BMW 1 Series 118i Luxury (A) Authorised Dealer   Updated Loan Calculator

$144,888
Includes VES (24 Mar 2020)
Latest OMV: $32,845
VES: NEUTRAL (B)
Engine Cap: 1499 cc Turbocharged
Power: 138Bhp @ 4600rpm
Torque: 220Nm @ 1480rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$144,888
Includes VES
NEUTRAL (B) Information
Down Payment
$57,956 (40% of Car Price)
Monthly Installment
$1,237 for 7 years (84 months) Information

Loan Details

Total Loan
$86,932 Information
Total Interest
$16,917 Information
Total Sum Paid
$103,849 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$12,847 Information
COE
$30,012 Information
VES
NEUTRAL (B) Information
ARF Paid
$37,983 Information
PARF Rebate
You get back $18,992 at the end of 10th year (PARF Rebate) Information
Road Tax
$684 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 102,613 58,249 -27,845
Aug 2020 101,376 57,999 -27,252
Sep 2020 100,140 57,749 -26,654
Oct 2020 98,904 57,499 -26,052
Nov 2020 97,667 57,249 -25,445
Dec 2020 96,431 56,999 -24,833
Jan 2021 95,195 56,749 -24,216
Feb 2021 93,959 56,498 -23,595
Mar 2021 92,722 56,248 -22,969
Apr 2021 91,486 55,998 -22,338
May 2021 90,250 55,748 -21,702
Jun 2021 89,013 55,498 -21,062
End Of Year 1
Jul 2021 87,777 55,248 -20,417
Aug 2021 86,541 54,998 -19,767
Sep 2021 85,305 54,748 -19,113
Oct 2021 84,068 54,498 -18,454
Nov 2021 82,832 54,248 -17,790
Dec 2021 81,596 53,997 -17,121
Jan 2022 80,359 53,747 -16,448
Feb 2022 79,123 53,497 -15,769
Mar 2022 77,887 53,247 -15,086
Apr 2022 76,650 52,997 -14,399
May 2022 75,414 52,747 -13,706
Jun 2022 74,178 52,497 -13,009
End Of Year 2
Jul 2022 72,942 52,247 -12,307
Aug 2022 71,705 51,997 -11,601
Sep 2022 70,469 51,747 -10,889
Oct 2022 69,233 51,496 -10,173
Nov 2022 67,996 51,246 -9,452
Dec 2022 66,760 50,996 -8,727
Jan 2023 65,524 50,746 -7,997
Feb 2023 64,287 50,496 -7,262
Mar 2023 63,051 50,246 -6,522
Apr 2023 61,815 49,996 -5,777
May 2023 60,579 49,746 -5,028
Jun 2023 59,342 49,496 -4,274
End Of Year 3
Jul 2023 58,106 49,246 -3,515
Aug 2023 56,870 48,995 -2,752
Sep 2023 55,633 48,745 -1,984
Oct 2023 54,397 48,495 -1,211
Nov 2023 53,161 48,245 -433
Dec 2023 51,924 47,995 350
Jan 2024 50,688 47,745 1,137
Feb 2024 49,452 47,495 1,929
Mar 2024 48,216 47,245 2,725
Apr 2024 46,979 46,995 3,527
May 2024 45,743 46,745 4,333
Jun 2024 44,507 46,494 5,144
End Of Year 4
Jul 2024 43,270 46,244 5,959
Aug 2024 42,034 45,994 6,780
Sep 2024 40,798 45,744 7,605
Oct 2024 39,562 45,494 8,435
Nov 2024 38,325 45,244 9,269
Dec 2024 37,089 44,994 10,108
Jan 2025 35,853 44,744 10,952
Feb 2025 34,616 44,494 11,801
Mar 2025 33,380 44,244 12,655
Apr 2025 32,144 43,993 13,513
May 2025 30,907 43,743 14,376
Jun 2025 29,671 43,493 15,244
End Of Year 5
Jul 2025 28,435 41,344 14,217
Aug 2025 27,199 41,094 15,094
Sep 2025 25,962 40,844 15,976
Oct 2025 24,726 40,594 16,863
Nov 2025 23,490 40,344 17,754
Dec 2025 22,253 40,094 18,650
Jan 2026 21,017 39,843 19,551
Feb 2026 19,781 39,593 20,457
Mar 2026 18,544 39,343 21,367
Apr 2026 17,308 39,093 22,282
May 2026 16,072 38,843 23,202
Jun 2026 14,836 38,593 24,127
End Of Year 6
Jul 2026 13,599 36,444 23,157
Aug 2026 12,363 36,194 24,091
Sep 2026 11,127 35,943 25,030
Oct 2026 9,890 35,693 25,974
Nov 2026 8,654 35,443 26,922
Dec 2026 7,418 35,193 27,875
Jan 2027 6,181 34,943 28,833
Feb 2027 4,945 34,693 29,795
Mar 2027 3,709 34,443 30,762
Apr 2027 2,473 34,193 31,734
May 2027 1,236 33,943 32,711
Jun 2027 0 33,693 33,693
End Of Year 7
Jul 2027 0 31,543 31,543
Aug 2027 0 31,293 31,293
Sep 2027 0 31,043 31,043
Oct 2027 0 30,793 30,793
Nov 2027 0 30,543 30,543
Dec 2027 0 30,293 30,293
Jan 2028 0 30,043 30,043
Feb 2028 0 29,793 29,793
Mar 2028 0 29,543 29,543
Apr 2028 0 29,292 29,292
May 2028 0 29,042 29,042
Jun 2028 0 28,792 28,792
End Of Year 8
Jul 2028 0 26,643 26,643
Aug 2028 0 26,393 26,393
Sep 2028 0 26,143 26,143
Oct 2028 0 25,893 25,893
Nov 2028 0 25,643 25,643
Dec 2028 0 25,392 25,392
Jan 2029 0 25,142 25,142
Feb 2029 0 24,892 24,892
Mar 2029 0 24,642 24,642
Apr 2029 0 24,392 24,392
May 2029 0 24,142 24,142
Jun 2029 0 23,892 23,892
End Of Year 9
Jul 2029 0 21,743 21,743
Aug 2029 0 21,493 21,493
Sep 2029 0 21,242 21,242
Oct 2029 0 20,992 20,992
Nov 2029 0 20,742 20,742
Dec 2029 0 20,492 20,492
Jan 2030 0 20,242 20,242
Feb 2030 0 19,992 19,992
Mar 2030 0 19,742 19,742
Apr 2030 0 19,492 19,492
May 2030 0 19,242 19,242
Jun 2030 0 18,992 18,992
End Of Year 10

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