Kia Stonic EX 1.0 T (A) Authorised Dealer   Updated Loan Calculator

$81,999 Price Decrease
Includes VES (9 Jul 2020)
Latest OMV: $17,801
VES: $-20,000 (A2)
Engine Cap: 998 cc Turbocharged
Power: 118Bhp @ 6000rpm
Torque: 171Nm @ 1500rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$81,999
Includes VES
$-20,000 (A1) Information
Down Payment
$24,600 (30% of Car Price)
Monthly Installment
$817 for 7 years (84 months) Information

Loan Details

Total Loan
$57,399 Information
Total Interest
$11,170 Information
Total Sum Paid
$68,569 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$7,310 Information
COE
$33,520 Information
VES
$-20,000 (A1) Information
ARF Paid
$17,801 Information
PARF Rebate
You get back $8,901 at the end of 10th year (PARF Rebate) Information
Road Tax
$391 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2020 67,753 46,591 -10,254
Sep 2020 66,936 46,312 -9,977
Oct 2020 66,120 46,033 -9,696
Nov 2020 65,304 45,753 -9,413
Dec 2020 64,487 45,474 -9,126
Jan 2021 63,671 45,195 -8,836
Feb 2021 62,855 44,915 -8,544
Mar 2021 62,038 44,636 -8,248
Apr 2021 61,222 44,357 -7,948
May 2021 60,406 44,077 -7,646
Jun 2021 59,590 43,798 -7,341
Jul 2021 58,773 43,519 -7,032
End Of Year 1
Aug 2021 57,957 43,239 -6,720
Sep 2021 57,141 42,960 -6,406
Oct 2021 56,324 42,681 -6,088
Nov 2021 55,508 42,401 -5,767
Dec 2021 54,692 42,122 -5,442
Jan 2022 53,876 41,843 -5,115
Feb 2022 53,059 41,563 -4,785
Mar 2022 52,243 41,284 -4,451
Apr 2022 51,427 41,005 -4,114
May 2022 50,610 40,725 -3,774
Jun 2022 49,794 40,446 -3,431
Jul 2022 48,978 40,167 -3,085
End Of Year 2
Aug 2022 48,161 39,887 -2,736
Sep 2022 47,345 39,608 -2,384
Oct 2022 46,529 39,329 -2,028
Nov 2022 45,713 39,049 -1,670
Dec 2022 44,896 38,770 -1,308
Jan 2023 44,080 38,491 -943
Feb 2023 43,264 38,211 -575
Mar 2023 42,447 37,932 -204
Apr 2023 41,631 37,653 170
May 2023 40,815 37,373 548
Jun 2023 39,998 37,094 928
Jul 2023 39,182 36,815 1,312
End Of Year 3
Aug 2023 38,366 36,535 1,699
Sep 2023 37,550 36,256 2,089
Oct 2023 36,733 35,977 2,482
Nov 2023 35,917 35,697 2,878
Dec 2023 35,101 35,418 3,277
Jan 2024 34,284 35,139 3,680
Feb 2024 33,468 34,859 4,085
Mar 2024 32,652 34,580 4,494
Apr 2024 31,836 34,301 4,906
May 2024 31,019 34,021 5,321
Jun 2024 30,203 33,742 5,739
Jul 2024 29,387 33,463 6,160
End Of Year 4
Aug 2024 28,570 33,183 6,584
Sep 2024 27,754 32,904 7,012
Oct 2024 26,938 32,625 7,442
Nov 2024 26,121 32,345 7,876
Dec 2024 25,305 32,066 8,313
Jan 2025 24,489 31,787 8,753
Feb 2025 23,673 31,507 9,196
Mar 2025 22,856 31,228 9,642
Apr 2025 22,040 30,949 10,091
May 2025 21,224 30,669 10,544
Jun 2025 20,407 30,390 11,000
Jul 2025 19,591 30,111 11,458
End Of Year 5
Aug 2025 18,775 28,941 11,030
Sep 2025 17,959 28,662 11,495
Oct 2025 17,142 28,383 11,963
Nov 2025 16,326 28,103 12,435
Dec 2025 15,510 27,824 12,909
Jan 2026 14,693 27,545 13,386
Feb 2026 13,877 27,265 13,867
Mar 2026 13,061 26,986 14,351
Apr 2026 12,244 26,707 14,838
May 2026 11,428 26,427 15,328
Jun 2026 10,612 26,148 15,821
Jul 2026 9,796 25,869 16,317
End Of Year 6
Aug 2026 8,979 24,699 15,927
Sep 2026 8,163 24,420 16,429
Oct 2026 7,347 24,141 16,935
Nov 2026 6,530 23,861 17,444
Dec 2026 5,714 23,582 17,956
Jan 2027 4,898 23,303 18,471
Feb 2027 4,081 23,023 18,989
Mar 2027 3,265 22,744 19,510
Apr 2027 2,449 22,465 20,035
May 2027 1,633 22,185 20,562
Jun 2027 816 21,906 21,093
Jul 2027 0 21,627 21,627
End Of Year 7
Aug 2027 0 20,457 20,457
Sep 2027 0 20,178 20,178
Oct 2027 0 19,899 19,899
Nov 2027 0 19,619 19,619
Dec 2027 0 19,340 19,340
Jan 2028 0 19,061 19,061
Feb 2028 0 18,781 18,781
Mar 2028 0 18,502 18,502
Apr 2028 0 18,223 18,223
May 2028 0 17,943 17,943
Jun 2028 0 17,664 17,664
Jul 2028 0 17,385 17,385
End Of Year 8
Aug 2028 0 16,215 16,215
Sep 2028 0 15,936 15,936
Oct 2028 0 15,657 15,657
Nov 2028 0 15,377 15,377
Dec 2028 0 15,098 15,098
Jan 2029 0 14,819 14,819
Feb 2029 0 14,539 14,539
Mar 2029 0 14,260 14,260
Apr 2029 0 13,981 13,981
May 2029 0 13,701 13,701
Jun 2029 0 13,422 13,422
Jul 2029 0 13,143 13,143
End Of Year 9
Aug 2029 0 11,973 11,973
Sep 2029 0 11,694 11,694
Oct 2029 0 11,415 11,415
Nov 2029 0 11,135 11,135
Dec 2029 0 10,856 10,856
Jan 2030 0 10,577 10,577
Feb 2030 0 10,297 10,297
Mar 2030 0 10,018 10,018
Apr 2030 0 9,739 9,739
May 2030 0 9,459 9,459
Jun 2030 0 9,180 9,180
Jul 2030 0 8,901 8,901
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.