SEAT Toledo 1.4 Style (A) Authorised Dealer   Updated Loan Calculator

$79,999 Price Decrease
Includes VES (23 Jul 2020)
Latest OMV: $19,393
VES: $-20,000 (A2)
Engine Cap: 1395 cc Turbocharged
Power: 123Bhp @ 5000rpm
Torque: 200Nm @ 1400rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$79,999
Includes VES
$-20,000 (A1) Information
Down Payment
$24,000 (30% of Car Price)
Monthly Installment
$797 for 7 years (84 months) Information

Loan Details

Total Loan
$55,999 Information
Total Interest
$10,897 Information
Total Sum Paid
$66,896 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$7,030 Information
COE
$33,000 Information
VES
$-20,000 (A1) Information
ARF Paid
$19,393 Information
PARF Rebate
You get back $9,697 at the end of 10th year (PARF Rebate) Information
Road Tax
$623 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Sep 2020 66,100 47,270 -8,189
Oct 2020 65,304 46,995 -7,921
Nov 2020 64,507 46,720 -7,650
Dec 2020 63,711 46,445 -7,376
Jan 2021 62,914 46,170 -7,099
Feb 2021 62,118 45,895 -6,819
Mar 2021 61,322 45,620 -6,535
Apr 2021 60,525 45,345 -6,249
May 2021 59,729 45,070 -5,960
Jun 2021 58,933 44,795 -5,667
Jul 2021 58,136 44,520 -5,372
Aug 2021 57,340 44,245 -5,073
End Of Year 1
Sep 2021 56,543 43,970 -4,771
Oct 2021 55,747 43,695 -4,467
Nov 2021 54,951 43,420 -4,159
Dec 2021 54,154 43,145 -3,848
Jan 2022 53,358 42,870 -3,535
Feb 2022 52,561 42,595 -3,218
Mar 2022 51,765 42,320 -2,898
Apr 2022 50,969 42,045 -2,575
May 2022 50,172 41,770 -2,249
Jun 2022 49,376 41,495 -1,920
Jul 2022 48,580 41,220 -1,588
Aug 2022 47,783 40,945 -1,252
End Of Year 2
Sep 2022 46,987 40,670 -914
Oct 2022 46,190 40,395 -573
Nov 2022 45,394 40,120 -228
Dec 2022 44,598 39,845 119
Jan 2023 43,801 39,570 469
Feb 2023 43,005 39,295 823
Mar 2023 42,208 39,020 1,179
Apr 2023 41,412 38,745 1,539
May 2023 40,616 38,470 1,902
Jun 2023 39,819 38,195 2,267
Jul 2023 39,023 37,920 2,636
Aug 2023 38,227 37,645 3,008
End Of Year 3
Sep 2023 37,430 37,370 3,383
Oct 2023 36,634 37,095 3,761
Nov 2023 35,837 36,820 4,142
Dec 2023 35,041 36,545 4,526
Jan 2024 34,245 36,270 4,913
Feb 2024 33,448 35,995 5,303
Mar 2024 32,652 35,720 5,696
Apr 2024 31,855 35,445 6,092
May 2024 31,059 35,170 6,492
Jun 2024 30,263 34,895 6,894
Jul 2024 29,466 34,620 7,299
Aug 2024 28,670 34,345 7,708
End Of Year 4
Sep 2024 27,874 34,070 8,119
Oct 2024 27,077 33,795 8,534
Nov 2024 26,281 33,520 8,951
Dec 2024 25,484 33,245 9,372
Jan 2025 24,688 32,970 9,796
Feb 2025 23,892 32,695 10,223
Mar 2025 23,095 32,420 10,652
Apr 2025 22,299 32,145 11,085
May 2025 21,502 31,870 11,521
Jun 2025 20,706 31,595 11,960
Jul 2025 19,910 31,320 12,402
Aug 2025 19,113 31,045 12,847
End Of Year 5
Sep 2025 18,317 29,800 12,326
Oct 2025 17,520 29,525 12,777
Nov 2025 16,724 29,250 13,231
Dec 2025 15,928 28,975 13,688
Jan 2026 15,131 28,700 14,149
Feb 2026 14,335 28,425 14,612
Mar 2026 13,539 28,150 15,079
Apr 2026 12,742 27,875 15,548
May 2026 11,946 27,600 16,021
Jun 2026 11,149 27,325 16,496
Jul 2026 10,353 27,050 16,975
Aug 2026 9,557 26,775 17,457
End Of Year 6
Sep 2026 8,760 25,530 16,972
Oct 2026 7,964 25,255 17,459
Nov 2026 7,167 24,980 17,950
Dec 2026 6,371 24,705 18,444
Jan 2027 5,575 24,430 18,941
Feb 2027 4,778 24,155 19,441
Mar 2027 3,982 23,880 19,944
Apr 2027 3,186 23,605 20,450
May 2027 2,389 23,330 20,960
Jun 2027 1,593 23,055 21,472
Jul 2027 796 22,780 21,987
Aug 2027 0 22,505 22,505
End Of Year 7
Sep 2027 0 21,261 21,261
Oct 2027 0 20,986 20,986
Nov 2027 0 20,711 20,711
Dec 2027 0 20,436 20,436
Jan 2028 0 20,161 20,161
Feb 2028 0 19,886 19,886
Mar 2028 0 19,611 19,611
Apr 2028 0 19,336 19,336
May 2028 0 19,061 19,061
Jun 2028 0 18,786 18,786
Jul 2028 0 18,511 18,511
Aug 2028 0 18,236 18,236
End Of Year 8
Sep 2028 0 16,991 16,991
Oct 2028 0 16,716 16,716
Nov 2028 0 16,441 16,441
Dec 2028 0 16,166 16,166
Jan 2029 0 15,891 15,891
Feb 2029 0 15,616 15,616
Mar 2029 0 15,341 15,341
Apr 2029 0 15,066 15,066
May 2029 0 14,791 14,791
Jun 2029 0 14,516 14,516
Jul 2029 0 14,241 14,241
Aug 2029 0 13,966 13,966
End Of Year 9
Sep 2029 0 12,722 12,722
Oct 2029 0 12,447 12,447
Nov 2029 0 12,172 12,172
Dec 2029 0 11,897 11,897
Jan 2030 0 11,622 11,622
Feb 2030 0 11,347 11,347
Mar 2030 0 11,072 11,072
Apr 2030 0 10,797 10,797
May 2030 0 10,522 10,522
Jun 2030 0 10,247 10,247
Jul 2030 0 9,972 9,972
Aug 2030 0 9,697 9,697
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.