Kia Stonic EX 1.0 T (A) Authorised Dealer   Updated Loan Calculator

$98,999 Price Increase
Includes VES (18 Nov 2021)
Latest OMV: $17,642
VES: $-20,000 (A2)
Engine Cap: 998 cc Turbocharged
Power: 118Bhp @ 6000rpm
Torque: 171Nm @ 1500rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$98,999
Includes VES
$-20,000 (A1) Information
Down Payment
$29,700 (30% of Car Price)
Monthly Installment
$986 for 7 years (84 months) Information

Loan Details

Total Loan
$69,299 Information
Total Interest
$13,486 Information
Total Sum Paid
$82,785 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,018 Information
COE
$57,010 Information
VES
$-20,000 (A1) Information
ARF Paid
$17,642 Information
PARF Rebate
You get back $8,821 at the end of 10th year (PARF Rebate) Information
Road Tax
$391 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jan 2022 81,799 69,766 1,136
Feb 2022 80,814 69,291 1,333
Mar 2022 79,828 68,816 1,533
Apr 2022 78,842 68,341 1,738
May 2022 77,857 67,866 1,946
Jun 2022 76,871 67,391 2,158
Jul 2022 75,886 66,916 2,374
Aug 2022 74,900 66,441 2,593
Sep 2022 73,915 65,966 2,817
Oct 2022 72,929 65,491 3,044
Nov 2022 71,944 65,016 3,275
Dec 2022 70,958 64,541 3,509
End Of Year 1
Jan 2023 69,973 64,065 3,748
Feb 2023 68,987 63,590 3,990
Mar 2023 68,002 63,115 4,236
Apr 2023 67,016 62,640 4,486
May 2023 66,031 62,165 4,740
Jun 2023 65,045 61,690 4,997
Jul 2023 64,060 61,215 5,258
Aug 2023 63,074 60,740 5,523
Sep 2023 62,088 60,265 5,792
Oct 2023 61,103 59,790 6,064
Nov 2023 60,117 59,315 6,340
Dec 2023 59,132 58,840 6,620
End Of Year 2
Jan 2024 58,146 58,364 6,904
Feb 2024 57,161 57,889 7,192
Mar 2024 56,175 57,414 7,483
Apr 2024 55,190 56,939 7,778
May 2024 54,204 56,464 8,077
Jun 2024 53,219 55,989 8,380
Jul 2024 52,233 55,514 8,686
Aug 2024 51,248 55,039 8,997
Sep 2024 50,262 54,564 9,311
Oct 2024 49,277 54,089 9,628
Nov 2024 48,291 53,614 9,950
Dec 2024 47,305 53,139 10,275
End Of Year 3
Jan 2025 46,320 52,663 10,604
Feb 2025 45,334 52,188 10,937
Mar 2025 44,349 51,713 11,274
Apr 2025 43,363 51,238 11,615
May 2025 42,378 50,763 11,959
Jun 2025 41,392 50,288 12,307
Jul 2025 40,407 49,813 12,659
Aug 2025 39,421 49,338 13,014
Sep 2025 38,436 48,863 13,373
Oct 2025 37,450 48,388 13,737
Nov 2025 36,465 47,913 14,104
Dec 2025 35,479 47,438 14,474
End Of Year 4
Jan 2026 34,494 46,962 14,849
Feb 2026 33,508 46,487 15,227
Mar 2026 32,523 46,012 15,609
Apr 2026 31,537 45,537 15,995
May 2026 30,551 45,062 16,384
Jun 2026 29,566 44,587 16,778
Jul 2026 28,580 44,112 17,175
Aug 2026 27,595 43,637 17,576
Sep 2026 26,609 43,162 17,980
Oct 2026 25,624 42,687 18,389
Nov 2026 24,638 42,212 18,801
Dec 2026 23,653 41,737 19,217
End Of Year 5
Jan 2027 22,667 40,379 18,755
Feb 2027 21,682 39,904 19,178
Mar 2027 20,696 39,429 19,606
Apr 2027 19,711 38,954 20,037
May 2027 18,725 38,479 20,472
Jun 2027 17,740 38,004 20,910
Jul 2027 16,754 37,529 21,353
Aug 2027 15,768 37,054 21,799
Sep 2027 14,783 36,579 22,249
Oct 2027 13,797 36,104 22,703
Nov 2027 12,812 35,628 23,160
Dec 2027 11,826 35,153 23,622
End Of Year 6
Jan 2028 10,841 33,796 23,205
Feb 2028 9,855 33,321 23,674
Mar 2028 8,870 32,846 24,146
Apr 2028 7,884 32,371 24,623
May 2028 6,899 31,896 25,103
Jun 2028 5,913 31,421 25,587
Jul 2028 4,928 30,946 26,075
Aug 2028 3,942 30,471 26,566
Sep 2028 2,957 29,996 27,062
Oct 2028 1,971 29,520 27,561
Nov 2028 986 29,045 28,064
Dec 2028 0 28,570 28,570
End Of Year 7
Jan 2029 0 27,213 27,213
Feb 2029 0 26,738 26,738
Mar 2029 0 26,263 26,263
Apr 2029 0 25,788 25,788
May 2029 0 25,313 25,313
Jun 2029 0 24,838 24,838
Jul 2029 0 24,363 24,363
Aug 2029 0 23,888 23,888
Sep 2029 0 23,412 23,412
Oct 2029 0 22,937 22,937
Nov 2029 0 22,462 22,462
Dec 2029 0 21,987 21,987
End Of Year 8
Jan 2030 0 20,630 20,630
Feb 2030 0 20,155 20,155
Mar 2030 0 19,680 19,680
Apr 2030 0 19,205 19,205
May 2030 0 18,730 18,730
Jun 2030 0 18,255 18,255
Jul 2030 0 17,780 17,780
Aug 2030 0 17,304 17,304
Sep 2030 0 16,829 16,829
Oct 2030 0 16,354 16,354
Nov 2030 0 15,879 15,879
Dec 2030 0 15,404 15,404
End Of Year 9
Jan 2031 0 14,047 14,047
Feb 2031 0 13,572 13,572
Mar 2031 0 13,097 13,097
Apr 2031 0 12,622 12,622
May 2031 0 12,147 12,147
Jun 2031 0 11,672 11,672
Jul 2031 0 11,196 11,196
Aug 2031 0 10,721 10,721
Sep 2031 0 10,246 10,246
Oct 2031 0 9,771 9,771
Nov 2031 0 9,296 9,296
Dec 2031 0 8,821 8,821
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.