Toyota Rav4 2.0 (A) Authorised Dealer   Updated Loan Calculator

$132,988
Includes VES (8 Aug 2019)
Latest OMV: $29,506
VES: NEUTRAL (B)
Engine Cap: 1987 cc
Power: 170Bhp @ 6600rpm
Torque: 203Nm @ 4400rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$132,988
Includes VES
NEUTRAL (B) Information
Down Payment
$53,196 (40% of Car Price)
Monthly Installment
$1,135 for 7 years (84 months) Information

Loan Details

Total Loan
$79,792 Information
Total Interest
$15,528 Information
Total Sum Paid
$95,320 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$11,824 Information
COE
$38,602 Information
VES
NEUTRAL (B) Information
ARF Paid
$33,308 Information
PARF Rebate
You get back $16,654 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,197 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Sep 2019 94,185 63,262 -15,761
Oct 2019 93,050 62,940 -15,309
Nov 2019 91,915 62,618 -14,852
Dec 2019 90,780 62,297 -14,392
Jan 2020 89,646 61,975 -13,927
Feb 2020 88,511 61,653 -13,457
Mar 2020 87,376 61,332 -12,983
Apr 2020 86,241 61,010 -12,505
May 2020 85,107 60,688 -12,023
Jun 2020 83,972 60,366 -11,536
Jul 2020 82,837 60,045 -11,045
Aug 2020 81,702 59,723 -10,549
End Of Year 1
Sep 2020 80,568 59,401 -10,049
Oct 2020 79,433 59,080 -9,545
Nov 2020 78,298 58,758 -9,036
Dec 2020 77,163 58,436 -8,523
Jan 2021 76,029 58,115 -8,006
Feb 2021 74,894 57,793 -7,484
Mar 2021 73,759 57,471 -6,958
Apr 2021 72,624 57,150 -6,428
May 2021 71,490 56,828 -5,893
Jun 2021 70,355 56,506 -5,354
Jul 2021 69,220 56,185 -4,811
Aug 2021 68,085 55,863 -4,263
End Of Year 2
Sep 2021 66,951 55,541 -3,711
Oct 2021 65,816 55,220 -3,154
Nov 2021 64,681 54,898 -2,594
Dec 2021 63,546 54,576 -2,028
Jan 2022 62,412 54,254 -1,459
Feb 2022 61,277 53,933 -885
Mar 2022 60,142 53,611 -307
Apr 2022 59,007 53,289 276
May 2022 57,873 52,968 863
Jun 2022 56,738 52,646 1,454
Jul 2022 55,603 52,324 2,049
Aug 2022 54,468 52,003 2,649
End Of Year 3
Sep 2022 53,334 51,681 3,254
Oct 2022 52,199 51,359 3,862
Nov 2022 51,064 51,038 4,475
Dec 2022 49,929 50,716 5,093
Jan 2023 48,795 50,394 5,714
Feb 2023 47,660 50,073 6,340
Mar 2023 46,525 49,751 6,971
Apr 2023 45,390 49,429 7,606
May 2023 44,255 49,108 8,245
Jun 2023 43,121 48,786 8,888
Jul 2023 41,986 48,464 9,536
Aug 2023 40,851 48,143 10,188
End Of Year 4
Sep 2023 39,716 47,821 10,844
Oct 2023 38,582 47,499 11,505
Nov 2023 37,447 47,177 12,171
Dec 2023 36,312 46,856 12,840
Jan 2024 35,177 46,534 13,514
Feb 2024 34,043 46,212 14,192
Mar 2024 32,908 45,891 14,875
Apr 2024 31,773 45,569 15,562
May 2024 30,638 45,247 16,253
Jun 2024 29,504 44,926 16,949
Jul 2024 28,369 44,604 17,649
Aug 2024 27,234 44,282 18,353
End Of Year 5
Sep 2024 26,099 42,295 17,396
Oct 2024 24,965 41,974 18,109
Nov 2024 23,830 41,652 18,827
Dec 2024 22,695 41,330 19,548
Jan 2025 21,560 41,008 20,274
Feb 2025 20,426 40,687 21,005
Mar 2025 19,291 40,365 21,740
Apr 2025 18,156 40,043 22,479
May 2025 17,021 39,722 23,222
Jun 2025 15,887 39,400 23,970
Jul 2025 14,752 39,078 24,722
Aug 2025 13,617 38,757 25,479
End Of Year 6
Sep 2025 12,482 36,770 24,574
Oct 2025 11,348 36,448 25,340
Nov 2025 10,213 36,126 26,109
Dec 2025 9,078 35,805 26,883
Jan 2026 7,943 35,483 27,661
Feb 2026 6,809 35,161 28,444
Mar 2026 5,674 34,839 29,231
Apr 2026 4,539 34,518 30,022
May 2026 3,404 34,196 30,818
Jun 2026 2,270 33,874 31,618
Jul 2026 1,135 33,553 32,422
Aug 2026 0 33,231 33,231
End Of Year 7
Sep 2026 0 31,244 31,244
Oct 2026 0 30,922 30,922
Nov 2026 0 30,601 30,601
Dec 2026 0 30,279 30,279
Jan 2027 0 29,957 29,957
Feb 2027 0 29,636 29,636
Mar 2027 0 29,314 29,314
Apr 2027 0 28,992 28,992
May 2027 0 28,670 28,670
Jun 2027 0 28,349 28,349
Jul 2027 0 28,027 28,027
Aug 2027 0 27,705 27,705
End Of Year 8
Sep 2027 0 25,718 25,718
Oct 2027 0 25,397 25,397
Nov 2027 0 25,075 25,075
Dec 2027 0 24,753 24,753
Jan 2028 0 24,432 24,432
Feb 2028 0 24,110 24,110
Mar 2028 0 23,788 23,788
Apr 2028 0 23,467 23,467
May 2028 0 23,145 23,145
Jun 2028 0 22,823 22,823
Jul 2028 0 22,502 22,502
Aug 2028 0 22,180 22,180
End Of Year 9
Sep 2028 0 20,193 20,193
Oct 2028 0 19,871 19,871
Nov 2028 0 19,549 19,549
Dec 2028 0 19,228 19,228
Jan 2029 0 18,906 18,906
Feb 2029 0 18,584 18,584
Mar 2029 0 18,263 18,263
Apr 2029 0 17,941 17,941
May 2029 0 17,619 17,619
Jun 2029 0 17,298 17,298
Jul 2029 0 16,976 16,976
Aug 2029 0 16,654 16,654
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.