BMW 5 Series 520i Sedan M Sport (A) Authorised Dealer   Updated Loan Calculator

$256,888
Includes VES (24 Mar 2020)
Latest OMV: $55,673
VES: NEUTRAL (B)
Engine Cap: 1998 cc Turbocharged
Power: 184Bhp @ 5000rpm
Torque: 290Nm @ 1350rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

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» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$256,888
Includes VES
NEUTRAL (B) Information
Down Payment
$102,756 (40% of Car Price)
Monthly Installment
$2,192 for 7 years (84 months) Information

Loan Details

Total Loan
$154,132 Information
Total Interest
$29,994 Information
Total Sum Paid
$184,126 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$22,905 Information
COE
$30,012 Information
VES
NEUTRAL (B) Information
ARF Paid
$72,211 Information
PARF Rebate
You get back $36,106 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 181,934 83,920 -68,725
Aug 2020 179,742 83,670 -67,481
Sep 2020 177,550 83,420 -66,228
Oct 2020 175,358 83,170 -64,967
Nov 2020 173,166 82,920 -63,697
Dec 2020 170,974 82,670 -62,419
Jan 2021 168,782 82,420 -61,132
Feb 2021 166,590 82,170 -59,837
Mar 2021 164,398 81,920 -58,534
Apr 2021 162,206 81,670 -57,222
May 2021 160,014 81,419 -55,902
Jun 2021 157,822 81,169 -54,573
End Of Year 1
Jul 2021 155,630 80,919 -53,236
Aug 2021 153,438 80,669 -51,891
Sep 2021 151,246 80,419 -50,537
Oct 2021 149,054 80,169 -49,175
Nov 2021 146,862 79,919 -47,805
Dec 2021 144,670 79,669 -46,426
Jan 2022 142,479 79,419 -45,038
Feb 2022 140,287 79,169 -43,642
Mar 2022 138,095 78,918 -42,238
Apr 2022 135,903 78,668 -40,826
May 2022 133,711 78,418 -39,405
Jun 2022 131,519 78,168 -37,975
End Of Year 2
Jul 2022 129,327 77,918 -36,538
Aug 2022 127,135 77,668 -35,091
Sep 2022 124,943 77,418 -33,637
Oct 2022 122,751 77,168 -32,174
Nov 2022 120,559 76,918 -30,702
Dec 2022 118,367 76,668 -29,223
Jan 2023 116,175 76,417 -27,735
Feb 2023 113,983 76,167 -26,238
Mar 2023 111,791 75,917 -24,733
Apr 2023 109,599 75,667 -23,220
May 2023 107,407 75,417 -21,698
Jun 2023 105,215 75,167 -20,168
End Of Year 3
Jul 2023 103,023 74,917 -18,629
Aug 2023 100,831 74,667 -17,082
Sep 2023 98,639 74,417 -15,527
Oct 2023 96,447 74,167 -13,963
Nov 2023 94,255 73,916 -12,391
Dec 2023 92,063 73,666 -10,810
Jan 2024 89,871 73,416 -9,221
Feb 2024 87,679 73,166 -7,624
Mar 2024 85,487 72,916 -6,018
Apr 2024 83,295 72,666 -4,404
May 2024 81,103 72,416 -2,781
Jun 2024 78,911 72,166 -1,150
End Of Year 4
Jul 2024 76,719 71,916 490
Aug 2024 74,527 71,666 2,137
Sep 2024 72,335 71,415 3,794
Oct 2024 70,143 71,165 5,458
Nov 2024 67,951 70,915 7,131
Dec 2024 65,759 70,665 8,813
Jan 2025 63,567 70,415 10,502
Feb 2025 61,375 70,165 12,201
Mar 2025 59,183 69,915 13,907
Apr 2025 56,991 69,665 15,622
May 2025 54,799 69,415 17,346
Jun 2025 52,607 69,165 19,078
End Of Year 5
Jul 2025 50,415 65,304 17,207
Aug 2025 48,223 65,054 18,956
Sep 2025 46,032 64,804 20,713
Oct 2025 43,840 64,554 22,478
Nov 2025 41,648 64,303 24,252
Dec 2025 39,456 64,053 26,034
Jan 2026 37,264 63,803 27,825
Feb 2026 35,072 63,553 29,624
Mar 2026 32,880 63,303 31,432
Apr 2026 30,688 63,053 33,247
May 2026 28,496 62,803 35,072
Jun 2026 26,304 62,553 36,904
End Of Year 6
Jul 2026 24,112 58,692 35,135
Aug 2026 21,920 58,442 36,984
Sep 2026 19,728 58,192 38,842
Oct 2026 17,536 57,942 40,708
Nov 2026 15,344 57,692 42,583
Dec 2026 13,152 57,442 44,466
Jan 2027 10,960 57,192 46,358
Feb 2027 8,768 56,941 48,258
Mar 2027 6,576 56,691 50,166
Apr 2027 4,384 56,441 52,082
May 2027 2,192 56,191 54,008
Jun 2027 0 55,941 55,941
End Of Year 7
Jul 2027 0 52,080 52,080
Aug 2027 0 51,830 51,830
Sep 2027 0 51,580 51,580
Oct 2027 0 51,330 51,330
Nov 2027 0 51,080 51,080
Dec 2027 0 50,830 50,830
Jan 2028 0 50,580 50,580
Feb 2028 0 50,330 50,330
Mar 2028 0 50,080 50,080
Apr 2028 0 49,829 49,829
May 2028 0 49,579 49,579
Jun 2028 0 49,329 49,329
End Of Year 8
Jul 2028 0 45,469 45,469
Aug 2028 0 45,218 45,218
Sep 2028 0 44,968 44,968
Oct 2028 0 44,718 44,718
Nov 2028 0 44,468 44,468
Dec 2028 0 44,218 44,218
Jan 2029 0 43,968 43,968
Feb 2029 0 43,718 43,718
Mar 2029 0 43,468 43,468
Apr 2029 0 43,218 43,218
May 2029 0 42,968 42,968
Jun 2029 0 42,717 42,717
End Of Year 9
Jul 2029 0 38,857 38,857
Aug 2029 0 38,607 38,607
Sep 2029 0 38,357 38,357
Oct 2029 0 38,107 38,107
Nov 2029 0 37,856 37,856
Dec 2029 0 37,606 37,606
Jan 2030 0 37,356 37,356
Feb 2030 0 37,106 37,106
Mar 2030 0 36,856 36,856
Apr 2030 0 36,606 36,606
May 2030 0 36,356 36,356
Jun 2030 0 36,106 36,106
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.