BMW M Series X4 M40i (A) Authorised Dealer   Updated Loan Calculator

$340,888
Includes VES (21 Nov 2019)
Latest OMV: $75,000
VES: $20,000 (C2)
Engine Cap: 2998 cc Turbocharged
Power: 353Bhp @ 5500rpm
Torque: 500Nm @ 1520rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $20,000 (C2)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$340,888
Includes VES
$20,000 (C2) Information
Down Payment
$136,356 (40% of Car Price)
Monthly Installment
$2,909 for 7 years (84 months) Information

Loan Details

Total Loan
$204,532 Information
Total Interest
$39,802 Information
Total Sum Paid
$244,334 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$30,339 Information
COE
$37,900 Information
VES
$20,000 (C2) Information
ARF Paid
$107,000 Information
PARF Rebate
You get back $53,500 at the end of 10th year (PARF Rebate) Information
Road Tax
$2,383 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jan 2020 241,425 117,834 -84,726
Feb 2020 238,516 117,518 -83,058
Mar 2020 235,608 117,203 -81,379
Apr 2020 232,699 116,887 -79,690
May 2020 229,790 116,571 -77,989
Jun 2020 226,882 116,255 -76,276
Jul 2020 223,973 115,939 -74,553
Aug 2020 221,064 115,623 -72,819
Sep 2020 218,155 115,308 -71,073
Oct 2020 215,247 114,992 -69,316
Nov 2020 212,338 114,676 -67,549
Dec 2020 209,429 114,360 -65,770
End Of Year 1
Jan 2021 206,520 114,044 -63,979
Feb 2021 203,612 113,728 -62,178
Mar 2021 200,703 113,413 -60,366
Apr 2021 197,794 113,097 -58,542
May 2021 194,885 112,781 -56,707
Jun 2021 191,977 112,465 -54,861
Jul 2021 189,068 112,149 -53,004
Aug 2021 186,159 111,833 -51,136
Sep 2021 183,250 111,518 -49,257
Oct 2021 180,342 111,202 -47,366
Nov 2021 177,433 110,886 -45,464
Dec 2021 174,524 110,570 -43,552
End Of Year 2
Jan 2022 171,615 110,254 -41,628
Feb 2022 168,707 109,938 -39,692
Mar 2022 165,798 109,623 -37,746
Apr 2022 162,889 109,307 -35,789
May 2022 159,981 108,991 -33,820
Jun 2022 157,072 108,675 -31,841
Jul 2022 154,163 108,359 -29,850
Aug 2022 151,254 108,043 -27,848
Sep 2022 148,346 107,728 -25,835
Oct 2022 145,437 107,412 -23,810
Nov 2022 142,528 107,096 -21,775
Dec 2022 139,619 106,780 -19,728
End Of Year 3
Jan 2023 136,711 106,464 -17,670
Feb 2023 133,802 106,148 -15,602
Mar 2023 130,893 105,833 -13,521
Apr 2023 127,984 105,517 -11,430
May 2023 125,076 105,201 -9,328
Jun 2023 122,167 104,885 -7,214
Jul 2023 119,258 104,569 -5,090
Aug 2023 116,349 104,253 -2,954
Sep 2023 113,441 103,938 -807
Oct 2023 110,532 103,622 1,351
Nov 2023 107,623 103,306 3,520
Dec 2023 104,715 102,990 5,701
End Of Year 4
Jan 2024 101,806 102,674 7,892
Feb 2024 98,897 102,358 10,095
Mar 2024 95,988 102,043 12,309
Apr 2024 93,080 101,727 14,534
May 2024 90,171 101,411 16,770
Jun 2024 87,262 101,095 19,017
Jul 2024 84,353 100,779 21,276
Aug 2024 81,445 100,463 23,545
Sep 2024 78,536 100,148 25,826
Oct 2024 75,627 99,832 28,118
Nov 2024 72,718 99,516 30,421
Dec 2024 69,810 99,200 32,735
End Of Year 5
Jan 2025 66,901 93,534 29,710
Feb 2025 63,992 93,218 32,047
Mar 2025 61,083 92,903 34,394
Apr 2025 58,175 92,587 36,753
May 2025 55,266 92,271 39,123
Jun 2025 52,357 91,955 41,504
Jul 2025 49,449 91,639 43,896
Aug 2025 46,540 91,323 46,300
Sep 2025 43,631 91,008 48,714
Oct 2025 40,722 90,692 51,140
Nov 2025 37,814 90,376 53,577
Dec 2025 34,905 90,060 56,025
End Of Year 6
Jan 2026 31,996 84,394 53,134
Feb 2026 29,087 84,078 55,604
Mar 2026 26,179 83,763 58,086
Apr 2026 23,270 83,447 60,578
May 2026 20,361 83,131 63,082
Jun 2026 17,452 82,815 65,597
Jul 2026 14,544 82,499 68,123
Aug 2026 11,635 82,183 70,660
Sep 2026 8,726 81,868 73,208
Oct 2026 5,817 81,552 75,768
Nov 2026 2,909 81,236 78,338
Dec 2026 0 80,920 80,920
End Of Year 7
Jan 2027 0 75,254 75,254
Feb 2027 0 74,938 74,938
Mar 2027 0 74,623 74,623
Apr 2027 0 74,307 74,307
May 2027 0 73,991 73,991
Jun 2027 0 73,675 73,675
Jul 2027 0 73,359 73,359
Aug 2027 0 73,043 73,043
Sep 2027 0 72,728 72,728
Oct 2027 0 72,412 72,412
Nov 2027 0 72,096 72,096
Dec 2027 0 71,780 71,780
End Of Year 8
Jan 2028 0 66,114 66,114
Feb 2028 0 65,798 65,798
Mar 2028 0 65,483 65,483
Apr 2028 0 65,167 65,167
May 2028 0 64,851 64,851
Jun 2028 0 64,535 64,535
Jul 2028 0 64,219 64,219
Aug 2028 0 63,903 63,903
Sep 2028 0 63,588 63,588
Oct 2028 0 63,272 63,272
Nov 2028 0 62,956 62,956
Dec 2028 0 62,640 62,640
End Of Year 9
Jan 2029 0 56,974 56,974
Feb 2029 0 56,658 56,658
Mar 2029 0 56,343 56,343
Apr 2029 0 56,027 56,027
May 2029 0 55,711 55,711
Jun 2029 0 55,395 55,395
Jul 2029 0 55,079 55,079
Aug 2029 0 54,763 54,763
Sep 2029 0 54,448 54,448
Oct 2029 0 54,132 54,132
Nov 2029 0 53,816 53,816
Dec 2029 0 53,500 53,500
End Of Year 10

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