Toyota Rav4 2.0 (A) Authorised Dealer   Updated Loan Calculator

$139,888
Includes VES (19 Nov 2020)
Latest OMV: $29,506
VES: NEUTRAL (B)
Engine Cap: 1987 cc
Power: 170Bhp @ 6600rpm
Torque: 203Nm @ 4400rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$139,888
Includes VES
NEUTRAL (B) Information
Down Payment
$55,956 (40% of Car Price)
Monthly Installment
$1,194 for 7 years (84 months) Information

Loan Details

Total Loan
$83,932 Information
Total Interest
$16,333 Information
Total Sum Paid
$100,265 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$12,514 Information
COE
$41,101 Information
VES
NEUTRAL (B) Information
ARF Paid
$33,308 Information
PARF Rebate
You get back $16,654 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,197 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Dec 2020 99,072 65,740 -17,383
Jan 2021 97,878 65,397 -16,911
Feb 2021 96,684 65,055 -16,436
Mar 2021 95,491 64,712 -15,955
Apr 2021 94,297 64,370 -15,470
May 2021 93,103 64,027 -14,980
Jun 2021 91,910 63,685 -14,486
Jul 2021 90,716 63,342 -13,987
Aug 2021 89,522 63,000 -13,484
Sep 2021 88,329 62,657 -12,976
Oct 2021 87,135 62,315 -12,463
Nov 2021 85,942 61,972 -11,946
End Of Year 1
Dec 2021 84,748 61,630 -11,424
Jan 2022 83,554 61,287 -10,898
Feb 2022 82,361 60,945 -10,367
Mar 2022 81,167 60,602 -9,832
Apr 2022 79,973 60,260 -9,292
May 2022 78,780 59,917 -8,747
Jun 2022 77,586 59,575 -8,198
Jul 2022 76,393 59,232 -7,644
Aug 2022 75,199 58,890 -7,086
Sep 2022 74,005 58,547 -6,523
Oct 2022 72,812 58,205 -5,955
Nov 2022 71,618 57,862 -5,383
End Of Year 2
Dec 2022 70,424 57,520 -4,807
Jan 2023 69,231 57,177 -4,226
Feb 2023 68,037 56,835 -3,640
Mar 2023 66,843 56,492 -3,049
Apr 2023 65,650 56,150 -2,455
May 2023 64,456 55,807 -1,855
Jun 2023 63,263 55,465 -1,251
Jul 2023 62,069 55,122 -642
Aug 2023 60,875 54,780 -29
Sep 2023 59,682 54,437 589
Oct 2023 58,488 54,095 1,211
Nov 2023 57,294 53,752 1,838
End Of Year 3
Dec 2023 56,101 53,409 2,469
Jan 2024 54,907 53,067 3,106
Feb 2024 53,713 52,724 3,746
Mar 2024 52,520 52,382 4,391
Apr 2024 51,326 52,039 5,041
May 2024 50,133 51,697 5,696
Jun 2024 48,939 51,354 6,355
Jul 2024 47,745 51,012 7,018
Aug 2024 46,552 50,669 7,686
Sep 2024 45,358 50,327 8,359
Oct 2024 44,164 49,984 9,036
Nov 2024 42,971 49,642 9,718
End Of Year 4
Dec 2024 41,777 49,299 10,405
Jan 2025 40,584 48,957 11,096
Feb 2025 39,390 48,614 11,791
Mar 2025 38,196 48,272 12,491
Apr 2025 37,003 47,929 13,196
May 2025 35,809 47,587 13,905
Jun 2025 34,615 47,244 14,619
Jul 2025 33,422 46,902 15,338
Aug 2025 32,228 46,559 16,061
Sep 2025 31,034 46,217 16,788
Oct 2025 29,841 45,874 17,520
Nov 2025 28,647 45,532 18,257
End Of Year 5
Dec 2025 27,454 43,524 17,333
Jan 2026 26,260 43,181 18,079
Feb 2026 25,066 42,839 18,829
Mar 2026 23,873 42,496 19,584
Apr 2026 22,679 42,154 20,344
May 2026 21,485 41,811 21,108
Jun 2026 20,292 41,469 21,877
Jul 2026 19,098 41,126 22,650
Aug 2026 17,904 40,784 23,428
Sep 2026 16,711 40,441 24,211
Oct 2026 15,517 40,099 24,998
Nov 2026 14,324 39,756 25,790
End Of Year 6
Dec 2026 13,130 37,748 24,920
Jan 2027 11,936 37,406 25,721
Feb 2027 10,743 37,063 26,527
Mar 2027 9,549 36,721 27,336
Apr 2027 8,355 36,378 28,151
May 2027 7,162 36,036 28,970
Jun 2027 5,968 35,693 29,794
Jul 2027 4,775 35,351 30,622
Aug 2027 3,581 35,008 31,455
Sep 2027 2,387 34,666 32,292
Oct 2027 1,194 34,323 33,134
Nov 2027 0 33,981 33,981
End Of Year 7
Dec 2027 0 31,973 31,973
Jan 2028 0 31,630 31,630
Feb 2028 0 31,288 31,288
Mar 2028 0 30,945 30,945
Apr 2028 0 30,603 30,603
May 2028 0 30,260 30,260
Jun 2028 0 29,918 29,918
Jul 2028 0 29,575 29,575
Aug 2028 0 29,233 29,233
Sep 2028 0 28,890 28,890
Oct 2028 0 28,548 28,548
Nov 2028 0 28,205 28,205
End Of Year 8
Dec 2028 0 26,197 26,197
Jan 2029 0 25,855 25,855
Feb 2029 0 25,512 25,512
Mar 2029 0 25,170 25,170
Apr 2029 0 24,827 24,827
May 2029 0 24,485 24,485
Jun 2029 0 24,142 24,142
Jul 2029 0 23,800 23,800
Aug 2029 0 23,457 23,457
Sep 2029 0 23,115 23,115
Oct 2029 0 22,772 22,772
Nov 2029 0 22,430 22,430
End Of Year 9
Dec 2029 0 20,422 20,422
Jan 2030 0 20,079 20,079
Feb 2030 0 19,737 19,737
Mar 2030 0 19,394 19,394
Apr 2030 0 19,052 19,052
May 2030 0 18,709 18,709
Jun 2030 0 18,367 18,367
Jul 2030 0 18,024 18,024
Aug 2030 0 17,682 17,682
Sep 2030 0 17,339 17,339
Oct 2030 0 16,997 16,997
Nov 2030 0 16,654 16,654
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.