 46,219 -7,836
Jan 2022 61,525 45,898 -7,491
Feb 2022 60,620 45,577 -7,143
Mar 2022 59,716 45,256 -6,792
Apr 2022 58,811 44,936 -6,436
May 2022 57,906 44,615 -6,078
Jun 2022 57,001 44,294 -5,716
Jul 2022 56,096 43,973 -5,351
Aug 2022 55,192 43,652 -4,982
Sep 2022 54,287 43,331 -4,609
End Of Year 2
Oct 2022 53,382 43,010 -4,233
Nov 2022 52,477 42,689 -3,854
Dec 2022 51,573 42,369 -3,471
Jan 2023 50,668 42,048 -3,085
Feb 2023 49,763 41,727 -2,695
Mar 2023 48,858 41,406 -2,302
Apr 2023 47,953 41,085 -1,906
May 2023 47,049 40,764 -1,506
Jun 2023 46,144 40,443 -1,102
Jul 2023 45,239 40,123 -695
Aug 2023 44,334 39,802 -284
Sep 2023 43,430 39,481 130
End Of Year 3
Oct 2023 42,525 39,160 547
Nov 2023 41,620 38,839 968
Dec 2023 40,715 38,518 1,392
Jan 2024 39,810 38,197 1,820
Feb 2024 38,906 37,876 2,252
Mar 2024 38,001 37,556 2,686
Apr 2024 37,096 37,235 3,125
May 2024 36,191 36,914 3,566
Jun 2024 35,286 36,593 4,012
Jul 2024 34,382 36,272 4,460
Aug 2024 33,477 35,951 4,912
Sep 2024 32,572 35,630 5,368
End Of Year 4
Oct 2024 31,667 35,310 5,827
Nov 2024 30,763 34,989 6,290
Dec 2024 29,858 34,668 6,756
Jan 2025 28,953 34,347 7,225
Feb 2025 28,048 34,026 7,698
Mar 2025 27,143 33,705 8,174
Apr 2025 26,239 33,384 8,654
May 2025 25,334 33,063 9,138
Jun 2025 24,429 32,743 9,624
Jul 2025 23,524 32,422 10,115
Aug 2025 22,620 32,101 10,608
Sep 2025 21,715 31,780 11,106
End Of Year 5
Oct 2025 20,810 30,624 10,771
Nov 2025 19,905 30,303 11,275
Dec 2025 19,000 29,982 11,783
Jan 2026 18,096 29,661 12,294
Feb 2026 17,191 29,340 12,809
Mar 2026 16,286 29,020 13,327
Apr 2026 15,381 28,699 13,848
May 2026 14,477 28,378 14,373
Jun 2026 13,572 28,057 14,901
Jul 2026 12,667 27,736 15,433
Aug 2026 11,762 27,415 15,969
Sep 2026 10,857 27,094 16,508
End Of Year 6
Oct 2026 9,953 25,938 16,215
Nov 2026 9,048 25,617 16,760
Dec 2026 8,143 25,297 17,310
Jan 2027 7,238 24,976 17,862
Feb 2027 6,333 24,655 18,418
Mar 2027 5,429 24,334 18,978
Apr 2027 4,524 24,013 19,541
May 2027 3,619 23,692 20,108
Jun 2027 2,714 23,371 20,678
Jul 2027 1,810 23,051 21,251
Aug 2027 905 22,730 21,828
Sep 2027 0 22,409 22,409
End Of Year 7
Oct 2027 0 21,253 21,253
Nov 2027 0 20,932 20,932
Dec 2027 0 20,611 20,611
Jan 2028 0 20,290 20,290
Feb 2028 0 19,969 19,969
Mar 2028 0 19,648 19,648
Apr 2028 0 19,328 19,328
May 2028 0 19,007 19,007
Jun 2028 0 18,686 18,686
Jul 2028 0 18,365 18,365
Aug 2028 0 18,044 18,044
Sep 2028 0 17,723 17,723
End Of Year 8
Oct 2028 0 16,567 16,567
Nov 2028 0 16,246 16,246
Dec 2028 0 15,925 15,925
Jan 2029 0 15,605 15,605
Feb 2029 0 15,284 15,284
Mar 2029 0 14,963 14,963
Apr 2029 0 14,642 14,642
May 2029 0 14,321 14,321
Jun 2029 0 14,000 14,000
Jul 2029 0 13,679 13,679
Aug 2029 0 13,358 13,358
Sep 2029 0 13,038 13,038
End Of Year 9
Oct 2029 0 11,882 11,882
Nov 2029 0 11,561 11,561
Dec 2029 0 11,240 11,240
Jan 2030 0 10,919 10,919
Feb 2030 0 10,598 10,598
Mar 2030 0 10,277 10,277
Apr 2030 0 9,956 9,956
May 2030 0 9,635 9,635
Jun 2030 0 9,315 9,315
Jul 2030 0 8,994 8,994
Aug 2030 0 8,673 8,673
Sep 2030 0 8,352 8,352
End Of Year 10

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