Mazda 3 M-Hybrid 1.5 Sedan Astina (A) Authorised Dealer   Updated Loan Calculator

$109,888 Price Increase
Includes VES (21 Jan 2021)
Latest OMV: $25,649
VES: $-20,000 (A2)
Engine Cap: 1496 cc
Power: 118Bhp @ 6000rpm
Torque: 153Nm @ 4000rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: $-20,000 (A1)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$109,888
Includes VES
$-20,000 (A1) Information
Down Payment
$43,956 (40% of Car Price)
Monthly Installment
$938 for 7 years (84 months) Information

Loan Details

Total Loan
$65,932 Information
Total Interest
$12,830 Information
Total Sum Paid
$78,762 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$9,706 Information
COE
$47,010 Information
VES
$-20,000 (A1) Information
ARF Paid
$17,649 Information
PARF Rebate
You get back $8,825 at the end of 10th year (PARF Rebate) Information
Road Tax
$682 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Aug 2021 77,825 59,855 -5,441
Sep 2021 76,887 59,463 -5,194
Oct 2021 75,949 59,072 -4,942
Nov 2021 75,012 58,680 -4,688
Dec 2021 74,074 58,288 -4,429
Jan 2022 73,136 57,896 -4,167
Feb 2022 72,199 57,505 -3,902
Mar 2022 71,261 57,113 -3,633
Apr 2022 70,324 56,721 -3,360
May 2022 69,386 56,329 -3,083
Jun 2022 68,448 55,938 -2,804
Jul 2022 67,511 55,546 -2,520
End Of Year 1
Aug 2022 66,573 55,154 -2,233
Sep 2022 65,635 54,762 -1,942
Oct 2022 64,698 54,371 -1,648
Nov 2022 63,760 53,979 -1,350
Dec 2022 62,822 53,587 -1,048
Jan 2023 61,885 53,195 -743
Feb 2023 60,947 52,804 -435
Mar 2023 60,009 52,412 -122
Apr 2023 59,072 52,020 194
May 2023 58,134 51,628 513
Jun 2023 57,196 51,237 836
Jul 2023 56,259 50,845 1,163
End Of Year 2
Aug 2023 55,321 50,453 1,493
Sep 2023 54,384 50,061 1,827
Oct 2023 53,446 49,670 2,164
Nov 2023 52,508 49,278 2,505
Dec 2023 51,571 48,886 2,850
Jan 2024 50,633 48,494 3,198
Feb 2024 49,695 48,103 3,550
Mar 2024 48,758 47,711 3,906
Apr 2024 47,820 47,319 4,265
May 2024 46,882 46,927 4,627
Jun 2024 45,945 46,536 4,993
Jul 2024 45,007 46,144 5,363
End Of Year 3
Aug 2024 44,069 45,752 5,737
Sep 2024 43,132 45,360 6,114
Oct 2024 42,194 44,969 6,494
Nov 2024 41,256 44,577 6,878
Dec 2024 40,319 44,185 7,266
Jan 2025 39,381 43,793 7,657
Feb 2025 38,444 43,402 8,052
Mar 2025 37,506 43,010 8,451
Apr 2025 36,568 42,618 8,853
May 2025 35,631 42,226 9,259
Jun 2025 34,693 41,835 9,668
Jul 2025 33,755 41,443 10,081
End Of Year 4
Aug 2025 32,818 41,051 10,498
Sep 2025 31,880 40,659 10,918
Oct 2025 30,942 40,268 11,341
Nov 2025 30,005 39,876 11,769
Dec 2025 29,067 39,484 12,200
Jan 2026 28,129 39,092 12,634
Feb 2026 27,192 38,701 13,072
Mar 2026 26,254 38,309 13,514
Apr 2026 25,316 37,917 13,959
May 2026 24,379 37,525 14,408
Jun 2026 23,441 37,134 14,860
Jul 2026 22,504 36,742 15,316
End Of Year 5
Aug 2026 21,566 35,468 14,894
Sep 2026 20,628 35,076 15,357
Oct 2026 19,691 34,684 15,824
Nov 2026 18,753 34,292 16,294
Dec 2026 17,815 33,901 16,768
Jan 2027 16,878 33,509 17,246
Feb 2027 15,940 33,117 17,727
Mar 2027 15,002 32,725 18,212
Apr 2027 14,065 32,334 18,700
May 2027 13,127 31,942 19,192
Jun 2027 12,189 31,550 19,688
Jul 2027 11,252 31,158 20,187
End Of Year 6
Aug 2027 10,314 29,884 19,807
Sep 2027 9,376 29,492 20,314
Oct 2027 8,439 29,101 20,824
Nov 2027 7,501 28,709 21,337
Dec 2027 6,564 28,317 21,854
Jan 2028 5,626 27,925 22,375
Feb 2028 4,688 27,534 22,899
Mar 2028 3,751 27,142 23,427
Apr 2028 2,813 26,750 23,959
May 2028 1,875 26,358 24,494
Jun 2028 938 25,967 25,033
Jul 2028 0 25,575 25,575
End Of Year 7
Aug 2028 0 24,301 24,301
Sep 2028 0 23,909 23,909
Oct 2028 0 23,517 23,517
Nov 2028 0 23,125 23,125
Dec 2028 0 22,734 22,734
Jan 2029 0 22,342 22,342
Feb 2029 0 21,950 21,950
Mar 2029 0 21,558 21,558
Apr 2029 0 21,167 21,167
May 2029 0 20,775 20,775
Jun 2029 0 20,383 20,383
Jul 2029 0 19,991 19,991
End Of Year 8
Aug 2029 0 18,717 18,717
Sep 2029 0 18,325 18,325
Oct 2029 0 17,934 17,934
Nov 2029 0 17,542 17,542
Dec 2029 0 17,150 17,150
Jan 2030 0 16,758 16,758
Feb 2030 0 16,367 16,367
Mar 2030 0 15,975 15,975
Apr 2030 0 15,583 15,583
May 2030 0 15,191 15,191
Jun 2030 0 14,800 14,800
Jul 2030 0 14,408 14,408
End Of Year 9
Aug 2030 0 13,134 13,134
Sep 2030 0 12,742 12,742
Oct 2030 0 12,350 12,350
Nov 2030 0 11,959 11,959
Dec 2030 0 11,567 11,567
Jan 2031 0 11,175 11,175
Feb 2031 0 10,783 10,783
Mar 2031 0 10,392 10,392
Apr 2031 0 10,000 10,000
May 2031 0 9,608 9,608
Jun 2031 0 9,216 9,216
Jul 2031 0 8,825 8,825
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.