Toyota Rav4 2.0 (A) Authorised Dealer   Updated Loan Calculator

$130,988 Price Decrease
Includes VES (5 Sep 2019)
Latest OMV: $29,506
VES: NEUTRAL (B)
Engine Cap: 1987 cc
Power: 170Bhp @ 6600rpm
Torque: 203Nm @ 4400rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$130,988
Includes VES
NEUTRAL (B) Information
Down Payment
$52,396 (40% of Car Price)
Monthly Installment
$1,118 for 7 years (84 months) Information

Loan Details

Total Loan
$78,592 Information
Total Interest
$15,294 Information
Total Sum Paid
$93,886 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$11,624 Information
COE
$36,001 Information
VES
NEUTRAL (B) Information
ARF Paid
$33,308 Information
PARF Rebate
You get back $16,654 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,197 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Oct 2019 92,768 60,682 -17,152
Nov 2019 91,651 60,382 -16,690
Dec 2019 90,533 60,082 -16,223
Jan 2020 89,415 59,782 -15,753
Feb 2020 88,298 59,482 -15,278
Mar 2020 87,180 59,182 -14,798
Apr 2020 86,062 58,882 -14,315
May 2020 84,944 58,582 -13,827
Jun 2020 83,827 58,282 -13,335
Jul 2020 82,709 57,982 -12,839
Aug 2020 81,591 57,682 -12,338
Sep 2020 80,474 57,382 -11,833
End Of Year 1
Oct 2020 79,356 57,082 -11,324
Nov 2020 78,238 56,782 -10,810
Dec 2020 77,121 56,482 -10,293
Jan 2021 76,003 56,182 -9,770
Feb 2021 74,885 55,882 -9,244
Mar 2021 73,768 55,582 -8,713
Apr 2021 72,650 55,282 -8,178
May 2021 71,532 54,982 -7,639
Jun 2021 70,415 54,682 -7,096
Jul 2021 69,297 54,382 -6,548
Aug 2021 68,179 54,082 -5,996
Sep 2021 67,061 53,782 -5,440
End Of Year 2
Oct 2021 65,944 53,482 -4,879
Nov 2021 64,826 53,182 -4,314
Dec 2021 63,708 52,882 -3,745
Jan 2022 62,591 52,582 -3,171
Feb 2022 61,473 52,282 -2,594
Mar 2022 60,355 51,982 -2,011
Apr 2022 59,238 51,682 -1,425
May 2022 58,120 51,382 -834
Jun 2022 57,002 51,082 -240
Jul 2022 55,885 50,782 360
Aug 2022 54,767 50,482 963
Sep 2022 53,649 50,182 1,571
End Of Year 3
Oct 2022 52,531 49,882 2,183
Nov 2022 51,414 49,582 2,799
Dec 2022 50,296 49,282 3,420
Jan 2023 49,178 48,982 4,045
Feb 2023 48,061 48,682 4,674
Mar 2023 46,943 48,382 5,307
Apr 2023 45,825 48,082 5,945
May 2023 44,708 47,782 6,587
Jun 2023 43,590 47,482 7,234
Jul 2023 42,472 47,182 7,884
Aug 2023 41,355 46,882 8,539
Sep 2023 40,237 46,582 9,198
End Of Year 4
Oct 2023 39,119 46,282 9,862
Nov 2023 38,001 45,982 10,529
Dec 2023 36,884 45,682 11,201
Jan 2024 35,766 45,382 11,878
Feb 2024 34,648 45,082 12,558
Mar 2024 33,531 44,782 13,243
Apr 2024 32,413 44,482 13,932
May 2024 31,295 44,182 14,626
Jun 2024 30,178 43,882 15,324
Jul 2024 29,060 43,582 16,026
Aug 2024 27,942 43,282 16,732
Sep 2024 26,825 42,982 17,442
End Of Year 5
Oct 2024 25,707 41,016 16,492
Nov 2024 24,589 40,716 17,211
Dec 2024 23,472 40,416 17,934
Jan 2025 22,354 40,116 18,662
Feb 2025 21,236 39,816 19,394
Mar 2025 20,118 39,516 20,130
Apr 2025 19,001 39,216 20,871
May 2025 17,883 38,916 21,616
Jun 2025 16,765 38,616 22,365
Jul 2025 15,648 38,316 23,118
Aug 2025 14,530 38,016 23,876
Sep 2025 13,412 37,716 24,638
End Of Year 6
Oct 2025 12,295 35,751 23,739
Nov 2025 11,177 35,451 24,510
Dec 2025 10,059 35,151 25,284
Jan 2026 8,942 34,851 26,064
Feb 2026 7,824 34,551 26,847
Mar 2026 6,706 34,251 27,635
Apr 2026 5,588 33,951 28,427
May 2026 4,471 33,651 29,223
Jun 2026 3,353 33,351 30,023
Jul 2026 2,235 33,051 30,828
Aug 2026 1,118 32,751 31,637
Sep 2026 0 32,451 32,451
End Of Year 7
Oct 2026 0 30,485 30,485
Nov 2026 0 30,185 30,185
Dec 2026 0 29,885 29,885
Jan 2027 0 29,585 29,585
Feb 2027 0 29,285 29,285
Mar 2027 0 28,985 28,985
Apr 2027 0 28,685 28,685
May 2027 0 28,385 28,385
Jun 2027 0 28,085 28,085
Jul 2027 0 27,785 27,785
Aug 2027 0 27,485 27,485
Sep 2027 0 27,185 27,185
End Of Year 8
Oct 2027 0 25,220 25,220
Nov 2027 0 24,920 24,920
Dec 2027 0 24,620 24,620
Jan 2028 0 24,320 24,320
Feb 2028 0 24,020 24,020
Mar 2028 0 23,720 23,720
Apr 2028 0 23,420 23,420
May 2028 0 23,120 23,120
Jun 2028 0 22,820 22,820
Jul 2028 0 22,520 22,520
Aug 2028 0 22,220 22,220
Sep 2028 0 21,920 21,920
End Of Year 9
Oct 2028 0 19,954 19,954
Nov 2028 0 19,654 19,654
Dec 2028 0 19,354 19,354
Jan 2029 0 19,054 19,054
Feb 2029 0 18,754 18,754
Mar 2029 0 18,454 18,454
Apr 2029 0 18,154 18,154
May 2029 0 17,854 17,854
Jun 2029 0 17,554 17,554
Jul 2029 0 17,254 17,254
Aug 2029 0 16,954 16,954
Sep 2029 0 16,654 16,654
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.