Kia Stonic SX Sunroof 1.0 T (A) Authorised Dealer   Updated Loan Calculator

$87,999 Price Increase
Includes VES (19 Mar 2020)
Latest OMV: $19,065
VES: $-20,000 (A2)
Engine Cap: 998 cc Turbocharged
Power: 118Bhp @ 6000rpm
Torque: 171Nm @ 1500rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$87,999
Includes VES
$-20,000 (A1) Information
Down Payment
$26,400 (30% of Car Price)
Monthly Installment
$877 for 7 years (84 months) Information

Loan Details

Total Loan
$61,599 Information
Total Interest
$11,987 Information
Total Sum Paid
$73,586 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$7,847 Information
COE
$31,210 Information
VES
$-20,000 (A1) Information
ARF Paid
$19,065 Information
PARF Rebate
You get back $9,533 at the end of 10th year (PARF Rebate) Information
Road Tax
$391 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2020 72,710 45,249 -15,756
Sep 2020 71,834 44,989 -15,419
Oct 2020 70,958 44,729 -15,079
Nov 2020 70,082 44,468 -14,735
Dec 2020 69,206 44,208 -14,387
Jan 2021 68,330 43,948 -14,037
Feb 2021 67,454 43,688 -13,682
Mar 2021 66,578 43,428 -13,325
Apr 2021 65,702 43,168 -12,964
May 2021 64,826 42,908 -12,600
Jun 2021 63,950 42,648 -12,233
Jul 2021 63,074 42,388 -11,862
End Of Year 1
Aug 2021 62,198 42,128 -11,488
Sep 2021 61,322 41,868 -11,110
Oct 2021 60,446 41,608 -10,729
Nov 2021 59,570 41,347 -10,345
Dec 2021 58,694 41,087 -9,957
Jan 2022 57,818 40,827 -9,566
Feb 2022 56,942 40,567 -9,172
Mar 2022 56,066 40,307 -8,774
Apr 2022 55,190 40,047 -8,373
May 2022 54,314 39,787 -7,969
Jun 2022 53,438 39,527 -7,561
Jul 2022 52,562 39,267 -7,150
End Of Year 2
Aug 2022 51,686 39,007 -6,736
Sep 2022 50,809 38,747 -6,318
Oct 2022 49,933 38,487 -5,897
Nov 2022 49,057 38,226 -5,472
Dec 2022 48,181 37,966 -5,044
Jan 2023 47,305 37,706 -4,613
Feb 2023 46,429 37,446 -4,178
Mar 2023 45,553 37,186 -3,740
Apr 2023 44,677 36,926 -3,299
May 2023 43,801 36,666 -2,854
Jun 2023 42,925 36,406 -2,406
Jul 2023 42,049 36,146 -1,955
End Of Year 3
Aug 2023 41,173 35,886 -1,500
Sep 2023 40,297 35,626 -1,042
Oct 2023 39,421 35,366 -580
Nov 2023 38,545 35,105 -116
Dec 2023 37,669 34,845 353
Jan 2024 36,793 34,585 824
Feb 2024 35,917 34,325 1,299
Mar 2024 35,041 34,065 1,777
Apr 2024 34,165 33,805 2,259
May 2024 33,289 33,545 2,744
Jun 2024 32,413 33,285 3,232
Jul 2024 31,537 33,025 3,724
End Of Year 4
Aug 2024 30,661 32,765 4,219
Sep 2024 29,785 32,505 4,718
Oct 2024 28,909 32,245 5,219
Nov 2024 28,033 31,984 5,724
Dec 2024 27,157 31,724 6,233
Jan 2025 26,281 31,464 6,745
Feb 2025 25,405 31,204 7,260
Mar 2025 24,529 30,944 7,779
Apr 2025 23,653 30,684 8,301
May 2025 22,777 30,424 8,826
Jun 2025 21,901 30,164 9,354
Jul 2025 21,025 29,904 9,886
End Of Year 5
Aug 2025 20,149 28,690 9,469
Sep 2025 19,273 28,430 10,007
Oct 2025 18,397 28,170 10,549
Nov 2025 17,521 27,910 11,095
Dec 2025 16,644 27,650 11,644
Jan 2026 15,768 27,390 12,196
Feb 2026 14,892 27,130 12,751
Mar 2026 14,016 26,870 13,310
Apr 2026 13,140 26,610 13,872
May 2026 12,264 26,350 14,438
Jun 2026 11,388 26,090 15,007
Jul 2026 10,512 25,830 15,579
End Of Year 6
Aug 2026 9,636 24,616 15,201
Sep 2026 8,760 24,356 15,781
Oct 2026 7,884 24,096 16,363
Nov 2026 7,008 23,836 16,949
Dec 2026 6,132 23,576 17,538
Jan 2027 5,256 23,316 18,130
Feb 2027 4,380 23,056 18,726
Mar 2027 3,504 22,796 19,325
Apr 2027 2,628 22,536 19,928
May 2027 1,752 22,275 20,533
Jun 2027 876 22,015 21,143
Jul 2027 0 21,755 21,755
End Of Year 7
Aug 2027 0 20,542 20,542
Sep 2027 0 20,282 20,282
Oct 2027 0 20,022 20,022
Nov 2027 0 19,762 19,762
Dec 2027 0 19,502 19,502
Jan 2028 0 19,242 19,242
Feb 2028 0 18,981 18,981
Mar 2028 0 18,721 18,721
Apr 2028 0 18,461 18,461
May 2028 0 18,201 18,201
Jun 2028 0 17,941 17,941
Jul 2028 0 17,681 17,681
End Of Year 8
Aug 2028 0 16,468 16,468
Sep 2028 0 16,208 16,208
Oct 2028 0 15,948 15,948
Nov 2028 0 15,687 15,687
Dec 2028 0 15,427 15,427
Jan 2029 0 15,167 15,167
Feb 2029 0 14,907 14,907
Mar 2029 0 14,647 14,647
Apr 2029 0 14,387 14,387
May 2029 0 14,127 14,127
Jun 2029 0 13,867 13,867
Jul 2029 0 13,607 13,607
End Of Year 9
Aug 2029 0 12,393 12,393
Sep 2029 0 12,133 12,133
Oct 2029 0 11,873 11,873
Nov 2029 0 11,613 11,613
Dec 2029 0 11,353 11,353
Jan 2030 0 11,093 11,093
Feb 2030 0 10,833 10,833
Mar 2030 0 10,573 10,573
Apr 2030 0 10,313 10,313
May 2030 0 10,053 10,053
Jun 2030 0 9,793 9,793
Jul 2030 0 9,533 9,533
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.