Volkswagen Golf
R-Line CL 1.4 TSI (DSG) (A) Authorised Dealer   Updated Loan Calculator

$114,900 Price Decrease
Includes VES (19 Nov 2020)
Latest OMV: $19,968
VES: NEUTRAL (B)
Engine Cap: 1395 cc Turbocharged
Power: 123Bhp @ 5000rpm
Torque: 200Nm @ 1400rpm
Type: 5 Door Hatch
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 30% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$114,900
Includes VES
NEUTRAL (B) Information
Down Payment
$34,470 (30% of Car Price)
Monthly Installment
$1,144 for 7 years (84 months) Information

Loan Details

Total Loan
$80,430 Information
Total Interest
$15,652 Information
Total Sum Paid
$96,082 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$10,492 Information
COE
$37,690 Information
VES
NEUTRAL (B) Information
ARF Paid
$19,968 Information
PARF Rebate
You get back $9,984 at the end of 10th year (PARF Rebate) Information
Road Tax
$623 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jan 2021 94,938 52,352 -27,303
Feb 2021 93,794 52,038 -26,837
Mar 2021 92,650 51,724 -26,366
Apr 2021 91,506 51,410 -25,892
May 2021 90,363 51,096 -25,413
Jun 2021 89,219 50,782 -24,929
Jul 2021 88,075 50,467 -24,442
Aug 2021 86,931 50,153 -23,949
Sep 2021 85,787 49,839 -23,453
Oct 2021 84,643 49,525 -22,952
Nov 2021 83,500 49,211 -22,447
Dec 2021 82,356 48,897 -21,937
End Of Year 1
Jan 2022 81,212 48,583 -21,423
Feb 2022 80,068 48,269 -20,904
Mar 2022 78,924 47,955 -20,382
Apr 2022 77,780 47,641 -19,854
May 2022 76,637 47,327 -19,323
Jun 2022 75,493 47,013 -18,787
Jul 2022 74,349 46,698 -18,246
Aug 2022 73,205 46,384 -17,702
Sep 2022 72,061 46,070 -17,152
Oct 2022 70,917 45,756 -16,599
Nov 2022 69,774 45,442 -16,041
Dec 2022 68,630 45,128 -15,479
End Of Year 2
Jan 2023 67,486 44,814 -14,912
Feb 2023 66,342 44,500 -14,341
Mar 2023 65,198 44,186 -13,765
Apr 2023 64,054 43,872 -13,186
May 2023 62,911 43,558 -12,601
Jun 2023 61,767 43,244 -12,013
Jul 2023 60,623 42,929 -11,420
Aug 2023 59,479 42,615 -10,822
Sep 2023 58,335 42,301 -10,221
Oct 2023 57,191 41,987 -9,614
Nov 2023 56,048 41,673 -9,004
Dec 2023 54,904 41,359 -8,389
End Of Year 3
Jan 2024 53,760 41,045 -7,770
Feb 2024 52,616 40,731 -7,146
Mar 2024 51,472 40,417 -6,518
Apr 2024 50,328 40,103 -5,885
May 2024 49,185 39,789 -5,249
Jun 2024 48,041 39,475 -4,607
Jul 2024 46,897 39,160 -3,962
Aug 2024 45,753 38,846 -3,312
Sep 2024 44,609 38,532 -2,657
Oct 2024 43,466 38,218 -1,999
Nov 2024 42,322 37,904 -1,335
Dec 2024 41,178 37,590 -668
End Of Year 4
Jan 2025 40,034 37,276 4
Feb 2025 38,890 36,962 680
Mar 2025 37,746 36,648 1,361
Apr 2025 36,603 36,334 2,046
May 2025 35,459 36,020 2,735
Jun 2025 34,315 35,706 3,429
Jul 2025 33,171 35,391 4,127
Aug 2025 32,027 35,077 4,830
Sep 2025 30,883 34,763 5,537
Oct 2025 29,740 34,449 6,248
Nov 2025 28,596 34,135 6,964
Dec 2025 27,452 33,821 7,684
End Of Year 5
Jan 2026 26,308 32,509 7,410
Feb 2026 25,164 32,194 8,139
Mar 2026 24,020 31,880 8,873
Apr 2026 22,877 31,566 9,610
May 2026 21,733 31,252 10,352
Jun 2026 20,589 30,938 11,099
Jul 2026 19,445 30,624 11,850
Aug 2026 18,301 30,310 12,605
Sep 2026 17,157 29,996 13,365
Oct 2026 16,014 29,682 14,128
Nov 2026 14,870 29,368 14,897
Dec 2026 13,726 29,054 15,670
End Of Year 6
Jan 2027 12,582 27,741 15,448
Feb 2027 11,438 27,427 16,230
Mar 2027 10,294 27,113 17,016
Apr 2027 9,151 26,799 17,806
May 2027 8,007 26,485 18,601
Jun 2027 6,863 26,171 19,400
Jul 2027 5,719 25,857 20,203
Aug 2027 4,575 25,543 21,011
Sep 2027 3,431 25,228 21,823
Oct 2027 2,288 24,914 22,640
Nov 2027 1,144 24,600 23,461
Dec 2027 0 24,286 24,286
End Of Year 7
Jan 2028 0 22,974 22,974
Feb 2028 0 22,660 22,660
Mar 2028 0 22,346 22,346
Apr 2028 0 22,031 22,031
May 2028 0 21,717 21,717
Jun 2028 0 21,403 21,403
Jul 2028 0 21,089 21,089
Aug 2028 0 20,775 20,775
Sep 2028 0 20,461 20,461
Oct 2028 0 20,147 20,147
Nov 2028 0 19,833 19,833
Dec 2028 0 19,519 19,519
End Of Year 8
Jan 2029 0 18,206 18,206
Feb 2029 0 17,892 17,892
Mar 2029 0 17,578 17,578
Apr 2029 0 17,264 17,264
May 2029 0 16,950 16,950
Jun 2029 0 16,636 16,636
Jul 2029 0 16,322 16,322
Aug 2029 0 16,008 16,008
Sep 2029 0 15,694 15,694
Oct 2029 0 15,380 15,380
Nov 2029 0 15,065 15,065
Dec 2029 0 14,751 14,751
End Of Year 9
Jan 2030 0 13,439 13,439
Feb 2030 0 13,125 13,125
Mar 2030 0 12,811 12,811
Apr 2030 0 12,497 12,497
May 2030 0 12,183 12,183
Jun 2030 0 11,869 11,869
Jul 2030 0 11,554 11,554
Aug 2030 0 11,240 11,240
Sep 2030 0 10,926 10,926
Oct 2030 0 10,612 10,612
Nov 2030 0 10,298 10,298
Dec 2030 0 9,984 9,984
End Of Year 10

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