Kia Cerato GT Line 1.6 (A) Authorised Dealer   Updated Loan Calculator

Kia Cerato GT Line 1.6 (A)
$133,999 Price Increase
Includes VES (23 Jun 2022)
Latest OMV: $18,238
VES: NEUTRAL (B)
Engine Cap: 1591 cc
Power: 130Bhp @ 6300rpm
Torque: 155Nm @ 4850rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$133,999
Includes VES
NEUTRAL (B) Information
Down Payment
$40,200 (30% of Car Price)
Monthly Installment
$1,334 for 7 years (84 months) Information

Loan Details

Total Loan
$93,799 Information
Total Interest
$18,253 Information
Total Sum Paid
$112,052 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$12,488 Information
COE
$78,001 Information
VES
NEUTRAL (B) Information
ARF Paid
$18,238 Information
PARF Rebate
You get back $9,119 at the end of 10th year (PARF Rebate) Information
Road Tax
$738 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2022 110,718 91,029 -1,865
Sep 2022 109,384 90,379 -1,605
Oct 2022 108,050 89,729 -1,341
Nov 2022 106,716 89,079 -1,071
Dec 2022 105,383 88,429 -796
Jan 2023 104,049 87,779 -516
Feb 2023 102,715 87,129 -231
Mar 2023 101,381 86,479 59
Apr 2023 100,047 85,829 355
May 2023 98,713 85,179 655
Jun 2023 97,379 84,529 961
Jul 2023 96,045 83,879 1,271
End Of Year 1
Aug 2023 94,711 83,229 1,587
Sep 2023 93,377 82,579 1,908
Oct 2023 92,043 81,929 2,234
Nov 2023 90,709 81,279 2,565
Dec 2023 89,375 80,629 2,902
Jan 2024 88,041 79,979 3,243
Feb 2024 86,707 79,329 3,590
Mar 2024 85,373 78,679 3,941
Apr 2024 84,039 78,029 4,298
May 2024 82,705 77,379 4,660
Jun 2024 81,371 76,729 5,027
Jul 2024 80,037 76,079 5,399
End Of Year 2
Aug 2024 78,703 75,429 5,776
Sep 2024 77,369 74,779 6,158
Oct 2024 76,035 74,129 6,546
Nov 2024 74,702 73,479 6,938
Dec 2024 73,368 72,829 7,336
Jan 2025 72,034 72,179 7,738
Feb 2025 70,700 71,529 8,146
Mar 2025 69,366 70,879 8,559
Apr 2025 68,032 70,229 8,977
May 2025 66,698 69,579 9,400
Jun 2025 65,364 68,929 9,829
Jul 2025 64,030 68,279 10,262
End Of Year 3
Aug 2025 62,696 67,629 10,701
Sep 2025 61,362 66,979 11,144
Oct 2025 60,028 66,329 11,593
Nov 2025 58,694 65,679 12,047
Dec 2025 57,360 65,029 12,506
Jan 2026 56,026 64,379 12,970
Feb 2026 54,692 63,729 13,439
Mar 2026 53,358 63,079 13,914
Apr 2026 52,024 62,429 14,393
May 2026 50,690 61,779 14,878
Jun 2026 49,356 61,129 15,367
Jul 2026 48,022 60,479 15,862
End Of Year 4
Aug 2026 46,688 59,829 16,362
Sep 2026 45,354 59,179 16,867
Oct 2026 44,021 58,529 17,377
Nov 2026 42,687 57,879 17,892
Dec 2026 41,353 57,229 18,412
Jan 2027 40,019 56,579 18,938
Feb 2027 38,685 55,929 19,468
Mar 2027 37,351 55,279 20,004
Apr 2027 36,017 54,629 20,545
May 2027 34,683 53,979 21,091
Jun 2027 33,349 53,329 21,642
Jul 2027 32,015 52,679 22,198
End Of Year 5
Aug 2027 30,681 51,117 21,847
Sep 2027 29,347 50,467 22,414
Oct 2027 28,013 49,817 22,985
Nov 2027 26,679 49,167 23,562
Dec 2027 25,345 48,517 24,143
Jan 2028 24,011 47,867 24,730
Feb 2028 22,677 47,217 25,322
Mar 2028 21,343 46,567 25,919
Apr 2028 20,009 45,917 26,521
May 2028 18,675 45,267 27,128
Jun 2028 17,341 44,617 27,741
Jul 2028 16,007 43,967 28,358
End Of Year 6
Aug 2028 14,674 42,405 28,069
Sep 2028 13,340 41,755 28,697
Oct 2028 12,006 41,105 29,330
Nov 2028 10,672 40,455 29,967
Dec 2028 9,338 39,805 30,611
Jan 2029 8,004 39,155 31,259
Feb 2029 6,670 38,505 31,912
Mar 2029 5,336 37,855 32,570
Apr 2029 4,002 37,205 33,234
May 2029 2,668 36,555 33,902
Jun 2029 1,334 35,905 34,576
Jul 2029 0 35,255 35,255
End Of Year 7
Aug 2029 0 33,693 33,693
Sep 2029 0 33,043 33,043
Oct 2029 0 32,393 32,393
Nov 2029 0 31,743 31,743
Dec 2029 0 31,093 31,093
Jan 2030 0 30,443 30,443
Feb 2030 0 29,793 29,793
Mar 2030 0 29,143 29,143
Apr 2030 0 28,493 28,493
May 2030 0 27,843 27,843
Jun 2030 0 27,193 27,193
Jul 2030 0 26,543 26,543
End Of Year 8
Aug 2030 0 24,981 24,981
Sep 2030 0 24,331 24,331
Oct 2030 0 23,681 23,681
Nov 2030 0 23,031 23,031
Dec 2030 0 22,381 22,381
Jan 2031 0 21,731 21,731
Feb 2031 0 21,081 21,081
Mar 2031 0 20,431 20,431
Apr 2031 0 19,781 19,781
May 2031 0 19,131 19,131
Jun 2031 0 18,481 18,481
Jul 2031 0 17,831 17,831
End Of Year 9
Aug 2031 0 16,269 16,269
Sep 2031 0 15,619 15,619
Oct 2031 0 14,969 14,969
Nov 2031 0 14,319 14,319
Dec 2031 0 13,669 13,669
Jan 2032 0 13,019 13,019
Feb 2032 0 12,369 12,369
Mar 2032 0 11,719 11,719
Apr 2032 0 11,069 11,069
May 2032 0 10,419 10,419
Jun 2032 0 9,769 9,769
Jul 2032 0 9,119 9,119
End Of Year 10

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