BMW Z4 sDrive20i (A) Authorised Dealer   Updated Loan Calculator

$225,888 Price Decrease
Includes VES (25 Jun 2020)
Latest OMV: $48,020
VES: NEUTRAL (B)
Engine Cap: 1998 cc Turbocharged
Power: 194Bhp @ 4500rpm
Torque: 320Nm @ 1450rpm
Type: Cabriolet
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$225,888
Includes VES
NEUTRAL (B) Information
Down Payment
$90,356 (40% of Car Price)
Monthly Installment
$1,928 for 7 years (84 months) Information

Loan Details

Total Loan
$135,532 Information
Total Interest
$26,375 Information
Total Sum Paid
$161,907 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$20,188 Information
COE
$30,012 Information
VES
NEUTRAL (B) Information
ARF Paid
$59,228 Information
PARF Rebate
You get back $29,614 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2020 159,979 74,183 -60,042
Sep 2020 158,052 73,933 -58,978
Oct 2020 156,124 73,683 -57,906
Nov 2020 154,197 73,433 -56,828
Dec 2020 152,269 73,183 -55,741
Jan 2021 150,342 72,932 -54,647
Feb 2021 148,414 72,682 -53,546
Mar 2021 146,487 72,432 -52,438
Apr 2021 144,559 72,182 -51,322
May 2021 142,632 71,932 -50,199
Jun 2021 140,704 71,682 -49,068
Jul 2021 138,777 71,432 -47,930
End Of Year 1
Aug 2021 136,850 71,182 -46,785
Sep 2021 134,922 70,932 -45,632
Oct 2021 132,995 70,682 -44,472
Nov 2021 131,067 70,431 -43,304
Dec 2021 129,140 70,181 -42,129
Jan 2022 127,212 69,931 -40,947
Feb 2022 125,285 69,681 -39,757
Mar 2022 123,357 69,431 -38,560
Apr 2022 121,430 69,181 -37,355
May 2022 119,502 68,931 -36,143
Jun 2022 117,575 68,681 -34,924
Jul 2022 115,648 68,431 -33,697
End Of Year 2
Aug 2022 113,720 68,181 -32,463
Sep 2022 111,793 67,930 -31,222
Oct 2022 109,865 67,680 -29,973
Nov 2022 107,938 67,430 -28,717
Dec 2022 106,010 67,180 -27,453
Jan 2023 104,083 66,930 -26,182
Feb 2023 102,155 66,680 -24,903
Mar 2023 100,228 66,430 -23,618
Apr 2023 98,300 66,180 -22,324
May 2023 96,373 65,930 -21,024
Jun 2023 94,445 65,680 -19,716
Jul 2023 92,518 65,429 -18,401
End Of Year 3
Aug 2023 90,591 65,179 -17,078
Sep 2023 88,663 64,929 -15,748
Oct 2023 86,736 64,679 -14,410
Nov 2023 84,808 64,429 -13,065
Dec 2023 82,881 64,179 -11,713
Jan 2024 80,953 63,929 -10,353
Feb 2024 79,026 63,679 -8,986
Mar 2024 77,098 63,429 -7,612
Apr 2024 75,171 63,179 -6,230
May 2024 73,243 62,928 -4,841
Jun 2024 71,316 62,678 -3,444
Jul 2024 69,389 62,428 -2,040
End Of Year 4
Aug 2024 67,461 62,178 -629
Sep 2024 65,534 61,928 790
Oct 2024 63,606 61,678 2,216
Nov 2024 61,679 61,428 3,650
Dec 2024 59,751 61,178 5,091
Jan 2025 57,824 60,928 6,539
Feb 2025 55,896 60,678 7,995
Mar 2025 53,969 60,427 9,458
Apr 2025 52,041 60,177 10,929
May 2025 50,114 59,927 12,406
Jun 2025 48,186 59,677 13,892
Jul 2025 46,259 59,427 15,384
End Of Year 5
Aug 2025 44,332 56,216 13,923
Sep 2025 42,404 55,965 15,430
Oct 2025 40,477 55,715 16,945
Nov 2025 38,549 55,465 18,467
Dec 2025 36,622 55,215 19,997
Jan 2026 34,694 54,965 21,534
Feb 2026 32,767 54,715 23,078
Mar 2026 30,839 54,465 24,630
Apr 2026 28,912 54,215 26,189
May 2026 26,984 53,965 27,756
Jun 2026 25,057 53,715 29,330
Jul 2026 23,130 53,464 30,911
End Of Year 6
Aug 2026 21,202 50,253 29,538
Sep 2026 19,275 50,003 31,135
Oct 2026 17,347 49,753 32,738
Nov 2026 15,420 49,503 34,349
Dec 2026 13,492 49,253 35,967
Jan 2027 11,565 49,002 37,593
Feb 2027 9,637 48,752 39,226
Mar 2027 7,710 48,502 40,866
Apr 2027 5,782 48,252 42,514
May 2027 3,855 48,002 44,169
Jun 2027 1,927 47,752 45,832
Jul 2027 0 47,502 47,502
End Of Year 7
Aug 2027 0 44,290 44,290
Sep 2027 0 44,040 44,040
Oct 2027 0 43,790 43,790
Nov 2027 0 43,540 43,540
Dec 2027 0 43,290 43,290
Jan 2028 0 43,040 43,040
Feb 2028 0 42,790 42,790
Mar 2028 0 42,540 42,540
Apr 2028 0 42,290 42,290
May 2028 0 42,039 42,039
Jun 2028 0 41,789 41,789
Jul 2028 0 41,539 41,539
End Of Year 8
Aug 2028 0 38,328 38,328
Sep 2028 0 38,078 38,078
Oct 2028 0 37,828 37,828
Nov 2028 0 37,577 37,577
Dec 2028 0 37,327 37,327
Jan 2029 0 37,077 37,077
Feb 2029 0 36,827 36,827
Mar 2029 0 36,577 36,577
Apr 2029 0 36,327 36,327
May 2029 0 36,077 36,077
Jun 2029 0 35,827 35,827
Jul 2029 0 35,577 35,577
End Of Year 9
Aug 2029 0 32,365 32,365
Sep 2029 0 32,115 32,115
Oct 2029 0 31,865 31,865
Nov 2029 0 31,615 31,615
Dec 2029 0 31,365 31,365
Jan 2030 0 31,115 31,115
Feb 2030 0 30,865 30,865
Mar 2030 0 30,614 30,614
Apr 2030 0 30,364 30,364
May 2030 0 30,114 30,114
Jun 2030 0 29,864 29,864
Jul 2030 0 29,614 29,614
End Of Year 10

(Optional) Choose another car to Calculate

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.