Volkswagen Polo Comfortline 1.0 (A) Authorised Dealer   Updated Loan Calculator

$99,900 Price Decrease
Includes VES (20 May 2021)
Latest OMV: $17,796
VES: NEUTRAL (B)
Engine Cap: 999 cc Turbocharged
Power: 113Bhp @ 5000rpm
Torque: 200Nm @ 2000rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$99,900
Includes VES
NEUTRAL (B) Information
Down Payment
$29,970 (30% of Car Price)
Monthly Installment
$995 for 7 years (84 months) Information

Loan Details

Total Loan
$69,930 Information
Total Interest
$13,608 Information
Total Sum Paid
$83,538 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,100 Information
COE
$48,510 Information
VES
NEUTRAL (B) Information
ARF Paid
$17,796 Information
PARF Rebate
You get back $8,898 at the end of 10th year (PARF Rebate) Information
Road Tax
$391 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2021 82,544 61,453 -7,803
Aug 2021 81,549 61,049 -7,529
Sep 2021 80,555 60,644 -7,251
Oct 2021 79,560 60,240 -6,970
Nov 2021 78,566 59,836 -6,685
Dec 2021 77,571 59,432 -6,395
Jan 2022 76,577 59,027 -6,103
Feb 2022 75,582 58,623 -5,806
Mar 2022 74,588 58,219 -5,505
Apr 2022 73,593 57,815 -5,201
May 2022 72,599 57,410 -4,893
Jun 2022 71,604 57,006 -4,581
End Of Year 1
Jul 2022 70,610 56,602 -4,265
Aug 2022 69,615 56,198 -3,945
Sep 2022 68,621 55,793 -3,622
Oct 2022 67,626 55,389 -3,295
Nov 2022 66,632 54,985 -2,964
Dec 2022 65,637 54,581 -2,629
Jan 2023 64,643 54,176 -2,290
Feb 2023 63,648 53,772 -1,948
Mar 2023 62,654 53,368 -1,601
Apr 2023 61,659 52,964 -1,251
May 2023 60,665 52,559 -897
Jun 2023 59,670 52,155 -540
End Of Year 2
Jul 2023 58,676 51,751 -178
Aug 2023 57,681 51,347 187
Sep 2023 56,687 50,942 557
Oct 2023 55,692 50,538 929
Nov 2023 54,698 50,134 1,306
Dec 2023 53,703 49,730 1,687
Jan 2024 52,709 49,325 2,071
Feb 2024 51,714 48,921 2,460
Mar 2024 50,720 48,517 2,852
Apr 2024 49,725 48,113 3,247
May 2024 48,731 47,708 3,647
Jun 2024 47,736 47,304 4,051
End Of Year 3
Jul 2024 46,742 46,900 4,458
Aug 2024 45,747 46,496 4,869
Sep 2024 44,753 46,091 5,284
Oct 2024 43,758 45,687 5,703
Nov 2024 42,764 45,283 6,125
Dec 2024 41,769 44,879 6,551
Jan 2025 40,775 44,474 6,982
Feb 2025 39,780 44,070 7,416
Mar 2025 38,786 43,666 7,853
Apr 2025 37,791 43,262 8,295
May 2025 36,797 42,857 8,740
Jun 2025 35,802 42,453 9,190
End Of Year 4
Jul 2025 34,808 42,049 9,643
Aug 2025 33,813 41,645 10,099
Sep 2025 32,819 41,240 10,560
Oct 2025 31,824 40,836 11,025
Nov 2025 30,830 40,432 11,493
Dec 2025 29,835 40,028 11,965
Jan 2026 28,841 39,623 12,441
Feb 2026 27,846 39,219 12,920
Mar 2026 26,852 38,815 13,404
Apr 2026 25,857 38,411 13,891
May 2026 24,863 38,006 14,382
Jun 2026 23,868 37,602 14,877
End Of Year 5
Jul 2026 22,874 36,308 14,486
Aug 2026 21,879 35,904 14,989
Sep 2026 20,885 35,499 15,495
Oct 2026 19,890 35,095 16,006
Nov 2026 18,896 34,691 16,520
Dec 2026 17,901 34,287 17,037
Jan 2027 16,907 33,882 17,559
Feb 2027 15,912 33,478 18,085
Mar 2027 14,918 33,074 18,614
Apr 2027 13,923 32,670 19,147
May 2027 12,929 32,265 19,684
Jun 2027 11,934 31,861 20,224
End Of Year 6
Jul 2027 10,940 30,567 19,879
Aug 2027 9,945 30,163 20,428
Sep 2027 8,951 29,759 20,980
Oct 2027 7,956 29,354 21,536
Nov 2027 6,962 28,950 22,095
Dec 2027 5,967 28,546 22,659
Jan 2028 4,973 28,142 23,226
Feb 2028 3,978 27,737 23,798
Mar 2028 2,984 27,333 24,373
Apr 2028 1,989 26,929 24,951
May 2028 995 26,525 25,534
Jun 2028 0 26,120 26,120
End Of Year 7
Jul 2028 0 24,826 24,826
Aug 2028 0 24,422 24,422
Sep 2028 0 24,018 24,018
Oct 2028 0 23,614 23,614
Nov 2028 0 23,209 23,209
Dec 2028 0 22,805 22,805
Jan 2029 0 22,401 22,401
Feb 2029 0 21,997 21,997
Mar 2029 0 21,592 21,592
Apr 2029 0 21,188 21,188
May 2029 0 20,784 20,784
Jun 2029 0 20,380 20,380
End Of Year 8
Jul 2029 0 19,086 19,086
Aug 2029 0 18,681 18,681
Sep 2029 0 18,277 18,277
Oct 2029 0 17,873 17,873
Nov 2029 0 17,469 17,469
Dec 2029 0 17,064 17,064
Jan 2030 0 16,660 16,660
Feb 2030 0 16,256 16,256
Mar 2030 0 15,852 15,852
Apr 2030 0 15,447 15,447
May 2030 0 15,043 15,043
Jun 2030 0 14,639 14,639
End Of Year 9
Jul 2030 0 13,345 13,345
Aug 2030 0 12,941 12,941
Sep 2030 0 12,536 12,536
Oct 2030 0 12,132 12,132
Nov 2030 0 11,728 11,728
Dec 2030 0 11,324 11,324
Jan 2031 0 10,919 10,919
Feb 2031 0 10,515 10,515
Mar 2031 0 10,111 10,111
Apr 2031 0 9,707 9,707
May 2031 0 9,302 9,302
Jun 2031 0 8,898 8,898
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.