Honda Civic 1.6 Sedan i-VTEC (A) Authorised Dealer   Updated Loan Calculator

$103,999 Price Increase
Includes VES (20 May 2021)
Latest OMV: $19,876
VES: NEUTRAL (B)
Engine Cap: 1597 cc
Power: 125Bhp @ 6500rpm
Torque: 155Nm @ 4300rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

Authorized Dealer

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$103,999
Includes VES
NEUTRAL (B) Information
Down Payment
$31,200 (30% of Car Price)
Monthly Installment
$1,036 for 7 years (84 months) Information

Loan Details

Total Loan
$72,799 Information
Total Interest
$14,167 Information
Total Sum Paid
$86,966 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,406 Information
COE
$47,010 Information
VES
NEUTRAL (B) Information
ARF Paid
$19,876 Information
PARF Rebate
You get back $9,938 at the end of 10th year (PARF Rebate) Information
Road Tax
$741 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2021 85,930 61,525 -10,572
Sep 2021 84,895 61,134 -10,258
Oct 2021 83,860 60,742 -9,939
Nov 2021 82,824 60,350 -9,617
Dec 2021 81,789 59,958 -9,291
Jan 2022 80,754 59,567 -8,961
Feb 2022 79,719 59,175 -8,627
Mar 2022 78,683 58,783 -8,289
Apr 2022 77,648 58,391 -7,947
May 2022 76,613 58,000 -7,601
Jun 2022 75,577 57,608 -7,251
Jul 2022 74,542 57,216 -6,897
End Of Year 1
Aug 2022 73,507 56,824 -6,540
Sep 2022 72,471 56,433 -6,178
Oct 2022 71,436 56,041 -5,812
Nov 2022 70,401 55,649 -5,442
Dec 2022 69,365 55,257 -5,069
Jan 2023 68,330 54,866 -4,691
Feb 2023 67,295 54,474 -4,309
Mar 2023 66,260 54,082 -3,924
Apr 2023 65,224 53,690 -3,534
May 2023 64,189 53,299 -3,140
Jun 2023 63,154 52,907 -2,743
Jul 2023 62,118 52,515 -2,341
End Of Year 2
Aug 2023 61,083 52,123 -1,936
Sep 2023 60,048 51,732 -1,527
Oct 2023 59,012 51,340 -1,113
Nov 2023 57,977 50,948 -696
Dec 2023 56,942 50,556 -274
Jan 2024 55,907 50,165 151
Feb 2024 54,871 49,773 580
Mar 2024 53,836 49,381 1,013
Apr 2024 52,801 48,989 1,451
May 2024 51,765 48,598 1,892
Jun 2024 50,730 48,206 2,337
Jul 2024 49,695 47,814 2,786
End Of Year 3
Aug 2024 48,659 47,422 3,239
Sep 2024 47,624 47,031 3,696
Oct 2024 46,589 46,639 4,157
Nov 2024 45,553 46,247 4,622
Dec 2024 44,518 45,855 5,091
Jan 2025 43,483 45,464 5,564
Feb 2025 42,448 45,072 6,041
Mar 2025 41,412 44,680 6,522
Apr 2025 40,377 44,288 7,007
May 2025 39,342 43,897 7,495
Jun 2025 38,306 43,505 7,988
Jul 2025 37,271 43,113 8,485
End Of Year 4
Aug 2025 36,236 42,721 8,986
Sep 2025 35,200 42,330 9,490
Oct 2025 34,165 41,938 9,999
Nov 2025 33,130 41,546 10,511
Dec 2025 32,094 41,154 11,028
Jan 2026 31,059 40,763 11,549
Feb 2026 30,024 40,371 12,073
Mar 2026 28,989 39,979 12,602
Apr 2026 27,953 39,587 13,134
May 2026 26,918 39,196 13,670
Jun 2026 25,883 38,804 14,211
Jul 2026 24,847 38,412 14,755
End Of Year 5
Aug 2026 23,812 37,026 14,310
Sep 2026 22,777 36,635 14,862
Oct 2026 21,741 36,243 15,418
Nov 2026 20,706 35,851 15,978
Dec 2026 19,671 35,459 16,543
Jan 2027 18,636 35,068 17,111
Feb 2027 17,600 34,676 17,683
Mar 2027 16,565 34,284 18,259
Apr 2027 15,530 33,892 18,839
May 2027 14,494 33,501 19,423
Jun 2027 13,459 33,109 20,011
Jul 2027 12,424 32,717 20,603
End Of Year 6
Aug 2027 11,388 31,332 20,205
Sep 2027 10,353 30,940 20,805
Oct 2027 9,318 30,548 21,409
Nov 2027 8,282 30,156 22,017
Dec 2027 7,247 29,765 22,629
Jan 2028 6,212 29,373 23,244
Feb 2028 5,177 28,981 23,864
Mar 2028 4,141 28,589 24,488
Apr 2028 3,106 28,198 25,116
May 2028 2,071 27,806 25,747
Jun 2028 1,035 27,414 26,383
Jul 2028 0 27,022 27,022
End Of Year 7
Aug 2028 0 25,637 25,637
Sep 2028 0 25,245 25,245
Oct 2028 0 24,853 24,853
Nov 2028 0 24,462 24,462
Dec 2028 0 24,070 24,070
Jan 2029 0 23,678 23,678
Feb 2029 0 23,286 23,286
Mar 2029 0 22,895 22,895
Apr 2029 0 22,503 22,503
May 2029 0 22,111 22,111
Jun 2029 0 21,719 21,719
Jul 2029 0 21,328 21,328
End Of Year 8
Aug 2029 0 19,942 19,942
Sep 2029 0 19,550 19,550
Oct 2029 0 19,159 19,159
Nov 2029 0 18,767 18,767
Dec 2029 0 18,375 18,375
Jan 2030 0 17,983 17,983
Feb 2030 0 17,592 17,592
Mar 2030 0 17,200 17,200
Apr 2030 0 16,808 16,808
May 2030 0 16,416 16,416
Jun 2030 0 16,025 16,025
Jul 2030 0 15,633 15,633
End Of Year 9
Aug 2030 0 14,247 14,247
Sep 2030 0 13,856 13,856
Oct 2030 0 13,464 13,464
Nov 2030 0 13,072 13,072
Dec 2030 0 12,680 12,680
Jan 2031 0 12,289 12,289
Feb 2031 0 11,897 11,897
Mar 2031 0 11,505 11,505
Apr 2031 0 11,113 11,113
May 2031 0 10,722 10,722
Jun 2031 0 10,330 10,330
Jul 2031 0 9,938 9,938
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.