BMW 3 Series 320i Sedan Luxury (A) Authorised Dealer   Updated Loan Calculator

$205,888
Includes VES (24 Mar 2020)
Latest OMV: $46,843
VES: NEUTRAL (B)
Engine Cap: 1998 cc Turbocharged
Power: 135Bhp @ 5000rpm
Torque: 300Nm @ 1550rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$205,888
Includes VES
NEUTRAL (B) Information
Down Payment
$82,356 (40% of Car Price)
Monthly Installment
$1,757 for 7 years (84 months) Information

Loan Details

Total Loan
$123,532 Information
Total Interest
$24,039 Information
Total Sum Paid
$147,571 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$18,247 Information
COE
$30,012 Information
VES
NEUTRAL (B) Information
ARF Paid
$57,580 Information
PARF Rebate
You get back $28,790 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 145,815 72,947 -49,394
Aug 2020 144,058 72,697 -48,446
Sep 2020 142,301 72,447 -47,491
Oct 2020 140,544 72,197 -46,530
Nov 2020 138,787 71,947 -45,562
Dec 2020 137,031 71,697 -44,587
Jan 2021 135,274 71,446 -43,606
Feb 2021 133,517 71,196 -42,618
Mar 2021 131,760 70,946 -41,623
Apr 2021 130,003 70,696 -40,621
May 2021 128,247 70,446 -39,613
Jun 2021 126,490 70,196 -38,598
End Of Year 1
Jul 2021 124,733 69,946 -37,576
Aug 2021 122,976 69,696 -36,547
Sep 2021 121,219 69,446 -35,512
Oct 2021 119,463 69,196 -34,470
Nov 2021 117,706 68,945 -33,421
Dec 2021 115,949 68,695 -32,365
Jan 2022 114,192 68,445 -31,303
Feb 2022 112,435 68,195 -30,234
Mar 2022 110,678 67,945 -29,158
Apr 2022 108,922 67,695 -28,076
May 2022 107,165 67,445 -26,987
Jun 2022 105,408 67,195 -25,891
End Of Year 2
Jul 2022 103,651 66,945 -24,788
Aug 2022 101,894 66,695 -23,679
Sep 2022 100,138 66,444 -22,562
Oct 2022 98,381 66,194 -21,440
Nov 2022 96,624 65,944 -20,310
Dec 2022 94,867 65,694 -19,174
Jan 2023 93,110 65,444 -18,030
Feb 2023 91,354 65,194 -16,881
Mar 2023 89,597 64,944 -15,724
Apr 2023 87,840 64,694 -14,561
May 2023 86,083 64,444 -13,391
Jun 2023 84,326 64,194 -12,214
End Of Year 3
Jul 2023 82,570 63,943 -11,031
Aug 2023 80,813 63,693 -9,840
Sep 2023 79,056 63,443 -8,643
Oct 2023 77,299 63,193 -7,440
Nov 2023 75,542 62,943 -6,229
Dec 2023 73,786 62,693 -5,012
Jan 2024 72,029 62,443 -3,788
Feb 2024 70,272 62,193 -2,558
Mar 2024 68,515 61,943 -1,320
Apr 2024 66,758 61,693 -76
May 2024 65,002 61,442 1,175
Jun 2024 63,245 61,192 2,432
End Of Year 4
Jul 2024 61,488 60,942 3,696
Aug 2024 59,731 60,692 4,967
Sep 2024 57,974 60,442 6,245
Oct 2024 56,218 60,192 7,530
Nov 2024 54,461 59,942 8,821
Dec 2024 52,704 59,692 10,119
Jan 2025 50,947 59,442 11,424
Feb 2025 49,190 59,192 12,735
Mar 2025 47,434 58,941 14,053
Apr 2025 45,677 58,691 15,378
May 2025 43,920 58,441 16,710
Jun 2025 42,163 58,191 18,048
End Of Year 5
Jul 2025 40,406 55,062 16,514
Aug 2025 38,650 54,812 17,866
Sep 2025 36,893 54,562 19,224
Oct 2025 35,136 54,312 20,590
Nov 2025 33,379 54,062 21,962
Dec 2025 31,622 53,812 23,341
Jan 2026 29,866 53,561 24,726
Feb 2026 28,109 53,311 26,118
Mar 2026 26,352 53,061 27,517
Apr 2026 24,595 52,811 28,923
May 2026 22,838 52,561 30,335
Jun 2026 21,082 52,311 31,755
End Of Year 6
Jul 2026 19,325 49,182 30,301
Aug 2026 17,568 48,932 31,734
Sep 2026 15,811 48,682 33,173
Oct 2026 14,054 48,432 34,620
Nov 2026 12,298 48,181 36,072
Dec 2026 10,541 47,931 37,532
Jan 2027 8,784 47,681 38,998
Feb 2027 7,027 47,431 40,471
Mar 2027 5,270 47,181 41,951
Apr 2027 3,514 46,931 43,438
May 2027 1,757 46,681 44,931
Jun 2027 0 46,431 46,431
End Of Year 7
Jul 2027 0 43,302 43,302
Aug 2027 0 43,052 43,052
Sep 2027 0 42,801 42,801
Oct 2027 0 42,551 42,551
Nov 2027 0 42,301 42,301
Dec 2027 0 42,051 42,051
Jan 2028 0 41,801 41,801
Feb 2028 0 41,551 41,551
Mar 2028 0 41,301 41,301
Apr 2028 0 41,051 41,051
May 2028 0 40,801 40,801
Jun 2028 0 40,551 40,551
End Of Year 8
Jul 2028 0 37,421 37,421
Aug 2028 0 37,171 37,171
Sep 2028 0 36,921 36,921
Oct 2028 0 36,671 36,671
Nov 2028 0 36,421 36,421
Dec 2028 0 36,171 36,171
Jan 2029 0 35,921 35,921
Feb 2029 0 35,671 35,671
Mar 2029 0 35,421 35,421
Apr 2029 0 35,171 35,171
May 2029 0 34,920 34,920
Jun 2029 0 34,670 34,670
End Of Year 9
Jul 2029 0 31,541 31,541
Aug 2029 0 31,291 31,291
Sep 2029 0 31,041 31,041
Oct 2029 0 30,791 30,791
Nov 2029 0 30,541 30,541
Dec 2029 0 30,291 30,291
Jan 2030 0 30,041 30,041
Feb 2030 0 29,791 29,791
Mar 2030 0 29,540 29,540
Apr 2030 0 29,290 29,290
May 2030 0 29,040 29,040
Jun 2030 0 28,790 28,790
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.