Kia Stonic SX Sunroof 1.0 T (A) Authorised Dealer   Updated Loan Calculator

$87,999 Price Increase
Includes VES (6 Aug 2020)
Latest OMV: $19,065
VES: $-20,000 (A2)
Engine Cap: 998 cc Turbocharged
Power: 118Bhp @ 6000rpm
Torque: 171Nm @ 1500rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$87,999
Includes VES
$-20,000 (A1) Information
Down Payment
$26,400 (30% of Car Price)
Monthly Installment
$877 for 7 years (84 months) Information

Loan Details

Total Loan
$61,599 Information
Total Interest
$11,987 Information
Total Sum Paid
$73,586 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$7,847 Information
COE
$33,000 Information
VES
$-20,000 (A1) Information
ARF Paid
$19,065 Information
PARF Rebate
You get back $9,533 at the end of 10th year (PARF Rebate) Information
Road Tax
$391 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Sep 2020 72,710 47,024 -13,981
Oct 2020 71,834 46,749 -13,659
Nov 2020 70,958 46,474 -13,333
Dec 2020 70,082 46,199 -13,004
Jan 2021 69,206 45,924 -12,672
Feb 2021 68,330 45,649 -12,336
Mar 2021 67,454 45,374 -11,997
Apr 2021 66,578 45,099 -11,654
May 2021 65,702 44,824 -11,309
Jun 2021 64,826 44,549 -10,959
Jul 2021 63,950 44,274 -10,607
Aug 2021 63,074 43,999 -10,251
End Of Year 1
Sep 2021 62,198 43,724 -9,892
Oct 2021 61,322 43,449 -9,529
Nov 2021 60,446 43,174 -9,163
Dec 2021 59,570 42,899 -8,794
Jan 2022 58,694 42,624 -8,421
Feb 2022 57,818 42,349 -8,045
Mar 2022 56,942 42,074 -7,666
Apr 2022 56,066 41,799 -7,283
May 2022 55,190 41,524 -6,897
Jun 2022 54,314 41,249 -6,507
Jul 2022 53,438 40,974 -6,114
Aug 2022 52,562 40,699 -5,718
End Of Year 2
Sep 2022 51,686 40,424 -5,319
Oct 2022 50,809 40,149 -4,916
Nov 2022 49,933 39,874 -4,509
Dec 2022 49,057 39,599 -4,100
Jan 2023 48,181 39,324 -3,687
Feb 2023 47,305 39,049 -3,270
Mar 2023 46,429 38,774 -2,851
Apr 2023 45,553 38,499 -2,428
May 2023 44,677 38,224 -2,001
Jun 2023 43,801 37,949 -1,571
Jul 2023 42,925 37,674 -1,138
Aug 2023 42,049 37,399 -702
End Of Year 3
Sep 2023 41,173 37,124 -262
Oct 2023 40,297 36,849 181
Nov 2023 39,421 36,574 628
Dec 2023 38,545 36,299 1,078
Jan 2024 37,669 36,024 1,531
Feb 2024 36,793 35,749 1,988
Mar 2024 35,917 35,474 2,448
Apr 2024 35,041 35,199 2,911
May 2024 34,165 34,924 3,378
Jun 2024 33,289 34,649 3,848
Jul 2024 32,413 34,374 4,321
Aug 2024 31,537 34,099 4,798
End Of Year 4
Sep 2024 30,661 33,824 5,278
Oct 2024 29,785 33,549 5,762
Nov 2024 28,909 33,274 6,249
Dec 2024 28,033 32,999 6,739
Jan 2025 27,157 32,724 7,232
Feb 2025 26,281 32,449 7,729
Mar 2025 25,405 32,174 8,230
Apr 2025 24,529 31,899 8,733
May 2025 23,653 31,624 9,240
Jun 2025 22,777 31,349 9,751
Jul 2025 21,901 31,074 10,264
Aug 2025 21,025 30,799 10,781
End Of Year 5
Sep 2025 20,149 29,571 10,349
Oct 2025 19,273 29,296 10,872
Nov 2025 18,397 29,021 11,400
Dec 2025 17,521 28,746 11,930
Jan 2026 16,644 28,471 12,464
Feb 2026 15,768 28,196 13,001
Mar 2026 14,892 27,921 13,542
Apr 2026 14,016 27,646 14,086
May 2026 13,140 27,371 14,633
Jun 2026 12,264 27,096 15,184
Jul 2026 11,388 26,821 15,738
Aug 2026 10,512 26,546 16,295
End Of Year 6
Sep 2026 9,636 25,317 15,903
Oct 2026 8,760 25,042 16,467
Nov 2026 7,884 24,767 17,034
Dec 2026 7,008 24,492 17,605
Jan 2027 6,132 24,217 18,179
Feb 2027 5,256 23,942 18,757
Mar 2027 4,380 23,667 19,337
Apr 2027 3,504 23,392 19,922
May 2027 2,628 23,117 20,509
Jun 2027 1,752 22,842 21,100
Jul 2027 876 22,567 21,695
Aug 2027 0 22,292 22,292
End Of Year 7
Sep 2027 0 21,064 21,064
Oct 2027 0 20,789 20,789
Nov 2027 0 20,514 20,514
Dec 2027 0 20,239 20,239
Jan 2028 0 19,964 19,964
Feb 2028 0 19,689 19,689
Mar 2028 0 19,414 19,414
Apr 2028 0 19,139 19,139
May 2028 0 18,864 18,864
Jun 2028 0 18,589 18,589
Jul 2028 0 18,314 18,314
Aug 2028 0 18,039 18,039
End Of Year 8
Sep 2028 0 16,811 16,811
Oct 2028 0 16,536 16,536
Nov 2028 0 16,261 16,261
Dec 2028 0 15,986 15,986
Jan 2029 0 15,711 15,711
Feb 2029 0 15,436 15,436
Mar 2029 0 15,161 15,161
Apr 2029 0 14,886 14,886
May 2029 0 14,611 14,611
Jun 2029 0 14,336 14,336
Jul 2029 0 14,061 14,061
Aug 2029 0 13,786 13,786
End Of Year 9
Sep 2029 0 12,558 12,558
Oct 2029 0 12,283 12,283
Nov 2029 0 12,008 12,008
Dec 2029 0 11,733 11,733
Jan 2030 0 11,458 11,458
Feb 2030 0 11,183 11,183
Mar 2030 0 10,908 10,908
Apr 2030 0 10,633 10,633
May 2030 0 10,358 10,358
Jun 2030 0 10,083 10,083
Jul 2030 0 9,808 9,808
Aug 2030 0 9,533 9,533
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.