BMW 3 Series 320i Sedan M Sport (A) Authorised Dealer   Updated Loan Calculator

$211,888
Includes VES (24 Mar 2020)
Latest OMV: $47,702
VES: NEUTRAL (B)
Engine Cap: 1998 cc Turbocharged
Power: 135Bhp @ 5000rpm
Torque: 300Nm @ 1550rpm
Type: Sedan
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$211,888
Includes VES
NEUTRAL (B) Information
Down Payment
$84,756 (40% of Car Price)
Monthly Installment
$1,808 for 7 years (84 months) Information

Loan Details

Total Loan
$127,132 Information
Total Interest
$24,740 Information
Total Sum Paid
$151,872 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$18,804 Information
COE
$30,012 Information
VES
NEUTRAL (B) Information
ARF Paid
$58,783 Information
PARF Rebate
You get back $29,391 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,210 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 150,064 73,849 -52,057
Aug 2020 148,256 73,599 -51,074
Sep 2020 146,448 73,349 -50,085
Oct 2020 144,640 73,099 -49,088
Nov 2020 142,832 72,849 -48,085
Dec 2020 141,024 72,599 -47,074
Jan 2021 139,216 72,348 -46,057
Feb 2021 137,408 72,098 -45,033
Mar 2021 135,600 71,848 -44,001
Apr 2021 133,792 71,598 -42,963
May 2021 131,984 71,348 -41,918
Jun 2021 130,176 71,098 -40,866
End Of Year 1
Jul 2021 128,368 70,848 -39,807
Aug 2021 126,560 70,598 -38,741
Sep 2021 124,752 70,348 -37,669
Oct 2021 122,944 70,098 -36,589
Nov 2021 121,136 69,847 -35,502
Dec 2021 119,328 69,597 -34,409
Jan 2022 117,520 69,347 -33,308
Feb 2022 115,712 69,097 -32,201
Mar 2022 113,904 68,847 -31,086
Apr 2022 112,096 68,597 -29,965
May 2022 110,288 68,347 -28,837
Jun 2022 108,480 68,097 -27,701
End Of Year 2
Jul 2022 106,672 67,847 -26,559
Aug 2022 104,864 67,597 -25,410
Sep 2022 103,056 67,346 -24,254
Oct 2022 101,248 67,096 -23,091
Nov 2022 99,440 66,846 -21,922
Dec 2022 97,632 66,596 -20,745
Jan 2023 95,824 66,346 -19,561
Feb 2023 94,016 66,096 -18,371
Mar 2023 92,208 65,846 -17,173
Apr 2023 90,400 65,596 -15,969
May 2023 88,592 65,346 -14,757
Jun 2023 86,784 65,096 -13,539
End Of Year 3
Jul 2023 84,976 64,845 -12,314
Aug 2023 83,168 64,595 -11,081
Sep 2023 81,360 64,345 -9,842
Oct 2023 79,552 64,095 -8,596
Nov 2023 77,744 63,845 -7,343
Dec 2023 75,936 63,595 -6,083
Jan 2024 74,128 63,345 -4,816
Feb 2024 72,320 63,095 -3,543
Mar 2024 70,512 62,845 -2,262
Apr 2024 68,704 62,595 -974
May 2024 66,896 62,344 320
Jun 2024 65,088 62,094 1,622
End Of Year 4
Jul 2024 63,280 61,844 2,930
Aug 2024 61,472 61,594 4,245
Sep 2024 59,664 61,344 5,568
Oct 2024 57,856 61,094 6,897
Nov 2024 56,048 60,844 8,233
Dec 2024 54,240 60,594 9,576
Jan 2025 52,432 60,344 10,926
Feb 2025 50,624 60,094 12,283
Mar 2025 48,816 59,843 13,647
Apr 2025 47,008 59,593 15,018
May 2025 45,200 59,343 16,395
Jun 2025 43,392 59,093 17,780
End Of Year 5
Jul 2025 41,584 55,904 16,233
Aug 2025 39,776 55,654 17,631
Sep 2025 37,968 55,404 19,037
Oct 2025 36,160 55,154 20,449
Nov 2025 34,352 54,903 21,868
Dec 2025 32,544 54,653 23,294
Jan 2026 30,736 54,403 24,728
Feb 2026 28,928 54,153 26,168
Mar 2026 27,120 53,903 27,615
Apr 2026 25,312 53,653 29,069
May 2026 23,504 53,403 30,530
Jun 2026 21,696 53,153 31,997
End Of Year 6
Jul 2026 19,888 49,964 30,533
Aug 2026 18,080 49,713 32,015
Sep 2026 16,272 49,463 33,503
Oct 2026 14,464 49,213 34,999
Nov 2026 12,656 48,963 36,501
Dec 2026 10,848 48,713 38,011
Jan 2027 9,040 48,463 39,527
Feb 2027 7,232 48,213 41,050
Mar 2027 5,424 47,963 42,580
Apr 2027 3,616 47,713 44,117
May 2027 1,808 47,463 45,661
Jun 2027 0 47,212 47,212
End Of Year 7
Jul 2027 0 44,023 44,023
Aug 2027 0 43,773 43,773
Sep 2027 0 43,523 43,523
Oct 2027 0 43,273 43,273
Nov 2027 0 43,023 43,023
Dec 2027 0 42,773 42,773
Jan 2028 0 42,523 42,523
Feb 2028 0 42,272 42,272
Mar 2028 0 42,022 42,022
Apr 2028 0 41,772 41,772
May 2028 0 41,522 41,522
Jun 2028 0 41,272 41,272
End Of Year 8
Jul 2028 0 38,083 38,083
Aug 2028 0 37,833 37,833
Sep 2028 0 37,583 37,583
Oct 2028 0 37,333 37,333
Nov 2028 0 37,082 37,082
Dec 2028 0 36,832 36,832
Jan 2029 0 36,582 36,582
Feb 2029 0 36,332 36,332
Mar 2029 0 36,082 36,082
Apr 2029 0 35,832 35,832
May 2029 0 35,582 35,582
Jun 2029 0 35,332 35,332
End Of Year 9
Jul 2029 0 32,143 32,143
Aug 2029 0 31,892 31,892
Sep 2029 0 31,642 31,642
Oct 2029 0 31,392 31,392
Nov 2029 0 31,142 31,142
Dec 2029 0 30,892 30,892
Jan 2030 0 30,642 30,642
Feb 2030 0 30,392 30,392
Mar 2030 0 30,142 30,142
Apr 2030 0 29,892 29,892
May 2030 0 29,642 29,642
Jun 2030 0 29,391 29,391
End Of Year 10

(Optional) Choose another car to Calculate

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.